EFTA Document EFTA01382324

Amendment No. 3 to Form S-1 Ittbk of Contents Off-Balance Sheet Arrangements Guarantees The company is party to a variety of contractual agreements pursuant to which it may be obligated to indemnify the other party for certain matters. These contracts primarily relate to the company's commercial contracts, operating leases and other real estate contracts, trademarks, intellectual property, financial agreements and various other agreements. Under these agreements, the company may provide c