EFTA Document EFTA01380086

Effect of Merger or Acquisition Involving a Program Bank if the amounts held for your benefit in a particular Program Bank's Deposit Account or other deposits at such Program Bank are assumed by another depository institution that acquires the Program Bank through a merger or consolidation, those deposits will continue to be insured separately from any deposits that you might already have with the acquiring Institution until: (1) the maturity date for time deposits such as CDs or (2) six months after the date of the acquisition for other deposits. After that, the assumed deposits will be aggregated with existing balances you hold at the acquiring institution in the same capacity. My Deposit Account set up at the acquiring institution after the acquisition will be aggregated from the date it is opened. List of Program Banks The Program Banks as of September 28, 2016 are as follows: Androscoggin Bank Lewiston, ME Green Bay. WI Associated Bank Barclays Bank Delaware Wilmington. DE Branch Bank & Trust Lumberton, NC CIT Bank Salt Lake City, UT Citibank NA Sioux Falls, SD RBS Citizens Bank Providence, RI RBS Citizens Bank of PA Philadelphia, PA Comenity Capital Bank Salt Lake City, UT Compass Bank Birmingham, AL Deutsche Bank Trust Company Americas New York, NY East West Bank Pasadena CA First Niagara Bank Lockport, NY Flushing Savings Bank Lake Success, NY Glacier Bank Kalispell. MT Huntington National Bank Columbus, OH Israel Discount Bank New York, NY New York Community Bank Westbury, NY Plains Capital Bank Dallas, TX Simmons Bank Pine Bluff, AR Sonabank Warrenton, VA Southwest Bank Fort Worth, TX Texas Capital Bank Richardson, TX i Tristate Capital Pittsburgh, PA Umpqua Bank Portland, OR You may obtain a current list of Program Banks by accessing the information at httpildeutschewealth.comiamericaslen/us_importanLinformation.html and clicking on "Cash Sweep Options" and reviewing this section or by contacting your Relationship Manager. WM179143 015105.011718 Page '2 of 13 CONFIDENTIAL - PURSUANT TO FED. R. GRIM. P. 6(e) CONFIDENTIAL DB-SDNY-0078221 SDNY_GM_00224405 EFTA01380086