EFTA Document EFTA01596719

11 Customer News Pay Credit Card reminder Do not mail payment. Your Statement Balance in the amount of $903.48 is scheduled to be paid on 9/18/18 from your UBS Account. Thank you. Add your UBS credit card to Apple Pay and turn on Apple Wallet notifications to receive immediate transaction notification for all your UBS credit card transactions. Apple Pay and Wallet are trademarks of Apple Inc., registered in the U.S. and other countries. SUBS Statement BEng Period 02/27/18 - 03/26/18 Payment Due Date April 23, 2018 Minimum Payment Due S35.00, UBS Visa Signature credit card statement Prepared for: GHISLAINE MAXWELL Primary Card Number Encing in= Account Summary Paget of 4 Questions? Call 1-800-762-1000 ubs.convonlineseMces Activity Summary Minimum Payment Due $35.00 Previous Balance $907.46 ' - Payme Credit Line $35300.00 + Purchases $903.48 Available Credit Li $34,0 -Other Credits + Cash Advances $0.00 $0.00 Cash Credit Line S 4.300.00 Available Cash Line S14,000.00 + Fees S0.00 Past Due Amount SO co + Interest 50.00 Overlimit Amount a- S0.00 Statement Balance S903.48 Payment Information* I Statement Balance Minimum Payment Due Payment Due Date $903.48 $35.00 04/23/201B Late Payment Waming: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Waming: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month you pay... You will pay off the balance shown on this statement in about... And you will end up paying the estimated total of... Only the Minimum Payment 3 years 41,110 If you would like information about credit counseling services, call I-800-762-1000. The phone number for LIBS Bank USA's 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineservices. Detach here. Please make checks payable to ' UBS Card Services" and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Servce delivery ll undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 COLUMBUS GA 31908.4040 GHISLAINE MAXWELL SUBS Card Number Ending in S35.00 Minimum Payment Due Statement Balance $903.48 Payment Due Date April 23, 2018 You are enrolled in Automated Pay Credit Card. Send payments to: UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 CONFI DENIAL 0000003500 2 SDNY_GM_00008797 EFTA01596719 Important information about your MIS credit card Lost or steles art Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at any time at -888-762-1232 for the UBS Visa Infinite credit card or 1.800.762-1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed $50. Payment hrfermatle■. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot 'pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Remember to make all checks payable to UBS Card Services. Please allow 7 days for the U.S. Postal Service to delver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which year payment is drawn are collected and not returned. you provide a check as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888-762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Mailed Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A 'conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA • Card Services, P.O. Box 203219, Dallas, IX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a 'non-conforming payment,' which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked 'Paid in Full' or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA • Card Services, P.O. Box 203219, Dallas, IX, 75320-3210. Other payment orlon& o■ane: Visit ubs.cornionlinesenaces to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an extemal account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available only for cardholders with an RMA or UBS Business Services Account 85.4. Pay by Mien.: To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762.1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. Overnight payments: Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, living, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Antenna repeyment of cash advances Omagh CashConnect The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnett Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762.1000 for the UBS Visa Signature credit card. Available only for cardholders with an RMA or Business Services Account BSA. Atonal of interest rd bow to Enid paying Interest en purchases. Your due date is at least 23 days after the dose of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (1) we will not impose interest on Purchases during your current Continued on back of next page 03030303 • 0369 CONFIDENTIAL SDNY_GM_00008798 EFTA01596720 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 70,47 Points earned this period 90 Bonus points Adjustments Redemptions Ending points balance 71,38 •For more details on your rewards points activity, please visit us online at ubs.conVuscards Activity for GHISLAINE MAXWELL - Card ending in.. Date Description Amount Payments 03/t6 PAYMENT THANK YOU -5907A6 Total Payments Activity -5907.46 Purchases 03/03 Amazon web services awsomazon.coWA 5138.47 03/04 CLOUDFLARE 650-3198939 CA 520.10 03/09 MAILCHIMP •MONTHLY MAILCHIMP.COMGA $734.91 03/t9 BUFFER AWESOME MONTHLY HTTPSBUFFER.CCA $10.00 Total Purchases Activity 590348 a 2018 Totals Year-to-Date Summary of Fees and Inter Total Fees Charged in 2018 Total Interest Charged in 2018 Interest Charge Calculation - 28 Days in Biting Cycle PURCHASES BALANCE TRANSFERS CASH ADVANCES $0.00 S0.00 Balance ANNUAL Subject to PERCENTAGE Interest Rate RATE (APR) 50.00 $0.00 $0.00 16.49% iv) 16.49% (v) 23.49% (v) Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v)= Variable Rate interest Charge $0.00 $0.00 Woo CONFIDENTIAL SDNY_GM_00008799 EFTA01596721 Page 4 of 4 billing period if you pay the Statement Balance on the current billing statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. How we will calculate your Mira subject to banal rate. We use a method called 'daily balance" (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365). to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the "Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Credit bureau reports and disputa We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. Whet to do M yo. thiskyou find an ewer on your slatoneeist If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 0201 I UBS Bank USA In your letter, give us the following information: • Account infalwatba: your name and account number • oats/ roman the dollar amount of the suspected error • Description of problem: if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors in writing. