EFTA01511625

09 Account Number FINANCIAL TRUST COMPANY, INC. September 01, 2003 • September 30, 2003 J.P. Morgan Securities Inc. 2003 270 Park Avenue, New York, NY 10017 II3JPMorgan Private Bank Margin Account Portfolio Page 14 of 14 IMPORTANT INFORMATION ABOUT YOUR JPIWSIMARGIN ACCOUNT II there we any brae or omissions on this matement, Oaf you have any questions about Plena caner your JP." Account RePresernOW or JAW, Compliance DeParranne at (212) 4112323. Please keep the laboring in nod when tamp Mrs statement b frock yew JPMSI brokerage activity This staternent combines )ocv general reign account roM thespecial arm:tendons account requeed by Seaton 220 6 Regulation T Acs reposed by Reputation T apse menet' reared &yaw separate account as available won has request. Important Information about Mang end VeltatIOMP. Peces some of each are provided by gong seances a other moans steal we deem neat* we not guranteed fa apvacya ss reMzetne mews Free credit Mantes in yew account we not segregate/and may be used in the canton a JPMSIs business autaeet 10 The einthitisess Of SEC Rule 1503-3 Unless otherwise rostivaed. JPMSI Cads fleas and depoejones anti hold yon acuities Upon yew demand. JPIASJ all pay to you the anowit d )ota free ccedit babn0e and ivie dealer to you foonad sectnbeo heal On yew WO trans( mil be draped on any debit balance. Its maned Of °obviating interests despond ima Wei sent Mae ma gm coalmen Upon settee request JPMSI wit I supply you with Ote most recant statement required to be Waned to evslaren undo, SEC Rub 17e-5(c) Ifs petal cal is made with respect to an Issue Of PM/0N included in yew Megan Account we wet bate the coil by • method iv• deem lair and equitable You shouts have 'caved separate JPMSI trade confirmations la each senates transacton AO transectens ire subject kith* terms and oonektons sad on Ire rovers. Sara sued coolomarons and we subject bare constauton. bylaws abtorra end interprotatibos ot the rnwartplaco Mato executed and gowned by and construed n accordance wen the Jaws of the state a New Yin and as ape/cable federal ins and iestutektons You must promptly Wits* JPMSI a materiel changes in you mourned awakes a Mama/ aluation Unless you Scam JPMSI ornwwais JPMSI red consider the micanabcn contently in as r4as to be cornOte and accurate JAWS'S moused by taw to repot to the Internal Revenue Serves a0divdaads &raw tamest income on bonds gadded to pow account Arno calendar yea Please Wan sewn statements bass C! you in Preparing you acne tan returns A Menaet statement of ANIS rs mailable keying personal eispecaon at ea draw a a copy al it sic be mailed upon licit oaten request. JAMS/ a no and meson/ate legal may from di bank a led affbeeca including JOYCE The senates sold alleved a recommended by JPMSI ft) aie not me ad by the Federal °epos,' Insurance Caporeboo a any oda gover anent& agency 0 Are not deposits a antic obegotions a JPMSIS bank a Wit sedates (unless otherwise tadtebd) and we not guaranteed by a the responsitntrly of any such oftekaunless staled otherwise) and 13) loyeave investment risks grading possibie Ices of the principal imeskd JPMSI banking effthetes may be lenders to wars of sena bee Met JPMSI umbra Res in which case proceeds of oneringis undenw ben by JPMSI may be vsed a to repayment of such loans and you shouts mew to the amebae., documents retting to pentad& sec-ways for discussion of any such lending refistionships The Federal Reserve ittotties Met JPMSI again yew Consent Won? a Can 00tan orlon animation tom do bank a Wit *Meares incilidaig mew credit evaluation Gaya We real assume the( you continuing to trilliaad bu}ne3.1 men JPMSI wA Constitute your consent to Me menog 0f such mfoirrehon by JPMSI and its bank a lace eftiiiWeie bee tibia paraded by if. JPIAcrean AVM, Bank es the makeeng same for the pewee Panama business conducted by J P Madan Chase 6 CO though di SetiahaneS witaldnde talUMni7 'PUCE end iliPMS, JPMSI is a nerd:ore the Securbeshmesks.Protecbon Corporation ISIPC), a not-tor-profit membeishpcapotaton funiod by &Oat idea Wrap ittavadmth the Socialesend ExcliargeCoirmasson SIPC protects sautes and cash hob fa a customer account et JPMSI up to 1500000 Mich mamba mobs/m.020 dprofecbrn (a cosh. The betensioa the account poserschon PAC O, a ICJOITC410 mccoss SIPC rnodes up ban •CkitCnili 19000W a Pialachon la cash and $49500 009 fa' any 060 customer This moss S/PC coalitions times ban eggiopetedomount of snacat WO by • away bond issued by • mapr oaminetmehnsureripscsnoi Assets heat m nuttily by JPMCB sent subarea to SIPCcoverape Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00037455 SDNY_GM_00306653 EFTA01511625