EFTA01511709

04 12004 Account Number: FINANCIAL TRUST COMPANY, INC. April 01, 2004 - April 30, 2004 JPMorgan Chase Bank 345 Park Avenue, New York, NY 10154-1002 fl JPMorgan Private Bank Asset Account Portfolio Page 12 of 17 to Case REP«. or Guest!~ About Your Electronic Transfer!. Caved your Morgan Teem at cne of Me Wephonenumberson the front 'able sta!emenl or wide us a: 500 Stanton Chnsbens Road //OPS Wank DE 197112107 es soon as >wean. d you thnk your stelement is wrong a lyou need mote frn(ormaacn about a bens'« on the sidemen! We must hen from you no Mkt than 60 days dk« we sag you the FIRSTstakenent on which the orraa proMemapacm.00 Wrellu lc« Rene end ocRunt nunte(2)0mcnbeihe ma a the adnsk, you <We Lnswoohout and cuReno, dre141 05 you can why you be(eseit is n error a why you need more ~rota, (3) lad us the slake amount of the suspected era If you corded us natty you must send us your ~plant a question n mane am,, 10 business days in ada lo preseneyour rights We wit investgeloyour complain: and we onset any are< a empty II me take mete than 10 business days t0 d0 the (20~910, paella.« ueng your ~4~1 a la infernabona llnaKtentd. wet wderøddyOur aOCaan1 fa me *mown you thnk U n «ref. 40 that yve tyd nave red <4. of nxneydynng the tone a lakes u4 to COMM«e our in.pdfige~ to case Of MOM a questions about your efeleMenl, inCluOM9 your hel of treat If >no th,nk Mat >04f s tatement af inCSTOCIO, e >ACV need more egamaton about a bensacton On >Cur sta»men1.ntivdng a Ana el bed< Vansactm you mual ante to us on a separate she« descnbna Ne am" and send I to JPMorgan FF ate Bank 500 Stanton Chteten• Reed flOPB3 Mtwark OE 19713.2107 We must nos from you no la than 60 days alter be statement on *then the one a probJem appeared d sent You can contact yese Ci00( «Eva speoaast but dong so wit? not prose' se yea rights In YOur teen ~Se Pae,dt. the f "wing me niesen (9 yam name and account ~mew. (2) the data anount of the suspected end, and (3)a deXman of /he snot and ~bon d you can why you beAeye mere is an ara If you need 'roe mktmeton you most de,cot the tem you ate unlit. about The JPMorgan Funds of The JPMorgan Institutional Funds or The American Century Funds Shun,: of the turd: mon( bark depot end are nå guaanteed by any bank government entity a the Fat Return end snare once mo hUctua•• and reden~ wakemaybe ~ea less than enrolees? %Moth* money market funds seek to mertan a slabb not a :Jot rated SI 00 Ca P,ato Mood re a ssii.ance the? they w.p continuo to do r lhoostwato 'annual:near° and (PidowdywkIlwosla ~tua fonds representme funds' most itcont,nconxrdinlondarnua,Tod JP Morgan Funds DaMsvtor Me datnbutc. &the JPMagan Funds and American Century In~mett Sonros Inc is the d,sntcPce oft,* American Conhxy Fads JP Maroon Investment Management Inc ØAmato° Century Imostment Management Inc antes ~cobra", Øses to :her tespectnefund lamas*: and tecanscornoensation from they responve fund Ion:do:for provdng investment edvdayand ether seences If you hase chosen one of the sweep ~ye) Ants you we Paled Net pciattonsinthe Arne Money Market Steep Fund ream...Mho; ings in he JFIlagen Rime Money MetAet Fund positions in the Fedef &Money ~het Sweep Fund represent ~pros in the JPMorgan FecteraMcney &inks< Funs' and poskons in tee Tes Exemp:IdoneyMedat Sweep Fund represent ~mg, on theINS:van Tax &inner Money MarinFund JR'S'', the custodian dAshdwfons end ea mutual funds purchased through JPMSletcbdngJPMapan and AmercanCentury funds JPMSt 's a neunberatne Swages fnbeiew Protee.4.1Ccuomaeonp&PC, nceAr'prottmembershercittoratio, funded by brokerameesegantdegh the SecuResen0 E.thengetormeseon Sec ratemaur Cell, held era customs eccount at !PUS" aae protected up to the total net t equayof each account The first 6500000 of patron when uptoSIWOCO of proJecficn for cash as pawed by &PC As of March 2004, the balance of Me noteCtion s prOaded by a separeleExceds SIPC Sfiety Bond issued by Cestonw Asset PVedecton Company SIFT, and e•cess SiPCptaechOn do not protect against fosses dom ?luaus:ions the valued the snuff?», Assets custooy by JPMagan Chase Bank (toe ttanA')are not subfict to &PC& eons &PC protector' J P Moran Socabss Inc. JFMagen Chase Bank a mat atlAaros ono 'Igyoan Conyvinesl may prowdoesdninssfrebvo custodial :abs dstnIxdon a shweheada ~roes to JPMagan Funds. An-scanCentury Funds a funds oaebkshed sponsored advAsod managed by Ulu, Foln end the Madan COMpenes trey De compensa,edfc, shah semen JPMorgan ovate Bank the marketing name ta ne rec./. banking bus's-eel conducted byJPIAagan Chao* 6 Co through its subsdanas Aciklynde, nciudng JPMcrgan Chase Bank JP Morgan 7~1 Company NA and J P Morgan SeCvnties Inc Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00037542 SDNY_GM_00306740 EFTA01511709