EFTA Document EFTA01483490

Primary For the Period 10/1/11 to 10/31/11 IMPORTANT INFORMATION FUNDS AVAILABILITY POLICY STATEMENT Effective July 17, 2011, the 'Longer Delays May Apply" section was replaced with the following: Longer Delays May Apply: In some cases, we may not make all of the funds that you deposited by check available by the first business day after the day of your deposit. Funds may not be available until the second business day after the day of your deposit. However, at least the first 5200 of th