EFTA01507059

04 12004 Account Number FINANCIAL TRUST COMPANY INC April 01, 2004 - April 30, 2004 JPMorgan Chase Bank 345 Park Avenue, New York, NY 10154-1002 fl JPMorgan Private Bank Asset Account Portfolio Page 79 of 82 In Case «Enna or Guest!~ About Your Electronic Transfer*. Contact your Morgan Teem at cne of ten »tephonenumberson the front able earner,: or was 05 at 500 Stanton ChrtsternFlon //OPS Alenntl. DE 197112107 es soon as >wean. d you fink your stale ment is wrong a dyou need mere utnatron about a transfer on the statement We must hen bon you no lab then 60 days alke we sent you the FIRSTstakenent on with the error a protem donned (11Tel tu your °emend eoccent nunta(2)CeeRbelho ma n the trensk, you Me comae about end °Animas ant 05 you can why you Detest,/ is n error a why you need more narnsfrat (3) led us the dater amount of the suspected era If you cat! us crafty. you must send us your ~plant a question in mane nits, 10 business days n order lo preserveyour fonts We wit investgeloyour complain:and waV ~reel any nor a ornery II me laken». than 10 business days t0 dO the (20~10, punShineenng yOur Ond CYO a b efernateneltnInteCterlid. ura n it GredayOur eCCContke PB 411nOunly,.. Inns, A erra. 40 that 'Co ear nays Me <swot' moneydvnng the tone d lakes us to Complete or inatiasfigaficia to case of Was a questions about your Staterntni, iraCio0M9 your Inv of credn It you tenk that your falfearkaala af taraOrreda e you need nere wdermaton about a Pensacton on your sta»ment oxiiidng a Ana at bed< Iramactan you trea write pus on a separate she« descnana Pe «la and send 4 to JPMOrgan Prnato Plank 500 Stanton Casten Rae) MOPS., Wank OE 19713.2107 We must hoot from you no lahe than 60 days end Me stalomn! on *then the once a probtom appeared 0 sent You can coot/lc/your cam/ «Eva spee as! but doing so wig not prosaroe tea ryas In YOur teen pi ase Panda the SCSCeong rasmelon ( your name and account number. (2)1he decor amount or the suspected eats and (3) a description of Pe ana end 11~411».1 "you tan why you tetara there is an end II you need moe eSameton you trust deacon the amn you are unsure atoll The JPMorgan Funds or The JPMorgan Institutional Funds or The American Century Funds Shan,: el the turd: mono( bark ~oat an] de nå guaanteed by any bank government dory a the FOC Return end snare once mo Minn...end neempbc., van» may be need less then ongnalcost Nemeth* money market funds seek to mertan a stab., not a :Jot rated SI 00 cia Diar* Moe,: re as stance that MeywAcontruo to do r Thoostna annual:wean° and di end yen hgaostcr ~No/ fords reptesentme funds' most recent income dividend annuaKed JP Morgan Fords as,,b(stor Mc if: Ye do:pecan &the JPMengen Funds and American Cenhoy /n~mee4 Services Inc is the dsetcnce of the Amender Cenhxy Fads JP Mdgen Investment Managamentlac ØAmerce° Canvey Imestment Management Inc r.o.voa: in. o4brerkaAnsas» »now:podia:4i~ tom4osandtoccwocorntonsation from twortesa,c-tvofuwel Pan:do:for provdrag uwastnentezdv,:ayand aha servos If you 1he chosen one of the sweep niroa fonds you are naked thet positrons in the Arne Money Market Sweep Fund representhoW nos in he JR/croon Rime Money Mein: Fund positions in the FederelMoney Make/ Sweep Fund represent headings n the JPMorgan FecternMasey Market Fund and postons st the Te. Esemp:IdoneyMeent Sweep Fund represent ~mg, n thelFttorgen Tax E.emptMcney Mein Fund JRISI is the Gusto:hen atshdwfms end ea mint funds purchased through JPMSI g JPMorgan and American Century funds JPMSI isa maned the Swaged tonesta Pot~ Copaatin(SIFC7a naskr.protd memberstspcorpeaticn funded by brone.deaknegetantdenTh the Secuminend E.n,angeforniniOn ~UM'« and Cab held fa* callawinCCOunt at !NIS! are nOteeled up to the tot a ne t nutly a aeon account The first $500.000 °ten:nandd when net...46'i op lo SIGO 000 of protect«, for awn as pia e d by &PC As at March 2004, the Detente of Me protetten is pnirrded by a septaeleExcessSIPC Sway Bond issued by CustOnw Asset Refection Company SIFT', end eras* SiPCndeola do not protect against bosses from AuCtuations n te vine« the neon?», Assets helda cualosy by JPMorgan Chas. Bank(»e'Etanle)wo not Outfit!» SIPCa eit0.1.2 Si PC posecion .0 P Morgan St:cabs:Inc JPMagen Changan.< ce Ø atIntos ono 'Morgan Conyvinesl may provide adninsstetvo custodial sake dfst,lxåfon a shweholdet ~roes to JPMorgan Funds. AmnonCentury Funds d funs ciankshed sponsored advised managed by tind parters and Me Wigan COMeemes neybe compensa,ed for shah semen JPMorgan Prvate Sanks the marketing name fa Me dinte banking buaness conch.des, by J P Morgan Chase .6 Co through its sundered Aciktwde, nciudng JPW>gan Chase Bank JP Morgan 7~1 Company NA and J P Madan Securities Inc Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00032048 SDNY_GM_00301246 EFTA01507059