EFTA Document EFTA01409663

Term Sheet Page 1 of 3 1,500,000 DEPOSITARY SHARES FILED PURSUANT TO RULE 433 FILE NO. 333-192302 EACH REPRESENTING A 1/25TH INTEREST IN A SHARE OF 5.800% FIXED RATE/FLOATING RATE NONCUMULATIVE PREFERRED STOCK, SERIES N $1,000 LIQUIDATION PREFERENCE PER DEPOSITARY SHARE Terms and Conditions: Issuer: Citigroup Inc. Securities: Ratings*: Trade Date: Settlement Date: Maturity: Liquidation Preference: 1,500,000 depositary shares, each representing a 1/25th interest in a share of pe