EFTA01511956

11 2005 Account Number FINANCIAL TRUST COMPANY, INC. November 01, 2005 - November 30. 2005 .W1lorgan Chase Bank, N.A. 345 Park AsenUe, New York, NY 10154-1(1112 JPMorgan 0 Private Bank Asset Account Portfolio Paco 7 of 8 M Cast of Ewen a OuntiOnS About Your betttant Treat«. Contact as Magan To staled the lerbsphonenumberson the front of This state entes ante us .1500 Stanton Chnsbono Road. 1t0P$ Node" DE 59713-2107 es soon as sauces deau tank par statement as wrong or I es& need mom rdcartabon dams to Wand' on the statement We must haw from sou no later than 60 days afton we sent you the FIRSTstekunent an each the error& problem appeared (I) Tell us >our resod account number (2)Orsecnte the error Cr the transfer you seunsure about and ~lamas <Seely as you can why you barons is m ~rya why }ou need owe missotron (3) Mil us The dokanunount of the suspected era It you contact us orgy you must send us you oamplant or <Neste° in wean ettilrn 10 busnass days en craw to peasenosoota rents We ore inn:goatees< dampen, and vn I caractenyerrer ~retry Ilse Worn:~ than 10 buSinCZ.: day: to do the (20days b purchases used your datt carder ke internakonaltransectons) wel credit wag account tar Me °mom& sou ewe; is el arras so that )ou wel ban are use of moneyd bete Ine tone e Ines tat to COnbolete Our message», en Case Of wort a quo:hone e0Our yOtrittatiment. InCiuding you line «crew It you Mua mar you statenent a .vasnot» d you need moo inkymotion about a Vansactmn on sou- statement included a Are of cred4 ~don sou must wads to us on • seererata sheet destmang ewe enar and sends", JPMorgan Aurae Bank 500 Stanton Chnsbena Road frOPS3 Newark CE 197'3-2107 We must boar from you re brantas 60 days after the statement on when the anew ;esteem appeaedts sent You can centric! >tor chant servo:. spaceinstbuf dopp so roil not presoveyoue opts In pork:41er. pease Novel° the font rung intention (1)your ease and account number. anhe SAW amount of te sus~ and (3) a 6. 301O 0n of the need ~net« d your can why Yco ~rho:~ is an 070, 11)00 mead men> arabseriers sou Ornt describe dr* Rann you we wow° about importer, Infonnetion awl Pricing and Valuations Market vitae senarm 0n0lidng without Irmerabon. prate exchange 'Wee. Wended ~On. and tend ra ps) ann s: herein has been COMineut from ~trees that the Bank ~yes be as rthalbseand e /washed ex the exCiuswe me! Cd the dent The Bank naketas no nneseastaban warranty& guarantee. express ca snood that *roweled veka ~mornsrho octualteims at whch transoncos a secunnescoule be bought cc sad or non transactens could be entente into or the «Walk:ono co which meting Vansactons or sacurines avid be lqudated The cunent puce is Me valed the finenctalased shwe. Una or contract as encodet Me close& the harklon the last day of the staernent penal or Me lest avatebbence AN yokes promonfor 'bloated weld deposits (krovample. JPMorgan London Tine Deposits)nertect rho caretdepose amount any The current whaler RealEstate Mineral Inane. and Macettaneous Assets may no: retest the most anent vatted the suer Melons or cessothaccunter dernetivabensactons nova"? wirtanawwwww4wwwwepost products lone teen pomander> a and-harka teen T hate valuate°$ weeds asve bean el of the clan Cl business °tined.» or This steternent and except :es otherase agentod on ~Mo. these neatens do not ropeceentee actual tarns a: y.bich transact ens a socuribescoted te bought or soil or new dense camscover be enteral into or the actualterns on each &nand transacts:esor ~intros could be Aoudad as& Me dated Ma stslement We do not weranl Mew completeness be accuracy These vektabonsere car steS • om proprietwyrnsdets based upon wearecogncedbnanced precede and we hen when nreeneyb cakseigethe present vek ed future men lbws mode reasonsbe estimates about niennttutue Mark« coof Cons valuatrona baseden other mode* ce deferent assurrptrons may yted Mena 1 resorts Wow erpresseydociarts any