EFTA01511435

05 12002 Account Number: FINANCIAL TRUST COMPANY, INC. May 01, 2002 - May 31, 2002 JPMorgan Chase Bank 345 Park Avenue, New York, NY 10154-1002 JPMorgan Private Bank Asset Account Portfolio Page 42 of 46 In Case of Errors or OuestiOns About Your Electronic Transfer's. Ccn!act >at Morgan ream& one of Me ~phone numbs. s on the frontal Ma statement a web us et 500 Stanton ChrobanaRoad. 1ØS ~ark DE 19713.2107 as soon as you Can IyOu Minh your Statement.. Orono a et you need mere information about e bons'« on the statement Wenxtst hew ecm >ou nor late Man 60 days site we sent you the FIRSTslaternen ton *nth the ward proMemappeated (I) Tease Kw name and account fltarter (2)0esenbetne *actor Me bansfaryou a•11UnSurBabout and a. plan as dearly es ycv can why you 1.1Y1v11•1 45 in error« why >at need nitte infants:4w (3)16W us WO 00~ Mount d the suspected era If yOu WOW: us «Bay >as must send us your bamptant «pulston In antog vottsn 10 business days SI «der ro piMCA. >Our "grits We wit ievestgaie~C0Wiplainhind wit ~reel sinyewortvompfWe tf me take mom than 10 Puffinessdays:0 00 ths, (20days kw purtn~ using ”Sur ~lard or b' mileasshOnallyansaCUSM) we 0-edit sour account tor Ore amount >s)u Mink is yi «fly SO ffiat >ow wsY here the use or noisy dunned* Arne it Wet 449 to ~pine our usW9P9erOw M Case of Errors or Questions About Your Statement. Including Your Lino of Crean If >GU think )MX Slate ent is mccsroct or f you need more .ntorrnabon area a earner:ton on jour statement ~IQ a One of trod,' transactor, you must write to us on a separate shod' Munro:to trio ears and send it to !Oaks-eon Prrano Ranh 500 Stanton Ctmshana Road 1.ORS. tub OE 19713.2107 We rft.nt nW bom you no lake than CO days afro( the stagnant on which Not «boa pro fem appeared a sent You con contact )(X< ~gin Team but done so ea I not pies p ivirs•sur In rxr k..ntv pkeseptowdeMe foltnnne rdoemabon (1))our nano and account number (2) the dodo amount of the suspected eno, and ate desust o n of tip enorand erptanaton rsu can why you heave Mere is an ercv If you need more ntrmaton ytw must do:conethe Am you ~units* about You do not hereto pay anyamount n µ'effen elute we tre.nrestreahne but )vu meshn obbgaSed to pay the parts of your bat that ate not in quest's>, Mule tre m Quenon tilate Yos question ad cannot epo ! you as deloquentor take any action b mlkcl the amount you The JPMorgan Funds or The JP/Jordan Instircrtgonal Funds or The A ~nun Century Funds J P Mayan Funds DwP4>p», Un as tre datbula of the J P Morgan Funds and Amancan Century /madmen! Samoan/no a the distnbutor old* AmericanCenturyFunds JPatuean tmestment Management Inc and AmencanCentwyfoesstniont Wanagennsa serve as invettmontskbosont to Maw resoeapolund *amain Snead cline Sunda are net tranA depoffits and ~not guaranteed by any bank gowerwenteweay a ~FDIC Roan-next shared/ice wilt %Mate and federrpto valuamiry be frond( less than onesnalcon HMG The money ~flatbeds seek to n»ntan a stab» net asset varod fIW pe r snare tee is to assuranoethat May me continuo to do so Te eshosstad annualincome and dvdend real figuresto ~Nat funds represent»n funds' most wen Unto rn • (Intend aonualeed if )C.I hare chosen one O1 Iwo sweep wwbel fends you are noWad That pedthOns el the Pow'. Money I'setP, Sweets Fund lepeasenl noklings in the JPMorgan Arne Money Snake Fund postens n the Lateral Money Morbid Sweep Pun:, mots-sent hotlines in the fidlAcrean fedeval Mosey Market Pund and positrons in the Tan Eiempt Money Mana( Swop fund represent hotlines in the Stlereen 7e. E*emp. Money Market Funs JPMorgan F1 note Sank is the marketne name for tre ornate benlag busoms cond.nted by J P Morgan Chase & Co Into*, its subsidysnes scskhvels ududve JPMorgan Chase Bank J P Morgan Trust Company NA and J ld Mogan Seasdes Inc Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00037261 SDNY_GM_00306459 EFTA01511435