EFTA Document EFTA01578444

Address Change Request Please provide information below only it the address information on front is incorrect. Street Address: City: State: 'Home Phone: E-mail Address: L Zip: 'Work Phone: 'When you give us your mobile phone number, we have your permission to contact you al that number about all your Chase or J.P. Morgan accounts. Your consent allows us and companies working on our behalf to use text messaging, artificial or prerecorded voice messages and automatic dia ling technology for informational and account service calls, but not lor telemarketing or sales calls. Message and data rates may apply. You may contact us anytime to change those preferences, By Tellephorl: 17 L 7 Into matron About Toes Accent 5 Send Indult to: 6 5 Credlileg of Payments: You may make payments by any of the options fated below. The amour* of your pbmenl should be al least your mtnmum payment due, payable in U S. dollars and drawn or payable Ihtouch a U.S financial inhibition or the U.S. branch of a foregn feraroal insttulicn. You can pay down balances taster by :using more Mantle minimum payment or the total upped balance on your anoint* You may max, he/manta by regular U.S. mail. Send your Nyman' to the Payments address Shown on Ibis statement Your payfritalS by mail ebb' COMO/ with the instructions on this statement Do no, send cash. Write you Acolurt number on your Checker Money Order Payments must be accompanied bythe parmenl Cotten in the envelope prowled with our address' siele through the emelope modem: the envebpe canna contain more than ore portent or capon. and Mete can be no stapes, Parer COS, tape CI CareStindence included with your payment II your payments in accordance with our payment mho:Iona and it made available to us on any day by 5:00 pm. local time at Our lawrientS address on ins statement we wit credit the payment to' our Aocourt as of that day If your payment a in accordance with our payment untrue:tient buts made amiable to us anti 500 p.m local lime al the PayrrertS address on this statement we MI Credit it 10 your AOCOunt as of the nen calendar day. You may male partneri& <teener:n:3w through our mint shown on ths statement. It we recent sour OgIngleted redirect on our websee by 9 p m Eastern Time. we wil credit you payment as of that day If we receive you request alter 8 p.m Eastern Time. we will cle011 your payment as of the next calendar Oat II you Seed* a fate date in your request we wl l credit sour payment as of that day For aloreu Dalanents& Ior any PaYrnant type above lot which you do not loam our payment instructions, crediting of your payments nay be delayed for up to 5 days. Matt IMOW talon Repotted to CMdlt BMWS; Wt may repeat 'Seem/bon abOut your Account to erode bureaus Late Perments, missed payments or ether dealt on your Account may be rat tledM sour credit recoil, ft you think we bale reported inaccurate intontatont0 a Crede bureau. you may Atte to us at the IrigultinaddreSS Memnon this stalemate. Naha Alegi Electronic Dock COnverStat When you pay by check you gut/Grit:a us either 10 use eaormaton from your check 10 mans a onedime hencoop fund transfer from your account or to moans the payment as a check transactbn When we use inloirrobon from your check to make an Sego* lure Waste,. hinds may Pe withdrawn from your account as soon as rte same day we recore your pi/MOM and you will not receive your check back hem your firerCial inettulien. Call the Customer Sankt number M this Statement If you have Questions abOut electronic check colkction d cb not want your payments corrected dear:mealy. COadltdaal Patient,: Any payment check Of Other COMO, payment that you send us tor less than the tun balance due that is marked pad in furor contains a smiler notation. or that you othavirse treader in full satisfaction of a deputed amount. must re sent 10 Card SVOCes. P.O 130, 15049. WilmiagtOn. DE 19850-5049 We reserve al Our Arils regarding thew payment tog, rl it s determined there es n, veld diSpille or 1 any such check is foolbed at any ether atdreSs. ire may accept the cheek and you in del Owe any remaining Darnel We may refuse to accept any such payment by returning n to you not Lathing it or Oestroyng A. All aft payments that you make should be sere to the mow Penmen address shown on this ;teener*. Anatol Mang Malec If your Account Agreenwe has an annual membership lea a ndsOf S Miler ell rot or issuance or availability of your account, 4 wit be tilled each year a In month/y*0r quarterly installments ThisMem:Pa charge amownewhether nit you use your Account. and you agree to pay them when billed. The annual fee and charge are non-refundable unless you nobly is I hit you /arch to dose your account warm 30 days of ono bitting cyc It (whichever is less) after we provide the statement on which the annual fee of charge IS billed and at the same brae. yOu pry your °ashram balance In full. It you do this fa a charge Med more often than annuity such as a monthry service charge. you will not owe the last babe Charge: nOwe/tf. ever billed charges are non-refurdable and must be paid as pan ol paying your outstamIng balance in full Your payment of the annual fee or charge does not al ett our wpm, 10 01054 our Aticouni and to lint your tight to mike transactions co your Accout 11 your Account is closed by you or us. we will continue to impose the annualIle ardor charge unillyou pay your