EFTA Document EFTA01487928

July 01,2004 - July 30,2004 Page 3 of 3 EPSTEIN INTERESTS Primary Account Number ®JPMorgan Private Bank Important Information about Your Statement Personal accouter are subjem to the Deposit Accounts Agreement or the General Terms For Accotmts and Services. Maness accounts are subject to the Tams and Conditions for Commercial Accounts or the General Tams For Accounts and Services Your accounts. unless otherwise indicarol on the btatement. are held by JPMorgan Chase Bank (the 'Bank').