EFTA Document EFTA01269393

• , 'aunt NUM Mgt icetqz : i Z ress41 /2 101-.(...t.OXT.a.n SS . a .av:svarA ka-ccrzio Tel: Name: Laurel. Me. EIN: Name: Je , / r SSN: EDT No Name: SSN: ElYTYPel No: Name: ', SSN: ID Type: No: if we bat% adagrakege Imes outing at oleoteaccouo Anaheim's Fsm Baca, ItIkeution Sktriag end Pzinty Po...‘", ad the proctn run and km prepared 6 AlllhOthelb IC- • --....,...---'— ceounType , C . Account Dumber: I Sign • "eq. I Date: //AZ Acktress:- Tel- uker-e001C- IICAA.ail\C?)3 . /5 1, 3A.‘r is COS-)..>, . Name: LIMA Inc- . EN: 660776877) - : Dames Indy, r . SSN N Name: S ID Type: No: Name: SSN: ID Type: No- Mc hereby ackneralcdp bang mend I [N....a...A I.... /1. . ../ .. • ,./ , .— au: O.potu Account AptameoL <Ix Tim &mut? Infonnoice Sharing and Pnrety Pity. sad the Maxi ma sad ins. • Aythorized b First Bank ItrAllItIlti A RIA)1711REHENTS I nto/ Le TO HE .t TRUE .IN ENACT MON OF THE ORIGINAL CONFIDE ISITIAL III RI: FirstBankPRO00746 S GM 00013583 CONFIDENTIAL EFTA_00124226 EFTA01269393 1 First Bank Customer Due Dnigence for Business - Entities Existing A«ount Number Busks Ce namm Laurel Inc. DM Name grapplicable Employer Ideribfication or Social Security Number : 66-0776877 Pryslcal Add Mss: Nag Hoo Sp c _rtsr 83 SI. Thomas VI 00802 USineSS Phone 2 4::sneessiEnti Descri Type of Business _ Pcidtreg Comp. Not doing Bus. NAICS: poitio Annual Salts: N/A Date Established: _ 11/2212011 Number of Employees: . 0 Number of Dikes: 1 0 CBA 0 Cceporatcn • 0 Nonprot Corporsion 0 ', wowing, Type of Ennty ID Government Agency 0 Unincorporated MacronaEntity 0 Limbed USbilly Company 0 Other. Social Security Number (if applIcablel: Mal rog i ddress: 6J2) Rid Hook Quarter 83 St Thomas USVI 00802 _ Emil: E Cc rtific ate of De pos It 4 Account Purpose LI Payroll IS1 Operational K Trust 0 Retie Funds K EaretPonnal 0 Irwin:erne Other 0 Chic ng 0 Sating 0 Loan 00thor, specify 0 ATM thine CI Esnow 0 Tinter Funds Transactor Crates Dasisat Inn 0 1 • 10 0 11 -20 0 21 amore. TowAmount 0 $i-54000 0 St001 425.030 0 S25.001 omens Monsonion NM 0 Cosh 0 Payed 0 mean Transits 0 Ad/ 0 Checks El P08 0 Electronle TWOS 0 Other. Debits Tressetftas Teei Aromarti O 1.10 0 11 • 20 0 21 or rests K si • 18.000 0 $5.001 • S25.000 0 $25.0310 mom O can 0 Payrol 0 Accost Transtars ACH 0 (Rods 0 PCS O eadionic Dangles 0 Oise Tramminkm Typo 01Mornitionel Tiaismilons —Vas Transient nkei - 0 IncornIng Transfers 0 Outgoing ns Tra fers, 0 ceity 0 west/ 0 matt. 0 my 0 weekly 0 monthly. rnestons 0 1 .10 0 11 -20 0 21 -50 0 51 camera Dissectors 0 1 -10 0 11 —20 0 21 -50 0 51 gross Tadeldbootatt 0 st • SNI.000 0 525.001 -1500.0:0 0 SSOSCO1 a ewe OaMIAmours 0 it -126/000 0 MMO • 000030 0$50).031 * caws. countess —pales Initial Deposit SI Ann it II the metal deposit ta greeter than 1500.000: rideata the source of wealth: Origin of Folds: slinds---. • 001r answer e its Nat bast one are istreng. iv den MI be oradertillepl rele anOtonlwadIce is reeded se emaSNh n In Cm Dogma Cradel &ammoref immure or Entros Ossedered as MPI pet • fine anew b O. E or Fe res tine altaltettalran lips to Censers, Dryades* SSA Stan a ragweed. A Is the NAICS selected sips uric? B. Does the business eats a private ATM machine on sees C. Is the business a %twee mgancatictee 0 D. Is the Napless a InCabail commtee a traannlattOn? E is the ouu nest mated to an Offs= of a foreign govenvnent, itiO0ite OtO Pipe of reateriship F Is the toe rime engaged in aetwbes reined to Internet 0.emtlinci, Name of the Representative wino attended your call: Response to Employer taint/neaten or Social SeCtinty• Year Response on Industry Behavior No, 4Fn, Men Comments, it BMOCS*: I smetae • snt.. titot430141•1 nservlswed pore --O06C0M Signom Yoe 0 ft 50Va .. . cm Bank 8CORDS 7/41 :GI 1. 111:1)1 IN ENE X I S 1 klAl lIkR itt I TRUE .IN 0 VA AL 1 COPT OF tilt OR1111LIF CONFI DE 11 e i••Il 11 L ar. FirsteankPRO00747 S GM 00013584 CONFIDENTIAL EFTA 00124227 EFTA01269394 Customer Due Diligence Business Accounts Virgin Islands 1. Business Information Account Title ("Depositor): LAUREL. INC Account Number S.S./TINJEIN: Physical Address: RED HOOK PLAZA QTR B3 Mailing Address: 6133 RED HOOK QTR B3 ST THOMAS VI 00802-0000 ST THOMAS. VI 00802-0000 Beefless Tenpins** (340)7752525 Business Fax a internoswebsite Address: Line of Business: Office Administraeve Se NAGS Code: 581110 Date Established: 11/20/2011 Annual Sales: $0.00 Nbr. Of Offices/Branches: 1 Nbr. of Employees: I Elkeigedie O Own O Lease MONSIIII0 Advertisement 0 Current Client 0 Other Contact Person Name 8 TO> - Contact Pence, TeephOne a 2 Account T •0 0 Sole Pf006, 1048hIP 0Partnership 0 CorPotalflOn .0Noo-Profit 0 U.P OLLC O Other LOOM Connecta( Chathrog p 03111611eftial Ccacrverclal tea Checking Government Checking Contnrcial ChoOeng ICKTA 3. AuthonZod Si t - r C. Authorized Signer Name: Arranged 00 EA/ranged CO Offshore (BVt) 0 Arranged 00 08A 3 Gonenenent Statement fy m Ycte the l • . JEFFREY EPSTEIN Statement SV Commercial DBA Statement SV Conerarcial MaAmIzer SV ccereneeciai DBA mecums, SV €14240MakW 0 CColineYeal Passbook Savings DI Government Passer:PP Savings UI Cot tate cf Deposit O Omer: COMMERCIAL CHECK A Physical (Home) Address: LITTLE ST JAMES ISLAND Occupation: FINANCIAL CONSULTANT Personal Maine AddreSS: 6100 RED HOOK MRS STE 83 ST THOMAS. VI 00802-0000 ST THOMAS, VI 00802-1348 Social Dated Binh V20:1953 Flax of Binh: US O Citizen of: Perna Telephone Number. (340)775-8100 Business Telephone Number (340)775-2525 Motile Number: I Emal Aare's: IJEBRENICATTGLOBAL.NET intilfaM005 : Photo Idenekaticei Type 8 Number IderdifiattiOn Espirabon Date: I PaSSPORT-207320: 10/10/2012 r K . explain 0 YES aRwN OF AppLc 0 ealligatiaerilkialillitikif O Yes O No. explain why: Mall The [teeniest hereby in tie Gies Informs/bon 0.ornineroal Accounts Under penalties Dcposncr a not wienciang as a ynthhcM nu or it is true, cross out The Internal Revenue backup withhoicfing. Date of newt resell exempt and waft that FIndlank Ms been desIgnated as a depository d t drafter area Sine (KYC) and finds it non/ate on eon date. The Depositor has received and Rates and Fees Snedue currently in effect and as nay be amended Mete Oteay. the Depositor Cerofts hat (1) The number shown Co this kern is Pie Correct to backup wanton° ather beause. (a) 4 has not been notified by the Interval of faltre to repel ail intennt or dm/owes. or (b) that the IRS has not/fled me tom backup wrIncldng. (3) the Deposnor is a U,S. enemy. (Cross out subpart complete an apponiate Fcan W-8) Service does not require your consent to any peoeislon of this document other AirthOresel Signatile X ninth's reweave the laicansion contained and agrees to the Teens and Agreements tar bee of account and semces It has selected. tie i6entifiCiakin number and (2) that In Remiue service (IRS) that it is swami to Deonta that t is no longer subject to backup 215) if it is net true. If Statement 3 is not than the Certificauon required to avoid Tee iSeeetallidfteda 5. Initial D Amount: $1,00000 Type: CHECKS O pligszlisspowt,ovorS500,000t4apg PocisnarS %era of s.n446;ii Cif NOVAK Od Waal . tbAn b Comet erinr-nornini _ 6. Ex hictod Tru: lions (Month . . .. : .. O Yes O No — ---. —. . .. . . . O Yes O Ho Credits: No of Transactions: O 0-10 O 11- 20 O 21- 60 O Other 6 -10 Total Amount ($). O 54 55.000 S5.000 O S5001 - S15.000 O $15.001 - 650.000 O Other $1001- $5000 Types O Cosh O awck. O littarEfronslees O VW* Owls, a POS Papal Pict Ospcslt O lionismirl ChinsAloney Orders O API O Oar CASH O O OEM= No. of Tnnaclione: O 0.10 O 11 - 20 O 21 - 50 O Other. 6.10 TOR Arlan (5): O SO - 56.000 O S6.001 415.000 O M.& - $50.063 • 1 • S5000 , , Type: O Cash O Checks O Mixon flambee O D P3yror O Oman DePtcs O Mnbbert CbacksAkesy Orden O hire Transfers Bank ACM _ H _____ Cun t O The O No Account Current O Yr O No ' :. tu a "a-, 4 an n. NTS Account MOP Account l' ESTI FRED TO RE .1 TRUE AND Francis Inset/at Fmarboat inset:Wave EXACT COPY OF I HE ORIC1 AM seems T orsi a • PASO . a / See V * Artie Re M YX03126 CONFIDF N„ SD Ill I NW RI. First8ankPR00074 Y_GM_00013585 CONFIDENTIAL EFTA 0[)124228 EFTA01269395 F rilfinrint I "erIMM ' ar ffine" ffi liffirrirrn Afirril.Millini. Authorized Signor Name: DARREN INDYKE Cut" oat Titlui- Physical (Home) Address: 2 KEAN CT Occupation: AI I °RIVET Personal Mailing Address: LIVINGSTON. NJ 07035423/ Soda' I Onto( rat I Placa ol env ber ausnealir Email • Photo identification CREEKS LICENSE Id Ito Expiration Dale: 01/3020I1 O CHEXSYSTEMS earplein O YES . . OFACIPLC O gagitatimpigas o Yee O No. explain y: 1111111111 Authortmd Signer Name: Physical (Home) Address: Occupation: Personal Mailing Address: Sodas Security Kenbec Date el MAN Piece el Mee Home Telephone Number: Sureness Telmixne Mintier: Motile Number. Emil Address. ThNiISWaal Plums Menileceticn Type 6 Mastic Idenatcation Expraion Date: csocsysmas explain O tliellall111111 IIIIIIIIS OFAC/PLC O _ ellaliltiliglitti O Yes O No, explain wily, illitillilil Authorized Signer Name: PhysiCal (Home/Adana ItilitaiSARt_____ OccUpall011: Peregnal Mining Address: social Seoty Numta I Dab S Die,: Psi et Belk Erb Home Taipa000 Hunter. Susinees Telephcoe Miter I Mobie Number: Emit Marcel: ~fd!(1.4ttltarnii)r Photo we-site's." Type a decreer: Identincemn Expirtion DirW O CHEXSYSTEMS , explain my.. . . . . oktio ; O OFAC/PLC O • O Yes O No, explain why. Authorized Signer Name: MO Physical (Homo) Address. Occupaton: Personal Mailing Address: Soder Security Number: Date of Sim: Pena Of Birth: Ma* Home Telephone Number. Swains Telephone Number: ! I mote. Number: Erna, Address SISROSalfittil Photo IdentrfiCati00 Tyco la Nurnter: Identification Expiation Dew O CHEXSYSTEMS . explain Niffltitillititi - O OFAC/PLC O IllallItallISI O YesO No. seism wing: MINGUN O Meethent Cad B erica Cad Overdraft LM Services e-FirsiBank (Internet) Pat PO Payre Cash Management Night Deociscory O Other O UNIT Of Carla IreetreW0C Date: Management Revar. Dena: maire 3O038 I Id ininSaDrican CONFI 1 First Bank RECORDS A LEGAL REQUIREMENTS CERTIFIED TO HE ATM AND MET COPT OF THE ORD: INAL t II ILL FirstBankOROOOT49 SDNY_GM_00013586 CONFIDENTIAL EFTA_00124229 EFTA01269396 Request for Taxpayer alev.Oecetor ille flt I) =pest= Levet Identification Number and Certification Give Form to the requostet. Do not send to the IRS. ,. i 8 8 I e, , 4.: Non toretan• Verna noarre1/4 rill Low-c I i nc• an. nomaireanleardItv nook far= too dos I-1 ChIcli In sipOptit• dolor haw to nootretfort CI i.-i ikettotteti paertecr c Ovsarahm Ri a Ccopeeden O Pirtnerriaa O %awe O Doled Mon onvent Odd tot to Ovasocrittot ICC Ofloollot. S-5 torpor Sot Fr-warner-OA o O cemeinmvotom• CI iblien Per" Anna tettrIbic tom. sod Ad erne no: 8100 Red Hook %neer 113 Roans'. note end eases Olt Ott ad zooid St. Thome, urn 00001 re =coo cambia Iwo lossimel la Taxpayer Idenffreetion Number (rit4 Enter fax 194 In the OPPOInto box The nu raided nun meth le neer peen on tot Sant Ire to avoid both* attack/1 Fa advikeza. Xis evert soda:waft rails MPG. How...r. kg a rasdent Seta sole propiebr. or doregirded entity. see the Part I agate:done on pet For otter enttaa. b O you enclave! iderelhaboa taster CM* N you do nal Mwa tombs es ow Norte gat • TIN on me3 Nino It re *0S0 4 in mote I ,an Mine. tee 0* thin on page 4 torguidolnetot 'Aran m.rnter 10 ern. crunceekm Soots Otto law+oeerreritem tattlarpeesatie a Oeflurf. 1 col* that 1. The meow shown on Ile form i• my eared tioaoyer Idengtellixt rezeinfot1 ant valloolor a ranter to be bawd to M.D.end 2. Im ad babied ro beds odordtgotp tea {Worn gni from today waltoldtg. or (Whoop not bale notified by the Internet Revenue Sento aFtta t man ettleotiobethuo witactagg Mt romelt fi e lave to opal et IMentst or dna:lends, 0/0 the SS lab MONO rre Sus I am ha ter ad:WM bedcupulehhadno. and 8 I an lag deomorotheUApomen teledhad hdo4 Codification ea buctions. You meat pod cat Ilan 2 abeam btu Nan ban naiad bye* as that you an euvently *bled to beam) tilthrateana because rot, ha.e ailed t rocort d inbred and dhaireide en wattage% For nod *MS leanIotcne. ton 2 Om not Wet Fee Matson Interest P2,0. was,. on C. eherdoton*Oseneed Feedollataricalkooldibt. earbioureeste areecleklee meaner' ineqemarn OM and Wanda Permente Ober than Mos Sat Step* stu mead repeedle Sere eleeletalea. but you nod fotoOkr Mt Oa" ON So' to inttortlin On pp; Sign Boca Meeltree Ut pad* General Instructions SAMS, *maws we ID 00 noted Purpose of Form A wean veto is rettaked to Re an inka.. return an the IRS mutt attain )fir coma taxpeott idmnbl taco,, ototow mill to MCA by exa-nara ram, pm to act, reel nab Innacttont. nwtosis inlet Cat yoo p4.0. tottisnon a aloardarrotrt GI soared reoporty. canoe...Con Cl debt or cortrbutons you mode to en IRA Use yen W.9onyy too Mt a US. pond. CottaSolt • *doom to pwdde ypaaoetan WI to are paean raqueolna t Orr recorate) ant dun apO ct S. let 1. Curtly 11 On TN rt.., orogid. bailed to TOO we tag 10, rumba, loteleseet 2. Orate OW yOu ate at Intalle110 ban nittno1dreg. Or Cilia tae Proeleolaprelarkkiegyea we e U. S. wrest osepc• you arridre aireelsplert um • U.B. mon. yon elotablesereol ire pothenle Income *in Lla So abutted is rat sleet es lie ulgiholfrig Is onion* perinert Sure ct reeve* ereneeted been tide. / Cd Pla irecemsbr ghu you • teem caws Wien Farm V/.9 bea,.st yew Tea yob mum Mee meshes tan V b b auburn/Sy writer be rote rem W4. DIONSid of eU.S. porson.for Werela rugosse. as ccealilemb: US paraani ',ogee • Pa Incialdual *tab.' U.S. citkan a US tetkunt elan. •A pednersha corporation. OCOTrony, a OSSOOatko awed or organized In the United State a older Ott Ira or the unxts Sawa • An were (cext Malt faeign encl. a • A 00ni.W.0 'MI lsa dotted h Regitherts octal 301.1101.7). SoecaaI need for pertnershax. Partnerahp: vat oonstual • Indoor bsineu u, rhe tilted Slates We genereay required to pay • wthroldre tax on trOYI0Oldo maws' shire of i-come ban suet hairnet Res, in onion cans whore a Foal, W-S hes rotten, roosts; • Pannone-in Iv moire:Ito peonxre lhal a panne a fOreign COMO, end psi Ili wOrhoktng Is/. Theodora II you weal-4S. pea that is a partner h a otelneraap oceducliaa a bade er hers. b ee WSW Setae. wooer Form Yr-9 to lb eartnentip to esUblah year413. Mold AM mod wIltrokirrj an >as there at poetreittip Inters Cat No 10731N Poi% W-90re.12-1011i CONFIDE 1First Bank RECORDS LEGAL REIWIIIIMENTS CERTIFIED To HE .1 1 RI' E IND F.N.ACT (OPT OF THE ORMIN.U. rsitilA. I. 11111E FirstBankPRO00750 _GM_00013587 CONFIDENTIAL EFTA_00124230 EFTA01269397 ire 00.4 m... breed 20te noires **Wi aloosilimst000 nn Appcuatior -or tmployer Identification Nu- tier tr.. use by evela,...b oorionalors. padre/shim lame, nate% Mabee osycomess reset. 