EFTA Document EFTA01578461

Address Change Request Please provide information below only it the address information on front is incorrect. Street Address: City: State: 'Home Phone: E-mail Address: L Zip: 'Work Phone: 'When you give us your mobile phone number, we have your permission to contact you al that number about all your Chase or J.P. Morgan accounts. Your consent allows us and companies working on our behalf to use text messaging, artificial or prerecorded voice messages and automatic dia ling technology for informational and account service calls, but not for telemarketing or sales calls. Message and data rates may apply. You may contact us anytime to change those preferences. it Send ▪ Mould to: 17 Into relation About Voss Moak Credgew el Payments: You may make payments by any of the options sited below. The amount of your raiment should be al least your minimum payment due, payable in U S. dollars and drawn or payable through a U.S mortal institution or the U.S. branch of a lemon loaroal maraca. You can pay down balinas faster by posing more than I et minimum planet or the total wiped balance on your account you may make momenta by regular U.S. mail. Send your Nyment to the Paymeo'S address shown on this statement Your papreellS by mail must COrnai with the instructions on this statement Do not send cash. Write yotr Account number on reel Checker money Order. Payments must be a:Gen/anted tattle Parma, COMM in the envelope prowled ail our address *noble through the emllope window: the enveboe canna contain mom than ore payment or coupon. and Moe can be no staples, parer CMS, tape cc CareSpandenee included with your comma II your payment is in accodarce with our payment inetrurnans and is made arailabh to us on any day by 590 p m bat time *tour Payrnent address on ins stater:set. we wd credit Me payment to' our Aocourt as of that day If your payment is in accordance with our payment instructions. but is made available to us after 500 p.m local log al the Payrrert address on this statement we MN credo it 10 your ACCOurt as ol the net calendar dry. You may make cuyinents declracalk throughour webote shown on Ms statement. Ii we recent your okinplebed request on our websne by 8 p m Eastern Time. we wil crede your payment as or that day If we retake you request alter 8 p.m Eastern Time. we will moll your payment as Of the neat Calendar day It you SPWAY a future date in your request we wit credit your payment as of that day For atlotbar payments or 'Or any PaYTIM I4lIabIrte for whch you do not Iona/ our payment instructions, crediting of your payments nay be delayed for up to 5 days. Account leterMatIOn Repelled to Ctedlt We may repot iriCernatron abOut your Account to credo bureaus late payments. mimeo payments or other defauts on your Account may De heededa your credit recoil, 1 you think we hare reported inaccurate monnationto a Credit bureau. you may mite bus Maw Main* addreSS shownon thts statement NOW@ Abed Electronic Check COMarelet When you pay by check you authorize us Other 10 use informiton from your Cheek 10 mans a one-time dectronc fund transfer from you account or to premiss the payment as a cheek transacibn When we use inloirroton from your check to make an elect** led transfer. hands may be withdrawn from your account as soan as the same day we recete yow moment and you will not receive your check back Irom your financial Inettulca Cali the Customer Sorbs nage a this Statement It you have oak OnS about raelrone check collecton or cb not want your payments collected electronically. hairlines:II Payments: Any payment check or whet loiM 01 payment that you Send us tOr less than the full balance due that is marked Iraq in furor contains a smiler notation. or that you drowse tender in full satisfaction of a damned amount must to sent to Card SYMOS. P.O DO 15049. WilmnatOn. OE 19850.5049 We reserve al our ncyls reputing them payment leg determined there es na 'ill dispute or II any such check is rewired at any ether atdreSs. ire may accept the cheek and you well still ore any remaining balarcel We May refuse to accept any such payment by returning A to you not cashing it or destroyng A. All other payments that you make should be sent to the regular' Pasmenl address shorn on this staterneM. Amass MY.* Nellie if your Account Armor has an annual merrbiffshp fee antler smilax Charge or issuance or availability of your account, f. All be tilled each yew oe in monthhor mutely installments This feearcice charge al e o orb whether or wit you use your Account and you agree to bey teem when billed, the annual lee and charge, are nonrefundable unless you notary is that you wish to dose your account Minn 30 days or one billing cycle (whichever is less) after we provide the statement On which the annual fee or charge IS billed and at the fangs brae. yOu pay your cuistandm balance in full. It you do this for a charge Med mare often than annuaty such as a montgy 'ameba charge. you will non owe the last billed charge Newest!, nor billed charges are ron-refordable anal must be pad as pan M Peking your outstamIng balarge in full Your payment of the annual fee or charge does not alters our rglts 10 C1014 your ACCOunt and to limn yOV right to mike transactions on your Ace:mint II you Account is closed by you or us. we will continue to impose the annulifry ardor charge (Well