EFTA01511948

10 1005 .IPNIorgan Chase Bank, N.A. 345 Park Avenue, New York, NY 10154-1002 Account Number Asset Account Portfolio FINANCIAL TRUST COMPANY, INC. October 01, 2005 - October 31, 2005 JPMorgan 0 Private Bank Saco 9 of C in Case of Ethers or OptinCinS AbOut VOW ElettrOWC Treiber. Corcactb.slAcegan Teem at ale at Me labronenumberson Me front of this stab: mentor vide us e1502 Stanton Ombra Road. 1AW$ Newwk OE 19713-2107 es soon as swum d you flunk oat stidementis wronger I iou need mom rdooretton about* Wender on the statement We must to born you no Wee than 60 days add we sent you the FIRSTsfebnent on who* Me word problem append (I) Tell us your nobsand acesunt number. (2) Oescnbe the ens or the tr twofer sou we unsure about and explamas dewy as yen can why you Carobs is why sou need incr. Wortrotion (3)10 us the donarrarsoun: of nwr suspected error 'oy confect us crony you must send us you, merlont or Question In algae elm 10 Wombs days en order to wisenrows rents We we/ me:Coate you complant and vei V conectanyerrorporraby Sl ne take more than 10 business day: to do this (20days for purchases usvp your deed card or kg inteenstronelbanssotens) we wel dodged account tar be amount you think inferior so Matsu wit have the use of tnoneyd bring In* One I Wesel to *Omelet. Our investgatib In Case Of anent a quer:hone about your StatenNtrd Inctuding yew( line of credo. tt you duns that your 3:steward o "nayrect et a' you need more info motion about a Parsacton on your statement nckdmg a Are a of anadt fransacton you must wrde bus on • sopeatesneet desenbag Me armor and send it to JPMorgan Fr nate Sank. 500 Stanton Cnnstona Road fd)PS3 Newark CE 1970-2'07 We must bear from you ro bier Man 60 days after the statementon 'nch the arced' probem apporcdo sent Vauban contact you chant sennosspeconstbut deg so era not presentbournghts In your letter. please Novae the fon:wine Wanton (1)youe mare and account number. (2)the dollar *Muni of the suspects .no and (3)• des{ pan d ale emend **Pleneta^ dyer can why you belt". MVO is an Ism' If you need seise mfermsben you test des:retie Me Rernyou we erode about Importer, Inter {ban about Pitting and Valuations Merkel Wu. efOrmetiOn 0n0L0ng without Wrababon. probs. exchange tales. abroad moons end bond ratings) furnolled Moen has been Maned frOm buttes that the Bans Wives to be rebbseland is banished br Idle exCiuswe use of the dent The Bank makes no recasentabon werantyce guarantee. expresso" abbe the any Quoted Wu* represents the actual terms et etch Pansectcns or r secunhes could be bought or sold or new 4.404wpm:coon be enleted into or the actual toms an which fl eeing Imnsecbons or sac unties could be lqudaled The current unto is the 'abed the financealassed share unit or contract as ;vadat the dowdily marketon be last day et the statement penal cr Me last avatabbance AN babas prowled tor studded Feld deposits (kr cramp*, doliforson London law Deposas)rellect de carat depose amount any Theanent xebec, lbalEsiskt Mineral Interests and Mocefkineous Assets mty not rebel th a most anent wilted the abet VesatOnS01<nerdone-cCunteedernstwenansacbons malign° cedar) denvesessehafedlepost products Neve been pniparedon a ma-ma/bet teso These valuations we odder,* value, el Of Me date ot business of the ate ot Me slaternant and except:es Warms. agreed tn wrens these vatialans do not represent1lb actual retro a: v rich transachons a socuraescoutd te Sought or sod or new trona' c tons caxV to enteral into the actual toms on etch existing bansactsons or :etymon could be J.quidatod as of the dated Me statement Weds not *ran Idler Coerpielenessce aawecy These ',Arab:mare done! ham proprietary models biased upon webecooncedbnencol poodles and we have when nne,awybcakteefethepreSentveVecl lututecesb/kwa mode reasonable estimates about televentleture Merkel con/ bons Valuations Dosed on other eroded ce different assurrptrans may pod Meant resorts &began o•presseychsdarts