EFTA Document EFTA01382326

Amendment No. 3 to Form S-I Table of Contents Interest Rate Risk and Long-Term Debt We are exposed to market risk from fluctuations in interest rates. We manage our exposure to interest rate fluctuations through the use of interest rate swaps (-Cash Flow Hedges"). Our risk management objective and strategy is to utilize these interest rate swaps to protect the company against adverse fluctuations in interest rates by reducing its exposure to variability in cash flows relating to interest p