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If M b Yen too the Mumma for to coact box w deck. 0 We moor. gad • • PanariMP Capatann lea loan tote to b veal • 0 Pomona oat abeerafite K wan a chwasoareall•O alleaSlat El= moping agreAdion Wagon IO *dab) 024 211 16 Mos nine th oft a boar. =eel 'topmost* Mtn ann.* soap V/ O Samna pant (year cope* P, O Clasped type a oraerzatto Opacity AMY type) * O Panellised gang bUsiess O Creila/ * utd hpeab byes o Created • onion an MOST orPon • 0 able 0.r.PI a daaadanll o Pbn iabeibbla • Twil OM of OwalOO 0 •Ooknal Guard 0 Sleeked gotterooni O Fait' capita; 0 lean, goaarnsavranoY O ROW C For ornonononAroont eat Crop ElOnVer. Mate (GEM II all • a No Fotaoloounity 10 141•00efra Oo14t1eWKk oily a0 b04 Oran.; Sew banana NI:0W Ili* • Apt. mpitG 0 Mod aaplotono (clinck !no box fra Imo 141e 1i) 8 Complanno vetn Fri MIltpkiriga f00061,3n. CIS *ear s 11 00101tialkesa base a aCtiorat Orbrel. soy yew). Soninnotoon SI/221201 is MON" undone, imbed in *bent 12/400111/inter +/ea* re 1/03,nindaci, the Ina Ia. Aalculnoto 12 Melo mats of eannunIng year 14 If aza mat yew estabdiert but liabey babeii.000 less ;mint Swore 'ward too a. ram 044 om'*ey bow ol ran. 941 pariah.. an In Mar eVorwent In lobby onetally beSt POO a Ian yon newt lo pay S4.000 of lost along Clear woos) If nor do not can% Wier. >way 0. 0 ram 941 lorny data Il Its aim "V" 2.1• 10664 wele OSO404•OX def. foal. Rota If *POIOSillo a vaiteismasm, onto date hewn 141 Rol be pas in $1,30SIOIll OM *.iosi. by. you) n. ...VA II 0.0. be. Oat Oat Oandtm111112•0100 fl ays ”arboterre. 13 ins caeloxfal nowt 13 Aixtelobi-bposicaer 0 carman 0 Roma 1 Main 0 Tannocotan t awash) 0 taafroodalon1 'afloat El Olonnaloon 0 Rani Chigoes Cl tisfularino 0 PironnOtlamtoo 0 ay. , (onaciln IT at "tread Ire a netaNinale. .d npodillo coralrucOnn ail dons. .vacs producod. or gents pronto tit Haim approve enliy tan on Minter ottani] lot and realve0 an OD 0 Vat gr.. II %lewd% 01•04)01e01 Mena has inn* Re PISMO/ Ad sic duelwn Attila Ft SS-0 lov. nen ASearf CIO:0CA 0a ft.* coma APPIOIty assets pus. as ax.i 4 see sepwa• nolryUbna. Ca. M; First Bank nu:onus & 116:11. ar:on EMENTS LIIIIII4 Elt:1 1:04)FHTEHI ET=N N.17. CONFIDFNP I ;Lit RI: FkstElankPRO00751 GM_OOO13588 CONFIDENTIAL EF1'A_00124231 EFTA01269398 Business Verification Results mm, Page I of 2 - — ..- RESULTS SUMMARY OFAC CHECK: PASSED IDV RESPONSE: OVERRIDE EIN: FAILED Input EIN: NAME MATCH: PASSED Input Name: Cypress, Inc ADDRESS MATCH: FAILED Input Address: Red Hook Quarter b3 St Thomas VI 00802 Dif. Info: 9100 HAVENSIGHT SAINT THOMAS UNIT ST THOMAS VI 00802 Dif. Info: 9100 HAVENSIGHT PORT OF SALE ST THOMAS VI 00802 Oif. Info: PO BOX 6347 ST THOMAS VI 00804 Alternative Verlficati PHONE MATCH: i Input Phone: No verification data given Additional Actions taken: • Note - Please confirm the SIN. Override Comments: On 05/07/12 at 03:12:22 Iftdelin Colon Added: Cleared - Other (type in reason)Client has provided the SS4 dated 12/15/2011 and the Articles of Incorporation. Client previosu address was verified and the address previously used was the location before relocating to Red Hook. Account Status: Cotten print Thiaine - class IMPORTANT INFORMATION FOR CONSUMER REPORT & IDENTITY VERIFICATION SERVICES This consunw/Ousincas data is being furnished in connection with a transaction initiated by the consumer, and / or in actatianct https://production.pealeyinc.com/penley/secureNBEReportDetaiLdemode=print&oid=107... 517/2012 CONFI ItlefiltlIS A 1.11:4;.11.1O:111 •11II:MEN 'JO In: .t MT .130 0113 01"1 olitni3.1l. Y_OM_000 13589 CONFIDENTIAL FirstBankPROo0752 EFTA_00124232 EFTA01269399 Business Verification Results m Page 2 of 2 I wo the written Instructions of the consumer. to whom the intonation relate! as Provided far under the federal Fine Credit Reporting Act (MIA) oe the Gramm Leach (Inky Att (GLBA); or Is berg used in connection with account review as provided for under the PatA. The data caltaineo in tha report may be Viewed Or printed (or 00 other purpose. iffoffnatien returned in Consume Report limbo may not be viewed or Printed In connection with making a pro-approved time offer or crepe (prescreen). https://production.penleyinc.com/pepley/secureNBEReportDetsul.do?anodeeprkt&oid•-107... 5/7/2012 CONFI First Bank RECORDS A LEGAL REOCIREHENTS To HE .%TREE: ENO Ei.1t7 COPE OF THE ORR:EV.11 11 III I S GM_000 13590 CONFIDENTIAL FintBankPR000753 EFTA_00124233 EFTA01269400 QualiFile (NAG) Page I of 1 IMPORTANT INFORMATION FOR CONSUMER REPORT & IDENTITY VERIFICATION SERVICES Tit amp/mei/business data is being funkshed In connection with a transaction initiated by the consumer, and / or in accordance with the written instructions of the consumer, to whom the Infornetion relates as provided for under the federal Fair Credit Reporting Act (FCM) or the Gramm Leach Riley Act Otisld; or s being used In connection with account review ea provided for under the Ka The data contained in Mkt report may be viewed or printed for no other purpose. Information returned In Consumer Report services may not be viewed or Wilted in acme en with shaking a pre-approved Smut offer of credit fixescreerd. Business Information Response Business Information (As Entered) Laurel Inc Fed Tax 10: 86-0776877 Rod Hook Quarter Bs St Thomas. VI 00602 Non FCRA Identification Information Federal Tax Id & Business Name Match : No CheirSystemst History No Closures Found No Purchased Debt Found No Previous Inquines Found Inquiry ID 641692871 Reference Detail Transaction Tracking ID: Prat - Close 1a3o42 OW8891 2188 UXAP30' PZI https://production.peoleyinc.com/penley/securechexSysterasBusinessRepon.dereportType... 517/2012 CONFI First Bank RECORDS & LEGAL REOCIRENIESIN I ElttlIFIED To Hi: t TRUE N I) EXACT COPY OF THE. ORIGIN.H. S _GM_00013591 CONFIDENTIAL I III I I \ill RI. First8ankPR000754 EF1'A_00124234 EFTA01269401 First Barn Customer Due Diligence For Additional Signers on Individual Accounts or Authorized Signatures on Business Entities Accounts Account Number which Is attached to the Signer Name: Jeffe Last Nemec ecistein Citizenship: US Nam Mow: 340.7758100 Other Date of Birth: 1/20/1053 Place ot Birth: NY Social Security: Physical Address: semi Masse: Urns Saint James Isiaml 8100 Red Hook OuartEet 83 St. Thomas. VI 00802 St Thomas. V100802 Place of Employment FinanClal Ins EMMY Occupation: F ' Work Phone: WIWI a Relation Account Title: asident ID Tat End Drivel License Toe Number Employment Add,ew WOO Red Hook Quanta 03 St. Thomas VI 00802 Country USA USVI Expiration BOWOWYTh 10/10/2012 01/20/2015 Recurrent Source: 0.n Business O Private O Cr/remnant O 0:rel. specify Annual Income: O 10 01 550001 K 593.001 • $130 CO0 O $ bo LOt 52'50.000 0 over $2S0 000 3 Chant Classification • Prue emsern As tv A atC Men Wen; evostra Rocket Wes CCAthilved non fe* arvl tote( eabl e MAIO as e.e..1th' r N. 0v Myra CreobscSudwne For Irdvkluat a Enron Cons:dared as illoh Rat. . . Kos power to Com tan eranevimem tae Co antra Oalannwnhala unsbon o mowed A Indicate cheater the client s a nontendent Oen: (NAICS*10S003) B Monate whether the Clore *a resident elan: ((FIGS 5200000) C trdnere whether the own! ;6 rented to en &fleet of a foreign government and document the typeof relationeNp: (MACS *4030001 Yes No D 0 4 \Irate it‘on System For use only zr• Conti:igen, , P rn A CfirX'SySTFIA Name of the Representative who attended your call Response to Social Security: Year State: Response on Industry Behavior. Response on ID: 5 Account Opening Author tion I I froprrod Non Comments. if app !cater Pi ed t ee. dekeenili sy v eta, br kto-r4 5- MetS4SOI•11t1 CONFIDENTIAL 'First Bank It FA 71111 DS A LEII:11. HE1/11 F:HENTS HUHN TO TRI 1 IND MILT 10P1 OF THE ORIGIN II. CONFIDFKL, Irl RI ForstBankPRO00755 S _Gm_000i3592 EFTA_00124235 EFTA01269402 1 First Bank — — Existing Account Number Customer Due Diligence For Additional Signers on Individual Accounts or Authorized Signatures on Business Entities Accounts Account Number which is attached the Signor ame. Jeffrey Initial: Last Saw pp_stein Date of Bath: 1r20, 1953 Place of Birth: NY CitttaftithiP: US_ Physical Address: Ude Saint Jams Island &Thomas. VI 00802 Rome PhonE NallIng Aar 5100 Red Hook OuartersB3 at Thomas. In 00892 r lSecumy a Pismo/Employment Flnandel Tug callOWN IDOCupeSoir Financial competent Work Phone: 340-775-2525 Emit tvs Relthon Account Title: president. ID Type 1st Passport 2nd Orrvert UMW? Recurrent Source: el Own Bursas O Pods O Government O Gent. Was/ Annual Income- O 50.01-550.001 O MAN - 1150.000 O SI50.001- S260.00D AD_Ovw $250.000 3 Client CiaSSgiCatiut. I • X" w aereltu teA an/ Crate FS80810Caerda Peered ate arteSedbigh retell titer:awn needadeeestentdihrie R.a DX9IIICC Chwor-Gailaste Poi/AW it et aims EcrodroilaffeelPlat • the rare io CO pm Rea autxdadas Soothe COYONNe POPelhenffien 0'4On OS WATed A Indate whether the diem s • nonee4eat abaci (RAMS 5100000) B. Indale whether the diem n a resident idiom (NA= *200000) C Indicts %%Mew tne Gen es related to an aim' of a five gn government are deeteivare the hex of relatenchs: NAICS :400000, 4 Verification System- For use only as Continge.y... Name of the Representative wise attended your call: Response to Social Security: Year: _ Stets: Response on Industry Behavior. Response on ID: 5 AcCOunt Opening AuthOtization Yes No O 0 O 0 d wed ' Comments. If appleaolic Interviewed by: C2 in teetSiaosill1 ildthkeiS Finn Bank RECORDS & LEGAL REQUI BEMENT% CERTIFIED TO HE A nut AND ENACT COPY OF THE ORIGINAL F N„ t CONFID FirsteankPRO00756 S _GM_00013593 CONFIDENTIAL EFTA_00124236 EFTA01269403 1 First Bank] Customer Due Diligence For Additional Signers on Individual Accounts or Authorized Signatures on Business Entities Accounts Existing Account Number Account Number which le attached to the Signer Name: Darren Da, of Birth: 2/19/1965 - Place of Borth' NY Citizenship: USA Physical Addeefta: 2 Keen CI LIdgpiten. NJ 07039 Last Name: ,ndyke Home Phone: awing Adages: Sane Phew col Employment OssonKkicMe.PU-C WINUC CIIWP.89It Phmtellir Ems& Retake Mooted TIDE ID let 2nd Type DL SSW Recurrent Source: Annual Income: 3 Client Classification • one answit, Yes Fr A •MC Oft% t 4banpluestk.w. ea dere al 0.0:nedered teethed AROWICtOn a.waeauaaatisen th/Ode Carte Cneedal.GudInat For Mad)* or Edam Censclerecla Hop Rek • Vete even C rt as. elan aueadtteeen ton* Cate:Athee deordwaSSA Doted u navel A. Indicate whether' the dente a norecadent thew (NAICS 1100000) 0. !rated, whether It.. Cada eared:led (NAICSS200000) C Indicate seethe, the dant IS related to an officer of a fixer government and Soured the type of reationshia (NAGS raCOODT) USA EcarstionflaTOWD3 C Oar R:Jsiness Private O 0Cmateneent O Otber. gardh: Fl so 01 550 c01 K SSOACI • Siao.coo $150.001-1250.000 O Oar milt= 04/30/2014 Na. of On Reprtieentetha who attended your call: Respatee to SodelSocurfir Year. Rations, on Industry Behavior: Response on ID: 5 Account Opening AuttionzabO,) Stara Tee No O 0 • 0 Approved ai Comentuti. N applicable. inserientej AV :At eirce_z_ Du Dial • • CONFID First Bank RECORDS & IiiG.tI. RE01' I 111:11ENTS CERTIFIED TO DE 1 RUE .IND EXACT COPE OF THE ORICIS.11 AI 1.151 RE FirsteankPRO00757 S GM 00013594 CONFIDENTIAL EFTA_00124237 EFTA01269404 Corp No. 581980 GOVERNMENT OF THE VIRGIN ISLANDS OF THE UNITED STATES — 0 — CHARLOTTE AMALIE, ST. THOMAS, VI 00602 Cir.*7EId.MGR ORR SWIMS 64aa tow) I. the undersigned. LIEUTENANT GOVERNOR, DO hereby certifies deli LAUREL, INC. SYSIEIVIS Corporation of the Virgin Islands filed in my office on November 22, 2011 as provided for by law, Articles of Incorporation, duly acknowledged. WHEREFORE the persons named it said Articles, and who have signed the same, and their successors, arc hereby declared to be from the late aforesaid. a Business Corporation by the name and for the purposes set forth in said Articles, with the right of succession as therein stated. Witness my hand and the seal of the Government of the Virgin Islands of the United States, at Charlotte Amalie. St. !borne!: this 27th day of December, 2011. Y R. FRANCIS Lieutenant Governor of the Virgin Islands CONFI 1 First Bank RECORDS S LEGAL I: 1' I R BIEN IS I ERTIFI Ell TO HE .1 I RUE AN MUT COPT OF THE ORIGINAL I1 S Y_GM_00013595 CONFIDENTIAL II In I I %III RI. FirstBankPR000758 EFTA_00 I 24238 EFTA01269405 t ThIDAVIT RE NOT DOING BUSIr r '1/4.25 I, Darren Indyke, being of lawful age and after having been duly sworn, state that 1. I am, and have been from the date of the filing of the Articles of Incorporation, a copy of which is attached hereto, the Secretary of Laurel, Inc. ("the Company"). 2. I hereby confirm that the Company never did any business of any kind from the date of the filing of the Articles of Incorporation through the date of this statement and further state that the Company has no intention of doing any business in the foreseeable future. 