EFTA Document EFTA01441150

Deutsche Bank Private Wealth IVIanagement Corporate Account Authorization and Terms and Conditions Officer's Certificate Account Number: (\j LI /X/ V ^ ""Vi-"yh" • elected and acting pf 3- Epstein Virgin Islands Foundation, Inc (the "Corporation") hereby certify that: (1) The following resolutions were adopted by unanimous corvsent of the Board of Directors of the Corporation on the •Wi. RESOLVED, that any persons designated by the of the Corporation are auttwrized on behalf of the Corporation to; (A) Open and maintain one or more brokerage account(s) for and in the name of the Corporation at Deutsche Bank Securities Inc. (referred to herein as "DBSI") (induding any successor thereof); (B) Deposrt, deliver, assign, withdraw and transfer funds. Instruments and securities of any type; (C) Sell any securities owned by the Corporation; (D) Buy any securities In a cash account; and (E) Buy, sell and sell securities (including put and call options) short in a margin account; and (DELETE (E) IF INAPPLICABLE) (E) Execute all documents, and exercise and direct the exercise of all duties, rights, and powers, and take all actions necessary or appropriate to perform the powers enumerated above. FURTHER RESOLVED, that the of the Corporation shall certify in writing any changes in the powers, office or identity of those persbns authorized to perform the powers enunrwrated above. DBSI may rely upon any such certificate of authority fumished by the Corporation until written certification of any change in authority shall have been received by DBSI. Any past action in accordance with this resolution is hereby ratified and confirmed. The powers enumerated above pertain to securities of any type now or hereafter held by the Corporation in Its own right or In any fiduciary capacity. Powers previously certified by the Corporation shall not be affected by the dispatch or receipt of any other form of notice nor any change in the position with the Corporation held by any person so empowered. Any officer of the Corporation Is hereby authorized to certify these resolutions towhom It may concern. (2) Each of the following are authorized to perform the powers enumerated in the foregoing resolutions and by signing his or her name In this section 2 agrees on t>ehaif of the Corporation to the Terms and Conditions attached hereto: (List name and. corpofateposltiori) Name Sigriature EFTA01441150 Signature Position (9 2}—j 1—\A U((J>A jllr-Afi f'Aeij i (D Name Position Signature Name Signature Deutsche Bank Securities Inc.. a subsidiary of Deutsche Bank AG, conducts investment banking and securities activities In the United States. Position 09-PWM-0186 Corp Acct Auth & T&C (02/12) CORP 006420-022212 EFTA01441151 (3) The Corporation is duly organized and existing under the laws of the State of actions authorized by the resolutions certified herein^ \f j f'C <W HlL"'g 3 ^i* powers to take the (4) No action has t)een taken to rescind or amend said resolutions, and they are now in full force and effect. (5) No one other than the Corporation shall have any interest in any account opened and maintained in the name of the Corporation. (6) THE TERMS AND CONDfTIONS ON THE NEXT TWO PAGES CONTAIN A PRE-DISPLTTE ARBITRATION CLAUSE AT PARAGRAPH 11. IN WrrNESS WHEREOF, I have hereunto affixed my hand and the seal SEAL ofthe Corporation Site^ 1 ^ day of ^cZ-/f^("to(o,V, Signature of Certifying Officer Nameof Certifying Officer Corporate Title of Certifying Officer Please note: A second certifying officer must sign if the first certifying officer is one of the persons listed in section 2. Signature of Second Certifying Officer Name of Second Certifying Officer Corporate Title of Second Certifying Officer IF THE CLIENT IS INCORPORATED OUTSIDE THE UNfTED STATES, THE CLIENT MUST COMPLETE AND RETURN A FORM W-8 ALONG WITH THIS OFFICER'S CERTIFICATE. 09-PWM-0186 Corp Acct Auth & T&C (02/12) CORP 006420-022212 EFTA01441152 Terms and Conditions Corporate Accounts Deutsche Bank Securities Inc. (referred to herein as "DBSI") accepts the Account of the client described in the attached certificate (the "Client"). The term DBSI includes its affiliates, officers, directors, agents arid employees. Client understands that Pershing LLC is the carrier of the Account as clearing broker pursuant to a clearing agreement with DBSI. Deutsche Bank Securities Inc. is a subsidiary of Deutsche Bank AG. As used herein, the term "affiliate of Deutsche Bank" or "Deutsche Bank affiliates" means Deutsche Bank AG and its subsidiaries and affiliates. Each of Deutsche Bank AG and its affiliates is a separately incorporated legal entity, none of which is responsible for the obligations of the others. "Securities and Other Property" shall include, but shall not be limited to, money and securities, financial instruments, commodities of every kind and nature, and all contracts and options relating to any thereof, owned by the Client or In which the Client has an interest. These terms and conditions shall tie construed in accordance with the laws of the State of New Yori< and the United States, as amended. By opening the Account, Client agrees to the following terms and conditions: 1. Confirmations, and Transmission of Instructions Client agrees to notify DBSI in writing, within ten (10) days of sending Client a confirmation, of any objection Client has to any transaction in its Account. In the absence of such written notification, Client agrees that all transactions for its Account \v\n be final and binding on it. Client understands that it is responsible for transmission of instructions to DBSI and that Client liears ttie risk of loss arising from the method of transmission that Client uses in the event of transmission errors, misunderstandings, impersonations, transmission by unauthorized persons or forgery. Client agrees to release and indemnify DBSI from any and all liability arising from the execution of transactions based on such instructions except if DBSI's gross negligence caused the transmission error. 2. Cash Account With respect to the Account: (i) Client will make full cash payment on or before settlement date for each security purchased, unless funds sufficient therefor are already held in the Account; (ii) Client does not contemplate selling any security before it is paid for as provided in the preceding clause; (iii) Client will own each security sold at the time of sale and, unless such security is already held in the account, will prornptiy deliver such security thereto on or before settlement date; and (iv) Client will promptiy make full cash payment of any amount that may become due in order to meet necessary requests for additional deposits or, with respect to any unissued security purchased or sold, to mark to the market. 