EFTA Document EFTA01578446

Address Change Request Please provide information below only it the address information on front is incorrect. Street Address: City: State: Home Phone: E-mail Address: L Zip: Work Phone: To service and manage any of your account(s). we, our representatives, JPMorgan Chase representatives, and/or affiliates, may contact you al any telep hone number you provide to us. Please refer to your Cardmember Agreement for additional details about the use of your personal information and/or visit our website shown below to provide us with additional contact information. it '7 Send ▪ Imp air! lo: Into nation About Your Acconl Cretbling 01 Payments: You may nuke payments by any of Ina options kited below Tine amount Of your payment should bit al lent your nanmuna Day Me due. Diane U S dollars and drama or payable through a U S financial inedutron or the U S tench of a foreign !manual insteunon You can per down balances faster by paying more than tre minimum anneal or the total vend balance on your account You may make payments by regular U S mail Send your payment to the Payments address show on the statement Your payments by mail must cornply with the nerimbons M the Statement Da rot send cash Write you Amur* number On your creak or mangy order Payments must be accompanied by the prurient coupon n the earelope prowled with our address visible through the envelope %widow. the erwelfq. Cannot contain rinre than One payment a COupOn and there an be DO stapes paper dive tape or correspondence in-Inn with your earner% If your payment te in accordance with our payment instructionsand is made armilable to us On any day by 5.00 a m lent Meg our Pat niMIS addreSS On MS statement we will veld the payment to your Account as of that day If you Parma' a in accordance with our payment mstruction but iS Made available to us nee 500 p m local lane at the Payrnerts address on the statement we will Create n to your Aocourt as of the nen calendar day You nay make payments Vectrincelly through our nbute shownonthestatement we teem your centime rogues' on our website Of 8 p in lantern lima we wil credit your payment as of that day If we recent you fence after 8 p m Fasten Time we will erect van Payment as CO the nen calendar di/ II you mealy a future data in you fewest we will treat yOur payment as of that day Pa all other payments or for an/ payment type aboye for which mu do rot loltefe our payment inStructiorc crediting of your payments may be delayed for up to 5 days Account Memnon Reported lo Credit Bureaus: We may tenet inleamation about your Account to awe bureaus late payments, missed payments Or Other defauts at your Account mar be retectedm your crede report II you think we brie reported naccurale intembeionthe creed bureau you nay yern410 us at the !Munn address Marmon this statement TO Service and manage Lay el ThelACCOelibtl: We our remesentatries JPMergen Chase representatives ardor affiliates may contact you al any telephone number you provide to us Pease refer to your Cardmember Agreement for addrtional details about the use of aour personal information Nora Mewl t !acetonic ChM Conversing When you pay by cheek nau 'Wrenn is other to use Memnon from your check to make a one-time electronic fund transfer from yen account Or 10 process the payment as a check trInS3ChOn When we We OfOrrnitOn from your check to make an electronic fur0 transfer tuts may he withdrawn from your a00)urt as SO)n as the same day we revere you payment. and you will not recent your check back from your firormal inetutica Call the Customer Service number on the statement it yOu have Cur:Sten about scum): check collection or Po not want your payments cotes-led dectioncally beltallinal Payments: Any payment check or other lam of payment that you serd us for less than the lull balance clue eel eS marked 'pad in full' or corbels a smiler relabel or that you otherwise tender in full satisfaction of a disputed amount. must to sent to Card Semmes PO Box 15049 Wilmington DE 19850.5049 We res.:Malin, now regurOrg them payments le 9. d it is deterrriend there a lo yald dispute or d any such check a marred al any other address we may accept the check and you wet still ow any remaining tulancel We unay fettse to accept any such payment by Munn; 4 to you. rot cashing it or destroying it All other payments that you make enuld be sem to the rogue/ Perment address shown on this Statement ArillUal Rearrest Nona: If your Account Agreement hes an annual membership lee ardor similar charge for issuance or >fantail:not you a0count twit be tilled each Year Of in monthly or Quarterl, installments TheS lee anliOr charge are owed wattle, Cr net you use your Aaron, and you agree to Per then when billed. The annul lee and charge are nonrefundable unless you Wily is that you wish 00 cline your account within 30 days or cot billing cycle (whichever IS less) after we provide the statement On vitiCh tre annual fee Of Charge IS bland and at the same time yOu pay your culslancIng balance in full. If you do this for a charge ben more otlen than amines( such as a monthly savior Charge you will not owe the last treed chug,. Mouton rem billed charges are nOinf elurclible and must be Dad as pail Oltnying 'your outs-tan:no balance in full Your paymere et the annual fee or charge don not aced our IMES toclose your Account andto lend your tight to make transactions on your ACODurd II your Account iS Caned by Mu d us we will coMinue 10 irliDOSe the 'mut Intender charge until you pay your