3. I hereby further confirm that the Company was formed solely for the purpose of holding certain real estate, and it is not intended to be used for any type of business. 4. I hereby further confirm that the Company will not do any business of any kind prior to applying for and obtaining a United States Virgin Islands Business License, a copy of which will be delivered to the Bank 5. The Company requires a bank account for the purpose of corporate expenses. 6. I have personal knowledge of the facts herein stated. Darren Indyke IN WITNESS WHEREOF the parties have signed and sealed this agreement this le day of April, 2012 SUBSCRIBED AND SWORN to me this / _ day of Ar I 2012 otary Public HARRY I. BELLER Notary Pub:•c. $are of New Volt Ve. 019E4E5392a Ousilliad m Actsland County h..0 Commission Expres Feb. 17,20 ' First Bank RECORDS d LEG:11. REOUI IMEN"IS CERTIFIED TO HE .1TRUE CND EtAII COPT OF THE ORICIN.11 CONFIDFNT1 SDNY_GM_00013596 CONFIDENTIAL III RI. FirstBankPR000759 EFTA_D0 124239 EFTA01269406 ARTICLES OF INCORPORATION OP LAUREL, INC. We, the undersigned, for the purposes of associating to establish a corporation for the transaction of the business and the promotion and conduct of the objects and purposes hereinafter stated, under the provisions and subject to the requirements of the laws of the Virgin Islands of the United States (hereinafter called the "Virgin Island?). and particularly the General Corporation Law of the Virgin Islands (Chapter 1, Tide 13, Virgin Islands Code), as the same may be amended from time to time, do make and file these Articles of incorporation in writing and do certify: ARTICLE I The name of the Corporation (hereinafter referred to as the "Corporation, is Laurel, Inc. ARTICLE II The principal office of the Corporation in the Virgin Islands is located at 9100 Fravensighk,Port of Sale, Suite 15-16, St Thomas, U.S Virgin Islands, 00802 and the name of the resident agencr,ofralje Corporation is Kellerhals Ferguson LLP, whose Ensiling address is 9100 Havensight, Port of Sale, Soite154,.St. Thomas, U.S Virgin Islands 00802, and whose physical address 9100 Havensight, Port of Sale. Suite:15-16,Sr- Thomas. US. Virgin Islands. t‘a : ARTICLE III Without braising in any manner the scope and generality of the allowable functions of the iG"aparition, it is hereby provided that the Corporation shall have the following purposes, objects and powers., 2 (1) To engage in any lawful business in the United States Virgin Islands. (2) To enter into and carry out any contracts for or in relation to the foregoing business with any person, finn, association. corporation, or government or governmental agency. (3) To conduct its business in the United States Virgin Islands and to have offices within the United Stara Virgin Islands. (4) To borrow or raise money to any amount permitted by law by the sale or issuance of obligations of any kind, to guarantee loans, other types of indebtedness and financing obligations. and to secure the foregoing by mortgages or other liens upon any and all of the property of every kind of the Corporation- (5) To do all and everything necessary, suitable and proper for the accomplishment of any of the purposes or the attainment of any of the objects or the =excise of any of the powers herein set forth, either alone or in connection with other firms, individuals, associations or corporations in the Virgin Islands and elsewhere in the United States and foreign countries, and to do any other acts or things incidental or appurtenant to or growing out of or connected with the said business, purposes, objects and powers of any part thereof not inconsistent with the laws of the Virgin Islands, and to exercise any and all powers now or hereafter conferred by law on business corporations whether expressly enumerated herein or not. The purposes, objects and powers specified in this Article shall not be limited or restricted by reference to the tams of any other subdivision or of any other article of these Articles of Incorporation. 11:2 Bank RECORDS A LEGAI. REOUI It DONIS ERTIFIED TO HE %FRI I: ENACT COP% (IF THE ORIGINAL CONFI r I lo ter.. I RI. S _GM_00013597 CONFIDENTIAL FirStEankPRO007130 EFTA_00124240 EFTA01269407 ARTICLE IV The total number of shares of all classes of stock that the Carom:anon is authorized to issue is Ten Thousand (10,000) shares of common stock at $ 01 par value; no preferred stock authorized. The minimum amount of capital with which the Corporation will commence business is One Thousand Dollars ($1,000). ARTICLE V The names and places of residence of each of the persons forming the Corporation are as follows: NAM Erika A. Kent:Mills Gregory J. Ferguson Brett Geary ARTICLE VI The Corporation is to have perpetual existence. ARTICLE VII For the ma naganent of die business and for the conduct of the affairs of the Corporation, sod in further creation, definition, limitation and regulation of the powers of the Corporation and of its directors and stockholders, it is further provided: The number of directors of the Corporation shall be fixed by, or in the manner provided in, the by-laws, but in no case shall the number be fewer than three (3). The directors need not be stockholders. In fultherance and not in limitation of the powers conferred by the laws of the Virgin Islands, and subject at all times to the provisions thereof, the Board of Directors is expressly authorized and empowered: (a) (b) To make, adopt arid amend the by-laws of the Corporation, subject to the powers of the stockholders to alter, repeal or modify the by-laws adopted by the Board of Directors. To authorize and issue obligations of the Corporation, secured and unsecured, to include therein such provisions as to redeemability, convertibility or otherwise, as the Board of Directors in its sole discretion may determine, and to authorize the mortgaging or pledging of, and to authorize and cause to be executed mortgages and liens upon any property of the Corporation, real or personal, including after acquired property. (c) To determine whether any and, if any, what part of the net profits of the Corporation or of its net assets in excess of its capital shall be declared in dividends and paid to the stockholders, and to direct and determine the use and disposition thereof: 7 CONFID CONFIDENTIAL First Bank RIlllORILS REOITHEMENTS CERTIFIED TO lit .1 TRUE CND Mill COPY OF THE ORIGINAL Ftsitt RI FirstBankPR000761 Y_GM_00013598 EFTA 1)(1124241 EFTA01269408 (d) To set apart a reserve or reserves, and to abolish such reserve or reserves, or to make such other provisions, if any, as the Board of Directors may deem necessary or advisable (or working capital, for additions, improvements and betterments to plant and equipment, for expansion of the business of the Corporation (including the acquisition of real and personal properly for this purpose) and for any other purpose of the Corporation. (c) To establish bonus, profitshating, pension, thrift and other types of incentive, compensation or retirement plans for the officers and employees (including officals and employees who arc also directors) of the Corporation, and to fm the amount of profits to be distributed or shared or contributed and the amounts of the Corporation's funds or otherwise to be devoted thereto, and to determine the persons to participate in any such plans and the amounts of their respective participations. 0) To issue or grant options for the purchase of shares of stock of the Corporation to officers and employees (including officers and employees who ace also directors) of the Corporation and on such terms and conditions as the Board of Directors nay from time to time determine. 01) To enter into contacts for the management of the business of the Corporation for terms not exceeding five (5) mats To exercise all the powers of the Corporation, except such a re reZhferted by law, or by these Anieks of Incorporation or by the by-laws of the COrpontion upon the stockholders. . To issue such classes of stock and series within any class of itocloMith such value and voting powers and with such designations, preferences and relitive,-participating, optional or other special rights, and qualifications, limitations or restrittiord:dtereOf as is stated in the resolution or resolutions providing for the issue of such mock adopted by the Board of Directors and duly filed with the office of the Lt. Governor of.the Virgin Islands in accordance with Sections 91 and 97, Chapter 13, Virgin Islands Code; as the same may be amcndcd from time to time. vg[ No stockholder shall sell, convey, assign or otherwise transfer any of his of her shares of stock without first offering the wane to the Corporation at the lowest price at which the stockholder is willing to dispose of the same; and the Corporation shall have thirty (30) days within which to accept same; the Corporation shall notify the stockholder of its election in writing. If accepted by the Corporation, the stockholder shall prompdy assign the shares of stock to the Corporation, and the Corporation shall promptly pay therefor If the Corporation rejects the offer, then the stockholder shall offer the stock to the remaining stockholders under the same terms as offered to the Corporation; and the remaining stockholders shall have thirty (30) days within which to collectively or individually accept the same in writing. If the remaining stockholders reject the offer, then du stockholder shall have the right to sell the stock at the same or a greater price than that at which it was offered to the Corporation. If the stockholder shall desire to sell the stock at a lesser price than that originally quoted to the Corporation, the stockholder must then repeat the process of offering the stock for sale to the Corporation and the stockholders in rum. Shares of stock in this Corporation shall not be transferred or sold until the sale or transfer has been reported to the Bond of Directors and approved by them. 3 First Bank RECORDS A IiLII. REOCIRDIEVIN IIRTIFIED TO RE TRUE. AND MI 7 IVRY OF THE ORICINAL VA 1, CONFIDFN„imimi, Ili its FirstBankPR000762 S Y_GM_000 13599 CONFIDENTIAL EFTA 00124242 EFTA01269409 No stockholder shall pledge as collateral for indebtedness any shares of stock without first obtaining the wtitten consent of a majority of the disinterested members of the Bond of Directors of the Corporation. ARTICLE IX At all elections of directors, each stockholder shall be entitled to as many votes as shall equal the number of votes that (except for such provision as to cumulative voting) the stockholder would be entitled to cast for the election of directors with respect to his or her shares of stock multiplied by the number of directors to be elected. The stockholder may cast all votes for a single director or disnibute them among any two or more of them as he or she may sec fit. At least ten (10) days notice shat be given, however the shareholders are entitle to waive notice of the meeting as provided by law. Furthermore, the meeting and vote of stockholders may Ix dispensed with, if all of the stockholders who would have been entitled to vote upon the action if such meeting were held, shall consent in writing to such corporate action being taken. ARTICLE. Subject to the provisions of Section 71, Title 13, Virgin Islands Code, the Corporation may enter into contracts or otherwise transact business with one or more of its directors or officers, or with any firm or association of which one or mole of its directors or officers arc members or employees, or with any other corporation or association of which one or more of its directors or officers are stockholders, directors, officers, or employees, and no such contract or transaction shall be invalidated or in any way affected by the fact that such director or directors or officer or officers have or may have interests therein that are or might be adverse to the interests of the Corporation even though the vote of the director or directors having such adverse interest is necessary to obligate the Corporation on such contract or transaction, provided that in any such case theifitet of such interest shall be disclosed or known to the directors or stockholders acting on or in tolerance itir such contract or transaction. No director or directors or officer or officers having such disclosed or known tidveratinterest shall be liable to the Corporation or to any stockholder or creditor thereof or to any other 'parson. for any lora incurred by it under or by reason of any such contract or transaction, nor shall any such diem: sit directors or officer or officers be accountable for any gains or profits realized thereon. The provisions of this Article shall not be construed to invalidate or in any way affect any contract or transaction that would Otherwise be valid under law. myriCI.g XI (a) The Corporation shall indemnify any person who was or is a party or is threatened to be made a party to any threatened, pending, or completed action, suit, or proceeding, whether civil, criminal, administrative, or investigative (other than an action by or in the right of the Corporation) by reason of the fact that he or she is or was a director, officer, employee, or agent of the Corporation. or is or was serving at the request of the Corporation as a director, officer, employee, or agent of another corporation. partnership, joint venture, trust, or other enterprise, against expenses (mcluding attorney's fees). judgments, fines, and amounts paid in settlement actually and reasonably incurred by him or her in connection with such action, suit, or proceeding if (1) he or she acted (A) in good faith and (B) in a manner reasonably believed to be in or not opposed to the best interests of the Corporation; and (2) with respect to any criminal action or proceeding, he or she had no reasonable cause to believe his or her conduct was unlawful. 