EFTA01504956

05 12002 Account Number: FINANCIAL TRUST COMPANY INC May 01, 2002 - May 31, 2002 J.P. Morgan Securities Inc. 270 Park Avenue New York, NY 10017 JPMorgan Private Bank Margin Account Portfolio Page 27 of 28 IMPORTANT INFORMATION ABOUT YOUR STATEMENT Contact your client service specialist of you think your statement is incorrect or you require additional in ft:KIMnon about a tranteCtiOn on your statement IMPORTANT INFORMATION ABOUT YOUR JPMSI MARGIN ACCOUNT It there are any errors or omissions on this statement. OT if you nave any questions about please contact your JPMSI Account Representative or JPMSI Compliance Department at (212)433.2323. Please keep the kayoing on mod when using Nts statement b track your JPMS( brokerage acIvify This stalenemtoomtwxy your general 'reign aCCOunt worn the seer Memaandurn account reamed ty SeCtrOn 220 6 ROgaatiOn T As required by ReguMbOn T a to oaten! record or your separateMO:VIA m9 aveafbiel4000 repaid Important tnfonnaban about pricing and valuations. Eb0eS some a wad? ro prOydod by feting SeviCAR 0, Other sources *ha, we deem meet*. are hot fps soloed to' accuracy or as 'sizable miss Fen credit balances m yea, account Aro Oa segregated and may b0 used in Zr. operation d JP/.4Sts buttress subject10RO Porga.nOvIS of SEC Rue 15cX3 Unless aheareS0 inatuatd JAMS, a ds agents and dep:ditenos ,,,s4 nod rots socurtos Upon you' &Mind JAMS? .0/pay to you the amount of your tree oval baboce and will deinc. to gum fulk,..pad SOCuntOS held err yaw b011a insures: were Charged on any debt balance rho method of cab/Wing interest is Miscribcd m a totter son: to all margin customers Upon wntten request JPMSloig Supply you with our frost woo: statement nmund to be liontShOd to customers under SEC Rut. 17a-5(c) If a who/cal/is mode wth respect to an 'slue of securities included en wax Moron Aw-mmt we wiV &bra the oaf by a method we deem law and equitable You should have sepewaleJPIOSI bade contrma:vns fa each secteees tense:ton AO bansectcns ere sue"( to the bons and condMons slated on Me reverse side ol such confematons and re subject to Me consMuton by-laws customs and nlerpretatons of the nett ketp.bce where executed and goiemed by end cons.Vued an *accedence w4h the Jaws d the state &New York and all a0pial* federal less and regulations. You must mompey advise10MS/ of mated& changes in your investment objectives a financial squaton Unless you tram JPMSI cMenrae JPMSI oat consider the obtmaten currently )n its files to be complete and accurate JPMSI is removed by Jaw foram, to the Infernal Revenue Sow. aadiv•dends antra interest income on bonds oedded to your aCcourg during calendar ye. Please retain atlyou statements bassist you in preparing exer income lax returns A Anemia, statement or JPMSI U tradable fa ion personal inspection at its this or a copy of if mi/ be mailed WC,' )0t1 written request JAMS; a no I a bank endee sepwate legal ratty from As ben* a the affAstes mAidtrig JPMCB The secedes add °leaf a recommanded tyJP/09 (I) Ave not insured by the Federal Dep0ut In wine, COrpOra!on a any other OOP, nniOnfal agency (2) Are not deposits a One( obAgibons Of JPM.Sr* bank a tall MUMMA (unless Otetwvose indealed) and re not guaranteed by a the fespOnsibigy Of any Web efnialestunless mastery stated otherwise) and (3) inmee investment lake oc4.4,02 poss,Cae toss Of the tvinGpatimestea JPMSIY banking afIn‘ares maybe seders to amen of Wadies that JPMSI underwrites rnwhAh Case proceeds a Orterings unlewhlIen OyJPMS may De used la the repayment of such bans end you VIOutl refer to the deck e 00Cuments (Skov 10 partCukv 5ecutta.a Ia clocussOn a any such tending iPitgaIS hips The Federal Rosner rogueos That JPMSI obtain your consme mean it can oaten cabin mt.-nation bares bank a Mr": aff*rates ockidLng they credit ova:oat/an of you We A assume that your continuing to transact busness with JPMSI constitute your consent", Me :henry as such mist onnion by JPMSI and As bank a that alWabs torn a, foot permitted by Ian JPMorgan Pryer., Ban the nvtiobng name to ma a/Nab banking business conducted by JP Morgan Chase 6 Co 'tycoon ds subsdonos tvailw do atalLnii JPMCB and JPMSI Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00029924 SDNY_GM_00299122 EFTA01504956