EFTA Document EFTA01578086

Address Change Request Please provide information below only if the address information on front is incorrect. Street Address: I 'an City: State: 'Home Phone: E-mail Address: L Zip: 'Work Phone 'When you give us your mobile phone number, we have your permission to contact you at that number about all your Chase or J.P. Morgan accounts. Your consent allows us and companies working on our behalf to use text messaging, artificial or prerecorded voice messages and automatic dialing technology for informational and account service calls, but not for telemarketing or sales calls. Message and data rates may apply. You may contact us anytime to change these preferences. 0 By Telephone: 0 C 1 1 1 1 n Send Inquiries to: ->4 -r S nail Payments to: P o 1 U Visit ur Website:P w. Y c I) leg matron About Your Account Create] at Papules: You may make payments by any ol the onions listed be lea. The amount of your carmen, should be at least your minimum payment Ow payable in U.S. dollars and drawn or payabie through a U S. Wanda institution or the U.S. torch of a foreign Mamal insi talon You Can pay down balances fester by paying more ihanite minimum pryrnent or the total untold balance on you accowt. You may mike payments by '<guar U.S. mail Send your payment to the Payments address shown on this statement Your payments by mac me comply yen the loath:Chore On the Staterneht Do not Send cab. Write your Account number on you' checker me net order Payments The be accompaned by the Name cotton in the erreeloN provided well our address visible Neagh the amebae windercr. the envelope canna contain more Iran one payment or coupon. and there Can be no staples. paper VMS. tape Or COrreSCOnderCe inOuded web your payment If your payment is in 3Com:cbe voth Our payment instructions and is made available tO vs enemy day by 500 pm. Nal time at our Payments addressor thisstalemert, we we credit the payment eo yea Account es of that day. It your Mann is in accordance with our cayman Erstruarom. and ie math available to us after 5.0) pm. Nal lime al the Paymens addreSS on tees Statement, we will credit it to your Ancona as 01 the next canenclar day. You may male payments electronically through Our websile shown On IN. statemeM. II we receive )our completed rowel en our went by 8 p m. Eastern Tame. we ant credit you payment as of that day. II we revue your fewest after 8 p ne. Eastern Time. We vile Credit yOW Payment as cl the nent calendar day. If you Speedy a lutist date el your request we na credt your payment as of that day. For all other PaYMentSCe for any Pe)ment type a ObvItOf which you do not follow our payment InStnetions, creleinrjOI your payments may be delayed for is; to 5 days Pawn lalonnsten Repotted to Gael Beans: We may report adoration above VOW Accounl to credit bureaus Late payments. missed payments or other defaults on your Account may be reflected in your credit report. If you think we have noon.] 'Neural. irtomution to a Creilt bureau you may write to us at the Inciumes address shown on Ile gatemen. Molke Atoll Elsamils Clack Conquest When you pay by <Wok. you authorize us peer to use inlOnnetOri DOM Aur Cheek De make a onetime electronic Turd transfer from your account or to process the aorrnm as a check transaction When we use inferreton from your Cheek to make an electronic fund transfer. faith may be vdtelrem from your account as soon as thence day we reale your payment and you will rot resells your check ben from your limonite Institution Cal the Customer SovICA numb.' on this Mermen II you have questions oboe electron's check coNctio or do not want your payments collected eltettonntaY commoner Payellenb: Any laymen check Of Other kern or roamers that you sad us for less than the lull balance due that 4 Minted "pad in full' or contains a similar neaten or that you ahem's* tender in lye satisfaction of a deputed writhe must te sent to Card Swains P.0 Box 15049. Wilmington. DE 19350.5049. We reserve as our nchts regarding These payments le.g d it is determined there is no old distrait Or I any such (neck is reared at any Other ridden we may atom the check and you %via wee Cat airy remaining balance). We may refuse to accept any such paantrt by attuning t to you. not cashing e or dearonng t. Al other payments that you nuke should be sent to the water Payment address thown on this statement. Animal Resevill Melee II your Aocourt Agreement has an mynal membership lee ander sonar charge ler issuance or arallabaly Olyour account it will be bide each year or In monthlyor Quarterly installment% This lee andbi chargeareowed whew( or not you use your ACCeisrd. and you egret to pay them when titled The annual fee and charge are non-refundable unless you rutty em trot you wish to close your account wine 30 days of one billing cycle Witicheyer is lee:latter we profile the Matement on which me anneal fee or charge Is baled and al the urns ling you Pay your °tenant:Ina balance in Vol. N you do lots for a charge billed ma< often than annually such as a monthly units charge, you we not owe the last billed chigoe; Wenn rebr ba d changes are ronirefunclable and must be pad as pan of tease your outstanding Dolores el tut Yea payment of lee annual lee a charge does rehl alleCt Our Cages IOCIOSe your ACOOvnt and to erne your right 10 make transactions on your Aocche II you Account is closed by