EFTA Document EFTA01487845

October 01, 2003 - October 31,2003 Page 3 of 3 EPSTEIN INTERESTS Primary Account Number O JPMorgan Private Bank Important Information about Your Statement Personal accounts are subjat to the Deposit Accounts Agreement or the General Terms For Accotmts and Services. Business accounts an: subject to the Tams and Conditions for Commercial Accounts or the General Terms For Accounts and Services Your accounts. unless othawrie indicated on the btatement. are held by JPMorgan Chase Bank (the 'B