EFTA01268751

- - - GO, L.L.0 Nos. Pao I Da ont.-./oa iccount tor Werwcralt i ltC kddream 6100 Red Hook Quarter 83 St. Thomas Nom JEFFR e AA.,„ Name: DARRERIND t oti\kmA_ Name: H SELLER / 4/&. MOM: MOM SSN: ID Type: USV I /DL NoV-4 SSN:1111 ID T US Passport No SSN: ID TWONY/DL Na SSN: ID Type: No: Prepared by. U,MCNEIL Authorized . "MUM wet IGO. LLC 5-C—OCCiescrat A %en.' Sept Rees t Out oi fosios Address: 6100 Red Nook Quarter 83 St. Thomas -t- H.: wont Name: JEF EPSTEIN SSN: ID Type: usv x lin No: T-4200411933 Nameil:: ::T:)txAjma N_D SSN ID Type: : US INC passport Name: Y SELLER ,......„ 77 SSN: . ID Tyr Name: SSN: ID Type: Na Prepared by: U.MCNEIL Authorbed byacipciN CONFIDENTIAL SDNY_GM_000 12904 CONFIDENTIAL FrstRankPR000067 EFTA 00123547 EFTA01268751 CERTIFICATION OF BENEFICIAL OWNER(S) The infant:4ton contained In this Certtflestbn Is sought pursuantto Section 1020.230 of Tine 31 of the United States Code of Federal Regulations (31 CFR 1020.230). Person opening an account on behalf of a legal entity must provide the following Information: 1. First Name and Ono of Natural Person Opening Account 12. Last Nana I3. MIddle Initial JEFFREY EPSTEIN 0. Name and type of Legal Entity for With the Account's Being Opened IGO COMPANY LL C. 4a. Legal Entity Address 6100 Red Hook Quarter 83 4b. City St. Thomas 4c. State USVI 4d. ZIP/Postal Code 00802 SECTION I !To add &data* exaviduals. see pose 3; Please provide the following information for an neendual(s), a any. Ma directly or indirectl7 through any contract arranganent understanding. relabonship, or otherwise oars 20% or more of the equity interests oldie legal teddy listed above. Check hem K if no IndNIdtal meets this definition and complete Section 5. Pint Hansa Jeffrey 8. Address 6100 Red Hook Quarter B3 13. Country USA 14 SIM PS Pram s ?knit& Proims) 15. Idendficallon Number dstienwissartkatammeweivier oenardson memo 54538864 15a. State of Issuance: USA 1150. Country of Issuance: i USA 10. Ownership % 100 Kat On loo are putacel miter, Nontl.S. Persons raw also pen* • Social Sectary Humor; an anon idanswesoon are number re romper et cony or intane• of any other poranananhasuad Oman avkleraing natonaidy or residence and *sic a photoption ot sen,or anDuart 0. Last Name 17. ILL Epstein 10. City 111. State St Thomas USVI S. Date of Meth 01/20/1953 12. ZIP/Postal Code 00802 SECTION II Please provide the fOtOvring infogratlon for an illCSVOSUai winIkaglatatiajan fa managing or wiscmg the may. indunng, an execubve dicer or set manager (e.g., Chief Executive Officer, Chief Financial Moth Chief Operaang Officer. Managing Member, General Partner, President, inre President Treasured or Any other indvidual who regulany padre similar functions. 17. First Nana 118. Last Name Jeffrey I Epstein 19. NIL 20. Date death E I 01/20/1953 21. Address 6100 Red Hook Quarter 83 22. City I 23. Stab St Thomas f USVI 24. ZIP/Postal Code 00802 25. Country USA a sss seri ats ponNows Ana . ) Identification (Mat AlWfortMatse or oler we* 27. nn mukspemem 54538864 27a. State of simnel USA 270. Country of Issuance: USA yigni in see of. MS( medal Mond)* Messrs May Ws o prat* • Soda, Soar*. Mortar; an an Alimaficabon card numbs: ornate' and coarnby or other partninanhbouid document natimaay or realdance and Santos phcrograpd or antsW seadvard. EPSTEIN (name informadod provided herein Is financial ioiftsadon written no atit40461841IS person op. • certify. to the best of toy knowledge, that the rant. II any of the i ben r mentioned information changes I agree le provide the sooner such chants. \.. Dm calM. 1 2.24\ _--......___ nototn7m has ets CON F I DENT I ekL sikkp,000068 SONY_GM_00012905 CONFIDENTIAL EFTA_00123548 EFTA01268752 LeplEntity Identifier(Optional): NM:0.1618-0M Pun )NS CONFIDENTIAL CONFIDENTIAL FirstBankPRO00069 SDNY_GM_00012906 EFTA_00 123549 EFTA01268753 Additional Section 1- Second Beneficial Owner (If required) Please provide the ftiltrMng Informationfor an eitividual(s). if any. who, dewily a increody, through any contrail arrangement unclersidndrlp, or otherwise owns 20% a more of the equity interests of the legal entity listed above 5. First Name 1 6. Last Name I i 7. MJ. 8. Date of Birth 9. Address 10. City 1 ii. State I 0.. ZIP/Postal Coda 13. Country 14. SSN flafitesdrelitio-ta Pa* 15. klentincedon Number (SIN. Passport ntsnewcr onerseeer Identlkegamented 15a. Slate of bemoan: 156. Country *User/anon It Ownatsnipx En In ore or e passport number, Noma S. Persons may *0 poor* • Soda Security NrMar. an Oen idenciacetio arra number. amend( and cowry of Issuance of sty other governmeneissuid document erMenchg not:me* or residence era been g a pliCecraph or sent& Additional Section I -Third Beneficial Owner a/rega)/WO Please preside the fca'ovng information for an intliviclual(s), tarry. who. dirooly or Weed* through any catract arrangement. understanding, relabonshq cr onervese owns 20% or more of the equ,ty nterests of the legal entity listed above. 6. First Marna & Last Name 7. 151. & Dated Birth 9. &Phu 10. City 11. State 12. MPfPostal Code 13. Country 14. SSN S Pelmet litrivla Perconst It Identification Number (SSN Peeoritlfumcerorolt • r sender dentection motel 15a. State of Issuance: 156. Country of bsuance: It Ownership % =Z. In kyr of a passport numfier. Norall.S. Persons may elan amnia' a Saco? Security MaMber. en Men idendiacatker cad ananbef. 0 I numtr and catty Of f emirs* or any Od-er goventmentvissood document evidencing nebonagy or manna and hennas pnOtograph or Janis esiegums. Additional Section 1- Fourth Beneficial Owner (If required) Plods. provide the following information for an ridnicluaes). deny. who, &achy or imirectly, through any contraCt arrangement. understand . reratbristio. or oithenvise owns 20% or marod ten egtilyYear9ntdthe legal MUy feted above. 0. Finn thane & Last Name i 7. MJ. 0. Date d Birth S. Address 1 10. City 11. State 12. ZIP/Pottel Cods 1& Country U. ESN (U.S. Perna telonuLtS.Pencre) 1& Idendfkation Minter (SSN,PessporfNurnerractherrentre Identeaton numbed 15e. State of Issuance: 150. Country of issuance: 116. Ownership % N aw of • passport ',orate( Non-U.S Persons may also provides Sour Seemly Monter an Men clentekattn card number. or number and stunt& a ;nuance of any other cpvernmenaissued docurnetnt MidenCutg nflOOnaSty Cr red:Mena end bearing • photograph or sandier safeguard. NOMO-161/4)11$ Ps/ MS CON Fl DENT IAFirMLR000070 SDNY 12907 CONFIDENTIAL EFTA_00123550 EFTA01268754 Additional Section 1 - Fifth Beneficial Owner (If required) Please provide the following informabon ratan Individual(s). deny. who. drectly or hdredly. lymph any coraraCt arrangemenL uideSendig. teebtaShiP Or Othenesetivan 20% a MOM of the equM nterints d the egel enthy Wed above. 6. First Name 6. Last Name 7. M.I. I S. DES a Birth i 9. Address 110. City 11. State 1 12. ZIP/Panel Code 1. Country IL sim (USP•teteeitico4L""") 15. Idendlicadon Number (Sear Posstert /enterer Wet emir dernancon noted 15e. State of Issuance: 150. Country of Issuance: 16. Ownership % aSErl ki deo as Patin' mange 00,-U S. Penes* may Sae provide • goes, Sewer terintet, en seen oferteficenon card number. or number and tasty ci awn* of any OW gOvenmentiolued Occurnent evidencing neffonagy a rapine and beano; • peceonon a Um* safeguard. Additional Section 1 -Sixth Beneficial Owner afrOpirtth Please provne the following nrormaton fix an Individuate), early. who• COMCVYof becfrabi Through aillYcocalict ainsedernant, understand relaticeship, cr otherVASO aerel 20% cc more of the equity insists of the legsentiy Feted above. 5. First Nene IL Last Name 7. M.L S. Date of Birth t Address 10. City 11. Stab 12. ZIP/Postal Code 13. Country U. SSN WS. PenkneNces11.1 Pareen) 15. IdeMliketion Number (SW Red/ Nintieratowamfer dennedennumeed 15a. State of Issuance: 150. Country of Issuance: It Ownership % Mat m see ere passport number; 000.3. Pomona may also pen* a Soot Sew*, Nu,'ta-. an aeon NIMOSItiOn aed nurrour, or number and OeNtrosy a spisanee of ere Cgs govemmerPiesued efocomenf enapsung natant* or resew.* end boating • "Soren or singe seeegvarO Additional Section 1 - Seventh Beneficial Owner (If required) Please provide the followng information for an individuate). Vert Um. ClOteroc biectlY. not* , ear convect Millicernont. understandng. relationship or Mantlesoven 20% cc more of the u Interests of the IeQNentity listed above 5. First Name 6. Last Name 7. ILL i IL Date of Birth 9. Address 10. City 111. State 12. 2PIPostal Code 13. Country 14. SSI4 (U.S PrescaelPioneit PiStIng 15. Identification Number (SW PesaceetNumeerceolgrasnilee klentlfascnn numbig 15a. Stated Issuance: 150. Country of Issuance: 16. Ownership % Mg. In Novas POSSOOrt number. NoPLI.S. Persons may MO made a Smdi Searcy Meter. an Alen iekrelcaolon cane minter, or number and country a deviance of arty Wier governenenf4ssue0 doatwrt evidencing nagonsege or iseideree end geadiv ir photograph or tinier safeguard. NNt40-16194141 I Pun Sof CONFIDENTIAL leapRoocom SDNY 12908 CONFIDENTIAL EFTA_0012355 I EFTA01268755 1 First Bank Name and Address M ntenance Form (RM) Branch: Waterfient-Platinum Banking Customer Name: le0 Company LLC Maintenance to: Account: Account: Account K TEA 0 Al Records K The CustOrmir RelatIoneNp K The Following Accounts: Account Account: Account: 0 Credit Cad Account Number. Account _ Account Amount lasetitikes: Pitiaaficareilete cafe slew where the Manta:MON needed Actual Name: Jeffrey E. Epstein New Nan New Legal Tide: missticisimiLtritE MAINTENANCE —1 BEINEFICIARY.0YRIERRELATION CODE AND. PERCENTAGE OF OWNERSHIP-PIMP SCREEN Authorized Signer who is a Beneficial Owner Authonzed Signer who is a Beneficial Owner and has sgnirant responsibly Individual who is a Beneficial Owner Irdiviot.el who is a Beneficial :Owner and bas significant response. ay Authorized Signer with significant responsibility for managing tre legal entity (Control Prong) Indvidual who has significant tespcnsibility for managing tfrve legal crab/ (Control Prong) Addreeel: Address2: 0 = A-8 _% 181=ACB EL" ❑= BEF ❑= EtClf O -AC ❑nCRL --41VaiMiltamitiotaimmtmatice City: State: Home Philp: Work Phone: Mt Phone Alternate Phone: Type: E-mail Address: Cellular Phone: Extension: Citizen: Social Security: Pdmary ID: ID Number: Secondary ID: ID Nurn ben Employer: Employes Since: Occupation: Address: City: Stet*: { Employer Phone: Annual Gross: Employment Statue: MACS CODE (if ): 10•13-01 Ott IIR Also Residential Address? ❑Yee 0 No Zip Cods: C Do Not Call Do Not Em a' i Birth Date: Gender: OffrEmplowte: Zip Code Customer Signature • - CONFIDENTIAL FirstBankPM000072 SO NY_GM_000 12909 CONFIDENTIAL Erl'A_00123552 EFTA01268756 1 First Bank Waive Charge Request Form Service Charges and Interest Branch: WF,EEP,FDPPOS Amount Number. Name of the Account Holder Jeffrey Epstein Indicate and/or explain the reason and JustiDcation for the request K Overdrawn Account Clouse K Account for Internal Bank Use • Banking Relationship', indicate the type of changes to wave: • Monthly service fee and transactions O NSF fee E Uncollected fee C Daily monkish lee [ Managers Cheek fee O Mona' Order Sae • Other wire transfer fees Explanaaon: See attached memo for account details Prepared by: Jeanne George Name Matto Assistant Manager or Branch Manager Richard Young Area Manager Anger Dawson ECR Business Director Date Sicinaturg gpg 1-4 (9114 • In the case of Bankna Retationshps,euthorgetion Morn the Beech Menage, Regional Deena Manager and the ECR Buenas Curator is rooting. Also outwit the acted RSABA - Customer Relaionskp to Mecum lateen and any other doarrentation to tetanal the reused as addable. NAINS-250.1214R CONFIDENTIAL FsteeapR000073 S0NY_GM_00012910 CONFIDENTIAL EFTA_00123553 EFTA01268757 MEMO Daje: 4/6/2016 ssU From; Richard Young BL Jeffrey Epstein Jeffrey Epstein is a large non-borrowing deposit Platinum Banking client of FirstBank VI. He has several companies with all of the accounts with FirstElank. He keeps an average combined balance of over $5.3MM with FirstBank. Mr. Epstein has been banking with FirstBank for over 7 years. Based on the overall deposit relationship, all of his accounts are approved to receive waived account service charge fees and waived wire transfer fees. Going forward, Mr. Epstein's accounts will not receive a charge for service fees. Richard Young pieciourk g Busy-ass Relationship MerWeee Market Mirage, Wm. 11.1.1.1e Curer to 4. t v 0 Res 3Crre3.3 St 'I mum, WSv: 340477S-83r 344.71SeSSI CONFIDENTIAL FirstBankPR000074 CONFIDENTIAL EFTA _001 23554 SDNY_GM_00012911 EFTA01268758 Fie rat 6.170 r-rifkte- 4 rt. 6 Ase..;., Laivawits Itska, -} :j eat tat' a II% g € 11! e e .4-ateine W -it= W-4,,nzga. Ws-rEs fisks iz Ite261,. grisl,cd Wypnp fa , Jeanne Brennan ottl itgances rani a Reouts: CONFIDENTIAL CONFIDENTIAL FirstBankPR000075 SDNY_Gm_00012912 EFTA 00123555 EFTA01268759 Totai nitarces feud 1 IP ft-Sten:LA*0;1 CONFIDENTIAL CONFIDENTIAL FirstBankPR000078 SDNY_GM_000 12913 EFTA_00 123556 EFTA01268760 seadtg Jeffrey E Epstein Totd instances Exit 0 rrAlati**; Smuts: CONFIDENTIAL SDNY CONFIDENTIAL FirstBankPRO00077 EFTA_00123557 EFTA01268761 tr: 133 V 'Occurs vote. Mot. • 111 Pacr. f Novel Otc•P:- :VFW .4R# USA. Olher,,, kt elcc4o 3nel-Cworci Marna:6N VOW', ,•( Yew", Myclhiamiteas ipv/Ilhcohviao8644, =Tr. =.aildirrr net] unn .r Marl / (PPM .de .,..mere 1First Betity CONFIDENTIAL CONFIDENTIAL FirstBankPR000078 SD NY_GM_00012915 EFTA_00123558 EFTA01268762 Fb F.O 15: To Faoiss Nub - , tete'sal S.444an -*frecia 4 ,,4 tia mtcren rup.m..umestooviotkitheioiceftenuoiamwovevzoticorato:_tz. zit S.••••••• •••• ma • w•.• .••••=mma. • •..0.• taus& •••••••••• ••w••••i •••••••.• • ••J• won. .....••••••• Cs ••••• .4 ice it A LI. Rnisitd seschnq IGO C0MPAINY, LIE Taal nstarces found: CONFIDENTIAL CONFIDENTIAL FirstBankPR000079 SD NY_GM_00012916 EFTA_00123559 EFTA01268763 FnisheA IGO COMPAnY, it Tee. riterces and: tests: CONFIDENTIAL CONFIDENTIAL FirstBankPR000080 SDNY_GM_000 12917 EFTA 00123560 EFTA01268764 -arm* illaiS46 AD, LLC C CONIC d )1/4A it \ C w0 i a.' HOMe: swat 6100 Red Hook Quarter 8.3 St Thomas .r. • work Name: JEFF EPSTEIN „,. SSN: ID Tyros: USITI/DL No: T-42004119.33 ID Type: • I l... t NameDACklerfrID IU-A-stA- Nadir Y BELLER 2 ( ..........-7 A EL . SSN. ID T No: Name: SSN: ID Type: No: Prepared or U.MCNEIL Authorized Dy e z/ CONFIDENTIAL FirstBankPRO000411 SDNY_GM_00012918 CONFIDENTIAL EFTA 00123561 EFTA01268765 Client Due Diligence Business Accounts 1 Business Information : Account Title (-Depositor): ii2smt Accent Number: SSJTIN/EIN: Physical Addrtan Mailing Address: 6100 Red Hook Quarter Suite B3 Same S. 113:411es, US Virgin Mande coece eureseeldepitane a Bras Fes • 340-7754528 IMereetlabsite Address NIA Unit of Busineite Holden Comma/ MACS Code gfoonn Dale Established: 1228P2006 Annual Sales: 30 Mx. of Ofeceseranchos: I Nbr. of Employees: 0 Property Stakes: O Own rriit Lade Referred By O Actrenisernent El Current Cient 001her: Dorset Person Nave a The Jeanne Brennan Contact Person Talton,* 2 Ac Count -I ype O Sole Proprietorship O Partnership El Covocration O Non•Prolli O i 1.ls 0 at O Other 0 Carmen:MI ChoMing ' O Commercial DSA Oechn3 , O Gemmed Csedtr; O Docolera Chewy', a 74 O Arrarced OC , FR arrneesi Su:enent S7 O Arranged0C Cesecre Mtn I - CarenerCrie D6A Deemer, 6V O Arranged 00 CAA 0 Correct Mat:over S7 ClGoisyrrierd Sinned Sv C Commend/ SSA Myr/Tire SU O CM:rnerc.al Pantom Savres O Cc...ernes Pasta Swings O Dedfale of Deem O Deer. 3 Author rzed Signer (Complete the follinving nirotormlnir rue each aufhonzed signer.) Authorized Signer Name: Jeffrey Epstein Financial Protztcr: ConSuitard Member Caeca la Physics/ (Hese) Address Personal Mailing Address: Lime Salm James Island 6100 Red took Quarter B3 St Thorn US Virgin :stands St. Thomas US Man Wanda %alai pVl Nnl On Of Bkm.12 1 Pea Y I Caen OtUSA Home Sumter a s 1 if n Ntrisr. raNaa Fax Mo a turlber. i .eattleit 340-T/6-2526 , I r SO IMMO Two& Menhir VI Drivers lion. 14203411933 klenefianon Esciraesn Owe: 01/20/09 RS OFAC OPLC p iCHEXSYSTEMS craredOYes O 17, 0 T a 3 1 wAY SSN Response: Year 67 state: ily_ ID Response het 40 .