EFTA Document EFTA01386137

Important notes The asset allocations described herein are formulated by the Regional Investment Committee within Wealth Management (RIC) and may utilize the following asset class components: U.S. large cap equity. U.S. small cap equity, Japan equity, Europe equity. Pacific ex-Japan equity. emerging markets eqUity. U.S. fixed income, U.S. high-yield bonds. international bonds, emerging market bonds, municipal bonds. Treasury Inflation Protected Securities, hedge funds. Real Estate Investment