3. Short and Long Orders; Deliveries and Settlements Client agrees that, in giving orders to sell, all "short" sales will be designated by it as "short" and all other sales will be designated by DBSI as "long." Client also agrees that DBSI may, at its discretion, immediately cover any short sales in the Account, without prior notice. In case of nondelivery EFTA01441153 of a security, DBSI is authorized to purchase the security to cover Client's position and charge any loss, commissions and fees to the Account. Client agrees that if DBSI fails to receive payment for securities Client has purchased, DBSI may, without prior demand or notice, sell those securities or other property held by DBSI in the Account and any loss resulting therefrom will be charged to the Account. Client authorizes DBSI, at its discretion, to request and obtain extension(s) of Client's time to make payment for securities Client purchased, as provided for by Federal Reserve Bank Regulation T. 4. Liens Client hereby grants to DBSI and its Affiliates a security interest in and lien upon all Securities and Other Property in the possession or control of DBSI, any of its Affiliates or Pershing, in which Client has an interest (held individually, jointiy or otherwise) (collectively all such Securities and Other Property are referred to herein as "Collatera") In order to secure any and all indebtedness or any other obligation of Client to DBSI and its Affiliates or Pershing (provided that such indebtedness or obligation to Pershing arises in connection with this Agreement) (collectively, all such obligations are referred to herein as the "Obligations"). Clients who are joint accountholders ("Joirit Accountholders") acknowledge and agree that pursuant to this lien, the Collateral shall include Securities and Other Property held in the Account or any other account held by either Joint Accountholder with DBSI or Ks Affiliates (whether individually, jointiy or othen/vise) and shall secure any and all Obligations of each Joint Accountholder to DBSI and its Affiliates. DBSI (or Pershing, at DBSI's instruction) may, at any time and without prior notice, sell, transfer, release, exchange, settle or otherwise dispose of or deal with any or all such Collateral in order to satisfy any Obligations. In enforcing this lien, DBSI shall have the discretion to determine which Securities and Other Property to apply for the purposes of the foregoing. Notwithstanding the foregoing, nothing herein shall be deemed to grant an interest in any Account or assets that would give rise to a prohibited transaction under Section 4975(c) (1)(B) of the Internal Revenue Code bf 1986, as amended, or Section 408(a)(i)- (B) of the Employee Retirement Income Security Act of 1974, as amended. Securities and Other Property held in Client's retirement account(s) maintained by DBSI, which may include IRAs or qualified plans, are not subject to this lien and such Securities and Other Property may only be used to satisfy Client's indebtedness or other obligations related to Client's retirement accountis). 5. Authority to Borrow In case of the sale of any security or other property by DBSI at Client's direction and DBSI's inability to timely deliver the same to the purchaser by reason of Client's failure to supply DBSI therewith. Client authorizes DBSI to purchase or ijorrow any security or other property necessary to make the required delivery, and Client agrees to be responsible for any loss or cost, including interest, which DBSI sustains as a result of Client's failure to make delivery to DBSI. 6. Interest Charges EFTA01441154 Client acknowledges that debit balances in the Account, including, but not limKed to, those arising from its failure to make payment by settlement date for securities purchased, will Ije charged interest at the then current rate, in accordance with DBSI's usual custom. Interest will be computed on the net daily debit balance, which is computed by combining all debit balances and credit balances In each account with the exception of credit balances associated with short security positions. 7. Credit Information and Investigation Client authorizes DBSI to obtain reports conceming Its credit standing and business conduct at DBSI's discretion. Client also authorizes DBSI and any affiliate of Deutsche Bank, including, without limitation, Deutsche Bank AG, to share among such affiliates such information and any other confidential information DBSI and such affiliates may have about Client and the Account. 09-PWM-0186 Corp Acct Auth & T&C (02/12) CORP 006420-022212 EFTA01441155 8. Satisfaction of Indebtedness Client agrees to satisfy, upon demand, any indebtedness, including any interest and commission charges. Client further agrees to pay the reasonable costs and expenses of collection of any amount it owes DBSI, including reasonable attorney's fees and court costs. Client agrees that DBSI and its clearing broker have the right to collect any debit balance or other obligations owing in Client's Account, and that such rights may be assigned to each other. 9. Loan or Pledge of Securities and Other Property Within the limitations imposed by applicable law, all Securities and Other Property now or hereafter held, carried, or maintained by DBSI in its possession that have not been fully paid for, may be lent, either to DBSI or to others, pledged, and repledged by DBSI, without notice to Client. Client understands that while securities held for its Account are loaned out, Client will lose voting rights attendant to such securities. 10. Aggregation of Orders and Average Prices Client authorizes DBSI. at its discretion, to aggregate orders for the Account with other customer orders. Client recognizes that in so doing, it may receive an average price for its orders that may be different from the price(s) it might have received had its orders not been aggregated. Client understands that this practice may also result in its orders t>eing only parti'ally completed. 11. Arbitration - This section of the Agreement contains the predispute arbitration agreement between us. By signing this Agreement, we agree as follows: (i) All parties to this Agreement are ghring up the right to sue each other in court, including the right to a trial by jury, except as provided by the rules of the arbitration forum in which a claim is filad; (ii) Arbhration awards are generally final and binding. A party's ability to have a court reverse or modify an arbitration award is very limited; (iii) The ability of the parties to obtain documents, witness statements and otiier discovery is generally limrted in arbitration as compared to court prof»edings; (hr) The arbitrators do not have to explain the reason(s) for their award, unless, in an eligible case, a joint request for an explained decision has been submitted by all parties to the panel at least twenty (20) days prior to the first hearing date; (v) The panel of arbitrators will typically include a minority of arbitrators who were or are affiliated with the securities industry; (vi) The rules of some arbitration forums may impose time limits for bringing a claim in arbitration. In some cases, a claim that is ineligible for arbitration may be brought in court; and (vii) The rules of the arbitration forum in which the claim is filed, and any amendments thereto, shall be incorporated into this Agreement. - Client agrees to arbitrate with DBSI any controversies which may arise, whether or not based on events occurring prior to the date of this agreement,including any controversy arising out of or relating to any EFTA01441156 account with DBSI, to the construction, performance or breach of any agreement, or any duty arising from any agreement or other relationship with DBSI, or to transactions with or through DBSI, only before the Financial Industry Regulatory