From: "Farkas, Andrew L." a>

From: "Farkas, Andrew L." a> To: J Subject: RE: OZ Date: Wed, 20 Mar 2019 19:29:32 -0000 Sometimes even I make mistakes. Don't worry. Sent with BlackBerry Work (wwvv.blackberry.com) From: J Date: Wednesday, Mar 20, 2019, 11:28 PM To: Farkas, Andrew L. Subject: Re: OZ im in paris. . no worry , but i dont want the idea floating around. your boys are certaiinly not clever in this space. and for the future , when someon tells you they spoke to someone please tell me the actual name of teh person , not a firm or division . the regs are not out yet. so obviosly erroneious info On Wed, Mar 20, 2019 at 8:25 PM Farkas, Andrew L. < wrote: I am so sorry. I did not understand. I will call you. Sent with BlackBeny Work (www.blackberry.com) From: J Date: Wednesday, Mar 20, 2019, 11:20 PM To: Farkas, Andrew L. Subject: Re: OZ you know my thoughts. please dont have people asked about our plans. it will fuck it up. feel free to talk to me On Wed, Mar 20, 2019 at 8:18 PM Farkas, Andrew L. < wrote: Thoughts? Sent from my iPad Begin forwarded message: From: "Mukamal, Thomas" < Date: March 20, 2019 at 3:28:18 PM GMT+4 To: "Andrew L. Farkas" Cc: Mark Lande Subject: OZ Andrew — EFTA01035316 Following up on the idea of a bank In a usvi opportunity zone, Mark and I spoke to a few lawyers and reviewed the opportunity zone regulations. We have been told that if we opened a bank in an opportunity zone that in order to retain the favorable tax benefits of the opportunity zone program, the bank could only invest up to 5% of its assets in financial instruments (which include loans). Tom Thomas Mukamal CEO Island Global Yachting Ltd. 717 5th Avenue, 18th Floor New York New York 10022 This message, and any attachments hereto, is confidential and intended exclusively for the use of the individual or entity to whom it is addressed. This communication may contain information that is confidential, proprietary, privileged, subject to a confidentiality and/or non- disclosure agreement, or otherwise exempt or protected front disclosure (either by contract or under applicable law). If you are not the intended recipient, you are hereby notified that printing, retaining, reproducing, copying, disclosing, disseminating or using this message or any information contained herein (including any reliance thereon) is strictly prohibited. If you have received this message in error, please contact the sender immediately and destroy the message (including any attachments) and any copies in their entirety, whether in electronic or hard copy format. 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If you have received this message in error, please contact the sender immediately and destroy the message (including any attachments) and any copies in their entirety, whether in electronic or hard copy format. Nothing contained in this e-mail shall be considered a legally binding agreement, amendment or modification of any agreement with Island Global Yachting Ltd or any of its affiliates, each of which requires a fully executed agreement to be received by Island Global Yachting Ltd or such affiliate. This message, and any attachments hereto, is confidential and intended exclusively for the use of the individual or entity to whom it is addressed. This communication may contain information that is confidential, proprietary, privileged, subject to a confidentiality and/or non-disclosure agreement, or otherwise exempt or protected from disclosure (either by contract or under applicable law). If you are not the intended recipient, you are hereby notified that printing, retaining, reproducing, copying, disclosing, disseminating or using this message or any information contained herein (including any reliance thereon) is strictly prohibited. If you have received this message in error, please contact the sender immediately and destroy the message (including any attachments) and any copies in their EFTA01035317 entirety, whether in electronic or hard copy format. Nothing contained in this e-mail shall be considered a legally binding agreement, amendment or modification of any agreement with Island Capital Group LLC or any of its affiliates, each of which requires a fully executed agreement to be received by Island Capital Group LLC or such affiliate. This message, and any attachments hereto, is confidential and intended exclusively for the use of the individual or entity to whom it is addressed. This communication may contain information that is confidential, proprietary, privileged, subject to a confidentiality and/or non-disclosure agreement, or otherwise exempt or protected from disclosure (either by contract or under applicable law). If you are not the intended recipient, you are hereby notified that printing, retaining, reproducing, copying, disclosing, disseminating or using this message or any information contained herein (including any reliance thereon) is strictly prohibited. If you have received this message in error, please contact the sender immediately and destroy the message (including any attachments) and any copies in their entirety, whether in electronic or hard copy format. Nothing contained in this e-mail shall be considered a legally binding agreement, amendment or modification of any agreement with Island Global Yachting Ltd or any of its affiliates, each of which requires a fully executed agreement to be received by Island Global Yachting Ltd or such affiliate. This message, and any attachments hereto, is confidential and intended exclusively for the use of the individual or entity to whom it is addressed. This communication may contain information that is confidential, proprietary, privileged, subject to a confidentiality and/or non-disclosure agreement, or otherwise exempt or protected from disclosure (either by contract or under applicable law). If you are not the intended recipient, you are hereby notified that printing, retaining, reproducing, copying, disclosing, disseminating or using this message or any information contained herein (including any reliance thereon) is strictly prohibited. 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If you have received this communication in error, please notify us immediately by return e-mail or by e-mail t and destroy this communication an a copies t tereo , including all attachments. copyright -all rights reserved This message, and any attachments hereto, is confidential and intended exclusively for the use of the individual or entity to whom it is addressed. This communication may contain information that is confidential, proprietary, privileged, subject to a confidentiality and/or non-disclosure agreement, or otherwise exempt or protected from disclosure (either by contract or under applicable law). If you are not the intended recipient, you are hereby notified that printing, retaining, reproducing, copying, disclosing, disseminating or using this EFTA01035318 message or any information contained herein (including any reliance thereon) is strictly prohibited. If you have received this message in error, please contact the sender immediately and destroy the message (including any attachments) and any copies in their entirety, whether in electronic or hard copy format. Nothing contained in this e-mail shall be considered a legally binding agreement, amendment or modification of any agreement with Island Capital Group LLC or any of its affiliates, each of which requires a fully executed agreement to be received by Island Capital Group LLC or such affiliate. please note The information contained in this communication is confidential, may be attorney-client privileged, may constitute inside information, and is intended only for the use of the addressee. It is the property of JEE Unauthorized use, disclosure or copying of this communication or any part thereof is strictly prohibited and may be unlawful. If you have received this communication in error, please notif us immediate) by return e-mail or by e-mail t and destroy this communication an a copies t ereo , including all attachments. copyright -all rights reserved This message, and any attachments hereto, is confidential and intended exclusively for the use of the individual or entity to whom it is addressed. This communication may contain information that is confidential, proprietary, privileged, subject to a confidentiality and/or non-disclosure agreement, or otherwise exempt or protected from disclosure (either by contract or under applicable law). If you are not the intended recipient, you are hereby notified that printing, retaining, reproducing, copying, disclosing, disseminating or using this message or any information contained herein (including any reliance thereon) is strictly prohibited. If you have received this message in error, please contact the sender immediately and destroy the message (including any attachments) and any copies in their entirety, whether in electronic or hard copy format. Nothing contained in this e-mail shall be considered a legally binding agreement, amendment or modification of any agreement with Island Capital Group LLC or any of its affiliates, each of which requires a fully executed agreement to be received by Island Capital Group LLC or such affiliate. EFTA01035319