EFTA Document EFTA01500799

J.PMorgan Primary Account: For the Period 4/1/09 to 4/30/09 WE ARE MAKING CHANGES TO THE FUNDS AVAILABILITY POLICY. ALL OTHER TERMS AND CONDITIONS STILL APPLY. IN ADDITION TO THE ROUTING NUMBER PREFIXES CURRENTLY CONSIDERED LOCAL. THE FOLLOWING PREFIXES WILL BE ADDED TO THE LOCAL AVAILABILITY CHART: LOCAL NUMBERS FOR DEPOSITS MADE IN OKLAHOMA WILL ALSO INCLUDE: EFFECTIVE IMMEDIATELY: 1010, 1011, 1012, 1019, 3010, 3011, 3012, 3019 LOCAL NUMBERS FOR DEPOSITS MADE IN NEW JERSEY AND NEW YORK WILL ALSO INCLUDE: EFFECTIVE IMMEDIATELY: 0420, 0421.0422, 0423, 0442. 0515, 0519, 0740, 0749. 0813. 0830, 0839. 0863, 2420, 2421. 2422, 2423. 2442. 2515, 2519. 2740. 2749. 2813. 2830 2839. 2863 LOCAL NUMBERS FOR DEPOSITS MADE IN CONNECTICUT, NEW JERSEY AND NEW YORK WILL ALSO INCLUDE: EFFECTIVE APRIL 17, 2009: 0510, 0514, 0520, 0521, 0522, 0540, 0550, 0560, 0570, 2510, 2514. 2520, 2521, 2522. 2540, 2550, 2560, 2570 EFFECTIVE JULY 1. 2009. THE FOLLOWING ROUTING NUMBER PREFIXES WILL BE REMOVED FROM THE LOCAL AVAILABILITY CHART: LOCAL NUMBERS FOR FLORIDA WILL NO LONGER INCLUDE: 1110. 1111, 3110, 3111 LOCAL NUMBERS FOR TEXAS WILL NO LONGER INCLUDE: 1230, 1231, 1232, 1233, 1250, 1251, 1252, 3230, 3231, 3232, 3233, 3250. 3251, 3252 BEGINNING JULY 1, 2009. WIRE TRANSFER FEES WILL BE AS FOLLOWS: Page 5 of 8 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00024942 SDNY_GM_00294140 EFTA01500799