- tstsgtraZihrs. -uat..... ,f/ . Xl SANK REFERENCE requested El Yee UN°. enter* ntiYI O yi4,(, es* C0LA2ert+' Response: Chock heft if 'here are stleftlenal signers on reveal else Of V. Cent Inlermaton Sire (FYC)BullInsmAtcrants .:. Account Agreement Acceptance Jri0 Faxpayer Statt.t. rtilicatirir • The elm c s MN me i fey beer clesenaleel as a decomory der daposftor and Mel bee irate the elOrmalon cordoned n .c . ers Clint Iii, -mason Sneer (Km) art finds t accord, on 'Ns one T613 DePeelICT her mend and arms Who Tame and Agniterneds for CanmeMal /ewes and Rees and Fees Serrate Currdy /1 react Was maybe amended or de 090 0acccart arts Santa 3 Him selected Under eecaes or POW. re Deport certfies ma (f) Rs nutter van an We form is me correct Mx .dentalostket weer and (2) ere me Depositor 'is net sub0c1 to Weep vetneolaing emir tam* (e) thee rot been nabbed by the MIMI* Ponvue Serves (IRS) Mat it is sear to terneelisp as a recut d Sure to moon al Intones Oe doter* ce(b)tre toe IPS tea notified tie Depose< mat a is rata-ice( saes to backup wasaang or wee from been )10'03009. (3) me Depositor is a U.S. say. (Cross our subvert 2(a) if it is not But it Statement 3 le not true, cress out and cocas an appapithts Form se-e) The mark Revenue Senior. does not require your tensed to any provision of this document other than the CostMoseon required to avoid hada:. wiffesokling. Pete 10,932007 Type: I a WON Amount Member If the ass desa a over S505,00) O Con 0 Check Transfem Do you Intend Do you p.oMe Maw Oiled Treaders ark lo deposit checks check casting or t with Second remitter r3/4 ase Maned eau= at funds or soiree . .. & ....,_ • r,r math. (Ream Guide for wistnetons) tb—._. indorsements/ . O Yes 0 NO seerices? O Yes 0 No Cade: Nan Transactors: 00 -10 O 11- zo 0 21 - ao O Ogler: Telalktictunla — - - -- — - - -040-66:000-- O .s.uu risme fisislearrnowo — ace*: Tape: O Case 0 Chen O Amount Tweets 0 are Treated O POS a Payroll 0 Cam Nyasa O lamasees CMOs/Money Oren O ACH 00lher Date No. ot Transardionto 00-10 O 11- 20 O 21 - 50 O Other. Total Arrant (SF O 30 • 36.000 O 35,001 - 315,000 0 $15,001 - $50,000 0 Other. — TA*: 0 Cash 0 mums O exam Tr set 0 wits Tangiers O POS 13 Porta O DINOHNipaalt D Marnoe. Chamfers:nee alms O SCR 0 Other , arms 0 Yes 0162 scants •'.:.1 r.sralaix reakvi f.kr. 4 A' a'•w xttwt: Current 0 asp%) 44,}rt • Assault The Jelreapstain Act owe Tea: Ncirlat st n sterideiaaeMarerterRamentPuwieniso CONFIDENTIAL SO NY_GM_00012919 CONFIDENTIAL FirstBankPRO00082 EFTA_00123562 EFTA01268766 ,,narte: Cluton rcb1..0Oe. First 8. Additional Au!IlOriled Signers (Complete the 'Obeht 3 ,ffiorrnation for each 3i/thawed sagner 1 ' Authorized Signer Name: Darren Indykc P,dessen Mornay Carom Telt Aleoressy Personal Mailing Address: 6100 Red Hook Quarter 83 &Thomas MI 00002 St. Thomas USVI 00802 Seas Date Of Er Place Or eitve New York Omen or. USA edranern Toccione Nurber. i &tame Fax eaurnbec 1 M . Meter. i Final Address: Vain ioemttKawn Typt & 'Otter. 20 US immectsca Examen Or. 3/10/2012 AC pitc EXSYSTEMS caned ea No. why: SSN Reepentre: Year State: it ir e I ID Response t uzaStratintille8a2. tL liSANK REFERENCE requested Yes NO. MOW RaSpOres: "MY: SaCC14d-b,10.—CS2-s:Steak— Authorized Signer Name: Henry Beller Proketac CPA cane Tier Accountant Physical _P Address: Persoral Mame Sodsl Doe a Beer Meat a Bette NY Clam Or USA c nese Fax Number. L Motile tenter. Ems Morns: 'MA -• lielc ;t25ir Vann Ram it:unloosen Types& icing, moon OM I, I- 1.1*-1 Alliptillin I tn it IZOFAC PLC CHEXSYSTEMS called es e - -E SSP1 Response: Year I97& State: ID Responea nee N> YI ,y4c.1 -La VBANK REFERENCE requested U Yes VW, explain why: e&i Ski a "01:a.nreL Response: a. Authorized Signer Name: Prolessio2tr Z Cal:orate TIM Physical (HMO Address: Personal Ma Addneit Sosiel Seasky Nemec Date a Sum: 0lErrey Omen CC Horne Teephom Ntrnbec Business Telpher* WKS: Wanner Mote Number. Erma Mane: Yam in OCCIINIOn: Photo Menai:Mc° Type 1 Numter. I identacerion Steatite Dm o mac OPLC C CHEXSYSTEMS a 13 NO. explain why: SSN Response: . Stater. ID Response 0 BANK RE NCE reasserted 0 Yee 0 No. mine', why Res • Authorized Signer NOM: Otmtelle lie Physical (Home) Address: Malang Address: 8cdel Swag Weer: Dee Of NM Pea a I Caen Ot Wen Tewaces ember. Business lielepnene r Gunnels Far Nurser Voter Mater: Foal Address: Van in ciewpaten: Photo Kleneartion T Writer I Identdcedcn Emir/Non Dm 0 CfAC rICYS eetereD en 0 No. explain why: SSN : Year State: ID Response: OPLC ID EFERENCE requested 0 Yee • 1:1 No. explaIn Why: Res ea Ageouel ) &gnaws cab remeed Opining Cm: 9t.11 IMICeaeltqueeetvel (ffiltfterenc asico - 17 it/ 0 m OFAC & PLC (Fraudulent Accost Cat Veined EMI VA IL Reviews. Commems Reason For Denying Account: C Merchant Card Services nIi Crest Cue 0 Overdraft Lin* 0 Lhe 04Cretit El (*.First/Una (Internet) 0 First Fax 0 Payrol 0 Cash Management D Night Depository 0 Other CONFIDEN I 1AL SONY_Ghi_000 12920 CONFIDENTIAL FirstBankPRO EFTA_00123563 EFTA01268767 1FirSt Bank Virgin Islands We the urdarsigned Members. Managers. a Officers of iG0 Company. LIC etanpany, loaded at Mennen Nett Harbor St Thomas HEREBY CERTIFY that Company, a Limed Lately Company formed pursuant to Is composed d the lohowIng Mentes: Jeffrey Epstein. Member and the falbeng Manager cr Oelcee(S): Jeanne Brenta Manager imam lad urrimia Need «Teem a Otare; Limited Liability Company Letter and Security Agreement Date V 0 2/0 U.S Yergn kkndsl Law. elm raceme To induce you in your dierehon to ad and rely hereon and on the signature o' any of the designated Present of *AM Maneges. Members. Officers employees or agents of Company FAuttiodzed Person(s)1, we agree and certify on behalf of Company as Wows: 1. FirstEank (dane) is hereby designated as depository of Company. and any Authorised Peson is authorized to Oepost or designate ror deposit any funds d Company in Bank et any of its branches Bank may at any time refuse to accept ansa may return by winery mag or anemias the wheels or any part of a &Pea 2. The folowing duly appointed kilnalzed Perm(t) Member Denial IntbrdwAttmey, Harry Beter-Accentan.. signing singly (kw popteee d hona avs. SR"we. finch KO* t) arid mar successors are hereby authorized b agn. by hand or by Warde (inoluding, bit not limled to, compute' generated) sigratere(s). chicks, drafts, acceptances and ana Instruments (heminaftet each coloctivey referred to as ltem(eF). Itheisarelng the ateve, any Automat Person is authonzeo sngy to: (I) intiale Automated Dearing House FACH') debts Aleut a signa. t (2) treats payments by use of Depository TrEJ*et Checks ('DIC') without a Skylable other tan the name of Company period on the DTC: a (3) give InstiuctionS, by means other than the signing Of WI item, wan rasped to any account tense:ton, induchng kit dot listed to the payment. render or Withdrawal cd kinds by wire. =Cuter a abler Medea means. or Mimes. ord money, cocas. terns or property at any tire hed by Bank for account el Company fInstarann. 3 Bank is hereby authorized b honor and pay Itizn whetter signed ty hand or by facsiree (metin ng. bu. not lathed to. carpi« generated) egnaturetal. In the case d fawn.. agnates, Banka authorized lo pay any Item a the sIgistere, regarcloss of how or by whom LIPS, and whetter or not the form ed signature used on dal Rem MS actuaNy prepared by ce for Company. resembles te specialers Mac win Bank by Company. Be* is furls ikitrICOzed to how and pay OTC% ACHs. Inmedians, and other omens green Singe/ by any Autcrized Person, irobang such as may brie] about or increase ar aerate arid such as may be payade to Or la the benefit of any Autorized Person a Otter Manager a Member a employee irdvickely. sexist ,niculry as to the circumstances of the mumce or the disposition of the precedes thereof era without Is as to amount 4. Bank is hereby at/Mated to accept for depose. for negotiator coloction. or otherwise. Items endorsed by any person or by stamp or other impression al the name or account rumba of Company mead inquiry as to be circumstanom ol the endorsement or any lack 01 endorsement or the cis/meson of the protests. 5. The 'cowing Authorized Persons Member. of Company alpha SngY Orcloile by NMI tom aurteced b eeld la lamas, et; titekete rut no et el:, are totaling e.g side style:ult.:. are hereby authorized to eled !cans and advances and obtain creel at any time for Company Wet Bark (and guarantee on behal of Company the obligations of Others to Bank), secured or unseated, and fa such loans and advances and credit and guarantees to make. execute and delver promissory node and other Widen otegatons a evidence of ndefretess of Company, apes:eons for tenors of credit. instruments of guarantee an' !Morn* and any agreements or undertakings, giver& or specific. with respect to airy of the foregarg, and as seamy for the payment of ans. advances, Indebtedness guaranheas and lableies of. or craft giren to, Oyrpany a Gaffs l0 pledge. hypothecate. mortgage. assign. Vander, grant fee and seculty interests is give rights with reeped to. endorse and delve property of any assalption. real or personal, and any Merest herein and evidente ol any thereof at any tine held by company, and b execute mortgages. Oett S of burl. sewer agreements, inetbrents ourarster, assignment a dedge, powers of attorney and Other agreements Of eshuments which may te necessary or decade in connection Merewlft: and also to sel to, or amnint with. Bank cawnercial µapa. d:s rawivable, accost reek-ads, sacks, bonds or any otter sedates a property at any time led by Company, and to that end to entree, assign. sealer and Mire the same: to execute and delher instruments a agreements of Steordinabon and assignment sabdaddry to Bark and also te Oho any ceders or COMIC* for the deiwery. sale. exchange d c<her deposition of any properly a interest therein or evidence thereof belonging to Company and at any !Me in the hands of Bank whether as °Massa: or tithe:~ add to execute and delve such other agreements, nramments and damtres and to do such Other acts and things as may be necessary a desitabe or radiate' by Bank In oonnecdon wen any of the Foregoing and Bank S hereby autonzed to tenor, accept and execute any cie the transactions described above. 6. Thai al ber elsimunts rod advances heretofore o0taied on titian ol Cowpony and all notes and ate obligations or evidences thereof oho foregoing being referred lo as 'Obigetecne) of Company held by Bank are hereby approved railed and confirmed. Company oat hereby gem b Bank a ~oho lien for the amount of my andes bellies and obligations ei Company to Berard clams d any nature ara der-ratan of Back against Company, atoner now existing or hereafter harred. mignaly °Detracted rinn Bank andtot vorh andhet or others and now or hereafter Oohing to or acqured in any manner by Bank whether contracted by Caves acne or 'ahoy ancttor severalty wti another of others. gealule a contingent sewed a untreated. matured or unmeant' (al of which are nereafter mass..* trite Lloin leietrit se direm creel/94M Rut Rim --CONFIDENTIAL FirstBankPRO00084 SDNY_Ghl_00012921 CONFIDENTIAL EFTA_00123564 EFTA01268768 called TVgallons, Won any and a] moneys, mantes and any and af other pnreny el Company and the proceeds there* now or home/tor actually or conned/ held or recanted by or n mane in any manner to a fran Bark, As correspondents or agents from or for Compaq, whether for Saleireeeng. costa dodge. trargareer. tendon or otherwise coming atio the possession of Bank in any way. 8. In ease et confiding darns a espies, or doubt on Bank's part as to the validly. went, mocifrahon. revocation or ewes° of anyone williones herein °Waned. Bank may. but need not rent nine nor give any died to any notice from any Manage a Member of Company. or from ary other person purporting »cancel resttct or change any of said authories, or the exercise meted. unless Bark is reared to Co so by the 'Wren". dame or ado:dame having junction of the saied matter and of the parties le such confiding ciaims a disputes. 9. Conroy agrees to be bound by the Terms and Oeneitiors let Busress Accounts and Seems, current,' in erred and as amended attester. as well as any srature card, depose ticket checkbook passbook statement cl account, receipt insUmment document or other agreemene, aches, bit not "muted to, kinds transfer agreements, deivered or made avaiable to Company from Bank and by all rages posted at the deg of Bank at which the exount d Company is maintanel in eal case with the same effect as it each and every term thereof were se forth in fin herein and mace a part tercel. 10. &bra to paragraph 10 above, at the faegeng authaitieS stall ran in Na fore and effect until revoked or !mired by kitten notice ro Bank provided that arch notice els not be elecIve wt respect to any revocation or maditionicn of said arteries end Balk she have had a reasonable opporturdy to act line and In no even prior to the receipt cn the payment. of money or to astedrawai of mind dated on a prior to the date of such note, but peered to Bank alter reed of such note and Bans is hereby authorized at al Imes to rely upon to last nose. cenrcaten cr Calinanalen recetved by it as to the pewee who from time to time may be signathesdCcmpany, a as to their respective spedmen signatures anchor as to any err Company matters, and Bank shell be hold harmless In such mere. The Managers. Members, and Officers of Conroy, or any one or MOM CO them are hereby anhortzed to as for Company in all other maters and ens:rens relating to any of Its bushes with Bark tirkerg. but net freed to. the coreartion and deiwery d arty agreements a contracts recess ary tO effect the foregoing Headgear's. 12. Company hereby represents and warrants tot nee of the Merges herein cretaired are contrary to or Inconsistent wit any other agmeements among Monter& of Company, or between Company and other parties. 13. Bank is hereby released from ary fabity and shah be trammed against any kiss. leaky or expense wising from herring this Agreernem. 14. The signature(s) below 4/are the sitinerds) or me Manager(s), h Company is manger-managed, the signalureis) of the klisgmbens) Company ts mernber-renage, a to signriads) cf the Officer(s) N Company is governed by a toed of erectors. NM: In case the Manager, Member, or Officer is autherizad Very may yours, to sign by the above provisions, this Agreement should be signed by a second Manager, Member. of Officer, IGO CanPany, LLC Nam decease BY The: Meter We" Rental. a Crays nic. BY: 4,aostaS.4-2(kne.etestette_ TAM: Manager Minna MSc: MO TOO 6100 Red Hook Quarter B3 St. Thomas U69100802 mews CONFIDENTIAL FirMBenkPR000085 SD NY_GM_000 12922 CONFIDENTIAL EFTA_00123565 EFTA01268769 Grip: 571520 I • Met 122O2C0S 03:12 PIA Arnie A. Rkeate. Lee/tart Go.moe ARTICLES OF ORGANIZATION OF ....IGOCOMEANY-J—GC. I, the undasigesd natural person of the age of eighteen years or more, acting as organizer of a limited liability company under the Uniform Limited Liability Company Aa, Chapter 15, Tffie 13, Virgin islands Code ("Unite= Limited Liability Company Act"), do hereby adopt the fotowing Articles of Organization for such limited liability company. ARTICLE ONE NAME, ADDRESS AND PRDICIPAL OPFICB Name and Address 1. The Name and Address of the limited liability company shall be IGO Company, L.L.C, (the "Company"), of 6100 Red Hook Quarter, Suite B-3, &realm Yacht Harbor, St Thomas, Virgin Islands 00601 The mailing address of the Company shall be is 6100 Red Hook Qua Sails B-3, American Yacht )mbar, St Thomas, Virgin Is'ands 00802. Principal Office 2. Toe principal office and permanent address for the transaction of business of the Company shall be the address stated in paragraph 1 of these Articles as the physical address of the Company. Registered Agent and Office 3. The mailing address of the Companys initial registered agent is 1340 Tainneberg, St. Thomas, V100802. 