4 CONFI First Bank RECOMRS & LEGAI. REOUIREMENTS 'Timm) To or .t IBC I: AND EX 111 I (PT Orl HE ORIGINAL Y_GM_000 13600 CONFIDENTIAL %I III I v I \ 111 Ill FirstBankPR000763 EFTA_D0I 24243 EFTA01269410 e•••••• ‘ ,•—•\ The termination of any action, suit, or proceeding by judgment order, settlement, conviction, or upon &plea of nolo contendme or its equivalent, shall not, of itself, create a presumption that the person did not act 111 good faith sod in a manner which he or she reasonably believed to be in or not opposed to the best interests of the Corporation and, with respect to any criminal action or proceeding, had reasonable cause to believe that his conduct was unlawful. (b) (c) (d) The Corporation shall indemnify any person who was or is a pasty or is threatened to be made a party to any threatened, pending, or completed action or suit by or in the right of the officer, employee, or agent of the Corporation, or is or was saving at the request of the venture, trust, or other enterprise against expenses (including attorney's fees) actually and reasonably bloated by him or her in connection with the defense or settlement of such action or suit if he or she acted: (1) in good faith; and (2) in a manner he or she seasonably believed to be in or not opposed to the best interests of the Cosporation. However, no indemnification shall be made in respect of any claim, issue, or matter as to which such person shall have been adjudged to be liable for negligence or misconduct in the performance of his or her duty to the Corporation unless and only to the extent that the court in which such action or suit is brought shall determine upon application that, despite the adjudication of liability but in view of all the circumstances of the case, such person is fairly and reasonably entitled to indemnity foe such expenses which the court shall deem proper. c, To the extent that a dieector, officer, employee, or agent of the Corporation has been successful on the merits or otherwise in defense of any action, suit, or proceeding referred tic; in4patagraphs (a) and (b), or in defense of any claim, issue, or matter therin, he or she shall be indemnified 'against expenses (including attorney? fees) actually and reasonably incurred by him or her incomf&tiodtinamvids. Any indemnification under subparagraphs (a) and (b) (unless ordered by a court) shall be made by the Corporation only as authorized in the specific case upon a determination that he-ot she had met the applicable standard of conduct set forth in subparagraphs (a) and (b). Sikh detamination shall be male (1) by the board of directors by a majority vote of a quorum consisting of directors who were not parties to such action, suit, or proceeding; or (2) if such a quorum is not obtainable, or even if obtainable a quorum of disinterested directors so directs, by independent legal counsel in a written opinion; or (3) by the stockholders. (e) Expenses incurred in defeating a civil or criminal action, suit, or proceeding may be paid by the Corporation in advance of the final disposition of such action, suit, or proceeding as authorized by the board of directors in the specific case upon receipt of an undertaking by or on behalf of the director, officer, employee, or agent to repay such amounts unless it shall ultimately be determined that he or she is entitled to be indemnified by the Corporation as authorized in this article. (f) The indemnification provided by this Article shall not be deemed exclusive of any other tights to which those smiting indemnification may be entitled under any bylaw, agreement, vote of stockholders or disinterested directors, or otherwise, both as to action in his or her official capacity and as to action in another capacity while holding such office, and shall continue as to a person who has ceased to be a 3 CONFI CONFIDENTIAL 1 First Bank RECORDS LEGAL R EWA R DI SATS CERTIFIED TO HE TRUE AND MIT COPY OF THE ORIGINAL I n I I RI. FirstBankPRO00764 S GM_000 13601 EFTA_001 24244 EFTA01269411 director, officer, employee, or agent and shall inure to the benefit of the heirs, executors, and administrators of such person. (g) The Corporation shall have power to purchase and maintain insurance on behalf of any person who is or was a director, officer, employee, or agent of the Corporation, or is or was serving at the request of the Corporation its a director, officer, employee, or agent of another corporation, partnership, joint venture, trust, or other enterprise against any liability asserted against him or her and incurred by him or her in any such capacity, or arising nut of his or her status as such, whether or not the Corporation would have the power to indemnify him or her against such liability under the provisions of this Article. ARTICLE: an The Corporation reserves the right to amend, alter or repeal any of the provisions of these Articles of Incorporation and to add or insert other provisions authorized by the laws of the Virgin Islands in the manner and at the time prescribed by said laws, and all rights at any time conferred upon the Board of Directors and the stockholders by these Articles of Incorporation are granted subject to the provisions of this Article. (signature page follows) 6 n ro :••-• IV • :. ..c eta CONFID First Bank REA:OHIO; A LE6:11. RE0171KIMENTS CERTIFIED TO DE TRUE .1ND EMT COPY OF THE ORIGINAL I F NIL IN HI III FirstBankPR000765 SDNY_GM_000 13602 CONFIDENTIAL EFTA ({1124245 EFTA01269412 IN WITNESS WHEREOF, we have hereunto subscribed our names this Zig day of November. 2011. TERRITORY OF THE UNITED STATES VIRGIN ISLANDS ) DISTRICT OF ST. THOMAS AND ST. JOHN The foregoing instrument was admossiedged before me this nu day of Novembn, 2011, by Erika A. Meths.Is, Gregory'. Ferguson, and Brett Gary. OM MARE BRYAN NOTARY PIRESUC HP 069-00 00218E809/282813 8T. THOMAS/ST. JOHN, USVI 7 CONFI First Bank REA:ORDS a LEG:II. MAHAR EHENTS SRUS11:11 TO RE TRI FANO FCu 7 I nPY 01 THE ORIGINAL ' S Y GM_00013603 CONFIDENTIAL O III I I %1II RI. FirstBankPR000766 EFTA_D0 124246 EFTA01269413 Consent of Agent for Service of Process 0 DATE STAMPED COPY This writing witnessed, that the undersigned Kellerhals Ferguson LEY having been designated by Laurel, hr, as agent of the said company upon whom service of process may be made in all suits arising against the said company in the Courts of the Virgin Islands, do hereby consent to act as such agent and that service of process may be made upon me in accordance with Tithe 13 of the Virgin Islands Code. IN WITNESS WI lERR,1F, I have hereunto set my signature this 21st day of Noverriber, 2011. GINA MARIE BRYAN NOTARY PUBLIC NP 069-09 COVIAISMONEXPMES0/42112013 ST. THOMAS/ST. JOHN. USVI Kelleviuis Ferguson LIT Nocetatta• bed and sw to before me this 2l•day of Odds, 2011. and for the of the United States Virgin Islands expires: CONFI 1 First Bank RECORDS & LEGA I. R EON It DI ENT S CERTIFIED TO HE TRUE AND EVICT 111P1 OF THE ORIGINAL S _GM_000 13604 CONFIDENTIAL ii fo I I %III Ilf. FirstBankPR000787 EFTA_00124247 EFTA01269414 BYLAWS OF LAUREL, INC. MCBGLELLSIEIGES The principal office of Laurel, Inc (the "Corporation' in the 1/5. Virgin Islands shall be located and maintained in St. Thomas, US. Virgin Islands, as designated in the Articles of Incorporation or at such location in the US. Virgin Islands as may be changed from time to time at the discretion of the Hoard of Directors. The Corporation may also maintain an additional office or offices at such other places within the US. Virgin Islands as the Bond of Directors may, from time to time, designate_ ARI/CLE • NIESTING OF SHARPE'S)/ 'IMS Strains, 1- Annual Meetings. The annual meeting of the shareholders of the Corporation shall be held each year on the third Wednesday in December. or on such other date as shall be specified in the notice or executed waiver of notice thereof and agreed to by the shareholders. for the purpose of electing directors and transacting such other business as may properly come before the meeting. A complete list of all shareholders entitled to vote at annual shareholders meetings shall be prepared by the Secretary and made available foe inspection at said meetings. &se-6cm 2 — Snecial Meeringr Special meetings of the shareholders may be celled at any tune by the Board of Directors or by the President, and shall be called by the President or the Secretary at the written request of the holders of a majority of the shares then outstanding and entitled to vote thereat, or as otherwise required under the provisions of Tide 13 of the Virgin Islands Code, Sections 1453, as they may be from dine to rime amended. hag All meetings of shareholders shall be held in the U.S. Virgin /shock at the principal office of the Corporation. or at such other places as shall be designated in the notices or warren of notice of such meetings and may be held teltphonically. Sertion 4 —Notice of Meetings. (a) Except as otherwise p by Statute, written notice of each meeting of shareholders, whether annual or special, stating the time when and place whim his to be held, shall be served either personally or by mail not lees than ten (10) or more than fifty (50) days before the meeting, upon each shareholder of record entitled to vote at such meeting, or the shareholder's designated agent, and to any other shareholder to whom the giving of notice may be required by law. Notice of a special meeting shall also state the purpose or putpoees Cot which the meeting is called, and shad indicate that it is being issued by, or at the direcuon of, the person or persons calling the meeting. If, at any meeting, action k proposed to be taken that would, if taken, entitle shareholders to receive payment for their shares pursuant to the applicable provisions of Virgin Islands Code, the notice of such meeting shall include a statement of that purpose and to that effect. If mailed, such notice shall be directed to each such shareholder at the shareholder's address, as it appears on the records of the shareholders of the Corporation, unless he or she shall have previously fled with the Secretary of the Corporation a written request that notices intended for die shareholder be mailed to the shareholdeis' agent CONFID I First Bank REA:ORDS & LEG:111. RIAU I II DIEN IS rannra TI 1111:.1 1 THI INI0 EXACT COPY OF THE ORICIN.U. F Nim III RI FirstEtankPR000768 S Y_GM_000 13605 CONFIDENTIAL EFTA 0[)124248 EFTA01269415 and/or some other address, in which case, it shall be mailed to the person and address designated in such recent (b) Notice of any meeting need not be given ro any person who may become a shareholder of record after the mailing of such notice and prior to the meeting, or to any shareholder who attends such meeting in person or by proxy, or to any shareholder who, in person or by proxy, submits a signed waiver of notice either before or after such meeting. Notice of any adjoumed meeting of shareholders need not be given, unless otherwise required by statute. (c) Whenever the vote of stockholders at a meeting thereof is required or permitted to be taken in connection with any corporate action, by any section of this chapter, the meeting and vote of stockholders may be dispensed with, if all of the stockholders who would have been endued to vote upon the action if such meeting were held, shall consent in writing to such corporate action being taken. (d) Whenever any notice whatever is required to be given under the provisions of this chapter, or under the provisions of the articles of incorpontion or bylaws of any corporation organized under the provisions of this chapter, a waiver thereof in writing, signed by the palm or persons entitled to said notice, whether before or after the tine stated in said notice, shall be deemed equivalent thereto. eection S - Ottorum: Except as otherwise provided herein, or by the applicable provisions of the Virgin Islands Code, or in the Articles of Incorporation (such Articles and any amendments thereof being herein collectively refaced to as the "Articles") at all meetings of shareholders of the Corporation, the presence at the commencement of such meetings in person or by proxy of any number of shancholdets holding of record a milady of the total number of shares of the Corporation then issued and outstanding and entitled to vote shall be necessaty and sufficient to constitute a quorum for the transaction of any business. The withdrawal of any shareholder after the commencement of a meeting shall have no effect on the existence of a quorum, arta- aquae= his been established at such mating Section 6— (a) Except as otherwise provided by applicable provision of the Virgin Islands Code or by the Artides of Incorpon non, any corporate xenon to be taken by rote of the shareholders shall be authorized by a majority of votes cast at a meeting of shareholders by the holders of shares entitled to vote thereon. (b) Except as otherwise provided by applicable provision of the Virgin Islands Code or by the Anklet of Incorporation, at each meeting of shareholders, each bolder of record of stock of the Corpotation entitled to vote thereat shall be entitled to one vote for each share of stock registered in his or ha name on the books of the Corporation (c) Each shareholder entitled to vote or to express <anent or dissent without a meeting may do so by proxy: provided, however, that the Instniment authorizing such proxy to act shall have been canned in uniting by the shareholder or the shareholder's attorney in fact thereunto duly authorized in uniting. No proxy shall be valid