From: Richard Merkin

From: Richard Merkin To: 'Jeffrey Epstein' [email protected]> Subject: RE: Re: Date: Tue, 31 Dec 2013 17:46:06 +0000 I may have an insurance claim (not certain at this time, but want to plan ahead), which would be ordinary income to me. If so, wanted to see about offsetting this ordinary income. As far as insurance goes, I do not know enough about any special provisions in the virgin islands that would be applicable. I would depend on your guidance to refer me to an accountant/lawyer who might have knowledge about this. Where will you be the week before the 26th? I need to be back in Los Angeles for a conference the morning of the 28th From: Jeffrey Epstein [mailto:[email protected]) Sent: Tuesday, December 31, 2013 8:32 AM To: Richard Merkin Subject: Re: you need to tell me more details so that i can think about solutions,. On Tue, Dec 31, 2013 at 10:33 AM, Richard Merkin aa , wrote: Happy New Year! I wanted to follow up on both the "coupon" and insurance possibilities in virgin islands. If you will be on the island anytime between the 22nd and 251h, I was going to fly in. Will any of those dates work for you? If so, I will block out any of those dates. How's the back? The information contained in this communication is confidential, may be attorney-client privileged, may constitute inside information, and is intended only for the use of the addressee. It is the property of Jeffrey Epstein Unauthorized use, disclosure or copying of this communication or any part thereof is strictly prohibited and may be unlawful. If you have received this communication in error, please notify us immediately by return e-mail or by e-mail to [email protected], and destroy this communication and all copies thereof, including all attachments. copyright -all rights reserved EFTA00680545