Authority, Inc., or any exchange of which DBSI is a member, at Client's election. Client agrees that Client shall make Client's election by registered mail to Deutsche Bank Securities Inc., Compliance Department - Attention: Director of Compliance, 60 Wall Street 23rd Floor, Mail Stop NYC60-2330, New Yori<, NY 10005-2836. If Client's election is not received by DBSI within ten (10) calendar days of receipt of a written request fram DBSI that Client make an election, then DBSI may elect the forum t>efore which the arbitration shall be held. - Neither DBSI nor Client waive any right to seek equitable relief pending arbitration. No person shall bring a putative or certified class action to arbitration, nor seek to enforce any pre-dispute arbitration agreement against any person who has initiated in court a putative class action; or who is a member of a putative class who has not opted out of the class with respect to any claims encompassed by the putative class action until (1) the class certification is denied; or (11) the class is decertified; or (iii) the customer is excluded from the class by the court. Such forbearance to enforce an agreement to arbitrate shall not constitute a waiver of any rights under this agreement except to the extent stated herein. Important Disclosures for Your Records Deutsche Bank Securities Inc. "DBSI" is furnishing this document to you to alert you to important matters regarding your account. Securities Investor Protection Corporation ("SIPC") Securities held by our clearing broker, Pershing LLC, for your account are protected up to the total net equity held in the account. Of this total, SIPC provides $500,000 of coverage, including $100,000 for claims for cash awaiting reinvestment. The remaining coverage is provided by Pershing through a commercial insurer. SIPC protection applies when the SIPC memi)er firm through which you hold your investments fails financially and is unable to meet Ks obligations to securities clients, but SIPC protection does not protect against losses attributable to the rise and fall in the market value of investments. A small number of client accounts are not carried on Pershing's books due to specific account factors. These accounts are covered under DBSI's SII'C membership. DBSI does not provide coverage in excess of SIPC coverage. Certain investments, such as commodity futures contracts and currency, are ineligible for SIPC protection. For additional information on SIPC, see wvwv.SIPC.org or call the SIPC public infomiation number, (202) 371-8300. Payment for Order Row DBAB receives payment when its routes for execution certain orders in certain securities. The determination as to where to route orders is based on several factors, consistent wKh DBSI's obligation to provide best execution for all client orders. Because several factors are considered with respect to such determinations, DBSI could potentially secure price improvements on such orders by routing them in a different manner and all such orders EFTA01441157 potentially could tm executed at prices superior to the best bid or best offer. Payment is received by DBSI in the form of rebates, or credits against exchange fees, and specialist fees. Details will be fumished upon written request. 09-PWM-0186 Corp Acct Auth & T&C (02/12) CORP 006420-022212 EFTA01441158 Terms and Conditions Corporate Accounts Deutsche Bank Securities Inc. (referred to herein as "DBSI") accepts the Account of the client described in the attached certificate (the "Client"). The term DBSI includes its affiliates, officers, directors, agents and employees. Client understands that Pershing LLC is the carrier of the Account as clearing broker pursuant to a clearing agreement with DBSI. Deutsche Bank Securities Inc. is a subsidiary of Deutsche Bank AG. As used herein, the term "affiliate of Deutsche Bank" or "Deutsche Bank affiliates" means Deutsche Bank AG and its subsidiaries and affiliates. Each of Deutsche Bank AG and its affiliates is a separately incorporated legal entity, none of which is responsible for the obligations of the others. "Securities and Other Property" shall include, but shall not be limited to, money and securities, financial instruments, commodities of every kind and nature, and all contracts and options relating to any thereof, owned by the Client or in which the Client has an interest. These terms and conditions shall be constmed in accordance with the laws of the State of New York and the United States, as amended. By opening the Account, Client agrees to the following terms and condKions: 1. Confirmations, and Transmission of Instructi'ons Client agrees to notify DBSI In writing, wKhin ten (10) days of sending Client a confirmation, of any objection Client has to any transaction in its Account. In the absence of such written notification. Client agrees that all transactions for its Account will be final and binding on it. Client understands that it is responsible for transmission of instmctions to DBSI and that Client bears the risk of loss arising from the method of transmission that Client uses in the event of transmission errors, misunderstandings, impersonations, transmission by unauthorized persons or forgery. Client agrees to release and indemnify DBSI from any and all liability arising from the execution of transactions based on such instructions except if DBSI's gross negligence caused the transmission error. 2. Cash Account WKh respect to the Account: (i) Client will make full cash payment on or tjefore settlement date for each security purchased, unless funds sufficient therefor are already held in the Account; (ii) Client does not contemplate selling any security before K is paid for as provided in the preceding clause; (iii) Client will own each security sold at the time of sale and, unless such security is already held in the account, will promptiy deliver such security thereto on or before settlement date; and (iv) Client will promptiy make full cash payment of any amount that may become due in order to meet necessary requests for addKional deposits or, with respect to any unissued securKy purchased or sold, to mark to the market. 3. Short and Long Orders; Deliveries and Settlements Client agrees that, in giving orders to sell, all "short" sales will be designated by K as "short" and all other sales will be designated by DBSI as "long." Client also agrees that DBSI may, at Ks discretion, immediately'cover any short sales in the Account, without prior notice. In case of nondelivery EFTA01441159 of a security, DBSI is authorized to purchase the security to cover Client's position and charge any loss, commissions and fees to the Account. Client agrees that if DBSI fails to receive payment for securKies Client has purchased, DBSI may; without prior demand or notice, sell those securities or other property held by DBSI in the Account and any loss resuKing therefrom will be charged to the Account. Client authorizes DBSI, at Its discretion, to request and obtain extension(s) of Client's time to make payment for securities Client purchased, as provided for by Federal Reserve Bank Regulation T. 4. Liens Client hereby grants to DBSI and Ks Affiliates a security interest in and lien upon all Securities and Other Property in the possession or control of DBSI, any of its Affiliates