after expiation of eleven (11) months from the date of its execution, unless the person executing same &rats in said proxy that it shall continue in force for a longer period of time. Such IRSIMMCIIt shall be exhibited to the Secretary at the meeting and shall be filed with the records of the Corporation. (d) Shares registered in the name of another corporation, if entided to be voted, may be voted by the President or a proxy appointed by the President of such other corporation, unless some other person has been appointed to vote such shares pursuant to a by-law or a resolution of the band of directors of such 2 CONFI First Bank It Ild:0111IS dr LEGAL REOUIREMENTS i Ihitlilgll Tel HE I TRUE AND run COPT OF THE ORICINIL nn S _GM_00013606 CONFIDENTIAL I I %III RI. FirstBankPR000769 EFTA_00124249 EFTA01269416 other curperatiork in which case such person may vote such shares. Any fiduciary may vote shares registered in the name of such corporation as such fiduciary, either in person or by proxy. (e) Any resolution in writing, signed by a➢ the shareholders entitled to vote thereon, shall be and constitute action by such shareholders to the effect therein expressed, with the same force and effect as if the same had been duly paned by unanimous vote at a duly called meeting of shareholders of such resolution so signed and shall be inserted in the Minute Book of the Corporation under its proper date. ARTICIE III - BOARD OF DIRECTORS 5emion 1— Number. Qualification. Election and Terns of Offier (a) The number of Directon of the Coe cation shall be three (3) unless and until otherwise determined by vote of a majority of the entire ➢oard of Directors. The number of Directors shall in no event be less than duce (3). (b) Except as may otherwise be provided herein or in the Articles, the members of the Board of Directon of the corporation, who need not be shareholders, shall be elected by a majority of the votes east at a meeting of sbateholders, by the holders of shales, present in pets« or by proxy, entitled to vote in the election (c) Each Director shall hold office until the annual mating of the shareholders next succeeding his or her election, and unnl his or her successor it elected and qualified, or unt➢ his or bet prior death, resignation or removal. &atop 2 - Duties and Psiterer The Board of Directors shall be responsible for the control and management of the affairs, property and interests of the Corporation, and may exercise a➢ powers of the Corporation, except as are in the Articles or by applicable provisions of the Virgin Islands Code expressly conferred upon or reserved to the shareholders. Secdon 3 —Alumni and Reolaw Meetings: Notices; (a) A regular annual meeting of the Bond of Directors sha➢ be held in mediatdy following the annual meeting of the shareholders, at a place of such annual meeting of shareholdas. (b) The Board of Dummy*, from time to time, may provide for the holding of other regular meetings of the Board of Directors, and any fix the time and place thereof. (e) Notice of any regular meeting of the Board of Directors shall not be required to be given and, if given, need nor specify the putpose of the meeting; provided, however, that in ease the Board of Directors shall fix or change the time or place of any regular meeting, notice of such action shall be given to each Director who shall not have been meson: at the meeting at which such action was taken within the time funit, and in the manner set forth in paragraph (b), Section 4 of this Artide III, with respect to the special meetings, unless such notice shall be waived in the manner set forth in paragraph (c) of such Section 4. Session 4 — Special Meetings: Noticeg: (a) Special meetings of the Board of DI/C0.011 sea➢ he called by the President or by one of the Directors, at such time and place as may be specified in the respective notices or waivers of notice thereof 3 CONFI First Bank It WORDS & LEGAL HEM' I II EHENTS I FIST' FIER To III: .1, 1 R I' F. .13 IS Etta COPT OF THE ORIGIN.II. QM_00013607 CONFIDENTIAL f ID I %Ulla FirstBankPR000770 EFTA_00124250 EFTA01269417 (b) Except as wheedle required by the applicable provisions of the Virgin Islands Code, notice of special meetings shall be milled directly to each Threctoe, addressed to the Director at his or her residence or until place of business, at lent duce (3) days before the day on which the meeting is to be held, or shall be sent to the Director at such place by facsimile or email, or shall be &hatred to him or her personally or given to him or her othlly, not later than twenty-four (24) hours before the time at which the meeting is to be held. A notice, or waiver of notice, except as required by Section 8 of this Article ill. need not specify the purpose of the meeting (c) Notice of any *pedal meeting shall not be required to be given to any Director who shall attend such meeting without protesting the Lack of notice to the Director prior thereto or at its commenCentalt, or who wbmits a signed waiver of notice, whether before or after the meeting, Notice of any adjourned meeting shall not be requited to be given. (d) Unless otherwise restricted by the articles of incorporation or bylaws, any action rewired or permitted to be taken at any meeting of the board of directors, or of any committee thereof, may be taken without a meeting if all members of the board or committee, as the ease may be, consent thereto in writing, and the wnting or writings are filed with the minutes of proceedings of the board, or committee. Section 5— Chaim, 4," At all meetings of the Board of Directors, the Chairman of the Bond, if any and if present, shall turside. If there shill be no Chairman, or if the Chairman shall be absent, then the President shall preside, and in the Ptesidenes absence, a Chairman chosen by the Directors shall preside. Section 6— Chi. omits and Adjournments: (a) At all meetings of the Board of Directors the plevi.ec of a majority of the entire Board shall be necessary and sufficient to constitute a quorum for the transaction of business, except as otherwise provided by law, by the Articles, or by these Bylaws. (b) A majority of the Directors present at the time and place of any regular or special meeting, although less than a quorum, may adjourn the same from time to time without notice, until a quorum shall be present &viols 7 — bfannetof (a) At all meetings of the Bond of Directors, each Director present shall have one vote, itrespective of the number of shares of stock, if any, which the Director may hold. (b) Except as otherwise provided by applicable provisions of the Virgin Island* Code, by the Articles, or by these Bylaws, the action of a majority of the Directors present at any meeting at which a goon= is present shall be the act of the Board of Directors. Any action requited or permitted to be taken at any meeting of the Bond of Directors or any committee thereof, which action is authortred, in writing, by till of the Directors entitled to vote thereon and filed with the Minutes of the proceedings of the Board or the committee shall be the act of the Board of Directors or the committee, as the case may be, with the same force and effect as if the same had been passed by unanimous vote at a duly called meeting of the Board or the committee. Sosat)=VaRalsE Any vacancy in the Board of Directors occurring by reason of any increase in the number of Directors, or by reason of the death, resignation. disqualification, removal (unless a vacancy created by the removal of a Director by the shareholder(:) shall be filled by the shareholder(s) at the meeting at which the removal was effected) or inability ro 4 CONFI 1 Ffrst Bank moans & LEGAL RIMIARE3IEN ES CERTIFIED TO IIE CIRCE AND ENACT COPT OF THE ORIGINAL a S _GM_00013608 CONFIDENTIAL I a1 I I %In RL ForstBankPRO00771 EFI'A_0012.425 I EFTA01269418 act of any Director, or otherwise, shall be filled for the unexpired portion of the icon by a majority vote of the remaining Directors present, though less than a quorum, at any regular meeting or special meeting of the Board of Directors eetion 9 — Resignation- Any Director may resign at any rinse by giving written notice to the Board of Directors, the President or the Secretary of the Corporation. Unless otherwise specified in such written notice, such resignation shall take effect upon receipt thereof by the Board of Diu.- vrs or such officer, and the acceptance of such resignation shall not be necessary to make it effective Section 10 — Removal; Any Director may be removed with or without cause at any time by the affirmative vote of thatcher:der® holding of record in the aggregate at least a majority of the outstanding shares of the C.orponttion at a special meeting of the shareholders called for that purpose, and may be removed for cause by action of the Board. IrlitalLtSaittln No stated salary shall be paid to Directors, as such, for their services, but by resolution of the Bond of Direct= a fired sum and expenses of attendance, if any, may be allowed for attendance at each regular or Tech] meeting of the Bond; provided, however, that nothing herein contained shall be construed to preclude any Director from serving the Corporation in any other capacity and receiving compensation therefor. Section 12— Contra-tar (a) No contract or other transaction bra.r.r. this Corporation and any other corporation shall be inferred, affected or invalidated, nor shall any Director be liable in any way by mason of the fact that any one or more of the directors of this Corporation Is or arc interested in, or is a director or officer, or are directors or officers of such other corporation, provided that such facts are disclosed or made known to the Board of Dinctoa. (b) Any Director, personally or individually, may bee party to or may be interested in any contract or transaction of this Corporation, and no Director shall be liable in any way by mason of such interest, provided that the fact of such interest be disclosed or made known to the Board of Director, and provided that the Board of Directors shall authorize, approve or ratify such contact or *Amnion by the yore (not counting the vote of any such Director) of a majority of a quorum, notwithstanding the presence of any such Director at the mot*g at which such action is taken. Such Director or Directors may be counted in determining the presence of a quorum at such meeting. This Section shall not be construed to impair or invalidate or in any way affect any comma or other transaction which would othenvise be valid uncle the law (common, statutory or otherwise applicable) thereto. Section 13— Committees- The Bond of Directors, by resolution adopted by a majority of the entire Board, may from time to time to time designate from among its members an executive committee and such other committees, and alternate members thereof, as they may dean desirable, each consisting of two (2) or more members, with such powers and authority (to the CCOZ/kt permitted by law) as may be provided in such resolution. Each such committee shall save at the pleasure of the Board 5 CONFI I First Bank R ECOR DS A LEGAL R EDI' I BEHESTS CERTIFIED TO its: .t I E ENACT COPE OF THE ORIGINAL 4' S YGM_000 13609 CONFIDENTIAL to I I %III RI. FirstBankPR000772 EFTA_00124252 EFTA01269419 ARTICLE IV - OFFICERS Section 1- Number. Qualification. Election and Term of Office. (a) The officers of the Consolation shall consist of a President, Secretary, Treasurer, and such other officers, including a Onion= of the Board of Directors, and one or more additional Vice-Presidents, Assistant Treasurers or Assistant Steretmes, as the Board of Directors may horn time to time deem advisable. However, the Company is not required to have officers other than the President, Secretary and Treasurer. The President of the Corporation shall be and any other officer may be, a Director of the Corporation. Any two offices (but not more than two) other than the offices of Gelman of the Board or President and Secretary or Assistant Secretary may be held by the same person. (b) The officers of the Corporation shall be elected by the Board of Directors at the regular annual meeting of the Boud following the annual meeting of shareholders. The salaries of all officers shall be fixed by the Board of Directors. (C) Each officer shall hold office until the annual meeting of the Board of Directors next succeeding his election, and until his or her successor shall have been elected and qualified, or until his or ha death, rerignation or removal. Section 2— Resignation; Any officer may resign at any time by giving written notice of such resignation to the Board of Directors, or to the President or the Sammy of the Corporation. Unless otherwise specified in such written notice, such resignation shall toe effect upon receipt thereof by the 'Said of Directors or by such officer, and the acceptance of such resignation shall not be necessary to make it effective. Section R — Removal Any officer may be removed, either with or without cause. and a successor elected by a majotiry vote of the Board of Directors at any time. Section 4 —Vacancies• A vaancy in any office by tenon of death, resignation, inability to au, disqualification, or any other cause, may at any time be filled for the unexpired portion of the tam by a majority vote of the Board of Directors. Section 5 — Duties of Office's; Officers of the Corporation shall, unless otherwise provided by the Board of Directors, each have such powers and duties as generally pertain to their respective offices, as well as such powers and duties as may be set forth in these Bylaws, or may from time to time be specifically confessed or imposed by the Bond of Directors. (a) The President shall be the chief executive officer of the Corporation. (b) The Vice-President, if any, shall perform the duties as required by the President or the Board of Directors. Dating any absence or incapacity of the President, the Vice-President shall be the acting chief executive officer of the Corporation, ramming the duties of the President until the President's resumption of same or until otherwise directed by the Board of Directors. 