EFTA Document EFTA01578456

Address Change Request Please provide information below only it the address information on front is incorrect. Street Address: City: State: Home Phone: E-mail Address: L Zip: Work Phone: To service and manage any of your account(s), we. our representatives, JPMorgan Chase representatives. and/or affiliates. may contact you at any telephone number you provide to us. Please refer to your Cardmember Agreement for additional details about the use of your personal information and/or visit our website shown below to provide us with additional contact information. Teiephone 9 Send Inquiries t Okamoto** About Your Acorn crefifitiora Parente You may mike payments by any o4 the OptiOnS acted below The amount of your Omar Strad be at least nirMinimuni Dal menithe Pliable nUS dollars and drawn or payable through a 1.1 s hnarmal inStelden or theflS ranch of a foreign linancial wanton You can pay down barges faster by prong more than tee frantrrUni NyMent Of the loyal unead oatmealyew account You may male amnion by rograr uS owl Send you Payment to the Penmen's address stugan on this statement Your payments by mad must comply with the edlruagnS Co Mg dinned Co not Send Cash Wet° your ACCOuel number On Yon crock or money order Payments must be accompanied by the payment cocoon in the nolo. voided win our addreSS voible through the enretope wrdow Use InvelC04 Cannot coma* more than one Mined r Onurron and there Can be co staples paper clips tape or co responderwe initialed with your payment It Your payment is in accordance with out paymert emery:lions ard 6 trade tradable to uS on any day by 5 00 p m Molten, at Our Pat non annul On1h6 Statement fovea crest the pawned to your Accotst as of that On It you Primed is in accordance with our panel instructions but et made nartatle loos der 50) p m local tee all He Permits address on trim statement we wit credit A to you! Account as of the text calendar day You may make payments electronically though our webse* sham* on this statement II wit len" you completed ceding on out welnete by 8 p m fasten Teo we wit deft your panned as ol the day Uwe recent you request Mier 8 p m fasten Tine we awl credit your owned in et the next calendar day II you sorry! future dale in your regain yo wq credit you Daimler as of that day For another payments or for any payment type above torwhrcn you do not fotbw our money: mitt uthons credtng et iots paymeret may be delayed tor up to 5 days Anon! Inlonnabon Reported to Coal Borne: We may regal infermalon about MIS Account to Croft bureaus oak payments missed pay mins or other deficits nou Actount may be reflected in you rent report if you MO we have retorted raCivrale information to a credit to you may mint/us aline Insures Ekren sloven on this statement 70 Senn* as Manage Aay 01YOufACCOuillie) We no revesenlalnes JPMorgan Chase rep:no-trews ardor atthateS may contact mOu at any telephone rainier eou provide to m flax refer to your Cardmember Agreemen for additional dean about the use of *Our ortural rfouniton Notice Ake! b Winne Chart Wren you pay by seek yOu aunoree us either to use irlormation from jute check to malt a cne-hme dectrorn turd Dandy Item 'ow account or to prOCeSS Me Deport as a check transaction When we use inlionanan from fin snick to make an electron.: fund transfer funds may be *thrum from four account as soon as the same day we rerun you! payment and you wit not receive' ut check back from your f *Omni inaltubOn Cal the Customer Service nurnter On MK statement it you hare gkesions abort endow check con:eton or a not rant your payments collected eleetroncally C0001110001 Payments An; payment deck oe ant form 01 Mimed that you nod us fir less Man toe tut balance eve that es mann Cad in full' of COMI re a similar wine* or that you otherwise tender in MI saIntactenn of a dinned amount mug be sent to Card Servers PO Box 150e3 Witmndon Cf 19850.5049 We reserve all our rots regarding nide Ply met le 9 e it 5 determined there is no ate ditemle of it any such check rs monied at any der address we may accept the check and you *Cl del owe any renewing batintei We may (erne to accept any such payment by reward I to you net coshing et or destroying I All other pa, meats Mal you make *duke be sent to the regular Pigment 'dress shown al this statement Anal Renewal Nebo: It yber Account Agreement has an annual mumbled* fee ander Mtn charge for is seance or 34,1a:tidyof aour account I yak be titled each year Or in month Of portent installments Tres let area Charge are o.elwhether Or not you use awe Acorn, and you agree to pre dem viten bead The annual In and charge are nen reundalcb crien you rain us the mu ash to dose your accoul within 3) days or ore bring cycle (whichever is less) idler we morn the Statement On vihch to areal tee or charge es hind and at the same lime you par your oulthedng balance in full If you do tan foe a Marge Ned more often than arnualV SI.Ch as a friorth1/ woo, Charge you will not owe the lad billed charge hammer prior Oiled charges are no*refonciaok and meat to Dad as an Of Dating your outstanding balance an full Your pawned d the annual fee or charge dens not and Our rights %orlon your Account and to time KAN opt° make transactions co VOW ACCOuill If your Merin, is dined by yOU a uS we mitt continue 10 impose the armor f« and'or doge and you pry your outstanding balance in lull