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We ran apply any unpaid amount against your credit limit Your rights if you are dissatisfied with your credit card purchases If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us in welling at: UBS Bank USA - Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. a 8 a 8 a 8 CONFIDENTIAL SDNY_GM_00008800 EFTA01596722 Customer News Enroll in Card Activity Alerts for yo UBS credit and debit cards by logging into U8S Online Services. Then go to My Profile > Alerts & Notifications to manage all your alert options. Pay Credit Card reminder Do not mail payment. Your Statement Balance in the amount of $9 07.4 6 is scheduled to be paid on 3/1 8/1 8 from your UBS Account. Thank you. SUBS Statement Ming Period: 01127/18 - 0226/18 Payment Due Date Mardi 23, 2018 Minimum Payment Due 535.01,1, UBS Visa Signature credit card statement Prepared for: GHISLAINE MAXWELL Primary Card Number Erring in:= Account Summary Minimum Payment Due Payment Due Date C 'edit Line Available Credit Line Cash Credit Line Available Cash Line Past Due Amount Overlimit Amount $35.00 $35,000.00 $14,000.00 $0.00 Payment Information* Statement Balance Minimum Payment Due Payment Due Date Page t of 4 Questions? Call 1-800-762-1000 ubs.com/cMineseNices Activity Summary Previous Balance $721.62 ' - Payne + Purchases $907.46 - Other Credits + Cash Advances $0.00 $0.00 + Fees S0.00 + Interest $0.00 Statement Balance $907.46 $907.46 $35.00 03/23/2018 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance if you make no additional charges using this card and each month you pay... You will pay off the balance shown on this statement in about... And you will end up paying the estimated total of... Only the Minimum Payment I 3 years 41,115 If you would like information about credit counseling services, call I-800-762-1000. The phone number for LIBS Bank USA is 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.comtonlineservices. Detach here. Please make checks payable to • UBS Card Servkes- and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Serrce delwery if undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 COLUMBUS GA 31908.4040 GHISLAINE MAXWELL SUBS Card Number Ending in • $35.00 Minimum Payment Due Statement Balance $907A6 Payment Due Date March 23, 2018 You are enrolled in Automated Pay Credit Card. Send payments to: UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 CONFIDENTIAL 0000003500 2 SDNY_GM_00008801 EFTA01596723 Important Information about your UBS credit card teat or steles art Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at any time at 1.888-762-1232 for the UBS Visa Infinite credit card or 1.800.762-1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed $50. Payment Information. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot 'pay ahead." This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Remember to make all checks payable to UBS Card Services. Please allow 7 days for the U.S. Postal Service to delver your payment to us. Upon our receipt, your available credit may not be Increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment is drawn are collected and not returned. you provide a check as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888-762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Mated Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A "conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA • Card Services, P.O. Box 203219, Dallas, IX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a 'non-conforming payment," which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked 'Paid in Full' or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA • Card Services, P.O. Box 203219, Dallas, IX, 75320-3210. Other payment orlon& Mane: Visit ubs.cornionlinesenaces to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an extemal account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available only for cardholders with an RMA or UBS Business Services Account 85.4. Pay by Mine: To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762.1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. Overnight payments: Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Automatic repayment of cash advances Omagh CasbConnect The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnett Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762.1000 for the UBS Visa Signature credit card. Available only for cardholders with an RMA or Business &I-vices Account BSA. Acanal of interest rd hew to mold paying Interest on purchases. Your due date is at least 23 days after the dose of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (1) we will not impose interest on Purchases during your current Continued on back of next page 2 Fr 8 CONFIDENTIAL SDNY_GM_00008802 EFTA01596724 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 69,571 Points earned this period 908 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 70,479 •For more details