From: US GIO <[email protected]>

From: US GIO <[email protected]> To: Undisclosed recipients:; Subject: J.P. Morgan Conference Call TODAY @ 1 lam ET: Is your 'safe' approach to equities putting your investment portfolio at risk? Date: Tue, 31 Jul 2012 12:19:39 +0000 Inline-Images: image003.png; image004.png; image005.png We are pleased to invite you to a special webcast, "Is your 'safe' approach to equities putting your investment portfolio at risk?," on Tuesday, July 31 at 11:00 am Eastern Time. I think you will find the discussion to be timely and informative as global events continue to unfold. The invitation below contains full details of the event. Please don't hesitate to contact your GIO representative with any questions. Sincerely, Your GIO Team You are invited to participate in a special conference call Is your 'safe' approach to equities putting your investment portfolio at risk? Tuesday. July 31, 2012 at 11:00 am Eastern Time Featuring Chris Blum, Head of Global Equity Solutions, J.P. Morgan Private Bank Steven Rees, Head of U.S. Equity Strategy, J.P. Morgan Private Bank Market volatility and mixed economic signals continue to create confusion for investors. While the instinctive reaction to be out of the markets may feel comfortable, that decision may actually put your long-term wealth at greater risk. Join us to hear Chris and Steven share their insight on the case for equities, as well as: • Understanding irrational investor behavior • Ways to take advantage of market volatility • Using dividend strategies to capture yield [email protected] To reg ster for the webcast and to LISTEN ONLY Toll-free: 877.804.2965 International Toll: 706.902.2073 Conference ID: 97318092 s you would like us to address during the call to nd please copy your J.P. Morgan representative. O ON YOUR COMPUTER access the presentation during the call, please use this I I EFTA01147091 LISTEN TO THE REPLAY A replay will be available August 1 — August 30 Toll-free: 855.859.2056 International Toll: 404.537.3406 Conference ID: 97318092 To access the presentation following the call, please use this I I IMPORTANT INFORMATION It is not permissible to forward this information to anyone else. The information contained on the call is not intended as a solicitation for any product or service offered by J.P. Morgan or any of its affiliates. The views and strategies discussed may not be suitable for all investors. In the U.S.. Securities are offered by J.P. Morgan Securities LLC member FINRA. NYSE. and SIPC. J.P. Morgan Securities LLC. is an affiliate of JPMorgan Chase Bank. N.A. J.P. Morgan Private Bank' is a marketing name for private banking business conducted by J.P. Morgan Chase & Co. and its Subsidiaries worldwide. nvestment products. Not FDIC insured No J.P. Morgan This email is confidential and subject to important disclaimers and conditions including on offers for the purchase or sale of securities, accuracy and completeness of information, viruses, confidentiality, legal privilege, and legal entity disclaimers, available at http://www.jumorgan.comrpagesedisclosuresiemail. EFTA01147092