4. The physlea1 address of the Company's registered agent is 1340 Taarneberg, St. Thomas, Vi 00802. 5. The name of the initial registered agent at such address is Maria Tank=son Hodge. 6. The business address of the registered agent and the address of the registered of arc identical. n ro f ARTICLE TWO n su i-tscr WM= *-tzr -is Tar t: The purpose for skid the Company is organized ism engage in the any °all aleenrefal. business for winch a limited liability company may be organized under the Uniform bruited Liability Company Act and the other laws of the US Virgin Islands. Teril ems u.a. vet* rte C eon- ttC 5 P.p.( CONFIDENTIALFinttBanK, R000086 SD NY_GM_000 12923 CONFIDENTIAL EFTA 00123566 EFTA01268770 The foregoing paragraph sbal: be careened as mumenting both objects and purposes of this company, and it is hereby expressly provided that the foregoing nuarration of specific - "exposes rhalLooLbe_beldtoJimiLfirmslainLituaymkgncr the purposes of this Cosuoy other wise pareitted by law. ARTICLE THREE DURATION AN9) CONTINUITY The period of duration of this company shall be papaw& No member or manager shall have the power to dissolve the Company by his or her independent act of any kind, without the unanimous consent of all members. ARTICLE POUR Mafia= The name and adtess of the manners of this Company arc Jeanne Brame, Physical Address: 6100 Red Hook Quart:, SuiteB-3,Arrocan Yacht Harbor. St. Thomas, Virgin Wands 00802 Mang Addrac 6100 Red Hook Quarter, Suite B-3, American Yacht HL-bor SI. Thomas, VI 00802 ARTICLE FIVE 14A1V.GEMENT The Company shall be manger-managed. The name and address of the manager of the Company is as follows: Jeamie Braman Physical Address: : 6100 Red Hook Quarter Suite B-3, Amaican Yacht Hrbor, St Thomas, Virgin !Awls 00802 Mailing Address: 6100 Red Hook Quarter, Suite B.3, Amnion Yacht Harbor c.", St Thomas, VI 0080l en g P:1, 7, n ors, -0 O N -u 7.- TS a- US W h.-- The Company shall begin b.:nit:am with capital in the mount of One Thousand Dirlie (S1,000.60). ARTICLE SIX CAPITA/4 2 CONFIDENTIAL FirstBankPR000087 SD NY_GM_000 12924 CONFIDENTIAL EFTA_00123567 EFTA01268771 3 ARTICLE SEVEN LIMITATION OF muesli No manager of the Company shall be liable to the Company or its me:mbarmoat:nay — damages for an act or an omission in such manager's capacity as a manager, except for liability of a =maga for (i) a breach of a manager's duty of loyalty to the Company or its membein, (ii) an act or omission not in good faith that constitutes &breech of duty of a manger to the Company or an act or omission that involves interniceal misconduct or a knowing violation of the law, (iii) a transaction from which a manager received an improper benefit, whether or not the benefit resulted from an aeon taken within the scope of the manager's position, or (iv) an act or omission from which the liability of a manager is expressly provided for by an applicable statue. If the Uniform Liability Company Act cc other applicable law is amended to authorize action £umber eliminating or limiting the liability of managers, than the liability of say manager of the Company shall be eliminated or limited to the fullest extent permitted by the Iloilo= Limited Liability Company Act or other applicable law, as so amended. Any repeal or modification of the foregoing paragraph by the members shall not adversely affect my right or protection of any manager existing at the time of such repeal or morificanott ARTICLE EIGHT MEMBER LIABILITY N, member of the Company shall be liable for the debts and obligations of the Company under Section 1303, Subsection (c) of the Uniform Limited Liability Company Act ARTICLE NINE SEVERABILITY If any phrase, clime. sentence, paragraph, or pemisico of these Articles of organization is held to be void or illegal, then it shall not impair or affect the bale= of Wan Articles, and the undersigned Orgvti of the Company does hereby declare that she would have signgl and executed the balance of these Articles without such void or illegal provisions. n g F., 5 IN wrrNEss WHEREOF. the undasigeptpersons have Manuto set thp, #.`„1. Organizas of the Company this the 2: day of /...0 ettvaeA 2006. a , -0 " - .rr.! : CONFIDENTIAL SO NY_GM_000 12925 CONFIDENTIAL EFTA_00123568 EFTA01268772 CONSENT of AGENT for SERVICE of PROCESS This writing wmtesseth that the undersigned MARIA TANKENSON HODGE having been designated bythe limited liability company known as IOO COMPANY, LLC., as agent of the sat company upon whom service of process may be made in all suits arising against the said company in the Courts of the Virgin Islands, does hereby consent to act as such agent, and that service of process may be made upon me in accordance with Title 13 of the Virgin Islands Code. IN WITIND3SS WBEREOF, I have hereunto set my signature this 27t" day of December, 2006. Maria Tenkenson Hodge HODGE & FRANCOIS 1340 Taameberg St Thomas, VI 00802 Subscribed and sworn to before me ibis etA ' dayday of .als-s_ • . 2006 at Charlotte Amalie, St Thomas, U.S. Virgin Islands. CONFIDENTIAL NataryPublic • ET LS. • P.* Te nt; e x tao 031"7 , rcl y1 Mara, ""'• "O 'es C tri CONFIDENTIAL l 9 SDNY_GM_000 12926 EFTA_00123569 EFTA01268773 Corp No. 571920 GOVERNMENT OF -- THE VIRG1N-ISLANDS OF-THE UNITED STATES- - 0 - CHARLOTTE AMALIE, St THOMAS, VI 00802 CERTIFICATE OF EXISTENCE C lo go 319bom Inuit IlrestentS Con2D VARGRAVE A. RICHARDS, Lieutenant Governor of the Virgin Islands do hereby certify that I am, by virtue of the laws of the Virgin Islands, the custodian of the corporate records and the proper officer to execute this certificate. I Anther certify that the records of this office disclose that IGO Company, LL.C. Limited Liability Company was duly registered to conduct business in the Territory on December 28, 2006 and has a legal existence as a Limited Liability Company so farm the records of this office show. Witness ray hand and the seal of the Government of the Virgin Wands of the United States, at Charlotte Amalie, St. Thomas, this 28th day of December, 2006. VARGRAVE A. RICHARDS Lieutenant Governor of the Virgin Islands CONFIDENTIAL CONFIDENTIAL FirstBankPRO00090 SDNY_GM_000 12927 EFTA_00123570 EFTA01268774 1 First Bank Virgin islands Limited Liability Company Letter and Security Agreement Ode d- 2 -67 We the undersigned Members. Managers. or Wan of TC. 0 Calgertuatwo (Company) located at HEREBY CERTIFY that Company, a Limed Medley Company formed uantb 1 LC composed ot the folowng Members: C Cry. ty Fotare w U.S nata 14.4 law, and the farming Manager or Officer(si Poke Nees ct ranee es vinery of mar dace* To induce you in your orrecrerto to al and rely hereonandco the signature of any of the designated present of Mire Managers. Maillbett Otters. employees cv agents of Company MUtorized Person(s)", we agree cad certify eh behalf of Company as folbyrs: t. First8ank tBankl is hereby designated as depository of Company and any Authorized Person is authorized to demise or designate for deposit any funds of Company in Bank at any ol it branches. Bank may at any tine refuse to accept andior may return by oninary mail or Menne) the More or any part of a deposit 2. The teething duly wanted Authorized Person(s) mono lee— Wag Seexexly .3. rte.-4 EpeStun__, tatinAsto• leeran R.-tow/0) fa man g egnrg Una roar ea rem. rake. et.) and hit so:passers are hereby authorized to signh by hand or by Mania (n000fing, tut not &mad to. computer generated) sigratvre(s). checks, drafts. acceptances and other bitumens (hereinafter eank collearrefy referred to as literary Nolwthstandng the above. any Mtaized Person is aulhatzed envy to: (Initiate Automened Cleating Hate debts ivtioul a signature; (2) irate payments by use of Depository Transfer Checks ('OTC) were. a signature other than the name of Company printed on ha DTC or (3) one InsDuctions. by means other than the signing of an awn. wtt respect to any account transaction, including, but rid lamed lo the payment, tarsier or Mdatnial of kits by me, computer r carer dethrone means. or °incense, or of more/ credit, kerns or many at any lime held by Bank for =OW of ComPany (Instucticre'l 3. Bank is hereby authorized to honor aid pay hems, whether signed by hard a by facsimile Includig, but not limited no. atauler generated) sgnaturea). In the case d wont° signatures. Bank is authorized to pay any Item e the swarms, regardless of ham or by Muni attxed. and Metier or rot the bon of skgnature used on such tar was amuty prepared by or for Company. resembles the sacra* feed "<:h Bank by Company. Bank is linnet authorized to honor and pay Dies. ACHs. Insmuurocrs. and other orders given angly by any Authorized Person. nickdrg such as may bring about or increase an overdraft and son as may to payable to or Cr the benefit of any Authorized Person Of other Manager or Member or employee indritnaly. maxi inpury as io the cicurnstares cl the issuance or the dttotten of the proceeds thereof and without volt as b amount 4. Bank is hereby authorized to accept for deposn. for crab. or for collagen. a ethermse. Items endorsed by any person or by stamp or other ingression in the name or account number of Company intim hairy as to re eectamsialces of the endorsement or any tick of scitorsemert re the dispositim ol tho proceeds. 5. The togotyrg kadionaed Persons J e F Fre pal e,w, arreraee ••• wr.aie • tynearts exes flaxen nee:an neetzw., en) CallParlY. aMang gran hottoofia et. WO t be e anaa. rtnOn tan en/ we hereby authorized to effect bars and atkarces and obtain craft at any time to Oompeny from Bank (and guarantee al (*hal of Company the oblgatinns of others to Bark), seated or urnecured, and for such tans and advances and credit and guarantees to make, execute and dela( promissory notes and other vaten obigarions r evidence of Indebtedress of Company. appications for letters of credo, iristuments of guarantee an' Etemrity and any agreements or undertakings. general or spate, with respect b any of the Sonnoing, and as security for the payment of bans, advanxe. indebtedness, Baran ees and Satiates or, or medt given to, Company or others to pledge. hypothecate, mortgage. assign, transfer. grant liens and securty interests in, give rights wth respect no, endorse and delver property 01 any desolation, roil or perscas:, and any interest Merin and evben» of any Thereof at any Erne ned by company. and to execute molgages, deeds of trust security agreement, instruments of transfer. assignment or pledge. powers of attorney and other agnomens Cr insmuments - which may be necessary of desirable in corrector therein: and also to sell to, r decant wt Bank. commercial paper, bib recerrable. accounts recearabe, stoics. bonds or any other seculars or Property at taw ire held cy Crivpany..ace—to_r Ihraral0-inairea; ea,* tsnler ad deliver to same; a VAC= v •Oftnirriir liWir3 or agreements of stbonlaration and assignment sarslactory to Bank and also to glee any orders or consents for the delivery. sale. exchange or other disposibon of any property or retest tenth or evidence thered bonging to Company and at any tine ii the hands of Bank, whether as collateral or corvine, and to execute and delves sat ether agreements, instruments and documents and to do such other acts and things as may be necessary or desirable a repined by Bank di connection wits any of the foregoing and Banks hereby authorized to honor, accept arid execute any 01 the transact ins &scrawl above. 6. That all bans. decays and advances heretofore obtained on behalf of Company and all notes and other obligations or evidences thereof (the toter) hex; referred to as tibigations1 of Company held by Bank are hereby a:proved retied, and confirmed. 7. Company does hereby gine to Bank a Caltinulng ten for to amount of any and al latillbes and obigatons c Company to Bark and claims of awry nave and dew/intim of Bank against Company. whether now ekiSing or hereafter froned. VicaN091ta:led wit Bank aner another or ethers and now cr hereafter ovary no or acquired in any manner by Bert whether contracted by Company steno or lardy ffrpnalint ae *am orfrstank Mao Art CONFIDENTIAL LLren CONFIDENTIAL kp,00009, So NY_GM_000 12928 EFTA 00123571 EFTA01268775 severalty with another or others. absolute or contingent secaec or treecured, matured or unmatured of which are hereafter collect/0y =Cod •COOgations, upon any and el moneys. sectaries we any and al other property of Company and the proceeds therm& now or thereafter actualy or construblivett tlek or received by cr in trarsn n any manner to or from Bank, its correspondents or agents from or for CoolParig. whether for safekeePthg. custody. pledge, trensmoson. eclectic() or otherwise coming the the possession of Bark et any my. Et In case of conflicting darn or dspays. or doubt on Bank's part as to the vaidly, extent, mcdificeton, revocation or mese a any of tie authcmies tereln contained. Bank may. bit new rot recognize rot give any Meet to any notice moth any Manager or Member of Corrowry. or from any other parson pumtiming to cancel. restret Or Chance wry cf sad authorities. or the exercise tweak unless Bank is required to do so by thejudgment decree or order of a coat having jaisdclim of the subject male( art of the parties to set contrite claims or fops 3. Company agrees to be bound by the Terms and Canteens for Busiest Acoounrs and Services, currently in effect and as amended hereafter, as veil as ary signature card deoost rrxaC chactidock. passbook, statement of accent. receipt, instrument. document cr other agreements, such as. Out net Mrted to, funds transfer agreements, delivered or trade available to Company from Bank and by a I nooses pored at the Wee of Bank at uhlth the =aunt of Company a maintained, in each case with the same effect as if each and every teen tiered were set forth in fur herein and made a part hereof. 10. Subject to paragraph 10 above. al the foregoing authates shall remain in furl force and effect meth revoked or fenced by written more to Bank Provided that suit note shell not be effecttee van respect to any revocation or roars= of sail authoribes uol Bank that have had a reasonable opportunity lo act thereon and ion no event prior to the reap' ce the parreM of money or the withdrawal of hinds dated on or price fo the dale el such note. but presented to Bank after receipt of such nolo* and Bank is hereby authcelzed at at bores to rely upon the last notice. certiltalion or communtafon received by it as to the persons who from tea to time may be signatories of Company, or as to tier respective spec:knee signatures ancla as to any other Company meters, and Bank steel be had harmless in such relarce. 