or Pershing, in which Client has an interest (held individually, jointiy or otherwise) (collectively all such Securities and Other Property are referred to herein as "Collatera") in order to secure any and all indebtedness or any other obligation of Client to DBSI and its Affiliates or Pershing (provided that such indebtedness or obligation to Pershing arises in connection with this Agreement) (collectively, all such obligations are referred to herein as the "Obligations"). Clients who are joint accountholders ("Joint Accountholders") acknowledge and agree that pursuant to this lien, the Collateral shall include Securities and Other Property held in the Account or any other account held by either Joint Accountholder with DBSI or Ks Affiliates (whether individually, jointiy or otherwise) and shall secure any and all Obligations of each Joint Accountholder to DBSI and its Affiliates. DBSI (or Pershing, at DBSI's iristruction) may, at any time and without prior notice, sell, transfer, release, exchange, settle or otherwise dispose of or deal with any or all such Collateral in order to satisfy any Obligations. In enforcing this lien, DBSI shall have the discretion to determine which Securities and Other Property to apply for the purposes of the foregoing. NotwKhstanding the foregoing, nothing herein shall be deemed to grant an interest in any Account or assets that would give rise to a prohibited transaction under Section 4975(c) (1)(B) of the Internal Revenue Code of 1986, as amended, or Section 406(a)(i)- (B) of the Employee Retirement Income Security Act of 1974, as amended. SecurKies and Other Property held in Client's retirement account(s) maintained by DBSI, which may include IRAs or qualified plans, are not subject to this lien and such Securities and Other Property may only be used to satisfy Client's indebtedness or other obligations related to Client's retirement account(s). 5. Authority to Borrow In case of the sale of any security or other property by DBSI at Client's direction and DBSI's inability to timely deliver the same to the purchaser by reason of Client's failure to supply DBSI therewKh, Client authorizes DBSI to purchase or borrow any security or other property necessary to make the required delivery, and Client agrees to be responsible for any loss or cost, including interest, which DBSI sustains as a result of Client's failure to make delivery to DBSI. 6. Interest Charges EFTA01441160 Client acknowledges that debK balances in the Account, including, but not limited to, those arising from Ks failure to make payment by settlement date for securities purchased, will be charged interest at the then current rate, in accordance with DBSI's usual custom. Interest will be computed on the net daily debK balance, which is computed by combining all debK balances and credit balances in each account with the exception of credK balances associated with short security positions. 7. Credit Information and Investigation Client authorizes DBSI to obtain reports concerning its credK standing and business conduct at DBSI's discretion. Client also authorizes OBSI and any affiliate of Deutsche Bank, including, wKhout limitation, Deutsche Bank AG, to share among such affiliates such information and any other confidential information DBSI and such affiliates may have about Client and the Account. 09-PWM-0186 Corp Acct Auth & T&C (02/12) CORP 006420-022212 EFTA01441161 8. Sati'sfacti'on of Indebtedness Client agrees to satisfy, upon demand, any indebtedness, including any interest and commission charges. Client further agrees to pay the reasonable costs and expenses of collection of any amount K owes DBSI, including reasonable attome/s fees and court costs. Client agrees that DBSI and its clearing broker have the right to collect any debK balance or other obligations owing in Client's Account, and that such rights may be assigned to each other. 9. Loan or Pledge of Securities and Other Property Within the limitations imposed by applicable law, all SecurKies and Other Property now or hereafter held, earned, or maintained by DBSI in its possession that have not been fully paid for, may be lent, either to DBSI or to others, pledged, and repledged by DBSI, without notice to Client. Client understands that while securities held for its Account are loaned out, Client will lose voting rights attendant to such securKies. 10. Aggregation of Orders and Average Prices Client authorizes DBSI, at Ks discretion, to aggregate orders for the Account wKh other customer orders. Client recognizes that in so doing, K may receive an average price for its orders that may be different from the price(s) it might have received had its orders not been aggregated. Client understands that this practice may also resuK in its orders being only partially completed. 11. Arbitrati'on - This section of the Agreement contains the predispute arbitration agreement between us. By signing this Agreement, we agree as follows: (i) All parties to this Agreement are giving up the right to sue each other in court, including the riglit to a trial by jury, except as provided by the rules of the arbitration forum in which a claim is filed; (ii) Arbitration awards are generally final and binding. A party's ability to have a court reverse or modify an arbitration award is very limrted; (iii) The ability of the parties to obtain documents, witness statements and other discovery is generally limited In arbitration as compared to court proceedings; (iv) The arbrtrators do not have to explain the reason(s) for their award, unless, in an eligible case, a joint request for an explained decision has been submitted by all parties to the panel at least twenty (20) days prior to the first hearing date; (v) Tha panel of arbitrators will typically include a minority of arbKrators who were or are affiliated with the securities industry; (vi) The rules of some arbitration forums may impose time limits for bringing a claim in arbitration. In some cases, a claim that is ineligible for arbitration may be brought in court; and (vii) The rules of the arbitration forum in which the claim is filed, and any amendments thereto, shall be incorporated irrto this AgreemerrL - Client agrees to arbitrate with DBSI any controversies which may arise, whether or not based on events occurring prior to the date of this agreement,including any controversy arising out of or relating to any account with DBSI, to the construction, performance or breach of any EFTA01441162 agreement, or any duty arising from any agreement or other relationship wKh DBSI, or to transactions wKh or through DBSI, only before the Financial Industry Regulatory Authority, Inc., or any exchange of which DBSI is a member, at Client's election. Client agrees that Client shall make Client's election by registered mail to Deutsche Bank Securities Inc., Compliance Department - Attention: Director of Compliance, 60 Wall Street, 23rd Floor, Mail Stop NYC60-2330, New York, NY 10005-2836. If Client's election is not received by DBSI within ten (10) calendar days of receipt of a written request from DBSI that Client make an election, then DBSI may elect the forum before which the arbitration shall be held. - Neither DBSI nor Client waive any right to seek equitable relief pending arbitration. No person shall bring a