on your rewards points activity, please visit us online at ubs.com(uscards Activity for GHISLAINE MAXWELL - Card ending in. Date Description Payments 02/t6 PAYMENT THANK YOU Total Payments Activity Purchases 02/04 Amax.) web services aws.amazon.coWA 02/04 CLOUDFLARE 650-3198939 CA 02/09 MAILCHIMP •MONTHLY MAILCHIMP.COMGA 02/19 BUFFER AWESOME MONTHLY HTTPSBUFFER.CCA Total Purchases Activity Amount 4721.62 -$721.62 $142.55 $20.00 $734.91 $10.00 9907.46 t r aalogsh-YAapstoioate Summary of Fa Taal Fees Charged in 2018 Total Interest Charged in 2018 $0.00 $0.00 Interest Charge Calculation - 31 Days in Billing Cycle Balance ANNUAL Subject to PERCENTAGE Interest Rate RATE (APR) Interest Charge PURCHASES $0.00 16.49% hI) $0.00 BALANCE TRANSFERS $0.00 16.49% $0.00 CASH ADVANCES $0.00 23.49% htli $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate CONFIDENTIAL SDNY_GM_00008803 EFTA01596725 Page 4 of 4 billing period if you pay the Statement Balance on the current billing statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. Hots ant will calculate your balance sodded t. interest ate. We use a method called 'daily balance" (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365). to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the "Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Credit bureau reports and disputes. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. Whet t. do M yam Mbar you find an emir on your statement If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 C2011 UBS Bank USA In your letter, give us the following information: • Account in(annatba: your name and account number • Dollar amount the dollar amount of the suspected error • Description of problem: if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors in writing. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. We ran apply any unpaid amount against your credit hint Your rights if you are dissatisfied with your credit card purchases If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us in muffing at: UBS Bank USA - Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. a 8 a 8 4 a 8 CONFIDENTIAL SDNY_GM_00008804 EFTA01596726 Customer News An annual summary statement which includes all of your credit card account activity from 2017 is now available online. To view the statement logon to your UBS Online Services account and go to My UBS Accounts > Account Documents. Pay Credit Card reminder Do not mad payment. Your Statement Balance in the amount of $7 2 1 .6 2 is scheduled to be paid on 2/1 8/1 8 from your UBS Account. Thank you. SUBS Statement Billing Period 12/27/17 - 01/2641 Payment Due Date February 23, 2018 Minimum Payment Due 535.0, UBS Visa Signature credit card statement Prepared for: GHISLNNE MAXWELL Primary Card Number Encing Account Summary Minimum Payment Due edit Line Available Credit Line C rish Credit Line Available Cash Line -: .:I Due Amount Overlimit Amount St_ Payment Information* Statement Balance Minimum Payment Due Payment Due Date Paget of 4 Questions? Call 1-800-762-1000 ubs.convonlineseMces Activity Summary $35.00 Previous Balance $1,719.13 - Payne $35300.00 + Purchases $721.62 $34,213r - Other Credits 50.00 S*4.000.00 + Cash Advances 50.00 $14,000.00 + Fees $0.00 SO CO + Interest $0.00 50.00 Statement Balance $721.62 $721.62 $35.00 0223201E Late Payment Waming: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to 538.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Waming: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balance using this card and each month you pay... shown on this statement in about... And you will end up paying the estimated total of... Only the Minimum Payment I 2 years $840 If you would like information about credit counseling services, call 1-800-762-1000. The phone number for WS Bank USA a 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineseivices. Detach here. Please make checks payable to UBS Card Servkes- and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Serirce delivery 11 undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 COLUMBUS GA 31908.4040 GHISI AINF MAXWFI I SUBS Card Number Ending in Minimum Payment Due Statement Balance Payment Due Date $35.00 $721.62 February 23, 2018 You are enrolled in Automated Pay Credit Card. Send payments to: UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 CONFIDENTIAL 0000003500 2 SDNV_GM_00008805 EFTA01596727 Important Information about your UBS credit card lost err steles card. Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at any time at 1-888-762-1232 for the UBS Visa Infinite credit card or 1.800.762-1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed $50. Payment information. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot 'pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Remember to make all checks payable to UBS Card Services. Please allow 7 days for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment is drawn are collected and not returned. you provide a check as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888-762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Mailed Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A 'conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA • Card Services, P.O. Box 203219. Dallas, IX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a 'non-conforming payment,' which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked 'Paid in Full' or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA • Card Services, P.O. Box 203219, Dallas, IX, 75320-3210. Other payment erten& Munn: Visit ubs.cornkinlinesenaces to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an extemal account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available only for cardholders with an