11. The Managers, Members. and Officers of Corroany, or any one a more of them are hereby authorized to act for Company in al other matters and transactions relating b any of is business With Bank including be not Weed to, the exoticat and delivery of any agreements or contacts necessary lo effect the foregaing Resolnions. 12. Company hereby represents and war/arts that none of the airbortes herein contorted are contrary to or inooessfent with any other agreements among Members of Ctinpany, or between Company and oller pat Is. Bank la hereby released from any Wily and stet be irderreirlied against any loss. liabilly or expense aris'ng hem banana ens Agreement 14. The elaneture(s) berm rare the sgreture(s) cf Fe Manager( s), l Company 4 rnaragerrnanaged the signatseith of the Member's) il CaT/PODY k member-managed, or the airway's) at the Officer's) I Company 4 governed ty a ooard of dee:Mrs. KM hi case the Manager, Member. or Officer Is authorized b bhp by the above provisions, this Agreement should be seped bye second Manager. Member. of Officer. tiel aW.:tifrev,oftheakitheti fletetabaLwA. Monaco-- Olfroolf,11ords.cf MISTY) Very tray yours, TOc) tt.c a oe of CorfOafT Sibt5 .end pima, Atom .Thorn Cis (../S11/ octet CONFIDENTIAL CONFIDENTIAL SCINY_GM_000 12929 FirstBankPR000092 EFTA_00123572 EFTA01268776 Validate Business Entity Result/. Validate Business Entity Results for 1 G O eemwnr, Lit Page 1 of RESULTS SUMMARY OFAC CHECK: PASSED ID CHECK: NO MATCHING RECORDS FOUND FOR ENTITY • Input EIN: Input NWT*: I G O Company, LLC Input Address: 6100 Red Hook Quarter Suite b3 St Thomas VI 00802 Input Phone: Account number: Account Status: OPENED Print This Pate • !alto. https://production.penleyine.com/petiley/sectaeNBEReportDetail.dehnodeptint&oid46... 3/11/2008 CONFIDENTIAL CONFIDENTIAL FoStBankPR000093 SDNY_GM_000 12930 EFTA_D0 I 23573 EFTA01268777 ChexSystems Page I of I cherSystemsa Consumer Information (As Captured) 1G 0 Company LLC 4100 Red Hook Quarter Suite b3 St Thomas VI 00802 atone: Country of CitIZOnship: Please Call Reference Detail E1N. Transaction Tracking ID: 1205256258559:229113:PNXID066_Pt; CheaSystents- Al; WHIM eft proncled Dv ChnSystems, Mc, a wiloarovmeci Itnwird by subsavy *Funds covottoon. eFunas Print This Pant Dion J httpsitoroduetion.penleyine.comtperJey/securekhexSystemsReportnetail.dobid460017... 3/1112008 CONFIDENTIAL CONFIDENTIAL FirstBankPR000094 SDNY_GM_00012931 EFTA_00123574 EFTA01268778 ID Verification Results /D Verification Results for Jeffrey Epstein page 1 of 1 RESULTS SUMMARY OFAC CHECK: PASSED ID CHECK: OVERRIDE ' SSN: PASSED ' wad tetween Input SSN: 12/31/1969 In New York. NAME MATCH: PASSED Input Name: Jeffrey Epstein ADDRESS MATCH: FAILED j Input Address: Little St James Island St Thomas VI 00802 Dir. Info: 457 MADISON AVE NEW YORK NY 10022 Dif. Info: 358 EL BRILLO WAY PALM BEACH FL 33480 Dif. Info: AMERICAN YATCH HER MARINA DEL REY CA 90292 DATE OF BIRTH MATCH: PASSED Input Date of Birth: 01/20/1953 Alternative Verifications HOME PHONE MATCH: Input Home Phone: NO Verification Data Given LICENSE MATCH: Input License Number: No Verification Data Given DN. Info: E123425530200 OW. Info: E12342530200 DECEASE:) Account Status: OPENED Override Comments: On 03/10/08 at 08:45:00 Macklin Colon Added: Cleared • Obvious Address Mismatch Client has relocated to St Thomas flint ThisPape - Clait hups://production.penleyinc.coni/penley/securefastWatchReportDetail.do?mode=prinkkoi... 3/10/2008 CONFIDENTIAL SDNY 12932 CONFIDENTIAL EFTA_00123575 EFTA01268779 ChexSystems Quail/Fiat, Reopen Page I of Consumer Information (As Captured) Jeffrey Epstein SSN Little St James Island Dot 0120/953 St Thomas VI 00802 DL*: DL STATE: Oben*: Country of Citizenship: US Account Actions Action: REVIEW Recommended Actions: Product Offer Product Identification Information LIRAS SSN validation: bECAFIE AVAILABLE FOR ISSUANCE IN 1967 IN NV SSN:Y ChexSystoms History Previous Inquiries: No Previous Inquiries Found. closures: No Closure history found for this Consumer. Reference DMA Debit Bureau Ref*: ISCA31616166 Transaction Tracking ID: 1205156796296:111705:PfO30068_PI: ChexSystems' 11 alai led In Al: services ant pfoinVect or OiraSystems, int, a nliOrty, Owned sut/frdarY of *SunOS COrddralliOn. t•1 LUHLs Eclaillaissas • Cass haps://productiompalleyine.com/penley/secure/chedystemsReportDetaiLclo7oidi426599... 3/1012008 CONFIDENTIAL FirstBankPR000096 SDNY_GM_000 12933 CONFIDENTIAL EFTA_00123576 EFTA01268780 ID Verification Results Page 1 of 2 ID VerMaition Results for Darren Indyke RESULTS SUMMARY OFAC CHECK: PASSED ID CHECK: OVERRIDE • SSN: PASSED Issued 12/31/1975 in New Volk. Input SSN: NAME MATCH: PASSED Input Name: Darren Indyke ADDRESS MATCH: FAILED Input Address: St Thomas VI Dk. Info: Dlr. Info: [ DATE OF BIRTH MATCH: ; Input Date of Birth: Anernadve Verifications r ; HOME PHONE MATCH: . Input Home Phone: No Verification Data Given DM Info: LICENSE MATCH: FInput License Number: No Verification Data Given DECEASED: NO Additional actions taken: I I I Oa 03/10/06 at 00:38:05 Madelin Colon Added. Client Las relocated to at Thomas J Account Status: OPENED Override Comments: IA httprifproduction.palleyinc.convpenley/socUrefastWatchRepOttDelaii.demOdeoprint&oi... 3/10/2008 CONFIDENTIAL FlrM6ank.„ SD NY_GM_000 12934 CONFIDENTIAL EFTA 00123577 EFTA01268781 ChcxSystems Page I of I QuefIFINS Response Consumer Information (As Captured) Darren !Wyk, St Thomas VI 00802 SSN DOB. CAP IX STATE: Phone: Country of Otizenshio: US Account Actions Action: Recommended Actions: REVIEW Product Offer Product Identification Information A,P.R. SSN VeilidaDon: BECAME AVAILABLE FOR ISSUANCE IN 1974 IN NY SSN:Y ENORSVstems History Previous Inquiries: No Previous Inquiries Found. Closures: No closure history found for this consumer. Reference Detail Debit Bureau Ref*: Transaction Tracking ID: CherSysterns- lenwnsi In IBCA.31687585 120S1S6867S2S:111798:PECID068_PI: Ni Ww0ea are oroWdird tv OteSysterns, Inc., a roholinsoled subway,'" 'Fund, Corcerabog. Punt This - CI914 hrtps://production.penleyinc.com/penley/secumichexSystemsReportDetailx1o?oid=326599... 3/10/2008 CONFIDENTIALFIrst, SDNY_Ghi_000 12935 CONFIDENTIAL EFTA 00123578 EFTA01268782 ID Verification Results Page 1 of 1 ID Verification RESULTS SUMMARY •• OFAC CHECK: PASSED ID CHECK: PASSED SSN: PASSED weed ZMnOM in New Vark, Input SSN: NAME MATCH: PASSED Input Name: Harry Seller ADDRESS MATCH: PASSED i Input Address: L_ DATE OF BIRTH MA • Input Date of Birth HOME PHONE MATCH: Input Home Phone: No VeriftcatIon Data Given Dif. Info: I LICENSE MATCH: i Input • No Verification Data Given Dif. Info: ! DECEASED: NO t I • Account Status: OPENED • htips://production.pealeyinc.com/penley/secureffestWatchlleportDetaiLdo?modeprint&oi... 3/10/2008 CONFIDENTIAL FirstBankPR000099 SDNY_Ghi_000 12936 CONFIDENTIAL EFTA 00123579 EFTA01268783 ChezSystems Page 1 of 1 Qua/I/lila Response Consumer Information (As Captured) Harry Bauer SVC DLO: DL STATE: Friona: Country of Citizenship: US Account Actions Atha: REVIEW Recommended Actions: Product Offer Product Limits identification Information A.P.R. SSN Valoauon: BECAME AVAILABLE FOR ISSUANCE IN 1972 IN NY SSN:Y ChexSystems History Previous Inquiries: No Previous Inquiries Found. Closures: No closure history found for this consumer. Reference Detail Debit Bureau Refa: LOCA31717194 Transaction Tracking ID: 1205156897654:111847:PMX10048J11: CherSystems P.. A., roil in as se/vats ate provided by Chard/stuns Inc., a rehOtry•Oret Said*? a eFtmds CorcOnttiOn. Print This Pacq • Oars https://moduction.penleyine.eom/penley/securekhexSystemsReportDetail.do?oid=326600... 3/10/2 8 CONFIDENTIAL CONFIDENTIAL FirstBankPR000100 SD NY_GM_000 12937 EFTA_00123580 EFTA01268784 • .:,ffl]-.12-8087(NON) 11:58 003/019 760 COMPANY. LLC OPERATING AGREEMENT THIS OPERATING AGREEMENT (the "Agreement, of IGO COMPANY. LAC (the "Company) is made and and Into, effcalve for all purposes and in all respects as ache of January, 2007. ( the "Effective Date"), by the widersigned parties. WHEREAS, a limited liability company has been formed under the name IGO Company, LLC for the purposes set forth in Paragraph 4 hereof, pursuant to the United States Virgin Islands Uniform Limited Liability Company Act (fitk 13 of the Virgin Islands Code, Chapter IS, § 1101 et seq. (1998)) (the "Act"), as amended, and other applicable laws of the United Sato: Virgin Islands: and WHEREAS, the undersigned for himself and an other persons who may become members of the Company in accordance with the tams of this Agreement and the Act (hereinafter referred to as a "Manlier" or "Members"), cl.sires by this Agreement to set forth certain provisions regarding the Company's capitalization. operation, management and profit and loss allocation, among other things. NOW, THEREFORE, in consideration of the foregoing. of the mutual promises herein contained and of other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the panics hereto, intending to be bound. hereby covenant and agree as follows: I . Definitions. (A) 'Ace shall mean the United States Virgin Islands Uniform Limited Liability Company Act [Title 13 of the Virgin Islands Code, Chapter 15, § 1101 et seq. (1998)] (the "Act"), as the sane may be amended from time to time. (B) *Agreement" shall mean this Operating Agreement and Exhibit A attached hereto, as originally executed and as amended from time to time in writing. (C) "Capital Account" shall. with respect to each Member, mean and refer to the separate "book" account for such Member to be established and maintained in all events in the manner provided under, and in accordance with, Treasury Regulation § 1.704- 1 (b)(2)(iv), as amended, and in accordance with the other provisions of Treasury Regulation § 1.704-1 (b) that must be complied with in order for the Capital Accounts to be determined and maintained in accordance with the provisions of Treasury Regulation §1.704-1(b)(2Xiv). in funheranee of and consistent with the foregoing. a Member's Capital Account shall include generally, without limitation, the Capital Contribution of a Member (as of any particular date), (i) increased by the Member's distributive share of profits, income and gain of' the Company (including, if such date is not the close of the Company Accounting Year. the distributive share of profits, income and gain of the Company for the period from the close of the last Company Accounting Year to such date), and (II) decreased by the Member's distributive share of losses and deductions of the Company and distributions by the Company to such Member (including, if such date is not the close of the Company Accounting Year, the distributive share of losses and deductions of the Company and distributions by the Company dining the period from the CONFIDENTIAL CONFIDENTIAL FirStBankPRO00101 SD NY_GM_000 12938 EFTA_00123581 EFTA01268785 .889-R-200Nacti) 11: 58 • • • 100 COMPANY: LLC Operork Agreement Pagr P 00a/019 close of the List Company Accounting Year to such date). For purposes of the foregoing. distributions of property shall malt in a decrease in a Member's Capital Account equal to the agreed fair market value of such property distributed (less the amount of indebtedness, if any, of the Company which is assumed by such Member and/or the amount of indebtedness. if any, to which such property is subject. as of the date of distribution) by the Company to such Member. (D) "Capital Contribution' or "Capital Contnbutions" shall mesa and refer to the amount of cash. and/or the agreed fair makes value of properly (less the amount of indebtedness, if any, of such Member which is assumed by the Company and/or the amount of indebtedness, if any, to which such property is subject, as of the date of contribution. without regawl to the provisions of Code Section 7701(g)). actually contributed by a Member to the capital of the Company, as well as any additional contributions actually made pursuant to this Agreement, including, but not limited to, any amounts paid by a Member (except to the extent indemnification is made by another Member) in respect of any claims, liabilities or obligations against the Company and/or pursuant to any guaranty of Company indebtedness or otherwise by such Member. (E) "Code" shall man the internal Revenue Code of 1986, as amended. All references herein to Sections of the Code shall include any corresponding provision or provisions of succeeding law. (f) "Company shall refer to 1OO COMPANY, D.C. . (0) 'Company Accounting Year" shall mean and refer to the accotmting year of the Company. ending December 31 of each year. (H) "Company Assets," at any particular time. shall mean and refer to the Company Property and any other asses or property (tangible or intangible, chose or intimate, fixed or contingent) of the Company. (1) 'Company karat" shall mean and refer to the entire ownership interest of a Member in the Company at any particular time, including the right of such Member to any and all benefits to which a Member may be entitled as provided in this Agreement and under the Act. together with the obligations of such Member to comply with all of the tams and provisions of this Agreement and the Act. (J) 'Company Property" shall mean and refer to all real estate and personal properly owned by the Company. together with all rights. privileges, interests. easements. improvements. haeditaments and appurtenances no w or hereafter belonging or appertaining thereto. (K) 'Exhibit A" shall mean and refer to the original Exhibit A to this Agreement, relating to the names, addresses and Percentage Interests of the Muir ba (L) "Member' or 'Members' shall mean and refer to those persons and/or entities designated as such on Exhibit A attached hereto, either individually or collectively, who are the equity owners of the Company. CONFIDENTIAL CONFIDENTIAL FirstBankPR000102 SDNY_GAi_000 12939 EFTA_00123582 EFTA01268786 .fEtt-I2-20O(M0H) it; S9 • IGO COMPANY, Etc Operating Agreement Page 3 P. 005/019 (3.1) 'Net Cash Flow' of the Company shall mean all cash receipts of the Company on band from time to time (including. without limitation, the proceeds of any loans, gross sales proceeds and the cash Capital Contributions of the Members). less the total cash disbursements of the company (including, without limitation, operating expenses and capital expenditures of the Company and repayments of any loans, including those from any Mernba(s)). and less any waiting capital cash reserve(s) which the Members dean necessary for the efficient conduct of the Company. (N) 'Percentage Interest' of a Member shall mean the percentage participation in the Company of such Member as at forth opposite the name of such Member under the column 'Percentage Interest' in Exhibit A attached hereto, as such percentage may be adjusted from time to time pursuant to the terms h=oof. (O) 'Substitute Member shall mean any person or entity who or which is admitted as a Member of the Company pursuant to Paragraph 12 hereof. (P) "Tenn" shall mean and refer to the period of time that the Company shall continue in existence, which shall commence as of the Effective Date of its formation and be of unlimited duration. (Q) "Manager" shall mean one or more manages. Specifically. "Manager" shall mean Jeanne Brennan or any other person or persons who succeed her in that capacity. References to the Malaga in the singular or as him, her, it, itself, or other like references shall also. where the context so requires, be deemed to include the plural or the masculine or feminine reference, as the case may be. 2. Nave of Company. The name of the Company shall be "IGO COMPANY, LLC". 