EFTA01514029

May 01, 2004 - May 28, 2004 Page sof 5 NEW YORK STRATEGY GROUP, LLC Primary Account Number. JPMorgan Private Bank Important Information about Your Statement Personal accounts arc subject to the Deposit Accounts Agreement or the amend Tenns For Accounts and Services. Business amounts are subject to the Terms and Conditions for Commercial Accounts or the General Tams For Accounts and Services. Your accounts, unless otherwise indicated on the statement. are held by JPMorgan Chase Bank (the -13zatk"). Deposit accounts held at the Bank, including checking. savings, CI), and money market accounts, arc FDIC insured. In Case of Errors or Questions About Your Electronic Rinds Transfers (personal accounts only! Telephone or wine to the. Bank if you dunk your stational or receipt is "Tong. or it you need more intonation about an electronic transaction on a statement or receipt. The phone number for inquiries is pnnted on the front of this statement The address for inquiria appears below. We must hear from you no later than 60 days attic we sent you the FiRsT statemcnt on which the error or problem appeared. • Tell us sour name and account number. • Describe the mar or the transfer sou arc unsure ahoul, and explain as clearly as you can why you believe it is an error or why you need more information. • Tell us the dollar alumna of the suspected egos. Pleat direct all inquiries to your Kogan Accotmt Officer at JPMorgan Private Bank Client Service 500 Stanton Christiana Road, I/OPS3 Newark, DE 19713-2107 We will investigate your complaint arid will correct any error promptly If we take more than 10 business days to do this (20 business days for transactions outside the U.S. and point-of-sale transactions), we will nxredit your account for the amount you think is in error so that you will have use of the money dunag the tune it takes us to complete our investigation In Case of Erron or Questions About Non Electronic Transfers Please examine your account al once you feel an error has taken place or have questions concerning a nonelectronic transaction. telephone or smite us within 30 days. The phone number is printed on the front of this statement The address appears above lino report is received within this period. your account will be considered correct. Mutual Rinds/Securities Securities (including Mutual Funds) and annuities am not bank deposits and are not FDIC insured nor are they obligations of or guaranteed by JPMorgan Chase Bank, or its affiliates or any federal or state government or government agency or government sponsored agency. Securities (Including mutual funds) and annuities involve investment risks, including the possible loss of the principal amount Invested. The distributor of the JPMorgan Funds is JPMorgan Fund Distributors, Inc. which is not affiliated with the Bank. Ile Bank and its affiliates !cease compensation from the JPMorgai Funds for providing services to the funds. Read the ;Morgan Funds prospectuses carefully for details. including fees and expense, before investing or wilding money. JPMorgan Select Shams of the Connecticut Daily Tax Free Income Fund. Inc. and JPMagan Select Shares of the New Jersey Daily Municipal Income Fund. Inc. arc not part of, or affiliated with, the JPIslorgan Family of Mutual Funds. Reich it Tang Distributors Inc. and Reich R Tang Asset Management L.P., which are unaffiliated with JPMorgan, are the fund? distributors and investmost advisor. Reich & Tang Distributors Inc. is a menhir NASD. The Bank is not a registered broker-dealer. Securities transactions may be through JPMorgan Ftuid Distributors. Inc. a subsidiars of the Bank. is a member of NASD/SIPC. IRA Accounts Accounts of the Bank as trustee, or as discretionary investment manager for an FRISA plan or an IRA that hold Fiduciary Shares (as deentied below) do not bear any portion of investment, administrative, custodian or other charges paid to the Bank or its affiliates for services to JPMorgan Funds for which a rebate process has been established since these charges are subject to rebate as derma below. For accounts of the Bank as trustee, or discretion!). investment manager for an EIUSA plan or an IRA. which hold shams in the JPMorgan Funds other than Fiduciary Shams, the Bank receives fees for services from the JPMorgan Funds but waives account foes with respect to the dads so held. "fiduciary Shams" mans shares of IPMorgan Seat Funds and Institutional Shares of the JPMorgan Bond Fund II, JPMorgan Short-Term Bond Fund II. JPMorgan Intamethate Bond Fund II. and JPMorgan Large Cap Equity Fund held in Bank trust accounts or in discretionary investment management accounts at the Bank held by ERISA plans or IRAs. "Rebate means an amount remittal by the Bank to the account which holds the Fiduciary Shares The ramie (mount represents the portion of servicing fats paid to the Bank by the mutual fund with respect to Fiduciary Shares. Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00040133 SDNY_GM_00309331 EFTA01514029