EFTA Document EFTA01386145

Important information - Changing market conditions can create fluctuations in the value of a mutual fund investment. When redeemed, a mutual fund may be worth more or less than its original cost . In addition, mutual funds are not insured nor guaranteed by an agency of the U.S. government. Mutual funds offer diversification which can help to reduce risk of loss from holding a single security, but diversification does not protect an investor from an overall decline in the market. While a money