you or us, we wit continue to impose Ile annual fee order charge unto you par your outstanding balance inlet and terminate your Account reLconship CalceiatIon of Milian Sullen to Menet Rile To figure your Nen& interest charges fe ego tend cycle when a daly perodc raters) apples. we use Its daffy Dann melhcd ItKltdrtg new same:tong To figure your Needs interest charges fa each bit ne CYCle when a monthly Derialt reels) apples. we use In >wage da Cy balance method iindudeig rev, transaction). For an explanation of either method or theestions about a Danitular invest chaegecalculation on your statement. Wen eat us al the Ica free customer stew* prone number Need above. We ukulele periodic merest charges separately la each balm! for twain(n . tortaalSeS. balana transfers cash adfaliPOS or overtire advances). These cat ulatiOrG may combine deferent categories wen the same caliode rates. Priebe rates we nary wan the mike bated Co the Prime Rate or such tide described in your AOCOUnt Agreement. There is a Iran:when iel for each ban: e Veneer, Cash advance. or check transaction m the arrourt stated in your Account Agreement. There is a foreign transaction lee of 3'. of Ire U $ dolt( amount of any foreign transaction for sane accounts Please see your Account Agreement for information abOut these feet We add VansactiOns and fees to VOW doily balance Manlier than 11 the date of the Pomace., - for new purchases balance transfers. overdraft advaruces or cash advances. Pi the date the Pale Cht0S1IS the Chock - tor nen oath advance checks or Write transfer checks. the date of a related transaction. the Ore they are Sete to your ab:Ount, or the lad clay of the biting gado. whichever we troy choose - for tees NOW WAVOld Paying heated on Suntans: Your due date mil be a minimum 0121 days after the close of each billing cycle II YOu Coy your account in full each baling period by the date and tine due. no interest is sewed on feu purChalee main to MOrth. Also. we will not nese interest charges on any poreon 01 a purchase balance you may while that barge a site:Ile an rileresteree period Subsct to any Merest-free period toe rew purchases. we tell begin charging interest from the date a trareaCtOn (including any Ware. transfer cash advance Cr Ovindralt Irdvance). tee or fl easl charge is aided to your daily balance until your anount is pad m Na &Minne we apply payments In ercess of your minimum payment first to Neer rate balances you nay not he able to avoid unrest charges on new purchases if you have another balance at a higna interest rate WOWS you pay your balance in fad each month. Will %DO II YON Ulan YOU Find A MIState On TOW Slideliellit It you think tnere is an error on vow statement, vita to us on a separate sheet at Customer Swan. PO Box 15299 Winstneon DE I9850-5219. You may also contact us OP the wet at chne sem. In your letter ghe us the folkfmng inforrnition • Account information, Your harm and Account nurrter. • 0011w amount he cicalae amount Ce the suspwted error. • OtgliptiOn ol Problem- If you MN: there is an tree Oh your nil &Soft. What you believe is none and relay you beleve n is a mistake. You nue contact us wthin 0) days after the error a newel on nue statement You 'net notify us d any potential errors in %sting or on the 'nab at <NISI 1.00e n. You may cal us. but t you do we are not reoured to pentagon any potential errors and you may new no pay the ;mart in question While ire Inns alive whether or nee thee Ns been an error. the following ore true: • Wedanet try locollect the amount induntOn Of reran AU3S delnduent on that annourt. • The large in question may remain on /Our statement, and we may continue to earn you interest On that amount. But Iva determine that we made a mistake. you %nil roe have to soy the amount in question or any interest or other fees tented to that amount. • WNW you do rot ton to pay the amount in question you we responsible for the remainder of your balance • We can anti any unpaid amount against your Medd Init. That hightail Yes Art Dinettsead Wel Win Creel Card henna ape are dissatisfied Leh the goods or sermas that rou Nye CtianaSed wth your twat card, and you have tried in good Wain correct thecimPlern with De merchant you may NA the right nol to pay the remaining amount due on IN purchase. To use tie right. allot the lelloirmg must be true 1 The purchase must have teen Made al your hart* state or whin 100 miles Cl your current mailing aCtirees, and the purchase Mee must have been more than S50. (Note: Neither of these are necessary it your ourchne was besed on an athatesernent we mated to you or if we own the company that sold you the deeds Cr sere:est 2 You must have used your credit card for the purchase Purchases nude with cash advances from an AIM a mtn a creek are accesses your cheat card Account do nol bounty 3 You must not yet have luly pad for the purchase If all of the criteria above are met and you ale still dissatisfied with the purchase. contact us In writing at Customer Service. PO. Bon 15299 Wilmington. DE t9850.5299 or on the web a chase.com Wide we ethane. the same ran may to the darted amount as discussed above. After we finish Our invent:Oben we will tell you oar decision AI that novi, we think you owe an emote andyou do not Pei/Wemay reNct YOU as delinquent. MAI1172013 Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00056916 EFTA01578086