EFTA Document EFTA01365777

BY SIGNING BELOW CLIENT ACKNOWLEDGES THAT: (1) CLIENT HAS RECEIVED, READ AND AGREES TO THE TERMS AND CONDITIONS OF THIS ACCOUNT AGREEMENT, INCLUDING THE APPENDIX WHICH CONTAINS IMPORTANT INFORMATION; AND (2) THE INFORMATION CONTAINED IN THIS ACCOUNT APPLICATION IS ACCURATE. -... - CLIENT AC EDGES THAT THIS ACCOUNT AGREEMENT CONTAINS A AGREES TO IT RMS (ALL ACCOUNT AGREEMENT SIGNATORIES MUST wrnAu. INFDALHERE• PRE-DISPUTE ARBITRATION CLAUSE AT SECTION III, PAGE 6. AND CLIENT THE INTERNA