EFTA Document EFTA01578471

Address Change Request Please provide information below only if the address information on front is incorrect. Street Address: Vim City: State: 'Home Phone: E-mail Address: L Zip: 'Work Phone 'When you give us your mobile phone number, we have your permission to contact you at that number about all your Chase or J.P. Morgan accounts. Your consent allows us and companies working on our behalf to use text messaging, artificial or prerecorded voice messages and automatic dialing technology for informational and account service calls, but not for telemarketing or sales calls. Message and data rates may apply. You may contact us anytime to change these preferences. 0 By Telephone' n Send Inquiries to: ->4 S T tail Payments to: a y 1 P Weft ur Website W • U Into natation About Your Account Crediting at Payineets: You may make payments by any °I the onions listed beta. The amount of your payment should be at least your minimum payment Oa haloble in U.S. dollars and drawn or wane through a U S. financial institution or the U.S. torch of a foreign Marva! mei Union You cab pay down balances fester by paying more runlet minimum swymnent or the total unsure balance on you accost. You may make payments by regular U.S. mat Send your payrrent to the PaymentS address shoran on this statement Your parierCS by mail mud comely inth the inStnOtiora on the statement Do net tend cash. Wait your Account number on you' Cheek or money order Payments mat be accompanied by the wren cotton in the err/mope provided well our address visa Omagh the envelope window: the envelope canna contain age than One payrrent or coupern. and there Can be no staples, paper clip£ tape Or COrreStOnderCe inyuded web yea Wyman If your payment s in atom:tube mth Out payment indristians and is made available tO ul enemy day by 500 pm. deal time at our Payments addresson tresstalemen. we MI credo the payment n year Account is of that day. It your Mann Is in accordance with our payment Erstrumrom. but a mate ayailare tobus after 5.03 ens bpi lane al the Payments agOreSS on Mb, statement, we will credit it to your Account as 01 the next candar day. You may male payments nectionicalty through Our websde snown On IN] statement. n we refine yea Completed wad en our abut by 8 p in. Eastern Tame. we hal credit you payrnett as at trot day. II we teceree your recast after 8 p m. Eastern Time. We wie credit WV Payment as d the not calendar day. II you Spicily a lutist date rt your request we al crede your payment as of that day. for all other terylnentS C. la any Payment type a tow ion whOh you do not follow our payment InStnotions, yelling of your payments may be delayed for iv to 5 days ACCOVillaiOnnatean Reported to Caen Bureaus: We may recrod information about WV Account to credit bureaus Late payments. missed payments or other defaults as you, Account may be reflected in your credit report. If you think we have reported 'mourne atornutron to a croon bureau you may wrne to us at Pie Inciumes aerness shown on the gatemen. Molke Aboel EIntent Deck COnieftlet When you pay by check. you authorize us ether to use inlOwn3tOrt nom your Cheek ea make 4 onetime el0:trOniC Red transfer from your account or to process the pawned as a check transaction When we use infarreion from your died( to make an electronic fund translet funds may be vdttalrewn from your account as soon as thesauri, day we realm your payment. and you will not recehe your check Da O from your Mann Institution Can the Customer SWAZI number on this sidemen a you ham Questions about P•OtrOMC check colfcrwn or do not net you paymentS collected electronicSY commoner Paynieria: Any payment Crank or Other lam 04 Plyment that you Send US for less than the full balance due that 4 marked "pad in full' or cretins a shyer winces ot that you ahem's* tender in lull satisfaction of a deputed amount must he sent to Card Service. P.0 Box 15049. Wilnengeon DE 19350.5049. We repave al our nchts regarding these payments le.g d it a determined there is no veld await Or I any such Check 03 reamed at any Other address we may EOM the cheek and y)u wit *1 Owe any Ronne's balancer We ray refuse to accept any such payment by feinting t to you. not aching t or deal:Wog e. Al other payments that you make should be sent to the remota( Paymen address thown on this statement. Anaual Resod Nonek if you Account Agreement has an annul membership lee ardor smear charge la issuance a arallebni of your account it will be bible each year or In monthly or Quarterly installment% This fee 'mono; chair are owed whew( en ml you use your ACCeurd. and you agree to pay them when tided The annual fee and charge are non-refundable unless you notEY em trot you wish to close your account wenn 30 days or one billing cycle pshicheser is lees) after we prone the statement on Muchthe annual fee or charge is bend ad at the seem tins yOU Cal your °financing balance in ful. If you do leis, for a charge billed more often than annually suds as a monthly servin charge, you will not owe the lad billed charge; haweter, prbr baled charges are reprefuniade and rat be pad as part a paying your outstanding balance aft tut You payment of Ire annual lee a charge does roil MIKA Our Kit to close your ACOOunt and to tent you right 10 make tranSKtrons On your Accost II you Account is dosed by you or us, we rill continue to