RMA or UBS Business Services Account 85.4. Pay by Phone: To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762.1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. Overnight payments: Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, living, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Automatic repayment of cash advances Omagh CashConnect The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnett Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762.1000 for the UBS Visa Signature credit card. Available only for cardholders with an RMA or Business Services Account BSA. *canal of interest ad bow to avoid paying interest en purchases. Your due date is at least 23 days after the dose of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (1) we will not impose interest on Purchases during your current Continued on back of next page 03030303 • 056224 • 0301 • 0002 • 23 CONFIDENTIAL SDNY_GM_00008806 EFTA01596728 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 68,849 Points earned this period 722 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 69,571 *For more details on your rewards points activity, please visit us online at ubs.conVuscards Activity for GHISLAINE MAXWELL - Card ending in.' Date Payments 01/18 Description PAYMENT THANK YOU Total Payment Activity Purchases 01/03 Amara) web services aws.amazon.coWA 01/04 CLOUDFLARE 650-3198939 CA 01/09 MAILCHIMP *MONTHLY MAILCHIMP.COM6A 01/19 BUFFER AWESOME MONTHLY HTTPSBUFFER.CCA Total Purchases Activity Amount -51,719.13 -$1,719.13 5141.62 S20.00 5550.00 510.00 S721.62 t siNiataiSYsiat•to-Date Summary of anthill.' Total Fees Charged in 2018 50.00 Total Interest Charged in 2018 $0.00 Interest Charge Calculation - 31 Days in Billing Cycle Balance ANNUAL Subject to PERCENTAGE Interest Rate RATE (APR) Interest Charge PURCHASES $0.00 16.49% CO $0.00 BALANCE TRANSFERS $0.00 16.49% Nil $0.00 CASH ADVANCES $0.00 23.49% Nil $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate CONFIDENTIAL SDNY_GM_00008807 EFTA01596729 Page 4 of 4 billing period if you pay the Statement Balance on the current billing statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. Now two will calculate your balance subject t. interest into. We use a method called 'daily balance" (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365), to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the "Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Credit bureau reports and disputes. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. Whet t. donna§ think you find an emir on your statesmen If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 0201 I UBS Bank USA In your letter, give us the following information: • Account infonsatbn: your name and account number • oats/ sewn the dollar amount of the suspected error • Description of pale= if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors in writing. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. Year eights M you are dissatislied with your crock as purchases If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us in welling at: UBS Bank USA - Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. 8 8 CONFIDENTIAL SDNY_GM_00008808 EFTA01596730 Customer News Pay Credit Card reminder Do not mail payment. Your Statement Balance in the amount of $1,719.13 is scheduled to be paid on 1/18118 from your UBS Account. Thank you. Add your UBS credit card to Apple Pay and turn on Apple Wallet notifications to receive immediate transaction notification for all your UBS credit card transactions. Apple Pay and Wallet are trademarks of Apple Inc., registered in the U.S. and other countries. SUBS ,..- Statement Biting Period 11127/17- 12/26/M 17 Payment Due Date January 23, 2018 Minimum Payment Due S35.00, UBS Visa Signature credit card statement Prepared for: GNISLAINE MAXWELL Primary Card Number Irking in: Account Summary Minimum Payment Due Payme Credit Line Available Credit L Cash Credit Line Available Cash Line Past Due Amount Overlimit Amount St - Payment Information* Statement Balance Minimum Payment Due Payment Due Date Paget of 4 Questions? Call 1-800-762-IWO ubs.comicalinesenices Activity Summary $35.00 Previous Balance $724.69 ' - Payme $35,000.00 + Purchases $1,719.13 433,2 -Other Credits $0.00 + Cash Advances $000 S'.I.300.00 $14,000.00 + Fees S0.00 So.co + Interest $0.00 S0.00 Statement Balance $1,719.13 $1,719.13 $35.00 01/73/2018 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month you pay... You will pay off the balance shown on this statement in about... And you will end up paying the estimated total of... Only the Minimum Payment 460 5 years $2,483 3 years $2,160 (Savings= S323) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for LIB5 Bank USA s 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineseNices. Detach here. Please make checks payable to • UBS Card Services- and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery ll undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 COLUMBUS GA 31908.4040 GHISI AINF MAXWFI L SUBS Card Number Ending in $35.00 Minimum Payment Due Statement Balance $1 719.13 Payment Due Date January 23, 2018 You are enrolled in Automated Pay Credit Card. Send payments to: UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 CO N F I DENCLIAL 0000003500 2 SDNY_GM_000088:09 EFTA01596731 Important information about your MIS credit card Lost so steles cart Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at any time at 1-888-762-1232 for the UBS Visa Infinite credit card or 1.800.762-1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed $50. Payment information. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot 'pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Remember to make all checks payable to UBS Card Services. Please allow 7 days for the U.S. Postal Service to delver your payment to us. Upon our receipt, your available credit may not be increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment is drawn we collected and not returned. you provide a check as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888-762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Mailed Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A 'conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA • Card Services, P.O. Box 203219, Dallas, IX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a 'non-conforming payment,' which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked 'Paid in Full' or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA • Card Services, P.O. Box 203219, Dallas, IX, 75320-3210. Other payment maligns. Visit ubs.com/onlineservices to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an extemal account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available only for cardholders with an RMA or UBS Business Services Account 85.4. Pay by Mien.: To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762.1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. Overnight payments: Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, living, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Automatic repoyment of cash advances *mush CashConnect The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnett Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762.1000 for the UBS Visa Signature credit card. Available only for cardholders with an RMA or Business Services Account BSA. *canal of interest mod bow to avoid paying interest on purchases. Your due date is at least 23 days after the dose of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (1) we will not impose interest on Purchases during your current Continued on back of next page 03000003 • 038578 • 0001 • 0302 • 23 CONFIDENTIAL SDNY_GM_00008810 EFTA01596732 Page 3 of 4 You've Earned Bonus Points Congratulations! You have earned 557 bonus points this month. My Choice Rewards Points from UBS Ars.uuntSummanc TotalEakits Beginning Points this period 66,573 Points earned this period 1,719 Bonus points 557 Adjustments 0 Redemptions 0 Ending points balance 68,849 •For more details on your rewards points activity, please visit us online at ubs.conVuscards Activity for GHISLAINE MAXWELL - Card ending in= Date Payments Descnption Amount 2/18 PAYMENT THANK YOU -5724.69 Purchases TotalPaymentsActAthy -5724.69 12/03 Amara) web services aws.amazon.coWA 5139.13 12/04 CLOUDFLARE 650-3198939 CA S20.00 12/09 MAILCHIMP •MONTHLY MAILCHIMP.COMGA 5550.00 12/19 BUFFER AWESOME MONTHLY HTTPSBUFFER.CCA 510.00 12/21 WAV•TONER CONSULTING SERV502-6931761 CA 11.000.00 TataTPurchases Activity 51,719.13 IF 2017 Totals Year-to-Date Summary of Fees and Inter —li t Total Fees Charged in 2017 Total Interest Charged in 2017 Interest Charge Calculation -30 Days in Billing Cycle Balance Subject to Interest Rate PURCHASES $0.00 16.24% (0 BALANCE TRANSFERS $0.00 16.24% (v) CASH ADVANCES $0.00 23.24% (Y) ANNUAL PERCENTAGE RATE (APR) $0.00 S0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate CONFIDENTIAL SDNY_GM_00008811 EFTA01596733 Page 4 of 4 billing period if you pay the Statement Balance on the current billing statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. How we will calculate your Mira subject to banal rate. We use a method called 'daily balance" (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365). to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the "Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Credit bureau reports end disputa We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. WMt to do M you think you find an ewer on your slatoneeist If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 0201 I UBS Bank USA In your letter, give us the following information: • Account infonsatbn: your name and account number • oetr sewn the dollar amount of the suspected error • Description of p..Me if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors in writing. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. We ran apply any unpaid amount against your credit limit. Your rights if you are dissatisfied with your credit card purchases If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us in welling at: UBS Bank USA - Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. CONFIDENTIAL SDNY_GM_00008812 EFTA01596734 Customer News Pay Credit Card reminder Do not mail payment. Your Statement Balance in the amount of $7 2 4.69 is scheduled to be paid on 1 2/1 8/1 7 from your UBS Account. Thank you. Shop for your holiday gift-giving needs and use your My Choice Rewards points online to do it. Find everything from gift cards for fine dining and premium retail to the latest in luxury goods or gadgets. Book your holiday travel or buy what you want and redeem for a statement credit. Explore the range of options on the rewards web site at ubs.com/mycardbenefits. SUBS Statement Billing Period: 10/27/17-11/26/17 Payment Due Date December 23,2017 Minimum Payment Due 535.00,' UBS Visa Signature credit card statement Prepared for: GHISLAINE MAXWELL Primary Card Number Irking in:=I Page 1 of 4 Questions? Call 1-800-762-1000 ubs.com/calinesewices Account Summary Activity Summary Minimum Payment Due $35.00 Payment Due Date Credit Line $35.000.00 Available Credit Line 434 27 Cash Credit Line $14.000.00 Available Cash Line 514,000. Past Due Amount SO.00 $0.00 1.Overlimit Amount Payment Information* Statement Balance S724.89 Minimum Payment Due $35.00 Payment Due Date 12/23/2017 Pievious Balance $719.86 - Payment + Purchases - Other Credits + Cash Advances + Fees $0.00 + Interest $0.00 Statement Balance $724.69 $724.69 I w $0.00 $0.00 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to 538.