DS9 Document EFTA01196268

El [1 UBS Bank USA - Card Services 299 South Main Street, Ste 2275 Salt Lake City, UT 84111 Jeffrey E Epstein C/O HBRK Associates 575 Lexington Ave Fl 4 New York, NY 10022-614604 September 25, 2014 Notice Status of your UBS Preferred Visa Signature credit card We are writing to inform you that your UBS Preferred Visa Signature card ending with 9864 will closed on October 10, 2014. If you would like to know the reason for our decision, you may request a more detailed explanation within 60 days of the date of this notice. Your request must be made in writing and sent to: UBS Bank USA Card Services 299 South Main Street, Ste 2275 Salt Lake City, UT 84111 We will send you a written statement of the reasons within 30 days after we receive your written request. What this means to you • We ask that you please destroy all credit cards for this account, as future charges on these cards will no longer be honored. Also, any vendors with recurring charges linked to this credit card should be contacted for alternate payment arrangements. • Although this credit card will be closed, per our cardmember agreement, you are responsible to pay any outstanding balance. We will continue to send billing statements to the account address on record until any balance is paid in full. • Any remaining rewards points balance on this account will be forfeited 60 days after the account is closed. Rewards points can be redeemed for merchandise and gift cards, or the points can be transferred to another eligible UBS credit card account. Please contact us using the number below for further assistance. UBS Bank USA is a subsidiary of UBS AG Page 1 of 2 EFTA01196268 Continued from previous page ... Questions For card-related questions, please call us at 1-800-762-1000; outside the U.S., call 201-352- 5257; we accept all collect calls. Representatives are available to assist you 24 hours a day, 7 days a week. We appreciate your business and regret any inconvenience this may cause. Disclosure The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning UBS Bank USA is the Bureau of Consumer Financial Protection, 1700 G Street, NW., Washington DC 20006. Notice to Ohio Residents The Ohio state laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Notice to Washington Residents The Washington state laws against discrimination prohibit discrimination in credit transactions because of race, creed, color, national origin, sex, or marital status. The Washington State Human Rights Commission administers compliance with this law. Visa Signature is a registered service mark of Visa International. UBS Visa Signature cards are issued and administered by UBS Bank USA with permission from Visa U.S.A. Incorporated. Page 2 of 2 EFTA01196269