EFTA Document EFTA01578509

Address Change Request Please provide information below only if the address information on front is incorrect. Street Address: lien City: State: 'Home Phone: E-mail Address: L Zip: 'Work Phone 'When you give us your mobile phone number, we have your permission to contact you at that number about all your Chase or J.P. Morgan accounts. Your consent allows us and companies working on our behalf to use text messaging, artificial or prerecorded voice messages and automatic dialing technology for informational and account service calls, but not for telemarketing or sales calls. Message and data rates may apply. You may contact us anytime to change these preferences. 0 n Send WILMS. to: ->4 T S Veil Payments to: a y 1 P Visit ur Welnar W • U talmlialloa Aleut Tar Meant Croddlog 01 Mynah: You may make paymenb by any ol the onions raged tetra. Tne amount of yam primer*, nevi; be at least your minlmunn payment Ox Falable in U S. dollars and drawn or pay tie through a U S. finenclei institution or the U.S. torch of a foreign lama! inn Solon Toucan pay down balances tenter by paying more dun I at minimum payment or the total untold balance on you amain. YOu may make olymente by regular U.S. mail Seed your payment to the PaymentS address sham On this statement Your parleart by marl rrifeft Comply vale the instnartiors on the statement Do rice wed cash. Wife your Account number on yOul Cheek or money order Payments mot be accompanied by bewares* COtCOn in the ennore provided vat our address asp)/ through the envelope vinare.; the envelope cannel contain nese than One payment of couptin. and there Can be no staples, pacer clips, tape On Cern! SrOnderCe in tided well yea payment if your pertnitni n in accookuse when our payment instactions and is made available to vs onany day N5:00 p m. ball time at Our Payments addressor Itessialemert we we credit the payment to you Account is of that day. II your paynwrt m in accordance with our payment irritruChord. but ie made *need< lo us after 5.03 pm. bell line al the Payments address on Ns Statement we will credit o to your Acetone as 01 the next oaken:tar day. You may male moans deftiOniCaly through Out websile Mown On IN. deletion:I It we aconite yam completed wren on our waste by 8 p in. Eastern Tyne, wean* credit you payment as at that day. II we revue your levant after 8 p se Eastern Time, we vile Credit you' payment as ol the net calendar day. II you speedy a future date n your request we caul crede your payment as of that day. Ter IN Other payments a la any Parnell lavanave for which you do not foilow our payment Inenctions, credtinga your Payments may be delayed for iv to 5 days Pawn laionnekm Atforladlo Creel Bureaus: We may neon irfoirrotbn abase your Account to credo Buren* Late payments. missed parements or abet defaults on yarn Aceouril may be retooled In your credit report. If you think we have reported in/aurae otomution to afraid bureau you may wrnelo us at tre inquires address shown on the statement. Molke Above *cloak Clerk Conine.: When you pay by check. you authorize Id ester to use iniOnvetert from mur Cheek to make a Cnetime electronic lad transfer from your account or to praceSs the Serena as a check transaction When we use InfehroiOn from Whir Check to make an ekaronk fund iransf et. Judi may be vOtteram from your account as soon as the day we receive your payment. and you will ref recehe your check beck from your firenciat Institution Cat the Customer Strike number on this Sliattmeni d you have aunt° r6 about Seething check celimpm or do not want your payments collected eleetronegh commoner Payment Any payment Check or edge lam 01 Paymene that you Send us for *SS than the lull balance due that 4 marked "pad in full' or contains a similar nolaben or that you ahem*s tender in la satisfaction of a deputed amount, must be sent to Card Serskin P.0 Bar 15049. Wilmingeon. DE 19350.5049. We reserve al our nuts regarding these aryrnents (e.g r1 it is deceimined there is no valet diftarie Of I any Sidi (neck 6 'adenoid at any other address we may cooed the check arid you will Sic On any Maiming balance). WO may felts, IC 3COM any Such payment by retuning C to you. not cashing t or denoting e. Al °Ind payments that you rake should be sent to the regular Payment address down on this statement Animal Ranee belts If you: Account Agreement has an annual membership lee andor sonar charge lot issuance or aviabaty of your a ecure it will be Delhi each year or In monthlyof Quarterly installment% Thisfeeander chargeareowed when( or not you use your ACCeure. and you agree to pay them when baled the annual fee and charge are non-returnable unless you ninth us that you wish 10 rev your account within 30 days or one billing cycle rottenest is lees) after we pada the statement on thorn ihe annual fa or charge Is baled and at the sane dyed. you pal your affiancing balance in full. N you do IN,. for a charge billed mere often than annually son as a monthly terra charge, you will not owe de last billed charge: Want rrbr bleed dolga are ron-refundade and must be patios part Of Pare your outstanding evince a' tut You payment of la annual lee a charge does roil aged Ouf light5 to CIOSe MOM ACCOont and to omit your right to make transactions on your Arran II you Aprouni a closed by you or us, vin wit continue to impose lie annual lee under charge urea you bey your outstanding balance in hie and terminate your Account reLnonship Calculation 01 BilleaCO Sullen to Mane Rate To figure Wur Ceriodlc Veered charges Ice eacn Sling cycle when a dory perodc rates) apples. we use the deny balance method Ibeau:log nem vansactons) To bate your poode Interest Charges for each bring tea/ when a monthly Penal); nand apples. we use Ire artragedary balance method including rya transactem). For an explanation of either method or Q.