3. Formation of Company. The Members shall cause to be organized and formed a limited liability company under the laws of the United States Virgin Islands by the filing of the Articles of Organization of the Company (the "Articles') pursuant to the Act (on behalf of themselves and any Substitute Member(s)). This Agreement is subject to, and governed by, the Act and the Articles which shall be filed with the Office of the Lieutenant Governor. Corporate Division. in the event of a direct conflict between the provisions of this Agreement and either the mandatory provisions of the Act or the Articles, such mandatory provisions of the Act or the Articles, as the sae may be, shall be controlling. 4 Centaur/ Purnosq. The general purposes of the Company are to acquire. own, hold, develop, construct, lease, manage, operate and/or, if and when necessary or appropriate, sell or otherwise dispose of the Company Property (or any portion thereof), whether located in the U.S. Virgin Islands or elsa...1,...0„ and other real and personal property of any 1drid or nature for the production of a profit and to engage in any and all activities incidental or related to the foregoing or otherwise engage in and do any act concerning any or all lawful businesses for which limited liability companies may be organised according to the Act. CONFIDENTIAL CONFIDENTIAL FirstEankFR000,03 SDNY_GM_00012940 EFTA_00 123583 EFTA01268787 Efft-I2-2007(M0N) 11:59 P. 006/019 ‘--• ICO COMPANY. LW OPCPWring A grventent Pose 4 . Principe] Office: Resident Aeon. The principal office oldie Company shall be located at 6100 Rod Hook Quetta. Suite B-3, American Yacht Harbx, St. Thomas, Virgin Islands 00802 'fbc mailing address for the Company shall be 6100 Red Hook Quarter, Suite B-3, American Yacht Harbor St. Thomas, VI 00802. The resident agent of the Company (thc "Resident Agent") in the United States Virgin Islands for service of process shall be Maria Tankenson Hodge, who is a resident of the United States Virgin Islands, or such other person as may Sc dmigrated by the Members. The 'Address of the Resident Agent is 1340 Tnameberg, St. Thomas, Virgin Islands, 00802. 6. Capital Contriburiefis. (A) Each Member shall contribute to the capital of the Company the amount set forth after the name of such Member in Exhibit A, and such member shall receive appropriate credit to his or its Capital Account therefor. (B) In the event tint at any time, additional funds are required by the Company, then the authorized Members, acting for and on behalf of the Company, shall have the tight (but not the obligation) to either camribute additional capital, or to came the Company to borrow such required funds (the "Additional Funds"). with interest payable at then-prevailing rates, from commercial banks, savings and loans associations and/or other lending institutions or other persons (nchtding Members). his the present intent of the parties to contribute any additional capital required by the Company in equal shares. However, in the event that all the Members do not agree to contribute additional capital. Or to cause the Company to borrow additional capital, then one or more but fewer than all authorized Members, if able and willing to contribute additional capital. may do so, in which event the capital amounts of the Members shall be adjusted to reflect the reallocation of ownership to conform to the total capital contributions of all Members, including the additional capital contributed hereunder. (C) No Member shall be required to make any Capital Contribution to the Company beyond the amounts set forth in this paragraph 6(A). except as may be agreed to by such Member in writing. Additional capital may be contributed to the Company, but only upon the written consent of all Members, except under the terms of the preceding pamgaph. (D) No Member (in his or its capacity as it Member) shall be personally liable for losses, costs, expenses, liabilities or obligations of the Company in excess of his or its Capital Contributions required tinder this paragraph 6, without such Member's prior written consent 7. Allocation of Profit and Losses. (A) "Profit" and "Loss" shall, for purposes of this paragraph 7. mean, for each fiscal year of the Company or other period, an amount equal to the Company's taxable income, gain, loss or deduction for such year or period, determined by the Company's accountants in accordance with Code Section 703(a), with the following adjustments: CONFIDENTIAL FirstBankPR000104 S0NY_GM_00012041 CONFIDENTIAL EFTA_00123584 EFTA01268788 fee-,I 2-2007(MI3N) 12,00 P 007/0!9 • • !CO COMPANY, LLC Operating Agreement Page (I) All income or gain of the Company that is exempt from Federal income tax and not otherwise taken into 3CCOIMI in computing Profit and Loss pursuant to this subparagraph 7(a) shall be added to such taxable income, gain, loss or deduction. (2) Any expenditure of the Company described in Code Section 703(a)(2)(11) or treated's:sae expenditure described in such Section and not otherwise taken into account in computing Profit and Loss pursuant to this paragraph 7 shall be subtracted from such taxable income, gain, loss or deduction. (11) Except as otherwise set forth in subparagraph 7(C) hereof, the distributive slimes of each item of Profit. Loss, deduction, credit or basis of the Company for any Company Accounting Year or other period shall be allocated to the Members, pro rata, in proportion to their respective Percentage Interests. (C) The Members, with the review and concurrence of the Company's sceounteus, may allocate taxable income, gain, loss, credit and deduction (or items thereof) arising in any Company Accounting Year in a manner other than as provided in subparagraph TM) hereof if, and to the MUM that, the allocations otherwise provided wake this paragraph 7 would not be permissible under Code Sections 704(b) and/or 704(c). Any allocation made pursuant to, and in accordance with, this subparagraph 7(C) shall be deemed to be a complete substitute for the allocation otherwise provided in subparagraph 7(B) hacot and no amendment of this Agreement or approval of any Member shall be required with respect thereto, and each Member shall, for all purposes and in all respects, be deemed to have approved any such reasonable allocation. (13) If a Company Interest is transferred or assigned during a Company Accounting Year, that pan orally item of Profit Loss, income, gain, deduction. credit, basis or tax incidents allocated pursuant to this paragraph 7 with respect to the Company Interest so transferred shall, in the reasonable discretion of the Members, be allocated between the transferor and the transferee in proportion to the number of days in such Company Accounting Year during uthich each owned such Company Interest, as disclosed by the Company books and records. S. Distribution of Net Cashilow . Except to the extent that Net Cash Flow shall be distributed upon termination of the Company pursuant to subparagraph 14(B) hereof, the Net Cash Flow of the Company shall be paid or distributed annually during each Company Accounting Year (or more or less frequently lithe Members dean it advisable) to the Members. pro ram, in proportion to their respective Percentage Interests. l egatiThIpagSpaugarazz. Legal title to the Company Asses shall be held in the name of the Company, or in any other manner which the Members determine to be in the best interest of the Company. Without limiting the foregoing want of authority, the Members may cause the Company to take and hold title, or arrange to have title taken and held in the name of others, as trustees or nominees for and on behalf of the Company. CONFIDENTIAL FirstBankPR000105 SDNY_GM_000 12942 CONFIDENTIAL EFTA_00123585 EFTA01268789 EE11-,I2-2007(NON) 12:00 P 008/019 • • IGO COMACVY, LLC Operating Arrow.* Pose 6 10. Mannoement. (A) The business and affairs of the Company shall be managed by its Manager or Mangers. Except for situations in which the approval of the Members is expressly required by this Operating Agreement or by nonwaivable provisions of applicable law, the Manager shall have full and complete authority, power and discretion to manage and control the business, affairs and properties of the Company, to make all decisions regarding those matters and to perform any and all other acts or activities customary or incident to the management of the Company's business. AL any time wheals= is more than one Manager, any one Manager may take any action permitted to be taken by the Managers. unless the approval of more than one of the Mangers is expressly required pursuant to this Operating .Agreement or the Act. (B) Number. Tenure and Qualifications. The Company shall initially have two (2) Managers The number of Managers of the Company shall be fixed from time to time by the affirmative vote of Members holding at Iciest a majority interest. In no instance shall there be less than one Manager. Each Manager shall hold office until he or she resigns or is removed pursuant to Section 10(K). Managers shall be appointed by the affirmative vote of Members holding at least a majority interest. Managers need not be residents of the Virgin Islands or Members of the Company. (C) Certain Powers of Manager. Without limiting the generality of Section 10(A). the Manager shall have power and authority, on behalf of the Company: (1) To acquire property from any Person as the Manager may determine. The fact that a Manager or a Member is directly or indirectly affiliated or connected with any such Person shall not prohibit the Manager from dealing with thin Person. (2) To borrow money for the Company from honks, other lending institutions, the Managers, Members, or Affiliates of the Managers or Member on such terms as the Manager deems appropriate, and in connection with such borrowing. to hypothecate, encumber and grant security interests in the assets of the Company to secure repayment of the borrowed sums. No debt shall be contracted or liability incurred by or on behalf of the Company except by the Monger• or to the extent permitted under the Act, by agents or employees of the Company expressly authorized to contract such debt or incur such liability by the Manager. (3) To purchase liability and other insurance to protect the Company's property and business. (4) To hold and own any Comfy real and personal properly in the name of the Company. CONFIDENTIAL CONFIDENTIAL FirstBankPR000106 SDNY_GM_00012943 EFTA_00123586 EFTA01268790 .FE0-.12-2007(N0N) 12:01 . . KO COMPANY. LW Operating dign-eawat Page 7 p. 009/019 (5) To invest any Company funds temporarily (by way of example but not limitation) in time deposits, short-tens governmental obligations, commercial paper or other investments. (6) To execute on behalf of the Company all instromeras and documents. having a value of $2,000.00 or less, including but not limited to checks, drafts, notes, and other negotiable btsuuments, mortgages or deeds of trust. security agreements, financing statements. documents providing for the acquisition, mortgage, or disposition of the Company's property, including without limitation, quitclaim or warranty deeds; assigpmear.; bills of sale; leases: partnership agreements; agreements gaming or accepting easements, including agreements assuming duties or obligations related thereto; operating agreements of other limited liability companies: and any other instruments or documents necessary, in the reasonable opinion of the Manager, to the ordinary conduct of the business of the Company. Any transaction having a value exceeding 12.000.00, shall require the written approval of a majority of the Members' percentage interests. (7) To employ accountants, legal counsel, surveyors, appraisers, makers, managing agents or other exprvts to perfonn services for the Company and to compensate them from Company fiords. (8) Except as otherwise provided in this Agreement, to enter into any and all other agreements on behalf of the Company, with any other Person for any purpose, in such forms as the Manager may approve. (9) To do and perform all other acts as may be necessary or appropriate to the ordinary conduct of the Company's business. (13) Unless authorized to do so by this Operating Agreement or by a Manager or Managers of the Company, no attorney-in-fact, employee or other agent of the Company shall have any power or authority to bind the Company in any way, to pledge its credit or to render it liable pecuniarily for any purpose. No Member shall have any power or authority to bind the Company unless the Member has been authorized by the Manager to act as an agent of the Company in accordance with the previous sentence. (E) Limitations on Authority. Notwithstanding any other provision of this Operating Agreement, the Manager shall not cause or commit the Company to do any of the following without the express written consent of the Members holding a majority interest in the Company: (1) Incur an expense or invest capital exceeding $2,000.00 for any single transaction, (2) Sell or otherwise dispose of any Company real property, CONFIDENTIAL CONFIDENTIAL FastBankPR000107 SD NY_GM_000 12944 EFTA_00123587 EFTA01268791 eirarte6Yridio te:oi FtUlf§ • IGO COMPANY. LW Ofeeeaaag Agreement Page (3) Mortgage, pledge, or grant a security interest (collectively "pledge") in any property of the Company. (4) Incur or MIK. any indebtedness lbr money borrowed by the Company, whether secured or unsecured and including any indebtedness for money borrowed from a Member if, after such mortgage, pledge or grant, the aggregate indebtedness of the Company would exceed $2,000.00. (5) roar any liability or make any single expenditure or series of related expenditures in an amount exceeding S2,000.00. (6) Construct any capital improvements, npairs, alterations or changes involving any amount in excess oTV,000.00. (7) Lead money to or guarantee or become surety for the obligation of any person. op Compromise or settle any claim against or inuring to the benefit of the Company involving an amount in controversy in excess of $2,000.00. (9) Enter into any agreement regarding an casement for the benefit of or upon real property owned by the Company. (F) Liability for Certain Acts. The Manager does not, in any way, storantee the return of the Members Capital Contributions or a profit for the Members from the operations orate Company. The Manager shall not be liable to the Company or to any Member for any loss or damage sustained by the Company or any Member tallest the loss or damage shall have been the result of fraud, deceit, gross negligence, willful misconduct, intentional breach of this Operating Agreement or a wrongful taking by the Manager. (G) Managers and Members have No Exclusive Duty to Company. The Manager shall not be required to manage the Company as such Manager's sole and occlusive function and such manager (and any Manager or Member) may have other business interests and may engage in other activities in addition to those relating to the Company. Neither the Company nor any Member shall have any right, by virtue of this Operating I. to share or participate in such other investments or activities of the Manager or other Members or to the income or proceeds derived from such investments or activities. Neither the Manager nor any Member shall incur any liability to the Company or to any of the Members as a result of engaging in any other business or venture. (H) Bank Accounts. The Manager may from time to time open bank accounts in the name of the Company. and each Manager shall be a sole signatory on such accounts, unless the Manager. or the Members by nancrity vote, determine otherwise. (1) Indemnity of the Manager, Employees and Other Agents. The Company shall indemnify the Manager and make advances for expenses to the maximum extent CONFIDENTIAL CONFIDENTIAL FirstBankPR000108 SD NY_GM_00012945 EFTA_00123588 EFTA01268792 ..??0-12-2007(N0N) 12:0? 