any Joyce's cows& (1)Mo acoreacy a the models or estinates used in dandy Me valuations (2) any errors Or ornesions an commits"; or <Assn-mooring the valuations and (3)any uses to ,*dl the vabations se put Vet abonsare brooded be interne:on dooms only and ateintended solely far yaw own use Abase red ko the bade covetable., foe deb& of each transactor Agora request assets may be reflectisillowviorentnough they anslurld by. Uwe perry uneIhNesc weft JPMorgan In such case unless JPMorgan worms* agrees JPMorgan has no responsebby kr Me venfratan vababon safekaeprgce tot Mose assets Plisesereoewyour s Mt.n nt prornotly and report any dayepencies invredibelyto en account odder whose nano appears co the contact {aged this statement The JPMorgan Funds Oe The fl agon Institutional Funds Or The Amerban Century Funds Shares ct the tunds are not banedeposits and we not guaranteed by any bank government ennui or Me FOIC Return end share pace wa fluctuate and radernobb value may be mugs cc less Man ongnalcoa able the money market funds swab:inseam a babe net asset vatted 51 00 pee share. Memo no assurance Met they wit cantata to do so The bombed annual income end derdamd yob figures la mutual funds represent'''e funds' nest recent inborn* dividend annuatzed The deltaic of the JPIAcrgen Funds es JPMorgan Dednbuton Suds Inc, whir is an afteed JPMorgan Chase Sank. N A JPMorgan Chase Bank NA and its asses wpm compensation tom JPMorgan Funds for ;rowdy, savoys Amman Century ImestinentSevbee Me dornbuire Of Me Amendkn CentfayFunda Amend» Centuy IneestmentMansgementInc centsas inotonnwo echoer SO Cs reopeeloo foal bona/ and recwesconanawmn boo MN fund Awmy kr reach/nov.0mo, advisory sod other services l you rune chosen one or Me sweep mutual tubs you are naiad fhb pas aces in the Pnerso Money IMAM Sweep Fund represent ho dings M Me JPMorgan Rena Money Woad Fund, positions in the FederalStoney Mirka Sweep Fund represent holdrgs m the JPMorgan Federal Honey Market Fund and pa:bons a Me Tax Ebert Morey Musket Swoop Fund repasentholdings JPMorgan Ian Exempt Money Marva (Fund JPMSI is the custodian d Sired OPSOns and most mutual hinds, madog Mad patty mutual funds purchased hough JPMSI You shout! Three reoenreciseparateJMISI oblvmetions to each secuctes tanbaton NI tonsedtont an • subsea to Me erns end cond lions stated on the reyerseade of such contstnebons and webbed to the conanuton, hySaws customs end inferpretafons of the markensboewhere executed and governed by and corrseued al eencedance wee the laws of the &Wool New Yak and al appirabblederallaws and regulations Further Woomera, with respect to commodons and other chows molded to the executor of transactions inClidong options fl oss:bons has been MOW*? In confembOns Met were prevau•Ntutntahed10 yea Upon 'rotten request JPICI wa portray supply you nee tee bled such alpmebon Sharehadersof oartan !PIA Funds we charged a redemption bestial b 2% dab proceeds flay exChangeee redeemsheres aguish funds wither 00 days of purchase subpotto certain exceptions set lath in the prospectus of Me appbabeFund Fleeseconsua your JPMadenrePeflenlevat. • LSI of Me !PIA Funds Mel segue redernerbOn ANS JPMSlis a member of the SecutablrerestceRoletten Cap:ratan MPG,* nada-pod membenhabrpteabon funded by twokerdeber regolentd no the SeCurite3 and ExCheng•CarnMISCrt &adagioland Cash held FPS customer account Mail& we proteCted up to the bbl net sooty at oath account The test 1502000 otprotecborx ebb inotodes up to 3500.002 dpoectan kr cash. is provided by SIPC As of March 2004. the Defeated the protection a worded try • separaExcess StFC Surety Bond tsstscl by Customer Asset I:ben-bon Company &PCendexcess SIPC protecton do not probet against losses from lludwitOnS An the reveal U re securer's Assets and in oustooy by JPA4orgen Chase Bank NA Ohs Sanklare not subod b &PCP excess S1PC protected Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00037785 SDNY_GM_00306983 EFTA01511948