EFTA01525131

CHASEn IMPORTANT INFORMATION FOR CONSUMERS ABOUT YOUR PERSONAL CHASE CIIECKINO ACCOUNT !Starch PI, 2013 through March 29. 2013 Account Number. WHAT YOU NEED TO KNOW ABOUT OVERDRAFTS ANI5OVERDRAFT FEES An maxeltall occurs when you do net have enough money in yew &wrung to coca o transaction, but we pay it anyway We can cover your overdrafts in two different ways. I. We have standard overdraft practices that come with yew account. 2. We also of overdraft OfOICNICRIMMIA such as a link to a savings or ere& card account, which may be less expensive tinn our standard overdraft practices To learn more. ask us about these plans This notice =pima ow aiggpsul overdraft INSCIICCI What are the standard overdraft practices that come with my acectinr We gp_atnhorize and pay overdrafts for the following types of transacimm Cheeks and other tramactsans made using your checking account number Recurring debit card transactions We do net alchemic and pay overdrafts for the following type of transaction unless you ask us to Everyday debit card transactions We pay overdrafts at ow discretion. which mews we do mu euaramce that we will always authorize and pay any type of 1181116Clit41. If w e do gg,L authorize and pay an overdraft. your transaction will be declined What fees will l be charged if Chase pays my overdraft/ Under our standard overdraft practicer We will charge you a fee of S34 each time we pay an overdraft Also. each time your account is overdrawn for 5 consecutive business days. we will charge you an additional 515. That is a 3 per day limit on the above $34 fee we can charge you for overdrawing your account. Pagc 3 of4 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00052988 SDNY_GM_00322186 EFTA01525131