putative or certified class action to arbitration, nor seek to enforce any pre-dispute arbKration agreement against any person who has initiated in court a putative class action; or who is a member of a putative class who has not opted out of the class wKh respect to any claims encompassed by the putative class action until (i) the class certification is denied; or (ii) the class is decertified; or (iii) the customer is excluded from the class' by the court. Such forbearance to enforce an agreement to arbKrate shall not constKute a waiver of any rights under this agreement except to the extent stated herein. Important Disclosures for Your Records Deutsche Bank SecurKies Inc. "DBSI" is fumishing this document to you to alert you to important matters regarding your account. Securities Investor Protection Corporation ("SIPC") Securities held by our clearing broker, Pershing LLC, for your account are protected up to the total net equity held in the account. Of this total, SIPC provides $500,000 of coverage, including $100,000 for claims for cash awaKing reinvestment. The remaining coverage is provided by Pershing through a commercial insurer. SIPC protection applies when the SIPC member firm through which you hold your investments fails financially and is unable to meet its obligations to securities clients, but SIPC protection does not protect against losses attributable to the rise.and fall in the market value of investments. A small number of client accounts are not carried on Pershing's books due to specific account factors. These accounts are covered under DBSI's SIPC membership. DBSI does not provide coverage in excess of SIPC coverage. Certain investments, such as commodity futures contracts and currency, are ineligible for SIPC protection. For additional information on SIPC, see wvwv.SIPC.org or call the SIPC public information number, (202)371-8300. Payment for Order Flow DBAB receives payment when its routes for execution certain orders in certain securKies. The determination as to where to route orders is based on several factors, consistent wKh DBSI's obligation to provide best execution for all client orders. Because several factors are considered with respect to such determinations, DBSI could potentially secure price improvements on such orders by routing them in a different manner and all such orders potentially could be executed at prices superior to the best bid or best EFTA01441163 offer. Payment is received by DBSI in the form pf rebates, or credits against exchange fees, and specialist fees. Details will be furnished upon written request. 09-PWM-0186 Corp Acct Auth & T&C (02/12) CORP 006420-022212 EFTA01441164 RECEIVED QF 3. 3I0TEIN VIRGIN ELANDS :jPt)t3NI^^ LthQV. OFFICE P We. the undersigned natural persons of the age of twenty-one years or more, all of whom are bona tWe residents ofthe Virgin Islands ofthe United States, acting as incorporators of a corporation to be named 3. Epstein Virgin Islands Foundation. Inc.. do adoptthe foUowing Articles of Incorporation for such corporation pursuant lo the Monprofit Corporations Law ofthe Virgin Islands (Chapter 3. Title 13, Sections 491 et seq. of the Virgin Islands Code), as the same may be amended from time to lime, do make and file these Articles of Incorporation in writing and do certify: ARTICLE I The rtiame of the corporation (hereii^fiee referred to as the "Cotporation") Is 3v Ef*STEI^^ VIRGIN ISLANDS FQ UNOAf ION, INC. ARTICLE, II The principal office of the Corporation in \ht Virgin Islands is located at 4.1 -4;2 Itongens Cjade. St. Tliomas. Virgin Islands, and the name ofthe resident agem of ilie Corporation at that addresses Paul Hoffman. ARTICLE lit A. TheCofporation is organized ejtclusively for charitable, educational aud scieniific purposes withintiieTneanitig of section 501(c)(31 ofthe Internal Revenue Code of 1986 (orthe corresponding pfQvi^iott of subsequent tax lavv). Notwithstanding any other provision of the.^e Articles, the CorpotatiQn shall not earr>' on any activities not permitted to be carried on (i) by a corporation exemgtirp,m federal income tax under Section 50Uc)(3). or (ii) by a corporation, contributions lo which are deductible under Sections 170tcH2). 2035(a)(1). 2106(ai(Z)(.- \Hii)- 2522{M2) or 25221b)r2V, B. No pan ofthe iiet earnlniis ofthe Corporation shall inure to the benetti ofany indiviidua!, The Corporation sliall. l\owe\ er. be authorized and empowered to pay reasonable compensation for ierNvces rendered aud to make pa>'raents in fuitherji'uce of its pui-poses. The Corporation may carrx on propaganda or otherwise attempt lo iatliience legislation but only to the extent permitted by the EFTA01441165 Imernal Revenue Code. The Corporation .shall not participate in. or intervene in (includiuu the publiWing or distributiny of statements). any political campaign on behalf of ov in opposition to any cjindidate tbr piiblie otBce. EFTA01441166 Articles of Incorporation Paget The member ofthe Corporation shall be Jeffnsy E. Epstein t>r such person Or entity as he shall designate in writing. A. nianagernent responsibilities to tNo B. The Corporatipn shali be managed by a Board of Trustees which may further delegate ofthe Corporation. The number of Trustees constituting the Board of Triistees is three. The number of Trustees may be increased or decreased from time to time by amendment to the By-laws, but in no event shall the number be less than three. The names and addresses of the initial Board of Trustees are £is follows: Paul Hoffman Jeffrey Epstein Jerfrev Schaniz C. Trustees shall be elected by the member as specified.in the By-Laws, .Any vacancy occurring in the Board ofTrvistees upon the death, resignation, expiration of leniT of office, or removal ofany Trustee, or as a result of an increase in the number of Trustees, shall be filled by a majority vote of the remainini: members ofthe Board of Trustees then in office under procedures specified in" the By - Laws, I D. The nanies and ikldresses of the initial Officers of the Coi-ppfatiori are as foliows: Prt-sident Jeffrey Epstein 6100 Red Hook Quarter. Suite jB.-!v. American Yacht Harbov St. Thomas. VI 00802 EFTA01441167 Art rcles of Incorporation Page 2 The member ofthe Corporation shall be Jeffrey £. Epstein or such pet^oiipr entity as he ishall designate in writing. A. Tlie Corporation shall be managed by a Board of Trustees vvhich may ftjrther delegate management responsibilities to the officers ofthe Corporation. The number of Triistees consiitutlng the Board of Trustees is tliree. Tlie number of trusteejfm^ be increased or decreased from time to time by amendment to the By-taws, but in no.event shall the iiumber be less thaii three. B. The names and addresses of the initial Board of Trustees are as follows: PaulHotYmnn Jeffitv Epstein. Jeftrey Sdiamz C. Trustees shall be elected by the member as specified iji the By-Laws. Any vacancy occ.urrinu in the Bo.ird of Trustees upon the death, resiunauon. expiration otiertn of ofRce. or removal ofany Trustee, or as ;i result of an increase in the number of Trustees, shall be filled by a rhajority vote of the remaininii members ofthe Board of Trustees then in otTficc tinder procedurg&speeified inthe By Laws, D, i;;he iwnes and: addresses of the iniiHQfficers of fife Corpotafion are as follows: • Ptfesidiem ' Jeffi^ej'Epstein 61 00 Red Hook Quarter. Suite B-1 Aiiierican Yacht Harbor St, Tlioiiias. VI 00802 s, EFTA01441168 Articles of tneofpofatibn Page 3 Vice Pi"sidetit Jeffiev Schantz Vice President Secretars' PaUlHoSTtQan Jefftev Schantz^"' ^ -"fx"---Treasurer Jeffrey Epsteikv Assistant Secretarv'F-- 1Paurkoffman A"istcirii TreasureFe"Paul Hoffman Theofficers of (he Coiporation shall be electedat an annual meeting of the Board of Trustees on a date to be. spB,cifi.ed in the By-Laws, E. The CarpoTatioiv is to haA e perpetual ejtjstence. ARTICLE VI]." Af" - -"I'l""irawai Byv. I;a«".oftlte#oTporattjt>Jt""" a lifer, amend orj:epeal the By-Laws or a"d"" atlppted'bvnhe JBoard 5TTrtISIsSlucf?Jr1""" >• A EFTA01441169 Articles of Incorporation Page 4 B. Inthe event ofthe dissolution or final liquidation ofthe Corporation: (1) None of the propprty of thte Corppiration nor ahy proceeds thereof-shall he distributed t() or divided Ampngany of the Triistees or officers ofthe Coqjoration or inure to the benefit ofany individual. (2) After ail liabilities and obligations ofthe Corporation have been paid, satisfied mi discharged, or adequate provisions made therefor, all remaining property and assets ofthe Corporation shall bedistributed foranexempt purpose or for public use in accprdance with section 50Uc)(3) ofthe IntemalRevenue Code of 1986 (or the conrfespdnding provision of subsequent tax law) and the regulations issued thereunder, ARTICLE vm The names and addresses of the persons who are the incorporators ofthe Corporation areas follows: Barbara Miunon Weatiieriv Paul Hoffean Jefev Eiisteln:-^ ARTICLE IX The amiJuni of indebtedness to vvhich the GGrporation may be subject::is utvlimited. ARTICLE . ^ ... • , The anicies of incotporaiion may be amended when authorized h\ a v ote of tw<A-tbirds of the members comprising the membership ofthis Coiporation. j"iven at a\iieeilnu. or 4 the "urttten eorisent of allthe menibers withouia meetins. EFTA01441170 Articles of Iheorporatibn Page S m WITNESS WHEREOF we have made, sjiped and acknowledged these Articles of rnRoiporation thts/l" day of "jt" ^ . 2000. BARBM" MIGNON :"TH E PAULteFkAN jiiTREY EPSTEIN, TERRITOTRY QF THE VIRGIN ISLANDS ) DIVISION OF ST. THOMAS & ST. JOHN ) The fpfegoing instrument was acicnowledged before me this / 7 day of y?"'T- , 20(1)0 by Baifoita Migfion Weatherly and Pau^^ Notary Public ^totRfy PUKrtSa Hcu STATE Or^fEWYORiC. t COLTNTYOF by iefftev Epstein, NotaryPublic vA^Vc-r/i^ )ss: day of Jun . 2000 )' The foregoing instrument was acknowledged before me this _[2. ^^1iS^te^SJitf" EFTA01441171 UNANIMOUS CONSENT IN UE<< OP MEEWMG 0 tHE BOARii OF TRUSTRES OF Ca/lt/aMtANeEI) EWICAilON) The undersignted, being all of tiie members of th6 Boattl of Tr&stees of Thp Epstein Vh^in Islands Fotindatton, Inc^ai United States Virgin Islands corporation^ a/k/a Enhanced Education (ih!e * 1CorporatiOn 10, in lieu of holdinga meeting, do hereby adopt the iDllowlng r^ssolutlons and fhe taking of all acdon required or permitted thereby! WIIEiilBAS, on February 29.2012, each of Darren IC lndykei Gefcile de Jongh, and leanneBmnnan tendered to the Board of Trustees ofthe GorporiStiort their Tesigations fitjni all ofifices held by them for the Corporation; and WHEREAS, as a result ofthe resignations of Mn Indyke, Ms. de Jbngh, and Ms. Brennan, It is necessaty thatthe members of theBdard of Trustees ofthe Corporation appoint new officers of Ae Gbrpot-aiaori; NOW> THEREFORE, RE iT RESOLVED, that the follo^wifig persons be, a^^^^ President Vice President Treasurer Secretaiy and be if Jefifirey Ei Epstein Darren K. Indyke K8ca KellerhalS Erika K^lerhals hereby iSj appointed to hold the office set fortft opposite such person*? naw serve in such capacity until such time as asnccessor foir hjasbeett duly appointed andshall have qualified to servettte Corporation In such capaciQf; EFTA01441172 •FURTB®.R1ESj^t^D,-Aatall piarsonssairtng, as oficers of % (SOIAoratiOn tiiat piirijuiwt; to the immediaiAlir ptecAdihjg resolution, be, sftdeach of tttem hecehy isA renioved ij'oin office Dated as of: March 3., 2fAl2 Darren K. Indyke ErifejKellerhais EFTA01441173 FURTHER RESOLVED, tliat all persons serving as olftcers of the Corporation that were not appointed to serve as officers ofthe Corporation pursuant to the Immediately preceding resolution, be, and each of them hereby is, jjemqved ftxim ts^m Dated as of: March 1,2012 Jeffrey E. Epstein Darren K. Indyke Erika KeRsrhals EFTA01441174 BY-LAWS OF m M. B< ^ '--"B 3. WStMH VIRGIN ISLANDS :FOUNMTiaisyNpi,. ."..qv;ARTICLE I OFFICE The principal business office of 3. EPS11EIN VIRGIN ISLANDS FOUNDATION, INC. (the "Corporation") shali be located at 41-42 Kongens" Gade, St, Thomas, Virgin Islands, The Corporation may establish and maintain other ofTic&: in"Uie Virgin Islands, any ofthe States or pos.sessions ofthe United States, and at such other places as may from time to time be selected by the Board of Trustees; ARTICLE I I CORPORATE SEAL The. corporate seal of the Corporation shall have inscribed thereon the name of the Corporation, the year of its incorporation and the words "Virgin Islands". The Seal sliall be in the possession ofthe Secretary of the Co/pol-ation. • C' "•:sRTicLE,rii. BSARD OF TRUSTEES SECTION 1. Number. Classificafion and Term of Office. I'he business, affkirs, coneerns, direction and die ptoperty of the Corporation shall be managed and controiled by the Board of Trustees. Tbcnumber of Trust5ges shall bethree (3), but theinumber may be tihanged fit^ time to time by the .amendment of these By-Lavi^, but m no event .shall, the number be less than three (3). I Trustees may be elected by the written consent oftiie member. Any vacancy occurring in the Board of Trustees upon the death, resignation, expiration of term of office, or removal of any Trustee, or as a result of an increa-sc in the number of Trustees, shall be filled by the Consent of the member or by a majority vote of the remaining members of the Board of Trustees then in office: EFTA01441175 By-Laws Page 2 Epstein and Jefftey .SchantZj vvlios Siibject to Articielll ,;Sectiori 6i shall hold office until newtrustees are elected by the member. The first Board ofTn^steef of the Cbippratlqri shal^ be eoiiappsed of Paul Hoffman, Jeffrey SECTION 2. Ipl^ee of Meeting, The frusteesmay hold their iiTeetings in suchplace or places vwthin or without the Virginrlslands asa miyority of the Boa may, ftotti time-to time, determineSECTION 3. Meetings. Meetings of the Board of Trustees.may he ealled at any time by the President; or the Secretary, or by a majority ol'the Bo^rd of Trustees. Trustees shall be notified in writing of the time, place and puipose of all meetings of tHe^paid. Any trustee shallj however, be deemed to have waived such notice by his attendancejat'any'meeting. im Mm mS', .miA SBCTION 4. Oubiaim. A majority ofthe Board* of Triistees shali constitute a ;qUorum for the. * Iransaction of businessij and if at any meeting^ofthe Board of Trustees theie is less than a quorum present, a majority of those; present may adj,oia'rn the rneeting from tinicito time, SECTION 5. MannerofActing. Atall routings ofthe Board of lYustees, each trastee present shall have one vote.. Exceptas otherwise provided Ibysiarate, by the Articles of Incorporation, or. by thJse'By-LawS, the action of a majority eine Tmstees present at any meeting at which a.qiioruni.is present shall be the act of the Board of Trustees. Any action authorized, in writing, by all of the Trusteesenfitled to vote thereon and filed with the^nutes^f the Corporation shall he the act ofthe Board of'fVustecs with the same force^and elTeet as if the'same had been passed by unaftinious ypte at si duly called meeting of the, Bo.ardj.atwlwch a quoniin was present. SECTION 6. Removal and VaGaricies'. Any Trustees may be removed by.a majority vote of the EFTA01441176 Board of Trustees'or by the witten consent of the mernber, and vacancies in the Board'of Trustees shall be filled by the raeraber or by the remaining .meinbei:s of the Boardand each person so elected shallbe a Trustee, until his suceessof is el'eeted. 