6 CONFID 111331111LS & 11:1131. MAW I 111:111IVIS IERTIFIE11 Al IIE Intl: .1N D I:WIMPS OF THE ORIGINAL _GM_00013610 CONFIDENTIAL FiratElankPR000773 EF1'A_00124253 EFTA01269420 (c) The Treasurer shall have the custody of all books of account and the finds and securities of the Corporation. He shall disburse the hinds of the Corporation in payment otiose demands against the proper vouchers (or such disbursements. He or she shall render an annual report to the Board of Director: for the benefit of shareholders concerning the finances of the C.orpotaion. The Treason= shall perform such other duties as are incidental to his or her office and such as are required by the President or the Board of Directors. The TTMUM shall hold office at the pleasure of the Board. (d) The Secretary shall have custody of the seal of the Corporation; shall conduct such correspondence on behalf of the Corporation as shall be required by the President and shall diseharge such additional duties from time to time as may be required by the President or the Board of Directors. The Secretary shall issue all notices requited for the holding of meetings of the Board of Directors and of shareholders; shall keep minutes of all meetings of shareholders; shall perform such additional duties as are incidental to the Secretary's office; and shall hold office at the pleasure of the Board. (C) The Assistant Secretaries and the Assistant Treasurers, if any, in general, shall pertain such duties as shall be assigned to than by the Secresny or Treasurer, respectively, or by the President or the Board of Directors. Section 6— Sureties and Bondy In are the Board of DL shall so require, any officer, employee or agent of the Corporation shall execute to the Corporation a bond in such sum, and with such surety or sureties as the Board of Directors may direct conditioned upon the faithful performance of his or her dtmes to the Corporation, including responsibility for negligence and for the accounting for all property. funds or securities of the Corporation which may come into his or her hands. Section 7 — Shares of Other Corp/radon% UST:entre: the Corporation is the holder of shares of any other corporation, any sight or power of the Corporation as such share-hot (including the attenelmee, acting and voting at shareholders' meetings and execution of waivers, consults, proxies or other instruments) may be exercised on behalf of the Corporation by the President or such other person as the Board of Directors may authorise. eartion 8 — Comnensaslon of Offices*: The officers shall receive such salary or compensation as may be fixed and determined by the Bond of Directors. Any payments made to an officer of the Corporation such as a misty, commission, bonus, interest, or rent, or entertainment :impasse incurred by him or her, which shall be disallowed in whole or in part as a deductible expense pursuant to the Internal Revenue Code of 1986, as amended, as applicable to the U.S. Virgin Islands, shall be reimbursed by such office: of the Corporation to the full extent of such disallownice. It shall be the duty of the Directors, as s Board, to enforce payment of etch such amount disallowed. he lieu of payment by the officer, !abject to the determination of the directors, proportionate an may be withheld from future compensation payments until the amount owed to the Corporation has been recovered. ApajCLE V - SHARES OF STOCK Ssoisial=C• snifutatosfItack (8) The certificate; representing shams of the Corporation shall be in such form as shall be adopted by the Board of Directors, and shall be numbered and registered in the order issued. They shall bear the holder's name and the number of shares, and shall be signed by (i) the Chairman of the Board or the President, and 7 CONFI First Bank II ;OBITS A Uhl i.1 I. BEOI'IRF.HEST'S CERTIFIED TO HE ATM' I: AND EXACT COl' OF THE ORIGINAL 11 S _GM_00013611 CONFIDENTIAL I In I I NW RI FirsSankPRO00774 EFTA_00124254 EFTA01269421 (a) the Secretary or Tressuret, or any Assistant Secretary or Assistant Treasurer, and shall bear the corporate seal (b) No certificate representing shares shall be issued until the full ailment of consideration therefor has been paid, except as otherwise permitted by law. (C) To the extent permitted by law, the Board of Directors may authorize the issuance of cestificates for fractions of a share which shall entitle the holder to maniac voting rights, receive dividends and participate io liquidating dintibutions, in proportma to the fractional holdings; or it may authorize the payment in cash of the fair value of fractions of a sham as of the time when those entitled to receive such fractions are detettnineth or it may authorize the issuance, subject to such conditions as may be permitted by law, of scrip in registered or barer fonn over the signature of an officer or agent of the Corporation, exchangeable as therein provided foe full shares, but such scrip shall not entitle the holder to any rights of a shareholder, except as therein provided. Sn4on 2— Last or Destroyed C.reiliesrer The holder of any certificate representing shares of the Corporation shall immediately notify the Corporation of any loss or destruction of the certificate representing the same. The Corporation may issue a new certificate in the place of any certificate theretofore issued by it, alleged to have been lost or destroyed. On production of such evidence of loss or destruction as the Bond of Directors in its discretion may respire, the Hoard of Dimmers may require the owner of the lost or destroyed certificate, or such owner's legal representatives, to give the Corporation a bond in such sum as the Board may direct, and with such surety or sureties as may be satisfactory to the Board, to indeirarn the Co:pomace against any claim, loss, liability or damage it may suffer on account of the issuance of the new certificate. Anew certificate may be issued without requiring any such evidence or bond when, in die judgment of the Board of Directors, it is props so to do. Sr :Mon i — Transfer of Shares: (a) Transfers of shares of the Corporation shall be made on the share records of the Corporation only by the holder of the record thereof, in person or by his or her duly authorized attorney, upon surrender of the certificate or certificates representing such shares, with an assignment or power of transfer endorsed theteon or delivered therewith, duly executed, with such proof of the authenticity of the **arum and of authority to transfer and of payment of trawler taxes as the Corporation or its agents may require. (b) The Cotpontion shall be entitled to treat the holder of record of any share or shares as the absolute owner thereof for all purposes and, accordingly, shall not be bound to recognize any legal, equitable or other claim to or interest in, such share or shares on the pan of any other person, whether or not it shall have express or other notice thereof, except as OtlitIV/iSC expressly provided by law. (c) No shareholder shall sell, convey, assign or otherwise transfer any of his or ha shares of stock without first offering the same to the Corporation at the lowest price at which the shareholder is waling to dispose of the same; and the Corporation shall have thirty (30) days within ninth to accept same the Corporation shall notify the shareholder of its election in writing. If accepted by the Corporation, the shareholder shall promptly assign the shares of stock to the Corporation, and the Corporation shall promptly pay therefor. IT the Corporation rejects the offer, then the shareholder shall offer the stock to the remaining shareholders under the same terms as offered to the Corporation, and the remaining shareholders shall have thirty (30) days within which to collectively or individually accept same in writing. If the remaining shareholders reject the offer, then the shareholder shall have the tight to sell the stock at the same or grata price than that at which it was offered to the Corporation. if the shareholder shall desire to sell the stock at a lesser price than that originally quoted to the Corporation, the shareholder most then repeat the process of offering same for 8 CONFI 1 First Bank RECORDS A LEGAL RE011 R DIENES CERTIFIED Tts IIE TRUE AND EXACT COPT OF THE ORIGINAL t ID I I NATURE S _GM_00013612 CONFIDENTIAL FkatBankPR000775 EFTA_00124255 EFTA01269422 sale to the Corporation and the shareholders in turn. In no event shall the shareholder sell his or her stock at loner price than that at which he or she offered the same to the Corporation. Shares of stock in this Corporation shall not be transferred or sold until the sale or transfer shall have been reported to the Board of Directors and approved by them. No shareholder did pledge as collateral (or indebtedness any of his or her shares of stock without first obtaining the writren consent of a majority of the disinterested members of the Board of Directors of the Corporation. Section 4 — Record Date In lieu of dozing the share records of the Corporation, the Board of Directors may fix, in advance, a date not acceding fifty (El) clays, nor fewer than (10) days, as the record date foe the determination of shareholders entitled to receive notice of, or to vote at, any meeting of shareholdees, or co consent to any proposal without a meeting, or for the purpose of determining the shareholders entitled to receive payment of any dividends, oe allotment of any rights. or for the purpose of any other action. If no record date is fixed, the record date for the determination of shareholders entitled to notice of or to vote at a meeting of shareholders shall be at the close of business on the day next preceding die day on which notice is given, or, if no notice is given, the day on which the meeting is held, except that the record date for determining the digibility of shares to be voted on at any demi= for directors, shall be no fewer than 20 days next preceding such election of directors: the record date for determining shareholders for any other purpose shall be at the close of business on the day on which the resolution of the Directors relating thereto is adopted. When a determination of shareholders of record emitted to notice of or to vote at any meeting of shareholders has been made as provided for herein, such determination shall apply to any adjournment thereof unless the Directors fix a new record date for the adjourned meeting. taTICLUELDBILDIEBSI5 Subject to applicable law, dividends may be declared and paid out of any funds available therefor, as often, in such amounts, and at such time or tines as the Board of Directors may determine. ARTICLE. VII - EYSEAL VP A$ The fiscal year of the Corporation shall be fixed by the Board of Directors from time to time, subject to applicable law. ARTICLE VIII - CORPORATE SEAL Section 1— Seal: The Corporate seal shall be in such form as shall be approved from time to time by the Board of Direction. The Board of Directors may authorize one or more duplicate seals and provide for the custody thereof Section 2 - Affixing Seal: Whenever the Corporation is required m place its corporate seal ro a document, it shall be sufficient to meet the requirements of any law, rule or regulation reining to a corporate seal to impress, affix or reproduce a facsanile thereof adjacent to the signature of the authorized officer. 