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in Interest and it mil take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balance using this card and each month you pay... shown on this statement in about... And you will end up paying the estimated total of... Only the Minimum Payment I 2 years $838 If you would like information about credit counseling services, call I-800-762-1000. The phone number for WS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov • Repayment information is based on your account activity and the APRs on your account as of the dosing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.comtonlineservices. Detach here. Please make checks payable to UBS Card Servkes- and include this payment coupon in the enclosed envelope Please allow 7 - 10 business days for U.S. Postal Serrce delivery. If undeliverable. UBS BANK USA PO BOX 84040 COLUMBUS GA return to: CARD SERVICES 319084040 GHISLAINE MAXWELL SUBS Card Number Ending in Minimum Payment Due Statement Balance Payment Due Date $35.00 $724.69 December 23, 2017 You are enrolled in Automated Pay Credit Card. Send payments to: UBS BANK USA • CARD SERVICES PO 80X 203219 DALLAS TX 75320-3219 CONFIDENTIAL 0000003500 2 SDNY_GM_0000BB13 EFTA01596735 Important Information about your UBS credit card Lost or steles art Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at any time at -888-762-1232 for the UBS Visa Infinite credit card or 1.800.762-1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed $50. Payment information. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot 'pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Remember to make all checks payable to UBS Card Services. Please allow 7 days for the U.S. Postai Service to delver your payment to us. Upon our receipt, your available credit may not be Increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment is drawn are collected and not returned. you provide a check as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888-762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Mated Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A 'conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA • Card Services, P.O. Box 203219 Dallas, IX 75320-3210 and 2) is in the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a 'non-conforming payment,' which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked 'Paid in Full' or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA • Card Services, P.O. Box 203219, Dallas, IX, 75320-3210. Other payment eplions. Mane: Visit ubs.com/onlineservices to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an extemal account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available only (or cardholders with an RMA or UBS Business Services Account BSA. Pay by Mine: To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762.1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. Overnight payments: Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Automatic repayment of cash advances Omagh CasbConnect The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnett Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762.1000 for the UBS Visa Signature credit card. Available only for cardholders with an RMA or Business Services Account BSA. Accrual of interest red her to avoid paying interest en podia. Your due date is at least 23 days after the dose of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (1) we will not impose interest on Purchases during your current Continued on back of next page 00030303 • 0382 CONFIDENTIAL SDNY_GM_00008814 EFTA01596736 Page 3 of 4 You've Earned Bonus Points Congratulations! You have earned 579 bonus points this month. My Choice Rewards Points from UBS lotalioints Beginning Points this period 65.269 Points earned this period 725 Bonus points 579 Adjustments 0 Redemptions 0 Ending points balance 66,573 •For more details on your rewards points activity, please visit us online at ubs.conVuscards Activity for GHISLAINE MAXWELL - Card ending inM Date Descnpom Amount Payments 11/17 PAYMENT THANK YOU -$719.86 -$71926 Total Payments Purchases 11/03 Amara) web services aws.amazon.coWA $144.69 11/04 CLOUDRARE 650-3198939 CA $20.00 11/09 MAILCHIMP •MONTHLY MAILCHINIP.001.16A $550.00 1V79 BUFFER - SOCIAL MEDIA IMPS8uFFER.CCA $10.00 Total Purchases Activity 5724.69 Total Fees Charged in 2017 Total Interest Charged in 2017 $0.00 $0.00 Interest Charge Calculation -31 Days in Billing Cycle Balance Subject to Interest Rate PURCHASES $0.00 16.24% 80 $0.00 BALANCE TRANSFERS $0.00 16.24% 80 $0.00 CASH ADVANCES $0.00 23.24% N) $0.00 I In-,"III Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate ANNUAL PERCENTAGE RATE (APR) Interest Charge CONFIDENTIAL SDNY_GM_00008815 EFTA01596737 Page 4 of 4 billing period if you pay the Statement Balance on the current billing statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. How we will °Melees your Mira sodded to bdereot rate. We use a method called 'daily balance" (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365). to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the "Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Credit bureau reports end disputa We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th Floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. Whet t. do M yam Milk you find an ewer on your statement If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 C20ll UBS Bank USA In your letter, give us the following information: • Account Information: your name and account number • pane the dollar amount of the suspected error • Description of problem: if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors In uniting. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. We ran apply any unpaid amount against your credit hint Your rights if you are dissatisfied with your credit card purchases If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us In welling at: UBS Bank USA - Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. S 8 8 a 8 CONFIDENTIAL SDNY_GM_00008816 EFTA01596738 Customer News Pay Credit Card reminder Do not mail payment. Your Statement Balance in the amount of $719.86 is scheduled to be paid on 11/18/17 from your UBS Account. Thank you. Shop for your holiday gift-giving needs and use your My Choice Rewards points online to do it. Find everything from gift cards for fine dining and premium retail to the latest in luxury goods or gadgets. Book your holiday travel or buy w ha you want and redeem for a statement credit. Explore the range of options on the rewards web site at ubs.com/mycardbenefits. SUBS Statement BiNing Period: Payment Due Date Minimum Payment Due UBS Visa Signature credit card statement Prepared for C)HISLAINE MAXV:itt Primary Card Number Erring in= Account Summary Page I of 4 Questions? Call 1-800-762-1000 ubs.com/onlineservices Activity Summary :,411 If1.1”) Payment Due 53500 Previous Balance $1,359.68 Payment Due Date 11/23/17 - Payments Ctedit Line 535.000.00 + PtaLnases $719.86 Available Credit Line $34,280.14 - Other Credits $0.00 Cad. Credit Line 514.000.00 + Cash Advances $0.00 Available Cash Line $14,000.00 + Fees S0.00 Past Due Amount S0.00 + Interest 50.00 Overlimit Amount $0.00 Statement Balance S719.86 Payment Information* Statement Balance $719.86 Minimum Payment Due $35.00 Payment Due Date 11/23/2017 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you 09/27/17- 10/26/17 November 23, 2017 535.00 may have to pay a late fee up to S38.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it =II take you longer to pay off your balance. For Instance If you make no additional charges using this card and each month you pay... You will pay off the balance shown on this statement in about... 11 And you will end up paying the estimated total of... Only the Minimum Payment 2 years $830 If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov • Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineservices. Detach here. Please make checks payable to UBS Card Services- and include th If undeliverable. UBS BANK USA PO BOX 84040 COLUMBUS GA return to: - CARD SERVICES 31908.4040 ramoi AINF MAYWFI I payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. UBS Card Number Ending in Minimum Payment Due Statement Balance Payment Due Date $35.00 $719.86 November 23, 2017 You are enrolled in Automated Pay Credit Card. Send payments to: UBS BANK USA - CARD SERVICES PO 80X 203219 DALLAS TX 75320-3219 CON F I DENIAL 0000003500 SDNY_GM_00008817 EFTA01596739 Important Information about your UBS credit card teat or steles art Your credit card is issued by UBS Bank USA. If your card is lost or stolen, please contact us immediately at any time at 1.888-762-1232 for the UBS Visa Infinite credit card or 1.800.762-1000 for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed $50. Payment Information. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you cannot 'pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. Remember to make all checks payable to UBS Card Services. Please allow 7 days for the U.S. Postal Service to delver your payment to us. Upon our receipt, your available credit may not be Increased by the payment amount for up to 7 days to ensure the funds from the bank on which your payment is drawn are collected and not returned. you provide a check as payment on this Account, you authorize us to either use the information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. For inquiries, please call 1.888-762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. Mated Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A 'conforming payment' is a payment that: 1) is mailed using the enclosed envelope and payment coupon included with this statement to UBS Bank USA • Card Services, P.O. Box 203219. Dallas, IX 75320-3210 and 2) is in the form of a single, non•folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet these requirements or any payment with multiple checks or money orders, additional correspondence, staples, paperclips, etc. will be considered a 'non•conforming payment,' which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked 'Paid in Full' or language having the same effect without losing any of our rights under this Agreement and such payments may be sent to the following address: UBS Bank USA • Card Services, P.O. Box 203219, Dallas, IX, 75320-3210. Other payment eplions. benne: Visit ubs.cornionlinesenaces to sign up for Pay Credit Card to pay your account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. Eastern time for debits from an extemal account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS Business Services Account BSA account. Available only (or cardholders with an RMA or UBS Business Services Account 85.4. Pay by Mine: To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762.1000 for the UBS Visa Signature credit card. Payments made from an outside account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time are also credited same day. Application of any phone payment to your credit line may be delayed for up to 7 days. Overnight payments: Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, P.O. Box 203219, living, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. Automatic repeyment of cash advances Omagh CasbConnect The CashConnect feature on your UBS credit card account will automatically repay new Cash Advances obtained from ATMs and financial institutions (CashConnect Cash Advances), each night, with available funds from your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA (either referred to as your UBS Account). When we use your UBS Account to repay your CashConnett Cash Advance transaction in full, you will not incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnect Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original transaction date on any remaining balance. You will be charged the APR on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may apply. No other account balances are paid through the CashConnect feature. If you choose not to participate in the CashConnect feature, please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762.1000 for the UBS Visa Signature credit card. Available only for cardholders with an RMA or Business &I-vices Account BSA. Atonal of Interest rd bow to mold paying Interest on purchases. Your due date is at least 23 days after the dose of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement, then (1) we will not impose interest on Purchases during your current Continued on back of next page 2 8 0 8 8 a CONFIDENTIAL SDNY_GM_00008818 EFTA01596740 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 64,54 Points earned this period 72 Bonus points Adjustments Redemptions Ending points balance 65,26 *For more details on your rewards points activity, please visit us online at ubs.conVuscards Activity for GHISLAINE MAXWELL - Card ending in= Date Description Amount Payments 10118 PAYMENT THANK YOU -S1.359.68 Total Payment Activity -S1,359.68 Purchases 10/03 Amazon web services aws.amazon.coWA S139.86 10/04 CLOUDFLARE 650-3198939 CA $20.00 10/09 MAILCHIMP *MONTHLY MAILCHiMP.COM6A $550.00 101t9 BUFFER BUFFER AWESOME HTTPSBUFFER.CCA $10.00 Total Purchases Activity 5719.86 2017 Totals Year-to-Date Summary of Fees and Total Fees Charged in 2017 Total Interest Charged in 2017 Interest Charge Calculation - 30 Days in Billing Cycle Saco Saco PURCHASES BALANCE TRANSFERS CASH ADVANCES Balance ANNUAL Subject to PERCENTAGE Interest Rate RATE (APR) $0.00 $0.00 $0.00 16.24% u0 16.24% he 23.24% he Interest Charge $0.00 $0.00 $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate CONFIDENTIAL SDNY_GM_00008819 EFTA01596741 Page 4 of 4 billing period if you pay the Statement Balance on the current billing statement by the Payment Due Date in the current billing period, and (2) we will credit any payment applied toward Purchases as of the first day in your current billing period if you make a payment by the Payment Due Date in the current billing period that is less than the Statement Balance. If a Statement Balance was shown on your previous billing statement and you did not pay the Statement Balance by the Payment Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown on the current billing statement by the Payment Due Date in the current billing period. For Balance Transfers, interest will accrue from the day we send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. Note are will calculate your balance sodded t. interest into. We use a method called 'daily balance" (including new purchases). To determine the amount of interest to be charged on your Account, we first calculate the 'Balance Subject to Interest Rate" separately for Purchases, for Balance Transfers, and for Cash Advances. We apply the applicable Daily Periodic Rate or the DPR (the DPR for each category is the applicable APR shown on the front of the statement divided by 365). to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as follows: We take the beginning balances for each transaction type on your Account each day, including any interest calculated on the previous day's balance, add to the respective balances any new transaction, subtract any payments or credits and make any other applicable adjustment(s). Your Cardmember Agreement provides for compounding of interest. A credit balance is treated as a balance of zero. If you multiply the "Balance Subject to Interest Rate' for each balance category as shown on your monthly billing statement by the number of days in the billing period and then multiply each sum by the applicable DPR, the results will be the interest assessed, except for minor variations caused by rounding. Credit bureau reports and disputes. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th floor, Nashville, TN 37238. We will request your name; your account number; the credit bureau where you received the credit report; a description of the error; and why you believe it is an error. We will promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. Wkal to de if yen think you find an emir on your statement If you think there is an error on your statement, please write to us at: UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Nashville, TN 37238 020I I UBS Bank USA In your letter, give us the following information: • Account infannatba: your name and account number • oabs roman the dollar amount of the suspected error • Description of problem: if you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors In writing. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We ran apply any unpaid amount against your credit limit Your rights if you are dissatisfied with your credit card purchases If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with Cash Advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all the criteria above are met and you are still dissatisfied with the purchase, contact us in muldng at: UBS Bank USA - Disputes Department P.O. Box 84040 Columbus, GA 31908 While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. Please refer to your Cardmember Agreement for additional information about the terms of your Account. a 8 a 8 a 8 CONFIDENTIAL SDNY_GM_00008820 EFTA01596742