you pay your outstanding balance in full and leirriMee your Aroma relationship CalcallOgn of Bart. Sobered 10 lank Rate: To figure your pooch: interest charges for each tilling cycle when a tag periodic raids) *pokes, we use the daily balance method IIMIUSIIV new irareactcre). To Mine your perbdc interest charges for each Deng kick when a monthly afloat ratios) notes, we use the average pally balance method undo:ling new transact-ons) For an espIanallon of either method. or queshans about a armful., Merest <huge calcUation on your statement Meat cal us al the tot free customer servo prone number toted above We caudate periado interest charges separately for each feature (tor example. aghast inteol teamsters. Cash advances or overdraft advances,. These CalculatiOnG may COmbint different categories rah the same ',mode ratet Variable rates wt vary with the market Lased on the Prime Rate cc such odd descrbed In yow ACCOVA Agreement. There IS a transacton toe or each balance howler. El Mail Payments to: N vish1 D nWebsite: G J 8 ! K B !! + 0 cash advance, or check transaction in the amount stated in your Accout Agreement. There is a foreign transaCtion foe of 01 the U.S. Wily amount of any foreign transaction for some accounts. Please set your Account Agreement for information about these lees We ad0 transactions and INS to YOui Chen &Wan°e no kneel than lithe date of the transaction- Ion ram purchases balance transfers. overdraft advances or cashadvances. 2) the date OH payee dePOSits the Chock - lot new cash advance CheCIS Or balance transfer checks 3) the *Heel a rebtedlansact on. the date they are posted to your exeunt or the last day of the tiling mck. whichever we may choose- for fees Mom le AVOld Paying Interest Oa Fltdates: Your due date will be a minimum of 21 days after McCann of earn bolos cycle If you pay your account in full each billing period by the date and tune due no interest 6 charged on new purchases mOrrth to maven Also, At full rot mpose interest Charges on any portion 01 a puthak ba 'arca you repay whit that balance c mikeel to an interest-free period Subitcl to any interest-tree period !Or new purchases, we will begin charging interest from the date a transaction timbling any balance transfer Gish advance or overdraft advance). lee or uttered charges added to your daily DAUMe until your account is pad in full. Because we apply paymentS in Meet Of vow minimum payment first to higher rate halves, you may not be able to avoid interest charges on new purentes if you hart anther balance at a higher netts, rate vOns you pay yOUI balance In full each month Whet To 00 d YOu Mint Ya Fled A Waists On Tour Sialemeni 11 yOu thnk Jere IS an error on your statement. mac 10 us On a Separate Sheet at Customer Strom. PO Btu 15299 Wilmington, DE 198505299, You may also contact us on the' eb at drasecom. In your leer, girt us the Wowing information • Account infOrmtiOn Your come and Account number • Omar amount The CONY amount or me suspected era. • Description of Problem' If you Mot there is an error on your bit describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 drys alter the error appeared on your stkerrent You must notify us of an! potential errors in mat or on the abet otose.coin You may call us, but el you de we are not redulred tO investigate any POtential errors and you may have to paylhe amount in cotton. Whir we Investigate whether Co not there has been an error, the lialkaufry are true: • Wecannot la:y*0 COI O the amOurt in eseStOn. Or report yeuaSalnduenton that amount • TM charge in rateStiOn may remain on your statement, and' e Ina/COMMA to charge you interest on that amount. But If we ordernsine that we Mach a mistake. you yell rot hare to pay the amount in question or any sterol or other fees related to that amount. • While you do not have to pay the wore in you are responsible for the remainder of 'your balance • We can apply any unpaid amount against your credit tent. Your Rights 11 You Are Climatal/ad With blur tred11 Card highland If you we dissatisfied w-th the goads or servMs that you have purChaled rich yOur adds card, and you had Ina in good faith tenement the problem' eb the merchant, you may have the right not to pay the renaming arnOurt We Cm the purchase. To use this rght. al of the kimono mum be true 1. The purchase must have been made in your home state or wain 100 miles CI your current maim) address. and the purchase PiCe must harkt been =re than S50 Mole lather at II1CSe are necessary if your purchase was baud on an advertisement we motet to you. oe Owe own the company that sod you the goods a StreCES I 2. You must haw used your credit card for the purchase. Purchases made with cash affiances trixo an ATM or with a check Mat accesses par Credo cam Account do not ovary. 3. You maxi not yet have fully pad for the purchase. II all of the criteria above are met and you are stet dissatisfied with the purchase, contact us in a MN al Customer Service. PO. Box 15299 Wilmington. OE 19350-5299 or on the melt at chtse.com YMk we innolgate the same rules /PMy to the disputed amain as discussed abene. Amer we finish our investigation. we viii lel you ow decision. At that pall, if we think you owe an amount and you do at pay we may report YOU as tlellnpuent. A VAI'172.:13 Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00057478 EFTA01578461