EFTA Document EFTA01448714

B. Limitation on Liability i. For consumers only: If we do not complete an electronic funds transfer (as defined in the Electronic Funds Transfer Act and Regulation E of the Federal Reserve Board) to or from your Account on time or in the correct amount according to your instructions given in accordance with this Agreement, we will be liable for tosses or damages proximately caused by us. Notwithstanding the foregoing, we will not be liable for losses or damages that are caused by an event