1 SECTION 7. Coippensatipn, No Trustee-shall receive; any sahiry or cOmpensatiO^ sxmEe,s.as a tiiistee, unless otherwise Iheise By-Laws. EFTA01441177 By-Laws Page 3 • ART1CIiE IV OFFICERS gECTION 1. Election, The Board of Triwteps shall seiect a President, a Secretaiy and a Treasuiief and may select one (1): or more Vice-Prtssidcnts, Assistant Secretaries or Assistant Thjas.urers, Who shall be elected by the Board of Trustees at their regular annual meeting held annually on a cli^te from time tO ft^^^ the Board. The term of office shall be for one (1) year and antilthelr syccessors ars^b^^^^^^ No oneof such officers, except the President, need be a Trustee, but a Vice-President who is not a Trustee, cannot succeed to or fill thc office of President, Any two (2) of the above-named o.ffic;es, except those of President and Secretary, may be held by die same person, but.no officer shall execute, acknowledge or verify any instrument in more than one (] );capacity . The Board of Tmsiees may fix the salaries of the officers of the Corporation, SECTION 2. The Board of Trustees may also appoint .^iich other officers and agents as they may deem necessary for the transaction ofthe business of the Corpoiation. All officers and agents shall respectively have .such authority and perform such duties In the management of the property and affairs of the Corporation a.s may be desigtiated by the Board of Trustees. Any officer or agent may be removed, or any vacancies filled by the Board of Trustees whenever, in their judgment, the business interests ofthe Corporation wilf be served thereby. or otheiwise. SECTION 3. The Board of Tnistees may secure thc fidelity of any or all such officers by bond ARTICLE V , DUTIES OF QPFItSERS SECTION 1, President. The President shall be the chief executive officer ofthe Corporation, and in the recess of thc Board of Trustees shall have the general control and management of its business and affair.s subject, however, to the right oftiie Boaid of Tnistees to delegate any specific power, except such as may be by statute exclusively confeited upon the President, to any other officer or officers,of the Corporation. He shall preside at all meetings of the Trustees and all meetings ofthe member, uiiless otherwise determined bythe member. EFTA01441178 resignation OT otherwise, or irircase ofthe;absence;of tliCrPresident of his •inability to discharge the dtities of his.pQlce, sueh ditties^ shall j SECTION S. Vioe-President. In, ease the office bf President shall become: vacant by death, the tiihe; being, devolve upon the Vice-Firesiderrti who;sliall EFTA01441179 By-Laws Page 4 do and'peifotm such,other ^a^ from time to time,;.authprize him to dbj but a ViGe-Presideht who is'iiot a Trustee ;Gamiot-succeed to or fill the office of Pi'esident. i • SECTION 3. Treasurer. The Treasurer shall have custody and keejj account of all inoney, funds and property of the Corporation, unless otherwise deteiminqd by the Board of Trustees, and he shall render such accounts and pj-esenl such statement to the Board of Trustees and President as may be required of him. He shall deposit all funds of the Corporation which may come into bis hands in suchbank Of banks as the Board of Trustees may designate. IleshaUkeepthe banic accounts in the name ofthe Corporation and shall exhibit his books and accounts, at all reasonable times, to any trustee of the Corporatton upon application at the office of the Corporation during business hours. He shal 1 pay out money as the busi ness may require upo n the order ofthe properly constituted officer or officers of the Corporation, taking proper vouchers dierefor; provided, however, tliat the Board of Trustees shall have power by resolution to delegate-any of.the duties of the Treasurer to other officers, and to provide by what officers, if any^ all bills, notes, checi^s, vouchers, orders or other instruments shall be countersigned. He shall perform, in addition, such other duties as may be delegated to him by the Board of Trustees, n SECTION 4. Secretary- The Secretary of the Corporation shall keep tho minutes of all the meetuigs of the member Of the Corporation and Board of Trustees in books provided for that purpose; he shall attend to the giving aiid receiying of all notices ofthe Corporation; he shall sign, with the President or Vice-President, in the name of the Corporation, al 1 contracts authorized by the Board of Tnistees and when necessary shall affix the coiporate seal ofthe Corporation thereto; he shall have charge of such books and papers as the Boaid of Trustees may direct; all of which shall at all reasonable times be open to the examination ofany Trustee upon application at die olTice of the Secretary, and in addition, he shall have such other duties as ma>' be delegated to him by the Board of Trustees, EFTA01441180 ARTICLIVI AMENDMENT . The member or the. Board of Trustees may alter, ainend, add to pr repeal'" these "BytLaws, including the, fljiing and akeriiig oftiie number of membe^^^ of theBoard of Irustees; provided that the Board of Trustees.sMi not make'or alte^ or term of office. EFTA01441181 GOVBRNMB"IT OF THE VIRGIN iSLAHdS OF THE UNITED STATES CHARLOTTE AMALIB. ST. THOMAS oh J"kllMa W"mn "Si"Mf "nmita Bi"aLi <&ixmtt I, the undenfighed. UEUTENAOT aQVERNOR. do hereby certify thst lEgS"" POUMDATIOM. INC. of the Virgin Isianii? filed iti mf"Bci oa • *W U. pon , „ as provided for fay law, .Articles of Incorporation, duiy aqkapwletiged: Wi"HEFORE the penons named in the said .Articlies, and who have sigtied the sanie,"andSheir suc4:essors. are hereby deeiared to be^ from the date aforesaid, a corporation by the rame and for the purposes sii. forth in said Articles, with the Ti^t of succession as therein stated. Witness my hafld and the Seal of thfe Ooveriiifleiit of the Virgiii fciaiids of ttm United States, kt Charlotte Amalie, SL Tlioiaas, this • day of „jfilliy,v.A.S>: :„.2000. EFTA01441182 ;S 1 Date! t^^ f ^i M Em lo er Identification Nun4ie*ti • ASHOK B CrOSHI • • nt tT1 hne Numbers count ng eriod Ending.Dscemtjer 31 •• .tio.; Dear Applicant: Based on information supplied, and asswwing your operations wij.! b<a stated i n your application fo r recognition of exemption, we have determiiie^ you are exempt from Federal income tax under eectiott 501(a) of the Internal Revenue Code as an organization described i n section 501(c) (3). We have further deterinined that, a<< indicated i n your application, you • are a private foundation within the meaning of