outstanding balance in full and leaning. your Accoug relationship CalcalatiOn 01 Bitiga Subset to Mimes Rafe: to Igoe your perodc interest charges for each tilling cycle when a curb parodic rateisl *pokes, we use the day balance method titiatt:IIIV new transactcro). To liggre your periodic interest charges for each bit rig cycle when a monthly periodic maths) a;ples, we use the average Nay balance method uncluding new transaaons) re an explanation of either method. or weellons shout a reanicuref armed drupe es:unionon your Statement Verne cal us al theta free customer 'shot prone number toted atom We calculate parade Marta charges separately for each feature (lot example. purchases. Datenter transters. cash advances or oder:wan atwancesy twee calculations may combine different categories with the sane anodic rates Variable rates eat vary with the market cased On the Prime Rate cr such index deputed in YOU MOW* Agreement. There is a transaction fee tor each balance transfer (2] # G E Mail Payments to: Visit 8 ' • I % Website: ' K H + 0 cash advance, or check transactron in the amount slated in your Account Agreement. There is a foreign transaction tot of 3% 01 the U.S. dollar amount of any faegn transaction tor some accounts. Please see your Account Agreement for information about these feel We add transactions and lam to YOur daisy halara no MUM than lathe date of the transaction- for nem purchase; balance handers overdraft advances or cash advances. 2) the date MI payee deposits the check - la new Lash advance CheCIS Or balance transfer checks. 3) the d.ge Or a rewteduansact on, the date they are posted to your attaint or the last day of the Miry cwk whichever we may choose -for lees Mom to AVOld Paying interest Oa Pattanal: Your due date will be a minimum 0121 days after Uwe/we ol each Ming cycle If you pay your account in full each billing period by tit date and tune due no kterest 6 charged on new purchases mOrith to inyMn AiSe. At rill rot inpOS. interest Charges On any portion 01 a putha9e throe you repay wade that balance a Woad to an interest-free period Sutra to any interest-1w perwl for new purchases. we will begin charging interest from the date a transaction tirckging any balance transfer Lath advance or coadratt advance) lee or interest charge is added to your daily balance until your account is pad in full. Because et apply PaymentS In excess of your minimum payment first to hgher rate balanges, you may not be able to avoid interest charges on new curettes II you have another bate nee al a fight interest rate voter you pay VOW balance in full each math Mud To de lt You Think Yoe Flee A MINA. On Your Statement It yOU think there Is an ma On your statement, Irate 10 us On a Separate Sheet at Customer Serum. PO Bar 15299 Wiminoton. DE n450-5299. You may also corer, us on the' eb at thase.com. In your Intlet give us the following information • Account inloinudion Your come and Account number • Omar amount The cow amount ce thesuspectedend. • Description of Problem' If you Ihnii there is an error on your bit. describe what you believe is tong anduto you believe it is a mistake. You must contact us within 60 days alter the error appeared on your sMertent You must notify us of an! potential errors in writog or on the web al Crose.corn You May call us, but It you dove are OM reesred tO investigate any potential errors and you may have to pay the amount in question. Whit we Investigate whether or not there has been an error, the following are Inge: • wecannce try tO collect me aMOurt in oueston.Or report yOuaSSInguenton that amount • TM charge in gotten may remain on your Vaternent and' e may COMM)! to charge you interest on that amount But it we deem:rine that we Mack a Mistake you tell not hare to pay the amount in question or any /Merest or other fees related to that amount, • While you do not have to pay the wean in you are responsible for Ine remainder of your balance • We can apply any unpaid amount against' our endgame. Tout Rights 11 You Are Ellsallsfled Wetter truth Card FbeCIONIS If you we dissatisfied w-th the Wet Or Serv1US that yeti nave puthaSed wish your credo card, and sou have tried in geed faith to correct the problem' ith the merchant, you may have the right rot to pay the rearming amount die co the purchase. To use this rght. al of the hawring must be true I. The purchase most have been made in trio home state or welt 100 miles of your current maim) aockns, and the purchase PrCe must haMt trehr =re than S50 (Mile Neither at these are necessary t your purchase was baud on an advertisement we milted to you. Of It we own the company that sod you the goods Of StrYCLS ) 2. You must have used your credit card for tar purchase. Purchases made with cash advances Into an ATM or with a check That accesses your creel card Account do not Quality. 3. You mast not yet have fully pad for the purchase. II all of the criteria above are met and you are std dissatisfied with the purchase, contact us In a MN al Customer Service. P0. Box 15299 Wilmington. DE 19350-5299 or on the web at chave.com While we mitigate the same rules apply to the disputed an/0W as discussed alert. Ater we minnow ineestrooten. we tot lel you ow decision. At trill Walt if we think IOU owe an amount arid you do rat pay we may Alpert Mu as letindant. 6 6 VAll172i:13 Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00057452 EFTA01578444