EFTA01525372

J.P.Morgan Primary Accown For the Period 616I10 to 7/16/10 Important information about your Chase Savings Account Starting July 19. 2010 we will waive the Monthly Service Fee in a Chase Savings(SNI) account if you currently have or create a new repeating automatic under of STS a more each month to the account. One tune transfers do not qualify. A repeating automatic transfer is when you authorize us to move money from a personal checking account to a savings account at • predetermined time and on a regular schedule To schedule an automatic transfer. log on to jprnorganonline coax a call us at I Please note that the Monthly Semite Fee will still be %areal on Chase Savings accounts if you are under the age of IS. maintain a minimum monthly balance of 5300 or more or if your savings accounts linked to a qualifying checking account Important information about sour Deposit Account Agrament We are improving the way we handle Overdraft Protection Transfers If you have Overdraft Protection. the following arc changes to the 'Overdraft Protection Seance section of your Deposit Account Agreement, effective July 19. 2010 We will replace the 'Maximum Overdraft Protection Amount' paragraph with the following: '4 biaximum Overdraft Protection Amount. The ansoum of a Transfer will not exceed the amount available in the Funding Account (The Funding Account is the sayings *COMM credit card account. Of other line of reedit account linked to your checking account for Overdraft Rotation.) lithe amount available is insufficient to pay all checks and other customer initiated transactions. plus the Transfer Fee. in multiples of S50 00. then we will initiate a Transfer in the amount necessary to pay one or more transactions, pltn the Transfer Fee II'the amount available is sufficient to pay one or more transact:au. but not the Transfer Fee. we will initiate a Transfer in the amotmt necessary to pay thetransaction or transactions only Page S of Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00053757 SDNY_GM_00322955 EFTA01525372