0.011/019 • • 100 COMPANY. LLC Operating A Riediftni Page 9 permiued under the AM, except to the extent the claim for which indemnification is sought results from an act of fraud, deceit, gross negligence, willful misconduct, intentional broach of this Operating Agreement or a wrongful taking by the Manager. The Company shall indemnify its employees and other agents who are not Managers to the fullest extent permitted by law, provided that such indemnification in any given situation is approved by Members owning a majority intern. Notwithstanding any other provision of this Operating Agreement. no Manager shall be liable to :my Member or the Company with respect to any act performed or neglected to be performed in good faith and in a manner which such Manager believed to be mxessary Of appropriate in connection with the ordinary and proper conduct of the Company's business or the preservation of its property, and consistent with the provisions of this Operating Agreement The Company shall indemnify the Manager for and hold him harmless from any liability, whether civil or criminal, and any loss, damage, or expense. including rothonable attorneys' fens, incurred in connection with die ordinary and proper conduct of the Company's business end the )reservation of its business and property, or by reason of the fact that such person is or was a hlanagen provided the Manager to be indemnified acted in good faith and theme:vier such Manager believed to be consistent with the provisions of this Operating Agmemast and provided further that with respect to any criminal action or proceeding, the Manager to be indemnified had no reasonable cause to believe the conduct was unlawful. The termination of any action, suit or proceeding by judgment, order, settlement, conviction, or upon a plea of nolo contendere or its equivalent shall not of itself create a resumption that indemnification is not available. The obligation of the Company to inderrtnifif any Manager under this Operating Agreement shall be satisfied out of Company assets only, and if the assets of the Company arc insufficient to satisfy its obligation to indemnify any Manager, such Manager shall not be entitled to contribution from any Member. (J) Resignation. Any Manager of the Company may resign at any time by giving arisen notice to all Members of the Company. The resignation of any manager shall take effect upon receipt of notice of such resignation or at such later time as shall be specified in such notice; and, unless otherwise specified in the notice, the acceptance of such resignation shall not be necessary to make it effective. The resignation of a Manager who is also a Member shall not affect the Member's rights in an equity owner. (K) Removal. At a meeting called expressly for that purpose, or by unanimous consent of the members in writing, all or any lesser number of Managers may be removed at any time, with or without cause, by the affirmative vote of Members holding Voting interests which, taken together, exceed 50% of the aggregate of all Voting interests other than Voting Interests of the Manager. The removal of a Manager who is also a Member shall not affect the Manager's rights as a Member and shall not constitute a withdrawal of a Member. (L) Vacancies. Any vacancy occurring for any reason in the number of Mangers of the Company shall be filled by the affirmative vote of Members holding a majority interest (determined without regard to any voting interest owned by a Manager who was removed pursuant to the previous subsection during the preceding 24 month period.) Any Manger's position to be filled by reason of an increase in the number of Managers shall be filled by affirmative vote of a majority interest. CONFIDENTIAL FtrMBe. SD Nr_GM_00012946 CONFIDENTIAL EFTA_00123589 EFTA01268793 fgo-12-2007(S0N) 12:02 100 COMPANY. LLC OperathwAvvegneei 04) Compensation; Rcimbwmment; (tt:animal on Expenses. 0) Page 10 The compensation, i rani+. of the Manager shall be fixed from time to time by an affirmative vote of Members bolding at least a Majority Interest and no Manager shall be prevented from receiving such compensation by reason of the fact that he or she is also a Member of the Company. The initial compensation of each Manages shall be rum. No Member shall be entitled to compensation from the Company for services rendered to the Company as such. (2) The Company shall reimburse the Members for the legal expenses reasonably incurred by hint in connection with the formation, organization and capitalkattion of the Company. including the legal fees incurred in connection with negotiating and drafting this Operating Agreement and reload dn.-ow:rms. The Company shall reimburse the Members for any expenses reasonably inamed by them or either of them in connection with the formation of this Company, or the purchase of real or personal property prior to formation of the Company. (3) The Manager shall cause the Company to make an appropriate election to teat the expanses incurred by the Company in connection with the formation period bsginning with the month in which the Company begins business to the extent that such expenses constitute -organizational expenses" of the Company within the meaning of Code Section 700(b)(2). (N) Annual Financial Report The Manager shall prepare and distribute to all Members each Fiscal year (no later than 30 days after filing of the Company's annual income tax return) an annual financial report ("Annual Financial Report) forth:: completed fiscal year, setting forth at • minimum the receipts (including capital calls) and expenditures (capital, operating and other) of the Company in sufficient detail to provide the Members with a fair and reasonable summary of the Company's financial condition, for the concluded fiscal year. Unless by majority vote, the Members direct otherwise, the Manager shall be entitled to proceed with the management of the Company, including the making of expenditures and investments, and all other matters within the normal aid customary management of the Company's business. (O) Right to Rely on the Manager. Any Person dealing with the Company may rely (without the duty of further inquiry) upon a certificate signed by any Manager as to: (I) the identity of any Manager or Member; (2) The existence or nonexistence of any fact or facts which constitute a condition precedent to acts on behalf of the Company by any Manager or which are in any other manner germane to the affairs of the Company, (3) The Persons who arc authorized to execute and deliver any Instrument or document of the Company, or P 012/019 CONFIDENTIAL FirstBankPR000110 SDNY_GM_000 12947 CONFIDENTIAL EFTA _00123590 EFTA01268794 FEO-12.2007(NON) 12:03 160 COMPANY. LAC Oprrollite Agreement Page 11 P.013/019 (4) Any act or failure to act by the Company or any other matter whatsoever involving the Company or any Member's interest therein. (P) Notwithstanding the provisions of subparagraph 10(A) hereof. it is understood and agreed that the following actions and/or decisions with maser to the management of the Company shall require the unanimous vMtten consent of the Members: (I) the transfer, assipment or other disposition of any Company Assets in trust for the benefit of creditors: (2) Amendment of this Operating Agreement; (3) The filing of bankruptcy or similar reorganization; (4) The sale of all or substantially all of the Company's assets. (Q) In furtherance of the provisions of this paragraph 10, the Members may contract with any person or entity, including, without limitation. any of the Members, any entity in which any of the Members may have an interest and/or any affiliated or related entity, at reasonable and competitive rates of compensation, commission or remuneration. for the performance of any and all services which may at any time be rte 's ry proper, convenient or advisable to carry on the business of the Company. 11. Books and Records. (A) The Company shall keep at its principal office or at such other or additional offices (within or without the United States Virgin Islands) as the Members shall deem advisable, books and records setting forth a current list of the MI name and last known address of each Member, a copy of the Articles nod this Agreement, and all amendments thereto, together with copies of the Company's Federal, and local gross receipts tax nsnns and real property tax bills, if any, for the thee most recent Company Accounting Years, and copies of any financial statements of the company for the three most recent Company Accounting Yen which reflect the Company's state of business and fmancial condition during such periods. Any Member may inspect and copy such records provided such request is reasonable and is done at such Member's personal expense. (B) All decisions with respect to accounting matters. except as otherwise specifically act forth herein, shall be made by the Members, who may rely upon the advice of the Company's accountants, and shell be consistent and in accordance with generally accepted accounting principle', as consistently applied. (C) The Company may make all elections for Federal income tax purposes upon the decision of the Members; provided. however, that, in ease of a transfer of all or pert of the Company Interest of any Member or the distribution toe Member by the Company of its propeny, the election pursuant to Sections 734.743 and 754 of the Code, as amended (or corresponding provisions of forme law), to adjust the basis of the Company Assets shall be timely made. CONFIDENTIAL CONFIDENTIAL FirstBankPR000111 SO NY_GM_00012948 EFTA_00123591 EFTA01268795 PE0-12-2002(N0W) 12:03 p 014/019 Rio COMPANY. LW Operating Agreement Page 12 12. Aajggabilitv of Comnenv Interect (A) No Member shall sell. assign. mussfer. convey. encumber or in any way alienate all or any part of his or its legal or beneficial Company Interest without first complying with the right of first refusal provisions set forth in paragraph 13. (B) Notwithstanding anything contained in this Agreement to the contrary, it is expressly understood and agreed that no transfer of any Company Interest (or any pert thereof) and no substitution of a Member, shall be permitted under any circumstances whatsoever if such transfer and/or substitution would, or could, (i) jeopardize the limited liability emus of the Company for Federal income tax purposes or otherwise under United States Virgin Islands law; or (ii) cause a termination of the Company within the meaning of Section 708(b) of the Code; or (iii) violate or cause the Company to violate, any United States Virgin Islands or Federal securities law or any other applicable law or governmental rule or regulation. 13. cam:Ilion of Membership• (A) In the event of the death, resignation. retirement. withdrawal, expulsion, complete liquidation or dissolution or adjudication of bankruptcy or a Member, (except a member holding title to his or her interests as a tenant by the entireties) or other event specified under Virgin islands law as a an event effecting a member's dissociation, (a "Cessation Event"), such Member (the "Withdrawing Member) shall cease to be a Member in the Company, and, in such event, the Members other than the Withdrawing Member (collectively, the "Continuing Members'), for a period of ninety (90) days after the date of the Cessation Event, shall have the option (but shall not be obligated) to purchase (pro rata, in proportion to their respective Percentage Interests, unless they agree upon another proportion) all (but not less than all) of the Company interest of the Withdrawing Member (the "Option Interests). if laver than all Continuing Members elect to exercise this option, those exercising the option shall be entitled to purchase the Withdrawing Member's share. In the event that none of the Continuing Members elect to exercise such option, than, the Withdrawing Member or the executor, administrator or personal or legal representative of the Withdrawing Member shall have the right to transfer the Option Interest to the heirs, beneficiaries, disnibutees or other designated party of the Withdrawing Member, without the further consent of the other Members. The transferees of the Option Interest shall thereafter have all the rights and obligations of a Member under the terms of this Agreement, provided such transferee executes an instrument which reflects that such transferee agrees to be bound by the terms and conditions of this Agreement and such transfer= agrees to pay any reasonable expenses in eennectiem with such admission a a Member. In the case of the death of a Member bolding an interest in the Company under a tenancy by the entireties, the surviving spouse of such deceased Member shall become the sole owner of the Member's illtereStS, and no rights or obligations under this paragraph in favor of Continuing Members shall apply. CONFIDENTIAL CONFIDENTIAL FirstBankPR000112 SDNY_GM_00012949 EFTA_00 123592 EFTA01268796 ff6-t2-P0oneam) 12:01 P 015/019 IGO COMPANY, LLC Operantke, Agreement Page 13 (B) In the event that the Continuing Members (or any of them) elect to purchase the Option Interest pursuant to subparagraph 13(a) bercat settlement shall be held at the principal office of the Company at nth time and date as shall be not less than sixty (60) days nor more than one hundred twenty (120) days after the Cessation Event. At settlement on a purchase of the Option Interest, the Continuing Members shall deliver to the Withdrawing Member (or his or its legal representative) a good cheek in the amount of the purchase price for the Option Interest, which shall be equal to the Withdrawing Member's pro rata share of the most recent book value of the Company (hereinafter the Value' of the Option Interest), based on the most recent financial records of the Company, as prepared by its regular accountant or auditor, with the appropriate book/tax adjusnnenrs) for any accrued liabilities, as of the last day of the fiscal year of the Company preceding the year of settlement. (C) In the event that any Member desires to sell his or her interest in the Company, he or she shall first offer such interest to the other Members in wilting. The continuing Members shall then have the right, but not the obligation, to purchase such interest at the price set fonh in any bona fide offer to purchase such interest from any third party, fora period of thirty days. The other terms applicable to such right of first refusal shall be as set forth in paragraph I 3(A), except that if none of the continuing Members exercises the tight of first refusal to purchase. the selling Member shall then have the right to sell such interest to a third prey. provided that the price thereof is not less than the price set forth in the bona fide offer as herein described. 