-afghans about a particular intern, ChargeCalculation On your statement. please cal vs al the toe free customer seruce prom number Wed above We ukulele periodic interest charges separately la each halve obi *vamp CurchneS. bairn. tram:es cash adidigeS or Overdraft advenOn. nese cabMahone may combine deferent categories with the same periods rates, demob* rates wit nay wen the 'nickel based VI the Prime Rate Of such rrtfoi deetticied in YOUr AOCOunt Agreement There i5 a transacton fel ror each balance trendier, cash advance. or check transaction on the amount stated in' ar Account Agreement. Tare *an:reign transaction lee of 3'. of treUS dont( amount of any 'Vegan transaction for some accounts. Please see your Account Agreement Ion inforrnalion about these lees you add VanStirtenS and fees to fail daily balance no earlier than II the date of the Pomade., - for new purchnes balance transfers. Neagh advances or cash advances. di the date the Payee MOMS the check - tor new cash advance Checks or balance transfer checks. Si the date of a related transactiOn, the date they are POSVP510 rad e000unt or the last day of the biting cycle. whichever we may choose - for lee NM 10 AVOld Paying lama on Pairdielel: Your due date wit be a minimum 01 21 dart after the close a each baling cycle II klko My Mut account in full each billing period by the date and tine due. no inset is craved on neu purchases month 10 month. Also. we will not moose interest charges On any portion ot a purchase balance you repay while that babas a sea:Ile an rilernteree mood Suhecl 10 any Merest-free period lot rev/ purchases. we tell begin ChOrging interest from the One a trarefacton (includrig any Wart. :ranger cash Wand a Ortnikalt advance). IN or fleeter charge is added to your dirty Deland until your account Is pad m tun Because we apply payments M Ogees 01 your minimum payment first to higher rate balances you may not he able to syckl area charges on new purchases if you have another balance at a honer seeing gale a OSS yty pay IOW balance in fill each month. WOW lb De dal TOM YOu Fled A Nista, On Tar Stalealoil It you think there IS an error on your Sidem an. watt totoe On a separate sheet at Customer Snot. PO Box 15299 Wellington DE l98504219. You may also contact us oo the No at chase tom. In your letter gin us the fon:rend information • Account onformaiion Your none and Arcane minter. • Doily amount: Tee Win amount a the suspected erred. • OnCliption ol Problem- If you Inn) tare * an eater On your ell. descnOe what you believe is wrong and why you beleve n is a mistake. You mist tented us within03 days after the error appeared on eta statement You Ma notify us el any parse errors in rating or on the 'orb at chase.com. You may Cal uS but it you Oa we are not reaored 10 lined gate any potential errors and you may have to pay the encore inquestion While n kite Signe whether or not there has been an error. the fon:rang are true: • Yiecanontry locollect the nun indurabn Or rerCirt yOuaS °eloquent on that annuli. • The charge In Ountbn may remain on /Out Statement and ae may continue to Charge you interest on that amount. But a we detente that we naae a mistake. you will WI have to pay the amount in question or any interest or Other fed rented 10 that amount • Vihre you do rot tort to pay the mount in question you we responsible for the remainder of your balance • We can apply ant unpaid annum against your Veal Intl Thor ages If Toe An DIttettelled Mk Year Credal Card Prate If you are CiSSOliStled ugh the goods or ServaS that you Nye Curtained MTh your <redeem!, and you have tried in good faiths° correct thepmelern with the no:chart you any awe the right nol lo pay the remaining amount due on Me purchase. To use this rght, all of the loaning must Co true I lite purchase must have been made n your home slate or Whin 100 miles a your current mailing earns, and the wane erre must have been more than S50. (Note: Neither ce these are necessary a your purchase was based on an athertisernent es mated to you of d we oven the company that sob you the goods a services.) 2 You must have used your credit card for the purchase Purchases nude with Cahn advances frOm an AIM or pas a crack trial ;tenses your Credt CVO AcoxnI do not patty 3 You muse na yet have hay pad for the purchase If all of the criteria above ace met and you ale still dissatisfied with the purchase, contact us In writing at Customer Service. PO. Sot 15299 Wilmington. DE t9850.5249 or on the web a ChaSe.COnn While we invasion, the some hies mei to Pie clawed amount as discussed above: After we flash our invaelgatiOn we will tel yOu Our de: aeon Al that Net I we think you owe an man and you do not Phi we may react YOU as delinquent. MAI 1172013 Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00057634 EFTA01578509