EFTA Document EFTA01578426

Address Change Request Please provide information below only it the address information on front is incorrect. Street Address: City: State: Home Phone: E-mail Address: L Zip: Work Phone: To service and manage any of your account(s). we, our representatives, JPMorgan Chase representatives, and/or affiliates, may contact you al any telep hone number you provide to us. Please refer to your Cardmember Agreement for additional details about the use of your personal information and/or visit our website shown below to provide us with additional contact information. By Teske/11004r L 4 5 Send Inquirie to: 6 5 Inmatron About Your Acconl Meting 01 Payments: You may nuke payments by any of the options nil below tne impure Of your Derinlenlehould De al lint your nknmunl Day Mint due. Payable U S doors and dean or payable through a U S financial urination or the U S true:hoe a Consign bunco' insIttnon You can pay down balances taster by paying more than tee minimum pawned or TN total unliad balance on your account You may make payments by regular U S mail Send your payment to the Payments address shone on ths statement You' payments by mail must comply with the MU °dirt On thS statement en rat Send Caen Write yin Anurt number On your creek or money order Payments muss be accomoaned by the payment coupon n IM week*. wooded 'Nth ow address visible through tin envelope sw4ote. the nelene Gannet 0Ontari rinse than one payment Cr coupon and Mere an be DO staples paper din tape or correspondence included with your panned If your payment el n acconlance with our payment instruction's and is made available to us On any day by 5.00 a m lick time at Our Pay merle address on Ins statement wawa credit the payment.° your Account as ot that day If your Parnell a in accordance without payment mstructiom Outsmart'. available to us tan 500 p m local lane at the Pennons address on the statement we will erode 4 to your Aocourt as of the nest calendar day You nay make payments &actually through our ymbute shownonthestatement we receive your contletid request on our weenie 8,8 p in Eastern Tarn we veil credit you payment as of that day If we recent inu request after 8 p m Fasten Tine we will credit Vete payment as of the nen calendar day II you specify a future dote in you reopen we will credit ONO payment as of that day kr all other pawned: or for en/ pa yment IWO above for which you do rot Ifiltrre our payment instructicre crediting of your payments may be delayed for up to 5 days Account Stormabet Reported 10 Credit Bureaus: We may meat intonation about your Account to elide threads late payments, missed payments or other debuts en your Account mar be relkctedn sour credo report you think we hie reported nacturate int ernadiontod trent Parade you may WOO 10 us at the loduirali address shwinon the statement To Service and manage Any, Your Accoesksh We our representatrits JPMergan Chase representatives ardor affiliates may contact you al and lifienone number you provide to us PreaSe refer to you. Cardmember Agreement for additional details about the use of your personal tliorinalion Nona Abort Electronic Check COnVeraloa: When you pay by Cheek vau autrOnn us other to use reformation from your chock to make a one-lime electronic fund transfer from you: account Of lo process the payment as a check Inns:Won When we use nfornution from your check to make an Nether.: turd transfer tuts may he nethinon from your account as soon as the same day we reefs vs you payment. VII YOU will MI recent your check back from your hone& institution Call the customer Service number on this statement d you hive pinions about ehearcni: check collection or Co not want your payments colededelectroncally Glifillaal Payments: Any payment check or other IOU!) of payment that you serd us for less than the full baiancedue Trot es marked 'pad in full- or contains a smiler rotation or that you otherwise tender in full satisfaction of a disputed acne& must be sent to Card &traces PO Box 15049 Wilmolion DP 19850.5049 We resent al Our nights regarOrg these payments leg d n a determined there a In uld depute or d are, such cheek a rented at any ether actress we may accept the check and you will Still Oie any remaining balance' We nlif refuse to accept any such payment by column; 4 Co you. Mt cashing el or deelferying t All other payments that you make noun he sere to the regd./ Payment address churn en this staterni Antral Reams' Nona: It your Account Agreement has an annual marbership fee ardor similar charge for issuance or amilabil4yot you account. Wil be billed each Year or In monthly or Quarterl, installments Trin lee anddr Claude we owed needier Cr Mt you use your Ann and you agree to pay them when billed. The annul fee and charge are nonaefundable unless you racily is that you wish to dose your account within 30 days or CM billing cycle (whichever is less) after we provide the Statement on welch tee annual lee or charge is b lWA and at the same time you pay your outstailing balance in full. If you do this for a charge Med more often than annually such as a intwah seance °herr you will not owe the last bleed ch ow. arena, tear bitted Charges are nOnf linen. and must be Dad as pail 01Payilag 'your outstanong interim in full Your payment of the annual fee Of charge does not abed our lajltet lactose your Account anotormil your right to make transactions on Your ACODurt II your ACCOunt IS elllicl Wien a us we will continue 10 indOSe the animal fee ander charge Mil you pay your outstanding