outstanding balance in full and terminate yrfulAccOunt reatoornhip Calcalah011 01 Bataan Subset to Interest Rale: to rein your MCC< interest charges to each titling Cycle when a Oath pendia rates, applies, we int the daily balance mettncd ornluding curare tranSaCtiOnS1 To figure your periodic interest Marna 'Or each Ming Cycle when a monthly periodic notch) aPPlin use the average daly balance method tincturing current transacting} for an intension of either method or questions about a winder interest charge calculation on your StettreeM PntaSt Call us at the toll free c ustOmi nape phone number Intel above We calculate periodic interest charges separate, for each !nature (tor example, purchases balance transfers cash advances or overdraft atenCeS1 These calculations may Cement *Men, categories with IT! Saint MIMIC rate* Variable El Mail Payments to: N D VisilI r Website: G J 8 l K B it I + 0 rates will yaw with the market based on the Prime Rate or sosh ndex described in your Account Agreernert II an, interest charge is due we will charge you at least a minimum interest Men of S1 50 or such amount stated in your Account Agreement There is a transaction lee for each thence transfer. cash advance or check transaction m the amount stated in your Account Agreement There is a foreign transaction tee Of 3% of the U S. dollar amount of any Selman transaction for some accounts Pease see your Accoure Agreement for Memnon about these fees We add trannaleinS and fen to your daly balance nO earl* than 1)the date of the transaction- for new purchase, blares transfers overdraft 3e:fences or cash advances 2) the date the payee deposits the check - lot new cash arlienite checks or balance transfer checks 3) the UN 01 a related tratISICIMX the out they are D061801* your Mount Or the last day of the tiling cycle whichever we may choose - for lees Rota le Avoid Paying Interest On PreMeates: Your dye date will be a minimum of 21 days Vier the close 01 each billing cycle If you pay you acetone ri full each tilling period by the date and time due no irteresl is charged on new purchases month to month AM. we rill not impOse interest Change, On any paten 01 a purchase Warne you repay w hie that balance n sibscl to an inkreselree period Subect to any interest-free pared lot new purchases. we will begin charging interest from the data a transaction iithbding any balance transfer ash advance or mardall advanCel fee Of interest charge s added 10 your daily balance unit lour account n sad in I Ul Because we apply paymentS in excess of your minimum payment first to higher roe balances. yOu mar net be akin to board interest Vargas on new purchases d' ou haw another balance at a higher trerfM rate onWSS you pay your entree in lull each month Weal To Do 11 You Thine Yee Fled A Mistake On Your Mermen! If you thnk there Is an error on your statement cite to us on a separate sheet al Customer Senn PO Box 15299 Wilmington DE 1450.5299 You may also collect us on IM' eb at chase corn In your letter. gm us the lellinirg inlotmation • Account Motion Your name and ACCOunt nunber • Dollar amount The Collar amount of the suspected error • Description of Problem II you thnk tem a an error On your bill, okscrte what you Delta is MOrg and yew you terrain it n a mistake You must contact us within 60 days alter the error appeared on your statement You must nearly us d arty p enial errors inwriting or on the web at cheat 0Orn YOu may call us, but it you dove are not required to investigate any potential errors and you may have to pay the amount n question Waite we investigate whether or not there as been an error, the Idarroong are true • We cannot to to coned the ;enure in muston or report you as delirment on trot amount • The charge in question may remain on your stelernmil and we may confirm to charge you interest on that amount But it we determine that we nude a mistake. you yen rot hart to pay the amount n Question a Any Merril or other lees related to that amount • While you Oo not have to pay the amount in Question you are responStble for the remainder oPyour balance • We can apply any unpaid amount against your credit lint INV Raab 11 Ton Are DInallined With Mir croon Cart Puente If you are dessalnled .4.th the geed; a services that you have purchased with your credit card. ad' ou hunt tried in good faith to correct the problemMbIhe merchant. you my have the right net to My the reinanng amount due on the purchase To UPI this right al of the foemaing min be true 1 The purchase must Nye been made in your home mate or rein 100 miles of your current maang address, and the purchase pnce must ham been more than 550 Ogee Olathe of them are necessary it your purchase was thud on an aireiteenint we mailed to you outfit ownthe tomboy that mitten the gccds or SSW.; I 2 You must have used your credt card for the purchase Purchases mode with cash advances from an ATM or with a check that accesses 'your credit Card Accent do not quality 3 You min not yet hake fully pad tor the purchase. If all of In creena !Pave are met and you are still dissatisled with the purchase contact us n wend al Customer Semite PO Box 15299 Wilmington CE 19650-5299 or on the weber chase cm Whit we iarestgale the Same rules apply to the disputed amount as discussed above Alter strum,' out invesliggeon. we wee tell you on decision At that pont. it we to nk you owe an amount and you 00 not pay we the, seines 'rob n dellneUert A MA11042011 Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00057456 EFTA01578446