From: US GIO <us.gio®jpmorgan.com>

From: US GIO <us.gio®jpmorgan.com> To: Undisclosed recipients:; Subject: REMINDER: J.P. Morgan client webcast featuring Heather Loomis and Rick Taormina - Today, November 15 at 2:00 p.m. ET / 11:00 a.m. PT Date: Thu, 15 Nov 2012 15:09:47 +0000 Attachments: Speaker Bios.pdf Inline-Images: image006.png; image001.png; image002.png We are pleased to invite you to a special webcast, "Municipal bond market outlook: Navigating uncertainty in today's environment," taking place today at 2:00 p.m. ET / 11:00 a.m. PT. Hosted by Meg McClellan, a frequent guest on CNBC and Bloomberg TV, the discussion promises to be timely and informative, focusing on the current municipal bond market environment and possible ways to diversify fixed income portfolios. The invitation below provides full details of the event. You are invited to participate in a special webcast Municipal bond market outlook: Navigating uncertainty in today's environment Thursday, November 15, 2012 at 2:00 p.m. ET / 11:00 a.m. PT Hosted by Meg McClellan. U.S. Head of Fixed Income. J.P. Morgan Private Bank Featuring Heather Loomis. Client Portfolio Manager, J.P. Morgan Private Bank Richard Taormina, Portfolio Manager. Head of Tax Aware Strategies. J.P. Morgan Asset Management Please Join us for an exclusive chance to hear Heather and Richard explore post-election implications for the municipal bond market and beyond. In particular, they will discuss: • The municipal bond landscape • The current fixed income environment • Political considerations for investing • Possible ways to diversify fixed income portfolios ASK QUESTIONS We invite you to submit any questions you would like us to address during the call to [email protected], and please copy your J.P. Morgan representative. To register for the webcast and access the presentation during the call, pleas LISTEN ONLY Toll-free: 877.548.0695 Toll: 706.679.9700 Conference ID: 58400356 this LINK EFTA01182133 LISTEN TO THE REPLAY A replay will be available November 16 — December 15 Toll-free: 855.859.2056 Toll: 404.537.3406 Conference ID: 58400356 To access the presentation following the call, please use 1 7 I I IMPORTANT INFORMATION It is not permissible to forward this invitation to anyone else. The views and strategies presented on this call may not be suitable for all investors. This information is presented for educational purposes and is not intended as a solicitation for any product or service offered by J.P. Morgan or any of its affiliates. J.P. Morgan Asset Management is the brand for the asset management business of JPMorgan Chase & Co. and its affiliates worldwide. 'J.P. Morgan Private Bank' is a marketing name for private banking business conducted by JPMorgan Chase & Co. and its subsidiaries worldwide. Bank products and services are offered by JPMorgan Chase Bank. N.A. and its affiliates. Securities are offered by J.P. Morgan This email is confidential and subject to important disclaimers and conditions including on offers for the purchase or sale of securities, accuracy and completeness of information, viruses, confidentiality, legal privilege, and legal entity disclaimers, available at http://wwwjpmorgan.corn/pages/disclosures/email. EFTA01182134