balance in full and termrote nut Account ratio:hip takalatiOn of Bala. Sidled to Interest Rale: to haute your periodic 'tared charges for each bitting Cycle when a daily periodic rains, applies, we use Me daily balance method 'preluding current transactions) To !gyre your periodic interest charges for each °ling Cycle nen a monthly periodic raters) aocces rue use the averages daly balance method once-slog current transactions) for an alianabon of either method or questions about a Weeder interest charge calculation on your StatemOM as. Call us at the toll fret °unmet Woof phone number lisle:lain We eakubte periodic wryest charges separate, for each !nature nor example. purchases balance transfers cash advances or overdraft 3th2PeeSI These calculations may comboy different categories oily Its Saint PerliChe rates Variable (2] # G E Mail Payments to: • % Visit l Website: - ' K H + 0 rates will vary with the market based on the Prime Rate or St.Ch aline described in your Account Agreement It arty uttered charge is due we will chirge you al least a minimum interest dupe of SI 50 or such amount stated in your Account Agreement There is a transaction tee for each balance transfer. cash advance or check transaction in the amount stated in yeti Account Agreement There is a foreign transaction tee Of lik of the U S dollar afealrrit of any Soleyn transaclion for some accounts Please see your Accou re Agreement for r6ornutron about these fees We add tranykinnS and CMS to your defy balanOe no earl* than t) the date of the trans.:Don - for neve purchases balance transfers. overdraft advances or cash advances 2) the date the payee deposits the obeli - for hew cash advance checis or name transfer cheers 3) the cheat a related trafililiron. the date they are D061e0 DO your aroma,, u the in day of the Oiling cycle. VotnCheVer we may choose - for lees Rota le /meld Paying Interest On Pentates. Your dye date will be a morn, 0121 days after CM elosn 01 each Oiling cycle If you pay you account ti full each tilling wed by the date arid time due De irteresi is charged on new purchases month to month Also. we will nut JOINS. interest Charge, on any DOOMn 01 a purchase balance you repay *hat that balance a ssbliel to an intered-tree period Subset to any interest-free pied foe now purchases. we will begin erliegen interest from the elate a transaction tin:Inn° any pewee transfer ash advance Or orreidat advance) fee 01 interest charge is added to your elan/ balance well your account is pad in fsil Because we apply payrielltS In eXCeSS of your minimum ;raiment first to higher fete Dalton. you may nOt be able to non interest charges on new purchases d' ou hate another balance at a higher interest rate unless YOU Pay Your bawd/ in lull each month Will To Do IT You Think Too Fad A Mistake MI Your SlaMmonl If you Ihrik Wire is an error on your statement cite to us on a separate sheet at Customer San PO Box 15299 Wilmington DE 19850.5299 You may also comet us on IM web at cruse corn. In yout nit give us Me tenoned into/matron • Account itormation Your name and ACOOLte nunber • Dollar amount The Collar aren't of the impeded error • Desorption of Problem II you think there a an error on you bill, ckschte what you baleen is among and 'Or, you NM'e at es a mistake You must contact us within 80 days alter the error appeared on your stkernent You must DOOR us deny nertial errors inwntin3 or on the web at ChaSe corn You may call us,, Out it you done are not retuned to investigate any potential errors arid you may have lo pay the amount n Question Where we investigate whether or not there has been an error, the Naming are true • We cannot to to elite' the arroure inme:ton or report you as rediequent on that amount • The charge in question may remain on you staleromt and we may canton to charge you infest on that atTOUll But it we deterrent that we rode a mist**. you net rot hays to pay the amour. in Question a any tenter or other fees related to that amount • While you do not have to Pay the anntrit in Question you are respond° for IN, remainder 01 your balance • We can apply any unpaid amount against your credit lint YOut Reghb II Wm Are Denallinect With lin Credit Cant Purchases If you are dessalnled win the nds a services that you have purchased with your credit card. and you haw tried in good faith to correct the problem mth I he merchant you may rave the right rot to toy the reinanng amount due on the purchase To use this right al 01 the fashving mud be true 1 The purchase must tore been made in y011l home State or win 100 mikes of your current main° address, and the purchase pnce must have been more than 550 mai slater or these are necessary if your purchase was based on an advertisement we mailed to you or pf we ownthe comae I hat SOU ',au the gccds Or SeetiCeS I 2 You must have used your Geedt card for the purchase Purchases mode with ash advances from an ATM or with a check That accesses 'your credit Gaol Account do not quality 3 You mud not yet have fully pad tor the purchase. If all of the erten. abate are met and you are still discattched with the ouches., contact us in ailing al Customer Seine PO Box 15299 Wilmnlion CE hisso-s2e9 or on the web at chest Coin Whin we 'arnica:, the same rule. apply to the deputed arnourt as discussed anomie Alter we Wirth our inlistigaton. we nil tell you ott decision At Pat poet it we tank "CU owe an amount and you 00 not Pay vie may report' ou as llebnCluef4 6 6 MAI1042011 Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00057420 EFTA01578426