impose Ito annual lee under charge Orel you par your !outstanding balance intuit and terminate your Account relationship Calcdation of Balance Sullied to interest Rate To figure your periodlc interest charges fa each Sling cycle when a defy perodc Weis) apples. we use the cla Cy balance melbcd I 'Misting new thansathons) To figure you, ranee interest charges foe each berg Cycle when a monthly periodic rates) apples, we use the poyage da Cy balance method tindudng new transaction). For an explanation of either method or ovetions about a particular interest chaise <Pension On your statement. please chi us al the toe free customer serve* prone number listed above. We ukulele periodic interest charges separately la each leant! Oar *vamp b. purchases. balance trareners Clan a:dal:CIS or overdraft advances''. These cabum/bora may combine Oilmen categories all the same periodic rates. Tanabe rates wit buy with the nutlet based Co the Prime Rate of such Cade} oncrioed in lett Acanunt Agreement There a tranactem See for each barn< Veneer, Cash advance. or check transaction m the amount stand in' our Account Agreement. There a a foreign transaction lee of 3% of tre U donee amount of any foreign transaction for sane accounts. Please see your Account Agreement for information about these lest kW add VanSaCtiOns and fees to yOUr daily balance m earlier than 11 the date of the Remade., - for new purchases balance transfers, overdrah advances or cash Weaned,. 2i the date the payee camas the Check - for new cash advance Checks or balance transfer checks. Si the date of a related transaction, the date they are POSSKII0 your eb:Ount, of the last day el the hiring cede. whichever we way Choate - for lee NM ID MORI Paying latest on Puniness: Your due date al be a minimum 01 21 days after the close of each bulling cycle II Stiu Re YOLK account in full each balms wood by the date and tine due. no avast is charged on feu purchases month IO worth. Alsb. we will not moose interest charges on any porton of a peahen balance you repay while that balance a annul lo an rileresetree period Steed to any Merest tree period tor new purchases. we tell begin criergng interest from the date a trareacton (includrig any Ware. transfer cash advance Cr omen:kali advance). tee or wetter dons is added to your Only Dalinal until your account is pad m tun g•Xatne we apply payments k eneSs of your minimum payment first to higher rate balances you may not to able to aacid indeed charges on new purchases 4 you have another balance at a New PIMP rate unless you pay your balance in fill each month. Waal lb DO II YON Thin YOu Find A Mistake On Yeer Stalineell It you think there Is an arca on you stalerrert, nice to us on a separate Sheet at Customer Service. PO Box 15299 Werninaton DE t9850-5219 You may also contact us on the weer at deem tem. In your letter gin us the folkreng information' • Acecent alternation: Your men and Account rate • WSW a:mutt: The Win amount et the suspected error. • Onctiption of Pfoblem- II you Hine: there a an error on your bit. crennbe what yeas believe is now; and why you Peaty* n is a mistake. You mist contact us within 0) days after the war appeared on soul statement You Mon us cl any potential errors in seeing or on the 'orb at c haSa.COM. You may cal us but it you cb we are not Milted IC iniestone any DoteMial errors and you may rune to pay the smart inquestion While a Fara dive whether or not Pere has been an error. the folsoming are true: • Wecannt try locollect the fl uff induntql1 a reran yOUDS clelnquent on that anyoure. • The charge in question may reman on your statement and we may continue to Charge you interest On that amount. But m we determine that we made a mistake. you inn not have to pry the amount in question or ary interest or otrer lees tented to that amount. • Whin you do rot Pete to pay the amount in Question you we responsible for the remainder of you' balance • We can anti any unpaid amount against your OKA Inst. Your RtgMs If Yee Art Dissattfead Will Year Credit Card henna If you are diSSltinied ugh the goods or series Mat rob rove purchased wth your nadecaM, and you have tried in good faiths° Correct theprODIern with the merchant you May halt the right not to pay the remaining account due on the purchase. To use the right. allot the following must be true 1 TM purchase must have been Made n your Mane State or whin 100 nubs your current mailing address, and the ParChWhe FIG must have been more than 550. (Note: Neither cd these are necessary n your purchase was based on an admilisernent we maned to you of if we arm the Company that sold you the goods a services.) 2 You must have used your credit card for the purchase Purchases nude with ash advances from an AIM or with a Creek that accesses your Cleat Care Account cep red %any 3 You must net yet have luly paid for the purchase If all of the criteria above ace met and you ale still dissatisfied with the purchase. contact us In writing at Customer Service. PO. Box 15299 Wilmington. DE 19850.5249 or on the web at Chase.com Wide we mitigate, the same rules apply to Pie enved amount as discussed above. After we Nish our investigation. we win tell yOu Our decision AI that poet. A we think you owe an amass andyou do not Pry We may MOO* YOU as delinquent. MAI 1172013 Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00057518 EFTA01578471