14. Dissolution and Termination of Company. (A) The Company shall be dissolved, the Company Assets shall be disposed at and its affairs wound up, upon the occurrence of the earliest of the following events: (I) the occurrence of a Cessation Event: provided, however, that, 11 within ninety (90) days after the occurrence of such Cessation Event, the mmaining Members imanimanely elect to continue the Company and the Company business, then (A) the Company shall not be dissolved, (B) the company and the Company business shall be continued. and (C) this Agreement shall be amended to reflect such continuation; (2) the an written consent of the Members of the Company: or (3) the expiration of the Term: or (4) the catty of a decree of judicial dissolution under the Act. (B) The Company shall terminate when all the Company Assets have been disposed of (except for any liquid assets not so disposed of). and the net proceeds therefrom, as well as any other liquid amen of the Company. shall, unless otherwise required by the Act, be distributed as follows: (i) first, to the creditore of the Company for the payment or due provisions for the liabilities of the Company (including loans. if any, to the Company from Members), and (ii) second, to the Members, pro a in accordance with their respective positive Capital Account balances (after the allocation of WI items of CONFIDENTIAL CONFIDENTIAL FirstBankPR000113 SDNY_GM_00012950 EFTA_00 123593 EFTA01268797 .fElfhle-2007(11011) 12:06 . . • ISO COMPANY. 1.1C Operettengreement Page 14 P 016/019 income, gain, loss, credit and deduction (or items thereat) ender and pursuant to paragraph 7 hereof). 15. indemnifleatinn of Grantors or Members. (A) To the extent not inconsistent with the laws and public policies of the United Star= Virgin Islands. the Company shall indemnify, defend and hold harmless any organizer of the Company and any Member (and any affiliate thereof) from and apinre any and all claims. demands, liabilities, costs, damages and causes of action, of any mature whatsoever, wising out of or incidental to the organization and/or management of the Company's affairs, except where the claim at issue is based on fraud, gross negligence or willful misconduct. (B) The indemnification authorized by this paragraph 15 shall include, but not be limited to, payment of (i) reasonable attorneys fees or other expenses incurred in connection with settlement or in any finally-adjudicated legal proceeding, and (10 the removal of any liens affecting any property of the indemnitee. 16. Miscellaneons Provigjgna. (A) The Members hereby agreed to execute and deliver all documents, provide all information and take or refrain from all such action as may be reasonably necessary or appropriate to achieve the purposes of this Agreement and the Articles. (B) All notices provided for herein shall be in writing, hand delivered, with receipt therefor, or sent by certified or registered mail, return receipt requested, and first- Flan postage PrePaid, or by overnight courier, to the address of the Member as shown in Exhibit A, unless notice of a change of address is given to the Company pursuant to the prenisions of this subparagraph 16(8). Any notice which is required to be given within a stated period of time shall be considered timely if delivered or postmarked before midnight of the last day of such period. Any notice made hereunder shall be deemed effective for all purposes and in all respects when sent (or given) to any Member at the address set forth in Exhibit A hereof, or at such other address specified by a Member for which notice has been received by the Company in accordance with this subwmgraph 16(B). (C) This Agreement and the rights of the parties hereunder will be governed by, interpreted and enforced in accordance with the laws of the United Status Virgin islands. without regard to principles of conflicts of laws. (D) This Agreement shall inure to the benefit of and bind the parties hereto, their respective estates, heirs, personal or legal representatives and (subject to the provisions of this Agreement relating to transferability) assigns. (E) Unless the context clearly indicates otherwise, to appropriate the singuhv shall include the plural and the masculine shall include the feminine or aeutcr, and vice versa, to the extent rat-emery to give the terms defined herein and/or the terms CONFIDENTIA CONFIDENTIAL FirStBanL kPR0001 SDNY_GM_00012951 EFTA_0O123594 EFTA01268798 .FEIJ-l2-2007(N011) 12:05 P.017/019 \_- IGO COMPANY. LW Operating Atretalent Page 15 otherwise wed in this Agreement their proper meanings. The term panics hereto includes the undersigned and all subsequent signatories hereof. (F) This Agreement and Exhibit A attached hereto and the Articles set forth all (and arc intended by all parties hereto to be an integration of all) of the promises, agreements, conditioos, understandings, %warranties and repretruazions among the parties hereto with respect to the Company, the Company's business and the Company Assets, and there are no promises. agreements, conditions, traders:endings, warranties or representations, oral or written, express or implied, except as Set forth herein. (0) if any provision of this Agreement is held to be illegal, invalid or unenforceable under the present or future laws effective during the term of this Agreement, such provision will be fully severable; this Agreement will be construed and enforced es if such illegal, invalid or unenforceable provision bad never comprised a pan of this Agreement and the remaining provisions of this Agreement will remain in full force and effect and will not be affected by the illegal, invalid or unenforceable provision or by its severance from this AgreemenL (H) This Agreement is made solely and specifically among and for the benefit of the panics hereto, and their respective successors and aKignt, subject to the express provisions herein relating to successors and assigns, and no other person or entity will have any rights. interest or claims hereunder or be entitled to any benefits under or on accotmt of this Agreement as a third-parry beneficiary or otherwise. (I) The terms "bankruptcy" and "bankrupt," and derivations tarot shall be deemed to refer not only to an adjudication of bankruptcy under the Federal Bankruptcy Report Act of 1978, but also to an adjudication of insolvency under any stale or local insolvency statute or procedure. (I) All amendments to this Agreement will be in writing and signed by all the Members. (K) All headings herein we inserted only for convenience and case of reference and are not to be considered in the construction or interpretation of any provision of this Agreement. ad This Agreement may be executed in several counterparts, each of which will be deemed an original. but all of which together will constitute one and the seine instrument. IN WITNESS WHEREOF, the panics hereto have executed this Operating Agreement as of the date first above written. CONFIDENTIAL CONFIDENTIAL FastBankPR000115 SDNY_GM_000 12952 EFTA_00123595 EFTA01268799 • XX COMM,. XLCI,A_MBAspogAmi h. IA [CO COMILA.N1,, T24 °AERATING AGILCF2ASTFT CONFIDENTlekL„.„. SONY_GILL00012953 CONFIDENTIAL EFTA 00123596 EFTA01268800 FEB-12-2007(NON) II:05 • . , IGO COMPANY. LLC Opera/in:Agreement Page 17 P 019/019 Mcmbek Jeffrey Eµstein ExhibitA Capital Copoibudon Interest 100% CONFIDENTIAL FirStBankPR000117 SDNY_GM_00012954 CONFIDENTIAL EFTA_00 123597 EFTA01268801 DUE DILIGENCE FOR HIGH RISK BUSINESS ACCOUNTS (CHECKLIST) 1 First Bank renew we its one Acceurd Title =Go Carpry High Risk OusIneene repave anneal due derma If more Can me bps of Oureass applies. then follow Ps requireenene fern Fire types tannin** het do aptly. Creme Hirt Cask Autrestors Houk, (be at mlefetton of the SThservarkine a Place or Bersinoss Pornt f a We:nese s under consuceon a the chin has not yet established a lanky% then out Manager (BSA or Weld Menags0) inUel approve the den er completing the Observant* et Pine of Business Form MI Tgh rbli- businesses are rot inessariy nod below. It you believe a business to be ihign net, and it is not isted below. you met contact the SSA Compliance Office br guidance. Where BSA COMplandtt onto' titan or ippon is required. Ws repunenent cannot be waved. Notes: ▪ FirstBank don ggy open a xounts for foreign businesses not registered to do business in the judicious Inv/ICI the der& operates. ie. the Unites Stales of America. United Stan Vagin :sands a Mash Vint bonds. b. FirsiSank does pin epee nor maintain amain% for dints who engage in crony rannence Cr chin cashing se-voes e. Firstnrai don n1 open accents for buns:nes 4vorporaled in a Mancini haven Caney. Minn !Sumba, 0 ninon,- a • insentient (Credit Un one Cernmerbal an Pnvale tenders. organ Brokers. Rine Rases aid banned Banta) 0 Non-Bank Firanost Inhume (Currency Exchange. Foren Exchange and Casinos) NOW. FeRSTRANK don not open accounts for moneytransmitters or check cashing buena*. O OCenfleva =aunt, for Fib:mbar and Hon-Bank inettureore Do not fence Pe *panel of FxstBerk's SSA careAsime Denement In Pa case you wit- Need a teller form to eustmer on company letterhead Steno the ad cut a is we era nooses arty, and No customer funs call row 0V0.20h the ac Jot. - Teed paten cenrKe fund neranng axons O The BSA Cannon Officer approval nand Works Winne far all other types d ants. Cal 17879 03-6130. K Cann Intensive Businesses (My Mel business Mose Vernon Probe shows $30.000 a man in nen per week and who is not a recognbed boat rennet or name cheln, eg., wegreews. `GI Frays. Chile. Anne. et.) Foods and drinking non Gantry SUES Bac ins and (qua Seta Art dales Vending Innen Operators K Teleccammaittner Phone Caro..' Telephone Cenral K Travel Anon O import/ Export Business (Physical Women m Ore a warmouse can be observed) O Jewelry/ Gen Plecious Inns O Beeman pnoessiesetal) O Gee Stations O Gachingterring Establish/nen% (> 20% or me activity) VIM tie cesen of burns and compaile the tbeetVabanS at Me Pace of Business' form. This mart be done nein 4 weeks of anon:plowing If trvi bans la not bond In your mensons (rscan, nose In San Juan ere VFW an aCCOunt In Hen Hey) the Ban Mar Openn; the aabocit oust nitecale the reason for opening tie accovu hate Brim, or We Obeervinne at the Place of Menne Form and 'nary Pis expannot mans Dueness sine. K d'ae veiny t owes* pan ATI& we 'bated pressor Oren Ste yes cOten con at Th Pee, AGietonscgs ri if re business sets monetary insykments (ropey order) ens PrePact C.IalS. OMB c COO/ a die Site, Agent Agreerren: K lincaVEncel Brost (rent takes °mansion argon', taw home based a no Orvecal locialtan accessible to demonstrate balms) K Used Car Sale On salsa location) 0 Freight TranspOtakel K Train and Eiround Transporlaton O OliSliae Cceinnticro (review the Midas of Incorponlion If Conran anon* nee 'boner sawn donor open the aCCOMI). UAW no olrOarralanCOP may es Waren be Moab:wan in a Mendel hymn county. Soo tea Inn anew murexes. K CanScelnalene Deelentlip O Stott Mingo O internee Businesses- My business that sells an renorlyor le dons and services am the Internet (Not a total Outlet tat IMO has nob Dade), NNNS-2463-0207R Cretan et hest 2 o, ran of any of the ntonws downer% (copy for the Me) K Invoices O Mooing ebonite CI Contract, TIM ddeUrlate3 net be suppettere Of the intone of boners anticipated in Fa TranerneOn non Fa wounler a a Conan Indfcaten etet wren in $200,00) wen all be recetved. 2 invokes for WO We not acceptable. Semple IRS Form $300 for review. If posentel client exacta that can sates do net exceed $10,003 pet east thee inOnie trils on thi Obticentcca al Pt Pine of Buena ten. Vs* the place of bairns and connate Me 'Observation at the Place of Maness' Iona. The must be done wattle 4 *eon of account owing If lee Ware's it not Hated 11 yet marketplace 6e. dent Ins n San :men ted oaecs an account in Hato fan) be Bank Oakes opening be moan' must 'macaw be reason Si opening the incount r MIME Blench on the Observant, at ns Mace of Buenas Scan and My tis enlanaeon makes trainees sense. YOU Mil frei the %%swoon:um that ewe Cr no nonagon that roue MOM in andriasement or noggin cubit:11y Si FIRST SAME (ISOM* adult entarkinmenl porndconny. etc.) CONFIDENTIAL FirstBankPR000118 So Nr_Dm_000 12955 CONFIDENTIAL EFTA_00123598 EFTA01268802 DUE DILIGENCE FUR HIGH RISK BUSINESS (CHECKLIST) First Bank ount IGO. LLC Together we are one Account Nurnbet: flègl nr Mit/usines, retint arktrIonsi due signnee. If more thon one vpil of tunnels appaes. Men !Mue Me requiremenn for el te ben of buste* tie dees agooly. >ne He MM Bunneues anu're Me Correetann ot ille •Olivervenon al %ai ob Buffles., Form'. If a &Sanaa is Under **bonbon or Me oient han nal yen estatineiso • tic..ibe ard cor Manages must egneove !ne deay n oomplieng ble Obsentron Form. Al lie nt' bus** b net ni:cessants tend benw If ycu tonie a >usine* to On -ne, rde. ard I a no' lind ban* ,ou nuet contact BSA Complante Once for chreclion and ou.danca Mea 8SA Continence corsoluton or liceertel reeircd. Tt reemrenen, Cannet Oc 'nn no BUsit.Ess Todt K Firencie Inviterons :One Union. Cormaioal and Pinte Letdes. klangspe Brokas. Pente Bara and Naçal Bank) Non-Bork Finance Inanfulle1 (Curency Exchange. Foreign Exchinge and Cano) O Cash Intensive Business (Any fana benne *tee frareinion Pelle thon $30.030 or more ki cash peton* ce Men nota remred nana or nana chan. tg. Wales* TOI FrideYa. CM* M.I . etcl - Fax's and trente Noces - OeceySlcm - Ont. nt am lØ Store - Arl *ara - Vexa* Atikhrie Operelois K Telfetnenunicationsi Phone Carde Tdephone Cents, O Trent Agen* O fingwo &port assenas (Physnal inverroxy in ale. Cf earthouts cen be observe* Jenebyf Cern. PMC4CKIS lattalo Q End:or* Werniennur) Q Ces Stbcns GernelmeGarning Estatersheenn (> 23% of the awshity; O adentodert Becket (never tee ocosessfoef of Boods, on' nome boa or no ptySI l lovdon accessit* lo denonstrala business) O Und Ce Selo rte sales *ultra>) CI Fragral Transporta:on O Trend se Grot d Tnneertenon O Off-Shore ConnelliOnt (free ire Altcl, cf Incarnant If Collonte Soodure uses ton, *haies' Orte no open me *oison°. Under no drcornslanCes may me business be intorpoorted in a Rundel Iman country Sen Ir s letng of meus confies. TION • FIRSTOANK dons not open 'cornant money transmit/ers Of Choc& °aligna buSintat. K Ografing accotants for Finance' and Non-Bank t'Iseut** Oo Mt man the aplat* of Fastrionk's BSA Complu** Deparnert. In tos Pin you mal: - Na* e leu lem Me customs...A ccereary Itetteheed - StaIng no aconit s for oparallenai putes* onty. and - No cusbaner Ends on flow evough Me occo-tmt .. Tord parles cerne End °permise 'économes Q The BSA Onan* Officer rem* induire plot Menin 6>r ap °the types of amonts. Col 7874.3•5150. O Volt tente cl bonne« and one«, Me 'Olten** at the Plexi of Bukets' feras This must ln dons wain 4 ne* af /excise cponing. Me banni is no *Mec' kh >ou Macke** e Custom« ives In Ponce and open en *nef en Mate Rey Buech) Ma Bark Offne OPeen ae =cent fatal inenand te remon for opvang the tenon, et Brunei en the aderyallein, at the Place of Business Pym and nho dis espion** ma*, annua sno. O ATM. Verne if tetand **I KR* ore bøfed or aie erses. 1 yes. oloWn ropy of Thied Party Agretrnents If Me business sels monebey instrument (murer miel men. artsalt cet. *tain Lee)* cl roe Sao Aret Ag-9"We ' O01en et mat 2 «moro oden at ae teloning (PR* for imew) In gie Stepping documents O Contrat° These mat bi sucent** the Paume «bennes, antoçetsd n une Tranedon Profile. For temple Ife ceneare Kama matven, in 520e 000 range will be renahed. 2 honnies for 5460 are non OCCeptabla CI Canto* Plane D'airelle Q Sole Broient CI dondon Banne no minera aa CIO adrets in ne unitoo States (rrelebog Parte Rico). United Statu Veen Islands. or 8nIsh Veen fends O Interne Buimena - Any tonie*, te sets te mette of ts gonds and sentes ove? Me Umm« 'Net e malouine ned no has •.«. page O Pinne* Investiront Company imemeniert %tannerie* 8*.ness Q Won.