9 CONFI 1 Rat Bank R FA/0RIN a LESLIE H Il0 EINEM,: XIS CERIUM:PTO BE A TREE A X II EXALT COPT OF THE. ORICINAL S Y_GM_00013613 CONFIDENTIAL I to I I NW RI. FirstBankPR000776 EFTA 00124256 EFTA01269423 ARTICLE IX - AMENDMENT$ Section 1- By harelsolders: All Bylaws of the Corporation shall be subject to alteration or repeal, and ncw Bylaws may be mad; by the affirmative vote of shareholders holding of record in the aggregate at least a majority of the outstanding shuts entitled to vote in the election of Directors at any annual or special meeting of shareholders, provided that the notice or waiver of notice of such meeting shall have summarized or set forth in full therein the proposed amendment. eetionlzBy_RizesIgig: The Beard of Dill:VCRS shall have power to make, adopt or amend Bylaws of the Corporation, except that the Board of Director shall have no power effectively to change the quorum for meeting} of shareholders or of the Board of Directors, or to effectively change any provisions of the Bylaws with respect to the removal of directors or the Filling of vacancies in the Board resulting from removal by the shareholders; provided, however, that the shareholders entitled to vote with respect thereto as in this Article IX above-provided may alter, emend or repeal Bylaws made by the Board of Directors by a majority vote of the shareholders. If any Bylaw regulating au impending election of Directors is adopted by the Board of Directots, that effectively amends or repeals a regulation concerning the method, notice, quorum necessary or otherwise substantially affecting the mans for conducting an impending election of the Bond of Directors, there shall be set forth in the notice of the next meeting of shareholders for the election of Directors, the Bylaw so made and adopted together with a concise statement of the changes made. Any person who was or is a party or is threatened to be made a party to any throat-rod, pending or completed action, suit or proceeding. whether civil, criminal, administrative or investigative (other than an action by or in the right of the Corporation) by reason of the fact that he or she is or was a director, officer, employee cc agent of the Corporation, or is or was serving at the request of the Corporation as s director, officer, employee or agent of another corporation, pannership, joint venture, met or other enterprise, may be indemnified by the Corporation against expenses (including attorneys' fees), judgments, fines and amounts paid in settlement actually and reasonably incurred by him or her in connection with such action, suit or proceeding if he or she acted in good faith and in a manner he or she reasonably believed to be in or not opposed to the best interests of the Corporation, and with respect to any criminal action or proceeding, he or she had no reasonable muse to believe hts or her conduct was unlawful. The termination of any action, suit or p. ing by judgment, order, settlement, conviction, or upon • plea of nolo contendere or its equivalent, shall not, of itself, aerate a presumption that the person did not set in good faith and in a manner which he or she reasonably believed to be in or not opposed to the best interests of the Corporation, and with respect to any criminal action or proceeding, had reasonable cause to believe that his or her conduct was unlawful. Any indemnification under die foregoing provisions shall be made by the Corporation only as authorized in the specific ease upon a determination that indemnification of a director, officer, employee or agent is proper in the circumstances because he or she had met the applicable standard of conduct set forth above. Such dewarnination shall be made by the Board of Directors by a majority vote of a quorum consisting of Directors who were not parties to such action, suit or proceeding; or if such a quorum is not obtainable, or even if obtainable and the quorum of disinterested Directors so directs, by independent legal counsel in a written opinion, or by the shareholdas. Expenses incurred in defending a civil or criminal action, suit or proceeding may be paid by the Corporation in advance of die final disposition of such action, suit or proceeding as authorized by the Bond of Directors in the specific case upon receipt of an undertaking by or on behalf of the Director, officer, employee or agent to repay such 10 CONFI 1First Bank nEcuniks A 1.1i1111. RE1117111IMENTS CERTIFIED To BE .t MIT AND TSUI CODY OF THE. 0RICIX.U. I p S GM_00013614 CONFIDENTIAL I In I I Sill RI. FirstElankPR000777 EFTA_00124257 EFTA01269424 amounts unless it shill ultimately he determined that he or she is emidel to be indemnified by the Cotporation as herein authorized. The ineknakation herein provided by this Section shall not be deemed exclusive of any other tights to which those seek* indemnification may be added under any bylaw, agreement, vote of stockholders or disinterested Directors a otherwise, both as to action in his or her official capacity and as to action in another capacity while holding such office, and shall continue as to a person who has ceased to be • Director, officer, employ« of agent and shall inure to the benefit of the heirs, aecutoes and Rebinds:dors Mauch pion. The Cos-pontoon may purchase and maintain insurance on behalf of any person who is a was a director, officer, employee or agent of the Corporation or is or was serving st the request of the Corporation as a Director, Officer, Employee or Agent of another corporation, partnership. joint venture, mist or other enterprise "dint any bsbdsty asserted against him and inonsed by him or her m any cud capacity or arising out of his or her stated as such, whether or not the Corporation would have the power to indemnify him or her against such liability under the provisions above set forth. For purposes of this Article, references to "the Corporation" shall include, in addition to the resulting co:potation, any constituent coepotation (Including any constituent of a constituent) goodiel in a consolidation or merger winds, if its separate existence had continued, would have had power and authority to indemnify its ditenton, officers, and employees or agents, so that any person who is or was a Director, Officer, Employee or Agent of such constituent cog:madam or is or was serving at the request of such constituent corporation as a director, officer, employee or agent of another corporation, penntainp, joint venture hurt or other enterprise, shall stand in the same position under the provisions of this Section with respect to the resulting or surviving corporation as he or she would have with respect to such constituent corporation if its separate carom had continued. The amount of indemnity to which any officer or Director may be entitled shall be fixed by the Board of Din, as, except that in any case where there is no disinterested majority of the Board available, the amount shall be fixed by arbitration pursuant to the then existing mks of the AnttliClea Arbitration Association. Adopted this 21! day of November, 2M I at the meeting of the Incomotarots. 11 CONFID CONFIDENTIAL 1 Furst Bank RECOMOS & LEGAL I It E1IliVIS I I:REIFIED TO DE T RI .1N D F.EXT COPE OF THE. ORICIN.II. FN S til RE FirstBankPR000778 _GM_00013615 EFTA_00124258 EFTA01269425 1First Bank Virgin Islands Corporate Resolutions For Telephone/ Telex/Facsimile/Written Instructions We hereby certify that at a Meeting of the Board of Directors Laurel. Inc. A company duly organized and existing under the laws of U.S. Virgin Island Held at Arnencan Yacht Harbor on the 5 day of Apra 20 12 IT WAS RESOLVED 1. That the company issue in favor of FirstBaok {the-Bank-) a Corporate Avtayxization and Indemnity Agreement For Telephone/TelextFaosimIleNtritten Instructions in the form required by the Bank, a copy of such form having been presented to and approved by the Board of Directors Richard Kahn Treasurer, Jeanne Brennan 0 and / 2. That Jeffrey Epstein President Accountant Art Mara an0 Coma TRW 0 or "MI Weft Aro caveat m.i be authorized to execute the said Authorization and Indemnity Agreement in favor of the Bank. Certified as being a true copy of the Resolution of the Board of Directors. IN WITNESS WHEREOF, I have hereunto set my hand as Director/Secretary of the corpctabon this 5 coy of April . 20 12 . Select One Finia44. WOn use ,* a a thnknol %them Puela0 WO-ate-COM Darren in0Ae. Secretan, Name ant Tee 1 Prat Bank RECORDS A LEGAL REQUIREMENTS EitTIEIT0 TI) BE .1 TRUE AND EttI 1 ("HIM OE THE. ORIGINAL CON FI DEN. mfAt, %II RI. FirstBankPR000779 S GM 00013616 CONFIDENTIAL EFTA_00124259 EFTA01269426 1First Bank Virgin Islands Corporate Authorization and Indemnity Agreement For TelephonefTelmdFacsimile/Written Instructions 1 Authorization. The undersigned hereby requests and authorizes FirStBank (the 'Bank') to accept and act upon any instruchons rinsing:Done) delivered by telephone a telex or wizen or facamle transmission given or @Pate@ @en by a person a persons authorized to transact business with the Bank as shown on the corporate easokition or other evidence a advice of authority from time to time maintained in the records of the Bank. 2. tigLablifyikaank, The tsi4ntoed accepts the risk that instructions may De given by an unauthorized person and agrees that the Bank war have no liablity or response:day for acting in accordance with any Instructions, whether or not genuine or duly authorized. The Bank Mal have no liability or responsibility for any misunderstandings arising out of any telephone Instructions. 3. eartiritv Procedures. The security procedure agreed upon for vatting the authenticity of Instructions is a cal back to any of the }Wowing in: kidders, whether or not such indMdual has initiated any such transfer. (The Bank rec0rntnendS that the persons designated below snood nor be persons who generally issue Instructions. Whenever Possible, the Bank WA endeavor to call someone other than the issuer of the instructions) Name and Title Jeffrey Epstein, President Richard Kahn, Treasurer Joanne Brennan, Accountant Telephone Number (InCJUde COuntry!Anra Code) Alternatively. at the Bank's option, the call back may be made to any person designated on the signature cards a any other account documentation on file with the Bank for the underSigneir$ accounts as authorized to issue Instructions or otherwise transact business on such account. In addition to can back, the parties agree that for Instructions received by Warn* transmission, or in writing, the Bank will determine whether the Instructions purport to bear the signature of any Individual who is designated on the current signature cards or otter account documentation on file with the Bank for the undersigned's account(s) as authorized to Ssue Instructions or °mews° transact business on such accounts. The security procedures and other terms specified m this Agreement also apply to amendments and canceaations of Instructions It is understood that these security procedures are designed to verify the authenticity, and not the oaf rectnosE of Instructions. The Bank may. at its option, record (electronic-31y a otherwise) any call back made pursuant to this Agreement, any Instructions or other wistruetent given by telephone and any other telephone discussions relabng to Instructions. The undersigned agrees that its rights and duties and those of the Bank hereunder shall be governed by the terms of the Bank's Account Terms and Condibons (as may be amended from time to time) appleable to the undersigneifs accounts at the Bank. The undersigned agrees that the security procedures set lath herein constitute a oannteroay reascrabie method of providing security Karst unauthorized Instructions. The undersigned agrees to be tout by any Instruction, whether a rot authorized. *UM In the undersigned's name and accepted by the Bank in compliance with the security procedure set forth herein and the undersigned agrees to indemnify and hold the Bank harmless from any loss suffered or Lability incurred by the Bank in. or arising from the Barks execution of Instructions believed by the Bank in good faith to have been given signed in the case of any facsimile transmission) by a person authorized as provided above. provided the Bank has complied with such sepal" prooeckre. 4. Dank lyayipecfneSS, It is understood that the Bank shall have no obigation to execute any Instruction @less and until such Instruction is verified in accordance with the security procedures set forth herein, and the ucdcrsbncd wJl indornriN and hold the Bank hankies from any loss suffered a lability incurred by the Bank in refraining from processing an Instruction after all reasonable efforts to verify such Instnictica in accordance with this agreement have failed ce in de:ay.ng the execution of an Instruction unlit such verification is obtained. Upon notice to the undersigned, the Bank may also, at its option. refuse to execute any Instnicttn cc part thereof for any other reason without incurring any reSpaisthily for any loss. lability or expense arisng all ot such refusal. 5. Indemni'v The undersigned agrees to indemnity the Bank, it's affiGates, subsiCraries and thee directors, officers, representatives and agents on demand for al losses, clams. damages or expenses (including legs/ lees and disbursements) which rt a any of them may suffer a incur in CCOnection with this Agreement. including, but not limited to. acting or refusing to act on any Telephone or Telex a Facsimile a Written Instruction, whether or not genuine a duty authorized. 6. Our continued issuance of Transfer Instructions following our receipt. execution and return of this letter to the bank will constitute our agreement to the sectrity procedures and other terms specified herein. Account Holders: Laurel, Inc. Corporate Name rattan. W r Lidtra is a Cintsoi of Frier* Pump Rico CONFI CONFIDENTIAL Signature( Bank AI. HEM' I H EHEN I S ame(s) and Titirs(s) CERTIFIED T11 RE TRUE INII EXACT ('OPT OF THE ORM XII. 1 I in t11 RE FirstBankPR000780 GM_00013617 EFTA 110124260 EFTA01269427 1First Bank Wpm Ward, Corporate Resolution I. the undersigned Secretary, hereby certify to FirstBank. that at a meeting of the Board of Directors of Laurel, Inc. ('Corporation') a corporation organized and most* under the laws of U.S. Vinqin Islands duly eared and duty held on the 5 day of April . 2012 the frAkming Resolutions were duly adopted, and that the said Resolutions have Wien entered upon the reveal' minute books of the Corporation, are in accordance with the By-Laws and are now in fult force and effect. RESOLVED: 1. The Officers of Corporation, or any one or more of tern, are hereby authorized to open a bank account or accounts from time to time with FirstBank and its subsidiaries and affiliates (each being hereinafter referred to as 'Bane) for and in the name of Corporation with such title or tales as he or they may designate. The President, Secretary alaCS by ice petertstephontiat es. Preis:art meat ad ackener rot of Corporation. signing singly (fie noose d signing in oda* est. on*. any ve. etc, and their successors and any other perSOn hereinafter authorized by any means to sign on behalf of Corporation ("Authorized Person(sy) are hereby authorized to sign, by hand or by facsimile (indozfireb but not Ignited to. computer generated) signature(s). checks. drafts. acceptances and other instruments (hereinafter each collectively referred to as ltenits1). Notwithstanding the above, any Authorized Person is authorized singly to: (1) Mate Automated Clearing House ("ACW) debits without a signature: (2) Male payments by use of Depository Transfer Checks ('OTC") without a signature other than the name of Corporaton periled on the DTC: or (3) give instructions, by means other than the signing of an Item. with respect to any account transaction. mending. but not limited to, the payment transfer or withdrawal at by wire, computer or other electronic means. or otherwise, or of money. credits. items or property at any time held by Bank for account of Corporation (Instructions"). 