eection 50$(a) of ;the Code. Irt thi s lette r we are not determining whether you are an operating fo\indation as defined i n section 4942<j) (3)• I f your sources of support, or your.purposes, character, or' method of operation change, please le t ua know ^o we can consider the effec t of. the change on your exempt status and foundation statug. I n the case of an amendment t o your organizational document or bylaws, please send ue a copy of tha amended document or bylaws. Also, you should inform ue of al 1 changes i n your name or address. Aa of January 1, l&a4, you are liabl e fo r taxes under the Federal Insuranee Contributions Act (social security taxes) on remuneration of §100 or more you pay to each of your employees during a calendar year. You are not liabl e for the tax impoafed under the Federal Unemployment Tax Act (fOTA) . However, since you are a private foundation, you are subject t o excise taxes under, chaptfer 42 of the Code. Vou also may-he eubject to other Federal excise t:^3^B. i f you have any queetions about excisev employmeTit, or other Federal EFTA01441183 taxespleaae ”iet ua .know. Donors may- deduct cantributlohs tio you as provided i n secjbion 170 of the Code. iSegueSta, legacies, devises, transfera,: or, gift s t o ypu or fo r your use are dedvictitole to t Federal estate and gi f t ;feax: :p;urposes i f they mselE .the appllcaible provisions of sections 2055, 2106, and 2S22 of the Code. Contribution deductions are allowable to donors only to the extent that thei r contributions are gifts , with no consideration received. Ticket purchases and similar payments i n conjunction with fundraising events raay not necessarily qualify as deductible contributions, depending on the circum;. Letter 1076 (po/CG) 3 BPSTSIM VIRQJN ISIiftMSS; FOtffJDftTIDSf Contact Person: iNC' 31371, EFTA01441184 -.2', EPSTBIN,- VIRGIN ISIRSDS FOUNDATJO1Tf Stances. See Revenue Ruling 67-246, published i n Cumulative Bulleti n 1S67-2, on page 104, which sets fort h guidelines regarding the deductibility^ as charitable contributions, of payments made by taxpayers for admission toj or pth^P participatidh i n fundraijsing activities, foar charity. I You are required t o fil e Form 990-PF, Return of Private Foundation or Section 4947(a)(1) Trust Treated as a Private Foundation, Form &50-PP must be file d by the 15th day of the fift h month afte r the end of your annual accounting period. A penalty of $20 a day i s charged when a return i s file d lata , unless there i s reasonable cause for the delay. However, the maximum penalty charged cannot exceed $10,000 or 5 percent .of your gross receipts fo r the year, whichdver I s less. For organizations with gross, receipta exceeding!- $1,000,000 i n any year, the penalty i s $10f1 per day per return, unless there i s reasonable cause fo r the delay. Th* maximum penalty fo r an organization with gross receipts exceeding $1,000,000 shall not exosed $50,000. This penalty may also be charged i f a return i s not complete, so iplease be sure your return i s complete: before you fil e tt . You are not required to fil e Federal income tax retums unless jyou are subject to the tax on unrelated business itvsprae under section S1 1 of thfe Code, I f you are subject t o thi s tax, you must fil e an income tax return on Form 9$0-T, exempt Organissafciort Bussinefis Income Il'ax Return. I n thi s lette r we are not determining whether any of your pre,3ent or proposed activitie s are unrelated trade or business as defirwid i n section 513 of the Code, I You are required to make certain retuarns available fo r publio inspection for three years after, the late r of the due date of thO return or the date the return i s filed . The returns required t o be mad© available fo r public inspection are Form 390-PP, Return of Private Foundation or Sectioni4947(a)- (1) Nonexempt Charitable Trust Treated as a Private Foundation, and Portn 4720, Return of certain Bxcise Ta^ses tjn Charities and Other Parsons Under j Chapters 41 and 42 of the Internal ReVfenue code. You are also required to make available for public inspection your exemption application, any supporting documents, and your exemption letter . - Copies of these documents must provided to any EFTA01441185 individual uptin written or i n peraon request without charge other than reasonable fees for copying and .postage. You may fulfil 1 thi s requirement by placing these documents on the Internet. Penalties may be imposed fo r failur e to comply with these requirements. Additional information i s available i n Publication 557, Tax-Kxempt Status for Your Organization, or you may cal 1 our tol 1 free number shown- above * Y<JVi fteed an employer identif ieation nuinber even i f you have no .empley^eB. Ff an employer identi f ieation :number wag not entered on your application, a aun&er wil l be assigned to yoVi ah4 yoU wil l be advised i»f i t . Please use, that nunJber oh Al 1 reiisraa you fil e atid i n al i eorEeapondenc<s wil^h fche Internal Revenue Service, • • • I This determination i s based on evidenLce that your .funds are dedicated to the piifpaees li s feed i n section SOlt^j) (3.) Of the' Code.. To assi^re iypitr continued exemption, you should maintain records to show that funds laree expended only for those purposes. I f you distribute funds t o other Letter 1076 (DO/CGi EFTA01441186 -33 WROIN iBhUmS FODiroAT1OU organizations, your records should show whether they are exempt under section' 501(c)(3) . In cases where the recipient prgahiaatioti i s hot exempt under eection 501(c) (3), there should be evidence that the ftthdii. will, temain dedicated to the required purposes and that they wil 1 be uagid for those purposes by the recipient. I f we have indic!a:ted in* the heading ojf this leitter tbafe an addendiijm appiiee, the addendum enclosed; i f an integral part of this letter, BecSAu:#e this lo*tt:6Sr could .help, iresolye any guestiiJiie aljoUtJ your exi&ttiist EitatuEf ;and foundation jBtatue, you should kfeej> i t i n yqur pertnsnent records., Jf ypu' have any queations, please contacts the pereoh whose h^me :and telephone number are shown i a the heading of this letter. Sincerely yours, Steven T. Miller Director, Bxewpt OrgaTfttzatdons Letter 1076 (DO/GS) EFTA01441187 TIIE;UNHED,STATES VIRGIN ISLANDS OFFICE OF THE LIEUTENANT GOVERNOR DIVISION OF CORPORATIONS AND TRADEMARKS ,504? KongensjGacie Charlotte'Arndlie,;yirgln Islands 00802 Phone-340;776:85;15 'fox - 340;776.4612 1105 King, Street WisMgnsteel, Virgin Islanc15;jDG820 Ptione -•34G.773;6'449. Fdx-:34&.7v'3;0330 APRIL 1;7,;2011: This is to Gertify that the non profit corporation known as J. EPSTEIN VIRGINlEANtiS fPUNDA1M, INC. filed Articles of Incorporation office of the Lieutenant Oovernor on^ JUNEi 15,2000 that a dBrfilcate of Incorporation was: !ssUf ci; .lDy 'the- y^Ulehant Qayernorvon JI ILY. W, 2000 authorizing the said corporation to conduct business in tho Virgin Islands eir^d the cdrpdrdtion is considered to be in good.stm^^^^ Deni^i Johannes Director, Division of Corporation and Trademarks RJ/gg EFTA01441188 rr c=».cf THtS NUMBER HAS, BEE ESTABLISH ED FOR JEFEy• i ; .2 F SlGt^ATURE iiiiiiiiiiiliii1111111111!iiiiMH^ •J^ IN EFTA01441189 .ERSTEIN, JEFFREY £ ^^P\£ JAMES STTHOl^^ VI, 00802 -Issued- i/15/7n ^"^-^.^ ^' Wgs ^.i.- 1/20/1953" EFTA01441190