EFTA Document EFTA01487583

IMPORTANT INFORMATION ABOUT YOUR J.P. MORGAN ACCOUNT(S) Effective December 1, 2011. we are eliminating the following transaction fees associated with your JPMorgan Classic Business Checking account: - Exchange Rate Adjustment for ATM withdrawals and card purchases in currency other than U.S. Dollars (Foreign Transaction Fee) - Deposited Item Returned fees In addition, you WI continue to be able to make up to 200 free transactions each month. Beginning December I, 2011, each transaction ov