3. Bank is hereby authorized to honor and pay Items, whether signed by hand or by facsimile (including, but not limited to. computer generated) signature(s) if the actual or purported facsimile signatures(s), regardless of how or by /Morn affixed. resembles the specimens filed with Bank by Corporation and othee orders. DTCs. ACHs. and Instructions, given singly by any Authorized Person. Bank is further authorized to honor and pay DTCs, ACHs. Instructions, and other orders given singly by any Authorized Person. including such as may bring about or increase an overdraft and such as may be payable to or for the benefit of any Authorized Parsec or other Officer or employee Individually, without inquiry as to the cirdumstanceS of the' ssuance or the disposition of the proceeds thereof and without limit as to amount. 4. Bank is hereby authorized to accept for dePosit, for nett, or for collection, or otherWLSO. Items endorsed by any person or by stamp or other impression in the nwrie of Corporation without inquiry ea to the circumstances of the endorsement or any lack of endorsement or the deposition of to proceeds. 5. The President Inicebtay Tn personisjavisatZt4 to aced teens. Adverces et.. sp.. Prescent Inze Pretedent. rnewrer. ere I of Corporation, signing sinoy (inciolte kw notes. etc ere ts te aro. e.g.. liners ivy tat et) am hereby authorized to effect loans and advances and obtain credit at any time for Corporation from Bank (and guarantee on beealf of Corporation the obleaticns of others to Bank), secured or unsecured, and for such loans and advances and teach and guarantees to make, execute and delver promissory notes arid other written obligations or evidence of indebtedness of Corporation. applications for letters of Credrt. Instruments of guarantee and indemnify and any agreements or undertakings. general or specific, with respect to any of the foregoing, and as security for the payment of loans. advances. Lndebtedness. guarantees and liabilities of. or Credit given to. Corporation or others to pledge, hypothecate, mortgage, assign. transfer. grant liens and security interests in, give rights with respect to. endorse and deriver property of any description. real or personal. and any interest therein and evidence of any thereof at any time held by Corporation, and to execute mortgages, deeds of trust, security agreements. instruments of transfer. assignment or pledge. powers of attorney and other agreements or instruments which may be necessary or desirable in connection therewith: and Es5o to sell to, or discount with Bank. commercial paper. bats receivable, accounts receivable, stocks, bonds or any other sea:tees or property at any lime held by Corp:aeon, and to that end to enclose. assign, transfer and deliver the same; to execute and deliver instruments or agreements of subordination and assignment satisfactory to Bank and also to give any orders or consents for the delivery, sale. exchange or other disposition of any property or interest thiamin or evidence thereof belonging to Corporation and at any time in the hands of Bank. whether as collateral or otherwise; and to execute and deliver such other agreements. instruments and documents and to do such other acts and things as may be necessary or desirable or required by Bank in connection with any of the foregoing and Bank is hereby authorized to hence. accept and execute any of the transactions described above. 6. All loans. discounts and advances heretofore obtained on behalf of Corporation and all notes and other obligations or evidences thereof of Corporation held by Bank are hereby approved, ratified, and confirmed. 7. Corporation does hereby give to Bark a continuing hen for the amount of any and all liabilities and ottgations of Corporator) to Bank and claims of ovary nature and description of Bank against Corporation, whether now misting or hereafter Marred. origingy contracted with Sank andet with another or others and now or hereafter owing to or acquired in any matter by Bank. weather contracted by Corporation alone or pinly andror severally with another or others. absolute or contingent. secured or unseated. matured or u n matured upon any and all moneys. securities and any and all other property of Corporation and the proceeds thereof, now or hereafter actually or constructively held or received by or in transit In any matter to or from Bank, its correspondents or agents from or for Corporaton, whether for safekeeping. custody, pledge. Vansmtssion. collemon or otherwise Calling into the possession of Bank in any way. Bank shall also nave a right 01 set of for the amount of the obligations, and Bank may at any time or Imes and without notice apply Corporation's deposits (general Cr spools). Corporation's credits with Bank, or Corporation's claims against Bank. or any parts thereof, to such obligations and in such amounts as Bank may elect. athough said obigations may be contingent or unmatured and whether any collateral therefore is deemed adequate or not 8. In case of conflict/1g claims or disputes. or doubt on Bank's part as to the validity, extent. authorities herein contained Bank may but need not recognize nor give any effect to any purporting to cancel, restrict or change any of said authorities, or the exercise thereof. decree or order of a court baying jure/Neter-I or the subject matter and of the parties to such Anther* roe Wets n e 1>enOlotFrsraan& Peer Red e‘t.Susicesot CONFI • pelt° CASE Jf Ery of ti n :tea.; erw en - Bark e, t.y u.w juOy men! ititiVitinkirrigthill Illt DIE:tit% CElltIrl I:II To HI: t tall: TN D Ilk 111 i all' IMICIN.U. SDNY_GM_00013618 CONFIDENTIAL FirstBankPR000781 EFTA_00124261 EFTA01269428 Toe "Th 9. Corporation agrees to be bound by the Terms and Conditions for Business Accounts and Services. as well as any signature card, deposit ticket, checkbook passbook, statement of account. receipt instrument. document or other agreements, such as. but not limited to. funds transfer agreements, delivered or made oval/J[4e to Corporation horn Bank and by ail notices posted al the office of Bank at which the account of Corporation is maintained. in each case with the same effect as if each and every teen thereof were set forth in full harem and made a part hereof. 10. The Officers of Corporation or any one or more of them are hereby authorized to act for Corporation in all other matters and transactions relating to any of its business with Bank including, but not limited to, the execution and delivery of any agreements or contracts necessary to effect the foregoing Resolutions. 11. Bank is hereby released from any liability and shall be indemnified against any loss, liability or expense arising from honoring any of these Resolutions. 12. Subject to paragraph 8 above. each of the foregoing Resolutions and the authority thereby conferred shall remain in full force and effect until withal notice of revocation or modflcation by presentation of new Corporate Resolutions and signature cards shall be received by Bank; provided that such notion shaft not be effective with respect to any exercise ci said authorities until Bank Mal have had a reasonable opportunity lo act thoreca and in no event prior to the receipt thereof nor with respect to any checks or other instruments. for the payment of money or the withdrawal of funds dated on or poor to the date of such notice, but presented to Bank after the receipt of such notice. The Secretary or any Assistant Secretary or any other Officer of Corporation is hereby authorized and directed to certify, under the seal of Corporation or not. but with like effect in the later case, to Sank the foregoing Resolutions. the names of the Officers and other nopresentatres of Corporation and any changes from time to time In the said Officers and representatives and specimens of their respective signatures. Bank may conclusively assume that persons at any time certified to it to be Officers or other representatives of Corporation continue as such until receipt by Bank of written notice to the contrary. I FURTHER CERTIFY that the persons herein designated as Officers ci Corporation have been duly elected to and now hold the offices in Corporation set opposite the' respective narrcs and that me following are the authentic, official Signatures of the said respective Officers and of the named signatories who are rot Corporate Officers. to wit' Name (Initerniten or Printed) Jeffrey Epstein Darren Indyke Sea President Vice President Secretary Rich Kahn Treasurer nature IN WITNESS WHEREOF. I have hereunto set my hand as Secretary and affixed the seal of the said Corporation this /, day of _DaQ, AFFIX (CORPORATE SEAL) HERE • Note: In case the Secretary is authorized to sign by the above Resolutions, this certificate should be attested by a second Officer of Corporation. CONFID Bank RECOIRDS A LEGAL HEW' I II EMENTS CERTIFIED TO HE .1 TRU E .1N le EXACT COPY OF THE ORICIN.U. I 7 FNTtAsi,m,„„ FirstBankPR000782 S Y_GM_00013619 CONFIDENTIAL EFTA 00124262 EFTA01269429 e 'S Command ---> RMCB Action I LAUREL, INC CUSTOMER REMARKS 66-0776877 Remarks Add Employee Add Date Expiration Employee Expiration. Date CERTIFICACION BENEFICIAL OWNER RECIBIDO DE LA CUENTA 7211096827 00253 02/26/2019 00/00/0000 04/02/19 10:18:40 Cust Init7 N PF2-Bkwd PF6-CustRel FF9- SesSetUp ?F13-RemPwd PF15-Cust PF20-CustName PF5-AcctRel P78-CustAddr PF11-CustSvc ?F14-RemBkwd FF19-Top PF21-LstMaint RMPCC8S1 RM3004 I: LAST PAGE LAST CONFI 1 Riot Bank RI I ORIN I I II Iltl SP., EHTIFIEDPI BE G\.11 'I EOM' 01 11HE IMICIN.U. \); .10 I N111111 S _GM_00013620 CONFIDENTIAL FirstBankPR000783 EFTA 00124263 EFTA01269430 Command ---> RMRC Action I LAUREL, INC CUSTOMER-TO-CUSTOMER RELATIONSHIP 66-0776877 04/02/19 10:18:43 Rel Code Name and Address HIERARCHY TIN Telephone Number H/I Categories Percent BUS LAUREL, INC H Y N 100 6100 RED HOOK QTR B3 ST THOMAS VI 008 ACE JEFFREY E EPSTEIN QTRS STE B3 ST THOMAS VI PF1-Fwd PFS-AcctRel PF8-CustAddr PF11-CustSvc P116-Bal PF21-LstMaint 812-Bkwd PF6-Cur,Rel PF9-SesSetUp PF15-Cust P120-CustNamo RMPCRCS1 RM3004 :: LAST PAGE LAST CONFID k_Aj Bank RECDIII)S A 1.1.611.Itl.01 IIt 171 IA I S I ATI] II DIU III 17111' I 1\1i 11T.11 I HIPS III 1111 IPRILIN II S Y_GM_00013621 CONFIDENTIAL FirstEankPRO00784 EFTA ((1124264 FNTIAL„,„, EFTA01269431 CERTIFICATION OF BENEFICIAL OWNER(S) The information contained in this Certification Is sought pursuant to Section 1020.230 of Title 31 of the United States Code of Federal Regulations (31 CFR 1020.230). Person opening an account on behalf of a legal entity must provide the following Infonnadon: r oom int 1. First Name and title of Natural Person Opening Account JEFFREY 4. Name and type of Legal Entity for Which the Account Is Being Opened LAUREL, INC. 2. Last Name I 3. Middle Initial EPSTEIN 4a. Legal Entity Address 6100 Red Hook Quarter B3 lb. City St. Thomas 4c. State USVI 4d. ZWJPostal Code 00802 SECTION I (Thaw addeonalinckvicluals. seepage 3) Please peered/the following information for an individuate). l any. who. directly or indirectly, through any titaTtift arrangement, understanding, relationship. or otherwise owns 20% or more of the equity interest oldie Legal entity titled above. Check here 0 It no individual meets this definition and complete Section a. & First Name Jeffrey & Last Name Epstein 7. MA I S. Date of Birth _ E I 01120/1953 9. Address 6100 Red Hook Quarter 83 10. City St. Thomas 11. State USVI 12. ZIPMostal Code 00802 13. Country 14. fiSN USA S. Possonso MonoU.S.Pontn0 15. Identification Number (SSMPassoortotentiarorriew maw meter) 15a. State 0 Issuance: USA MM. Country of Issuance: USA 1& Ownership % 100 Ea: An hey dot mason number, Non-U.S. Parsons may So pr0vkl•• Saxe Seemly Melbas en sten Werntfocohon east numbv or notate and axonby a' imams 0 wry other gomomoneroMmual document orotaancing nationally or trance and tomem g a ploologroph Or amt. saleguart SECTION II Please provide the following nfomtation for an individual with semifinal* resoOnsibed for managing cc diroding the entity, including, an executive officer or senior manager (e.g., Chid Executive Officer. Chief Financial Officer. Chief Operating Officer. Managing Member, General Partner. President. Vice President. Treasurer), or My other individual who regularly parhXma endear furetions. 17. First Name M. Last Name 19„ M.L 20. Date or Birth Jeffrey Epstein E 01/20/1953 21. Address 22. City 23. state 24. ZIP/Postal Code 6100 Red Hook Quarter 83 St. Thomas USVI 00802 25. Country USA 26. SSN SSN tuS Pest Abs.U.S.Pancns) 27. Identificatkin (fair Passport hinter oroMorihnly 27.. State of Issuance: 27b. County of Issuance: USA USA ISta: Inked ces pompon number, Non-U.S Potacns may use prOsida Soclih Sleet, Number. an Om ldotekation eard number. Of number and courtly or issuance of any other boron monotssuact document ostAttoplig owalbtraky or rooklents and basing • phcioyaph or raw st4 lomed. I. JEFFREY E Information pr financial instils &swam NtiNC•16 IS.04 Ice EEC (name of, tied herein is tr OR written nod& by rectify, to the best of my knowledge, that the above mentioned information CtLil REVS [ :WOO to provide the Dale 1.SX4/4 CONFI P,c<2 O.5 First Bank RECORDS A LEGAL REIN' I R EMENTS t Lamm) TO HE .1 I RUE SNP ET UT TOPS OF THE ORIGINAL It S _GM_000 13622 CONFIDENTIAL I III I I %tit RI. FirstBankPR000785 EFTA_00124265 EFTA01269432