EFTA01511359

02 2002 Account Number FINANCIAL TRUST COMPANY, INC. February 01, 2002 - February 28. 2002 JPMorgan Chase Bank 345 Park Avenue, New York, NY 10154-1002 JPMorgan Private Bank Asset Account Portfolio Page 12 of 15 In Case of Errors or Questions About Your Electronic Transfers. Contact )c.p dent Sennt0 Sp9Cetts1 Ce write us al 500 Stanton Chests Road LOPS Newark BE 19713.2107 SS soon as Cu > can dlOu D,MA your sta5~ o %YON Ce if )00 need mere 0reeenatee etreut a infer on the Mekenere We must near from yOu no leer than 60days ale( we sent you re FIRST statement on when the eater et problem eppeered (1) Tee us yOtt name and account number (2)Descree ten purr Or the Yam* you are unsure abol end erterhn as as's/ as you can why lCu teeeve 40000de a why you teed mt.* entortnatOn (3)UM us me data amount or the suspected gyp if sou booted us any, YOO mull Mad us YOur ddnagard 0' quesbOn N onling wdrmi so &anon day's An Cede to panel* your rights We roll rnuestrgate your conaVant end wet collet any tette promptly "be babe ^Ore than 10 bushes, days redo Ind (2000 Ion ParMS44. Wong )001 debt cad Or la internatonal bansaCtiON) tie nil bed t your account 10r the amount wad Mira is on error SOMA! KU Ma have the use Of Money dung be teed lartes us to comp** Our ovestget00 Incaseof errors or qUeStrOnS about your sratemetnt, including your Imo of credit if you owe that your statement a maw( a you rood moo Infarnoton about a fransecton a spur gateman, anciulog a Ano of trod( vansacton )00 mull 4W* to on • sopWOIO Meet deeCeetnO ineed0rOnd Mind JPIAOrga Fn.?. Sank 500 Steelton Cnrotone Rood 1.OPS.3. Nowak 0E/P7132107 We must hey from you no Inv than 60 days she, the statement on which mo one or problem appeared a WO You cars easiest Jour client sena spoasest but doing so roe not preserve your npeda In your Pere,, dense pOnde the tCOOrong ostens)lOn your nee* and a0b0unt nurnber. (2)the deter amount of the suspected end and (3)e dassbyten Of Pe en°, end erreanabon rf you can, why you &reeve there is eel once yOu need may mao-mabon you mast describe the nem you pro unsure abed The JPM1forgen Funds or The JPIrlorpan InsmutIona! Funds or The Amencen Century Funds .0P Morgan Funds Ce.trOort. Mc p the d abate- ed the J P Morgan Funds and ArnencanCentury Investment Sonc'osIncis the castraube of me Amencen Century Funds JAM:igen Investment Ms 'Inc end Amorraan Century Investment Management save as invos!men ?advisors to Mostosped.volund (emus: Show of the funds donor bank deposers and are not guarantied by any bank goverwrore entry or the FDIC Return and slave pro. waV &clue* and rodoepbon value nay be nave a less than strati:oat bthJe the money market funds see* to montane stable net asset voted SI 0 0 per share. there 63 no assurancetsr they we cont,nue to do so The *stnned °onto/income end dvdend fovea:for niukost funds reveserrIthe funds' most recent moan de dendannualeect If you here chosen one of the sweep moue, funds you ere roared that posiaons in the Prime Money Ma het Sweep Fund represent holdngs an the JPMorgan Prme Money Ma, yen Fund popt•ons in the Federal Money Maker Sweep Fund represent ?lording, n the JPMcegen Feder*, Money Market Fund and powbons n the Tav Erenpt Money Market S rep Fund represent hoktngs in the JP1lagen Tee Exempt Morey Meth& Fund JAMorgan Raab, Bank a the marketng name for the Royale banking baseless conducted by J P Morgan Chase 6 Co thrown its subsdranas ecrrdwde moit.dng JPWrgen Chase Bank JP Morgan Trust Company NA ants P Morgan SebuntAbs Inc Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00037182 SDNY_GM_00306380 EFTA01511359