EFTA01517371

ELLMAX IMPORTANT INFORMATION FUNDS AVAILABILITY POLICY STATEMENT Effective July 17, 2011, the 'Longer Delays May Apply section was replaced with the following: Longer Delays May Apply: In some cases, we may not make all of the funds that you deposited by check available by the first business day after the day of your deposit. Funds may not be available until the second business day after the day of your deposit. However, at least the first $200 of these deposits will be available on the first business day after the day of your deposit. Unless indicated above, all other terms and conditions of your Deposit Account Agreement still apply. Please contact your J.P. Morgan team if you have any questions about these changes or would like additional information. Heave note this account bad no activity during this statement period The date glint attivity fin. this accmuu was WWII. J.P. Morgan Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL Primary Account: For the Period 10/1/11 to 10/31/11 Page 2 of 4 JPM-SDNY-00044453 SDNY_GM_003 13651 EFTA01517371