and terminate your Account intorno [digitated 01 Balance NOWA 10 Mint Ratty To figure yOur periodic elereS1 charges lot each tilting cycle when a clan peon: ranisl Kohn we use the duly balance mittod wetudong current tranSiCtiOre) To lgure our punk %fetes! Margin tor each Piling CyCle when a money peredc ulna/ apples we use the avenge dad; balance method rrcluirq curent transactions) Toe an explanation of either netted or dervans abed a annual owed charge calcUanon on your Statement Please all us at the tel tree customer sewn phone eiseu lined above We calculate periodic interest charges separately tar each !true (10f example purchases balance transfers Cash advances Of Overdraft advances) These calculations may °reran< cilltrent catetones yen the Saint Petrie rates vtarable 28i1 Payments to: * • M d e) VIM! Our Webg 0: 8 ! J "! +1 B rates mil wry wash the market based on the Prime Rale or such mdee descnbal in your Account Agreement If any merest charge is due we wet charge you at least a frumpy, interest Charge Of Si SO Of such amour< stated in yOvr ACOMint Agreement There es a transaction lee Ice each balance tranUer cash advance or check transaction in ire amount stated in your Account Agreement There is a forage transaction lee of 3n• of Ins I) S dollar amount of any foreign transaction la some accounts Please see' our Account dereernent for Hofmann about there fees We add tranSathOrd and fe6S to your Oily 011arre no earlier than t) the date of tee tams:ton - for rem purchases balance Orders overdraft advances Cr cash advances 2) the date the payee deposits the check - 10f new Oath advanCe <Asks or balance trainer rens 3) the date01a related tranSiCtiOn. the dale they are posted to yOle Mriunt or the tag day of the bdling cycle. wembany we may Mena for fees NOw 10 AVOld Peels) Interest on Perchines: You due date will be a irmanun of 21 days alter the close ol each biting cycle It yOu pay Our aCCCont in full each tilting period by the date and time de no interest is charged on new purchases rroWn to month Also we vet not imoose interest charges on any portion et a purchase balance you ropey whet that balance t subject lo an into nitro Defied Subject to ate merest-free period lee new purchases we will ter cruising interest from the ale a Uinta:ton linclogrd any balance Inns* cash advance or overdraft &Mandl). lee a interest charge is added m yois daily balance until vow 'ocean is pad it toll Became we alas* payments in excess of your mnimum Palmer, tarot to higher rate balances you no; not re able to Meld *tent charges en new puchases d you have another balance at a higher interest rate =Ins yOu pay your balance in full each innoh What lo Do !Iron Dunk Yoe Find A Palate Om TOM Manion! If you think there IS an entu on your Statement write to tie On a innate sheet at Customer Service PO Bat 152ta Wilmington Of 14660-5299 You may also contact us m the win at chase con In your laver gra us the foaming niormaton • Aoccort irlormiton your are ard Annban number • Near nowt The dniat awned of that suspected error • Description of Problem If you think Hoe is an error on ycu bog describe what you knee is wrong and wee you Olen t n a meanie You mutt contact is within 60 duo Ste the era appeared cc your statement Ya mint riCtin user any Mental errors in writing or co toe web a1chase COM YOu nay call us bed d you do we are not required to investigate any Donna' errors and you may have to pay the amount en question While we inwisligatewhetwr of not there has been enterer the following ate true • We canna: try to colkd the amount incues:on or report you as defamed on that iln)unt • The charge in Quenon may remain on your statement and we may cornme to charge you metresl on that amount Br it we detemos true we made a mistake you win not hire to Ply to amount in auntion or an; Wettest or other fees related to tful aerate • Write yOu do not rove to pay theamine in region yco are tespmsitte ler the remarde of YOur balance • We can apply ant smpaid amount aganst your <cede lmt TOURISM II You M Olnalleled Veda Yen tend Cant Pinball, If you are draMteried with the good; or ServaCeS the yOu hive purchased with your credit card. and you have tried in good faith to correct the robternweihthe merchant you may have the eight nal to pay the remaining nount due on the purchase To use this rule. an of the fogrom must be Me 1 The purchase must rove been man in your home State or atm 100 moles d your curers mating address. and the purchase pnce mug hire teen more Man 550 (Rae Nether of these are reoessary it yam purchase was based on an at...le:n*1w. rnaibilt0 you. Of if we Van the fernery that 5011 you the gads Of Serwal 2 You must have used your credit Card for the pordast Purchases made with ash advances from an ATM of with a check the accesses your Credo Card AccouM do me quality 3 You must rot yet haw My pied 10( to purchase. If all of Me mien/ above are met ard you we Still dissatisfied yeti the purchase contact on in witting at Galante Seine. PO Box 15299 Wilmington Of 19650-5299 or on tne web at case 00m While we ineesngate. the Same rules apply to the dnund annul as discussed above. Atter we fresh our inaluignon we wit tell you our decision AI !hit tont yet tlark you owe an amount and yOu da net Min may report you asgonna 2 0 + < - A MAI1042011 Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00057470 EFTA01578456