madam 'bey Ss, (1)ffe waracy of the models or ~rates used to Senn In. value:ens, (2)any errors a asneons n computno a dssemnattng the niuslans end (3)any uses to nisch be vakfrieris are put Vedrabonsere proofed foe intermsben modems arty and we intended solely be your own use ~scree« b the bade confrrraten far defeats or each transactor Aiwa-request assets may be acted keno eentreugh bey an Mold by• nerd party unatTeatal with JPMorgan In such case tables JPISoroanottr~se horses. .024Inoan has no weaved tyke' MO venhcabon ~moon safekteangor rna tot these assets Pleasehmes >our sressmeet °Toro* and repel onydwopanoseimadiathylo an account &few whose name eppewson Me contact Caged the statement 78e JPMorgan Funds a The "Morgan Mszitutional Funds a The Antelan Cenftel Funds Snares of the boas are not bane deposits ant ap not guwanteedby any bank siovernmentenMy or tee FDIC Returnand ewe woe we thcbele and rodermosse amen-eye* more w ices than onaretcost at* the money Market hinds seek lo ~Min • Matto net asset yoked 51 00 per shafts theme no assunneethed they wet confine to de so. The «Meted annual income and dordend yank/ Spew kr mutual funds reprosentthe funds' nest recent mcorne Medan d annuatued The dubutrufor of the !Plagen Funds is JPMorgan Didnbuten Samosa Inc., whodt o an Mabee& JeMorsien Chase Bank. N A JPIA:vden Chase Dank NA and as debates resew compensation from $11krgen Funds tor prelude, sannes Amencan Century Investment since* inc the dabbed& Of VS Antenakn century Fund* Amer!~ Centuy Irwesinsent MennementIre saws as "carmen:Morse, 10 as reeprietreelundameNand recturescandensabon from tart fund omta let prOvelng investment *descryend other .ernes If you he,, chosen ono 01 the sweep nitwit hosts >ou we notnel that pot eons in the Fena Money Meeker Sweep Fund represent feedings m me JPMorgan Rona Money Merest Fund pinions in the FederalMoney Merkel Sweep Fund resonant hounds n the JPMorgan FaScredAeney ~kW F und and postens m the Tax ExcabS Morey Market Sweep Fund reptesentholdings in the "kraal lax Exempt Money ~rot Fund ..IFMS/ is the custodian &tilted oaten. and most MAIM hinds, onCasdn9 Piny ~KM Ned* pwchasedttrowoh ~St You shout! hem reconecisepankaJFIASI ottrermobens breach spun tes Pension AN tansitobons se subsea lo Me erne sod condeces stated on the roessairde or such ocmlemWone and nutted to are constitutors by-isars customs end trUerproistons of the markettsbenthere executed and governed by and construed in accordance with len laws of Me &wised New York arsfee sopice(Sehederellews and roguletrons Furthernecenatce with respect to conflux:ins and other charges reward to be executes of renewed's ins-Nang owns ininssnon4 has been kneaded in conftmettne met wee provetsgdweehedte you. Upon ~ten request JPIISI wct wonsilly supply you nett Me West Seth nIcrnbetton Sharehoktersof oaten JPM Furls recharged. tedempten Medea& le 2% or the proceeds if they exchange« redeem shores el such lunds with 60 days of purchase subject to certain exceptions sae bib in the prospectus of Me eppecableFund Peeseconsua sass -01Moodee rePresentabsets a Mt of the JPIA Funds drat enprOl»red•MptiOnANS JPMS1 is a member &lie Secure« Imester Rolatlen Cep:ratiOn rSIPC7et nOalcrentet memberette MtYpitraten funded by tinksedal~lenedwiM the SeCwitee and EsCand•CCeninalSto SICuree. and Cash held Ida customer dactunttitJPGISI se weeded up to ~robe nar intaryo4 nach account The first 1500000 et ~bon beech InCha0.9 up to $100.000 c predechen b cash provided by SIPC As of March 2004. the Merced Me ~Mon es ~von ty• spreta Excess WC Surely and issued by Customer Asset ~bon Company &PC end excess SIM pcotecton do not protect against losses from fluctuations in tae rascal the securer's Assets held in custody by JPMorgan OtteseEtenk NA (the Manklare not subject le SIPCO excess SIPCprotecten Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00037793 SDNY_GM_00306991 EFTA01511956