* Monapernent Sunnas Kea 4463.03CSR Simple VIS Fein 8303 for rovIere. If =amer mclooles cran sen 6' net aire* Me» los custom* nickel. Ma on lie Obscevatons et the Pd* ol Bonne* tomt. Vtet !hep** of business and emtes Be -Observa** at the Place of geints.' ken. Tm., must a mn* 4 ne* cf accourt opta* Ir the ' business is no købeis yOu ranuance (La Customs toes in Poncer ro ope n an amont en Gagers) ma Bank ON* *en* ne amura must MM* tao renon te canna ne etetter ai Brandton Mo Observatcn. al the Place al coelome Form end etry ths en:Jonglai. moka Darien sana Nye: AI prenne. FIRSTBANK does net open sonne for forer business not regIstered to do business**. United States. You must reiove ne verbes ni en** tal the*** infamie* est cØ remet eti nimber:saune or nagaive Çaderity for FIRST BANK. (Exemples: antit enttebrintriort. rooreorooffy. O Opera rag eccounto for leneenent butins do no, relu* roe approyelcil OSA Cori:Won. M tus ont *une mea - mers- ban tle tertre on company lederfued samg tet accours is for ocerational papou° and na crabe* Ive* fren Øu4 me accoLnt mira pantin *mol had ae *ente amant. O OSA Compton.* aman* repart snor b openg for ad «bat WHO Of aCCOOnte. - CObie lof BSA Canular* redent 1. A coeyof the Cuseante fl an** 2. /darne. morary rente* and social sec** nuoser for Lech brelan mn* (ALL INVESTORS MUST RESIDE IN U.S.) 3. Standand «arum orbe deannasen Nos' Urne no cecumeanen mey ne bosons be inter:ore* h e trondal :aven country ( sa rang co Mess *urines) Nette Pesons' n'intiment Compaties (PIC). Men, n".• fint* is itrenftl0 pen Anes ;no mentor one tan tne tee* or rily mentors. CM ne !all al cos cemgory of Ms is no! 'NO fur und *es MC recale OSA Ccereliance won,* end no orner **tond due *feinte reavis Flet I d2 CONFIDENTIAL FtrstBan kPR000119 SONY_GM_00012956 CONFIDENTIAL EFTA_00123599 EFTA01268803 DUE DILIGENCE FOR HIGH RISK BUSINESS (CHECKLIST) I First Bank Account Title GO, tIC Together we are one Amount Hunt% Nigh Risk Business recline edditicmd due diligence. If more tun one type Of ~en aPPMe. Men kalow re neglikellgenS kral MO WI Of Mamas MI does apply. $c(natd~atmassigaadsosarelton Of My '06aøØ at Mice 00 Suaress Foie t If a songar S WSW Censtructon or the Meal has no: n: eidalehed a decay' and our Manner Mktg aperova the delay in ccenplidng tke Otdefrebon Fenn /flip der bøspes is no< A.:essay» Wed DOS If you ahem a business to be 'high red' and t is not MS taw you rua coned BSA Completc• Cast arection and suSande aged ELSA Cemplence consuitation or moron; mauve" the dguremenl cannot be vented. RUSINCSS TYPE o hymnal Inflict«. Cr ( ede gam. Crammer-a: end Prate Lenders. Mongegie Brokers. Pt's. Sant ans Rational Bank) K Non-Bank Flamm, Insillubon (Currency Exams. Foreign Es:hinge and Ceeird) Note: FIRSTBANK does not open account for money trardmittena or check cashing business. O Operand accounts dr Financial and Non-Bank InsItulams Do not name the approval of Padded(' RSA Compainca Department Si the Moe you sot - Need a letter km the csatimer en company learead - Stang eie account le lot oceregmal purposeerunkl. and - No ~bone knas woll now thfCleah Se Walt - Third pares cannot Mid operating acoMfs O TM BSA Cent:Canoe Olga< liegegal required Cede to opening for all amer tads of Ønte. Cal 787-493-5150. O VM the sass of business and ~Mee the Moserstens at Ne Place of Business* Sam. This mat be dent Seen 4 weeks Of sossm( open% II M banene no bated in you mangler» ( Osonset Law fr, Ponce fed Dean sn account in lab Rey Branch) ea Bent Office owing re account must Mimed Ike renal fa °paw.; re account el Branch on the Observation, at eie Place e4 Business Form end ray this explanetion mats business sense. El ATM. Verify if onset,. owned ATMs are located on M ~sea If yes. • COMMI Tam Party Agree-acme. CI If ve Intilettel sells monetary ant:mend (money order) antra coca MS. obtain copy at no Sej“ Again Agreement O Cash lottame &Snell (Any~ [minim whom nrinclion Prega shows Ø.050a mare in cash per wits aen who it notrota recognized regional er nattnat Main, • g Wil2fSna TGI Fedata Cield.SN90. Mt) - foods and drinking Moss - anearena Sara - Beer. MM and Mum stye - Mdcelers - Mirage Wacisne Opniora Telecemmunications/ Phone Corgi/ Ttlephone Centers D Travel Agency K Ynde' Export Apemen (Physics inventory n share or WeeehOlat Den ba observed) D Mairyl Genf Proada Metals Ebeaninat Intedesalei D Gas Steers GaTiMexpGarning Estatishmes is 20%ollhitaCevily) Inderttsperl Broker Neva rake cosenalon of Wet ~Mete but or no chysiza.lonahcr aocetuale to demon:veto Øen) D Used Car Seta (no tales iccallOn) D Freight Trampartaion D Transit anc Ground Timsportagon D Oft-ShOre COlgodanS (mien me Areclea of Incorporation It Corporate BØ uses Many shims- do no open Lite •Mounli. Meer nO ~Sams may the tininess be inairmate0 at a Mandl ht•Iln GOYA". Ste for • listin2 or Seem CConMe. K Carffloett Piano enters» K Sleek BrOkenige D Foreign Baden no regMeted to de litainas in the United States (including Puerto R103) United States Vargen Islands. or British Vagn Islands K kueiret Bøauren -My gams& that sib the nap:city of nes goods and sermons rust heimset (Nota retail oast ret ado ha a web piped Obtain at east 2 or meta of any ofre Mowing (copy for the tie) Inmices K Snmeng doomenb O Conrad, These must be supperene Of me volume 04 Manse anecipated in the TfOrtillt6Cel NO*. For emnple: If a company inicaled mss wires ln $203800 range will be recdved. 2 maces for 8480 Oro not acceptable. Sample IRS Form 8300 Ira man d Cuilørneir inddates ash miss do not mooed $10.000 to • customer. Skab this on Me OteentstMis et ow Mace ea Business km. VM the Pete of business and compba the -Observations at the Pete of Business' Pan This ruel be bone went:amen ot seteuro met". KM business is no located r. you marketplace (,a. 0156:01•T INGO in Ponce and opa, an 3CCO-ill in Caguas) the Bank Office meting Me (mount mat Indicated the reason for <caning he account at Branch on INC °Merman Ill the Piece of Bushes Form end wins Ula eMeneiton makes Menem sense No*: At present, FIRSTRANK does not open accounts for foreign business nal registered to do business in the United Matta. You neat men/ the websre lo ensav that there d no informirbon that co* result Si embarrassment Cr negative peudiaty for FIRST BAYS (Example. adult anstairiment pontograPhY. etc) Q ~no accounts for dynane o! business do not require Me ~al Of BSA Conlon(' In the case. you va need: - Adder som the palms- m company leternead slating the account for operetonai purposes end no customer funds will nav trough tie account. Third prima ~at hag the onus; mart CI BSA Compliance approval require pir to opening for se older rates of amnd. - Obtain fer BSA Canclume ream. 1. A cord of tne customer agreement 2. Noire. pinny,/ re4Nerm and bad& soma» ~Ma tor each bilmaosal owner ALL (Da STORS PAJST FtESIOP IN US ) 3. shams aØrl opening commondion. Not: Linear no circumstanced nay Me Manes be norponted in e RUINS haven coxed ( see bang of Mine ~trim) Note: Pence* inveanent Companies (PIC). anent Me MR» I6 Investing ds renn hinds (no Myestix other then to agnen or lardy members. does net SI In me Sidney of PIC; Is not Mgh Mk' and degas not require BSA Gannildabaroval and ro opal sallSonal das ~arcs. s reguinst. O Personal Investment Company Investment tanagemanI Baines; CI Money Moregerani Baines Papa d2 --CONFIDENTIA L FirstBankPR000120 SD NY_GM_000 12957 CONFIDENTIAL EFTA_00 123600 EFTA01268804 BUSINESS TYPE O mom* Eissec Sorties O Luga: Scrrxm O Accovnteba Tex Preparatki; and Peyrol Senna. Cce•thter System Design and Masted ServsCte 004aIrt Bey two (2) Of the foicrMng (cape= ter NI) • 'WS SOMI Surglea • Contracts with customer • Telechone yerAcitato vath customers in lieu of ochre= • Copy esteems to win in a parsculer business Of required by your state) • My doormen loom athed piety 10 the owrierfSignectuSnoss erderung that the busitess* ecillegedbi me sort/ they an.. which can be ',weed by teterhOne. If trio Overuse owner has maintained Ns Pend** dieddna eoccur of eegithef dress etcowe wsh First Bank for 8 month or more or longer. The Minch Manager may weer the requirement for ewe=s ocneirts etc If deemed prudent to do so. The fotiormg infuriation mat be documented ha ate accourierratorsh* ale • Oafs nous • Cuelontr a other business account number • OS Ce•mal Binh melleemont must provdo• jutfacedon memo to be kept on Ma logenttg On meson for waling tM relefership. This jusblorson Shedd deettylndlegla the elleflonstip betas Pie Branch customs and I. third piny whose Chocks we Oohs depoSted. Al recant documentation. e.g. Cullefeet Cue Dilgorics (COD) Probe. astore contractual epriternents. a IMO ti tle bralnomater Culterneet etc must be UM wt the Juteactidon memo. Needs the aggfaill el the Brame Menace. C I The MA Complance Pacer agrovel roehircd prior to opening time ,pea of account Cal 767-96014150. Obtain the folormg nfirmeron and document on the °beer-shoo at Piece of bushy. dominant (0005$ on fro) • Anon and cciective of the. actletles • Orglinkston structure • The donor and volunteer base • Furring end diftursenurc mum • Lame COntrautOM • Anniston with <Mot Olarriabis Grope • Furdng and Olainernont oltw O Burets ACCIroone 'hirchOsTYdlehU K &nbreiee/COesuleles and other Remesentelive OM PS of Foreign Gtseethrnonts CI °WOW arosaanions. Not for Prot* and trioaan Ovanivives — Religious Orcesnintlens — Grant maim* and giving services — Chic arc Social Orgenuatens [Ohl*/ Oepoal grafter Than {BOOK I The Source ce Wealth must be dolartrimat aid Refer to GMe Ice Instructor*. I hove *Merge the customer K APOIcced C Denied (Reawl K Appeoved subject to IbalowkwanerNsmelOmmancsurg• Frani/U. el INs Prospect and thltlenined that this Is not a hit risk business and the SiXthinl Opening request was: Del. TM • Camas SNOW high Mk Ottslitoss and Oo OCOXIMODening mount wet O APPrond O Pled (Renton): O Approved subject to: Business Manner NanerOpaerin Obsc90 Signature Date MINS-24.14•011/ one a a2 CONFIDENTIAL FinstBankPR000121 SD NY_GM_000 12958 CONFIDENTIAL EFTA_0O123601 EFTA01268805 DZ:Vank Ca 0 Client information Sheet (KYC) Omelet» Account, naliaximiump Account Physical Title ("Depositor"): 130. __ CStt9any LLC Account Number S.S.TWEIN: Mailing Address: , Addredia: ylets Dtil 14.01 0 i a ar I et* 63 Songs Qt. TIN pietas the VI 00102 Sus/nest Telephone Line of business. Annual Sales: Property Statue: fl ;Mg -1-IS-2ear earner Feet 3442 —VT s-sros IntemdMeteite Dale Maya ap‘AAANCkkont". Q..% NAICS Coda C-2- 3,4soc Estabkhad: (2.-- 4 - .20 (4, S set of OlSastaranches: .. cr Nbr. of EirplOyoes: — Ca-- O Own 9.,.Lease Referred By: O Advertisement 9„Current Client °Other. Contact Person 2. Account a Sole Proorktonwp Name &Ads S eem „ r ltrA na Contact Posen Teleplanets 0 01cr Typo O partners", 0 Corporation 0 Non.pmfit O LIP u.c meanial Check% 0 Arranged OD I 0 Ctelsercial Ststerere SY 0 coorwom Fatoxic Shires ? 1/4ommeroal DflACIttai-9 i O Arranged OD Offshore (Bil) . O Comnstreal DM Starve SV 1 0 Government Pasetcos Seine' s 0 Govern« Chockrg ; O ATOMS OD WA 0 Coernerdzi )tedrizer Sv O CerAcelo of Ostia, C Corti:exit( Cbeddrg iCISX i EiGoverrneni &Semi SV O Commode CSA Madras SV 0 Cole-. 3. Au t hori7ed Autherized Physical (Home) , Signer (Complete the following informatics. Signer Maine: a tr y grey ee..s.-.., 'nr eacr authorized Stoner.) Gender: M EfiFD Corporafe Personal Mane Address: . ~en- to t Tie: Ille..L - Address: L.tcc. sr t Takeo. ( s • -- o • .. t I" Tr 0. -2 At "Mont tiSe t D6tO2 CO Di.teltdcatesucotio a - • Se' Werra.> 414 C. C080 -a- Socks Claw Cs tart l' Mao* Of ME Citizen Cit New ark LI sit) Wanes Fax Number. Wass team end siSdnen: s -nee tenn-II en Photo Itiontlicapon IdsnefIcation : y , AC .. 1/41 . , EXSY MS N explain why: SSN Response: Year 1 9 Sate: C sP-I, ID Response %cc& -sous O BANK REFERENCE requested O Yes O No, ealsinin why: )JO Res po nse: , 1-1 cs 11s..9ce MLA air •••• O Ova Ws 0 Mare are additcrialt2t3m- revernsH 4 r0o Lien Inkenation Sheet (KYC) Caine., ACO3Unte. 4. Account Agreement Acceptance and Taxpayer Status .rniticalum Ti,. Papeete< In ris art informaten Commerce' Account* Under wallets Conaster is not ~toting manses nereciong or bus, cross Out The Kemal Rennet backup withholAng. hereby owns, that ett FraBarsx nee teen designated an Sheet (KYC) and finds Ft satta on this date. and Rates and Fees Selectee currently r ~et sad of perjury, as posta aeries that it) The arvler Maim subject to sacker* nenhokbrg *see beam Welts not of faro to report el "nurest or &Monet a (b) that Shear« from backup withhoklirs. (3) me Detester S a and complete en appropriate Form w-e) Service does not require your come pre Oepostony of the depostor The Depose°, has received as may be amended for co me /orm is the been Wetted by the sot IRS has reef ed U.S. atty. (C out led of this docianent and and the typa correct that t has reverted the information accused oars to the Tents and Aperients of account ana iterAbas t has selected. tax dendlomon net ara (2) thet Rawnue for the to tackup is net avoid Intemet 5~01 (IRS) that s is sopad me Deposit that t a no long,' whoa to subpart 2(a) it it is not tn... If Statement 3 other than the Certification required to Date 4 i. Initial a . Type: CI Cash 6- Expected Do you intend Do you provide we The: (SecietaryfremirienCashieg • .511 r hes 3 Trans* i 0 Ng CrkitrayCiccolawlersitt O Other Amount 6 0 0 - Transaction:: (M.nthhp to deposit checks with second endorsements? 0 'en C No chock cashing or remitter services? 0 Yes 3410 r CONINC.-chte.ntiraerdons: — O 0 - 10 . ,O 11- 20 - CP21 - so . Cl ate.. Tokisnourk (SY: - . . (BO • $å, 55,001 • S15000 Ci415.001 • $SO.000 0 Other Type: 0 Cash tatted* 0 Aware Trenton Q We Transfers 0 POS 0 Payroll 0 Direst Chpal O ~sea CheelaMoray Onion. CIAO< Metter Desk 7. Related No. of Transactions: 00- 10 0 11- 20 f2/11- so ID other TObli Amount (5): O W • 15.000 0 /0.001 - 115000 ErS15C01 - $60.000 0 Other. Type: 0 cabs acmes» o Moan Trendies 0 Pena 0 Mod Depose a Maws(' Checks/Money Accounts ,I. enstinFreievelatelcorreeinaiev.i: ' CreYire Transfers Orders 13 ACH Current o Yee 1:1 KO ACC" 0 POS 0 Other Corse CI Tee p No Axtios I eceCOUnt fie, I i .... b itOnd Grouret, IDS. Account Tee: releCell osmotic« %arose Matteson: terataami sir ~se e • onus., ernssigais Anne Am PaVe5.23)0-050te CONFIDENTIAL FirstBan kPR000 122 SD NY_GM_000 12959 CONFIDENTIAL EFTA_00 123602 EFTA01268806 C. Additional Authorized $• nets nplete The faro lying :nrOrrnation for c uilivraccf signer ) AlltliOrked Signer Name: .-t coutio.c. (3-c., was Gender IA El Fa Cann In Virinma . Physical Nome) Address Personal Magna Address: bias Ertl I•lots I.- Quart.- R../2 1.4i ila inn. LLSY I O 6 tO 2 0sta Of t Place Of Birth ' I Caen LA Or. ILA e. ono , ai .l.reusinsss FaY VID -75 Minter Number Email Aness: s- - -el. I • - al X r Identlecattn Expiration Dye: 0 Ac . O4EXSYSTE SSN Response: Year iCtia State ID Response: tee- "' 04 0 BANK REFERENCE requested CI Yes : 1t. Pain why: Rennet Authorized Signer Name: Gender lit CI F Mkt Physical (Hate) Address' Personal mai( SociaiSecutIN Humber. . Da Of III I Pace Of Inn I Caw Of Nome Tesomete Number Mass TelpherMentor. Fax Humber Mom Hunter Dead Pan i Yrs n Pepsin Phel0 klereletedon Type IL Newts: j aNrelfcgcn eseweron Cale 0 OFAC DPW NI CHEXSYSTEMS called ell L3 No. ear sari SSN Response: Year Stab: ID Response: BANK REFERENC requentl U Yes U No, edgflein why: Response: Authorized Signer Name: Gender IA Cogine Tillu Physical (Horne) Address. Perso ailing Address. LWOW Securby Nonce Date 0t Piece Of Mt Cain Ot Han Telethon Mater I Bunn Telephone BMOCS Fa:Number Matt Number: Ent Address Yen ii Conan Photo lanoncation Type 6 Identlecnon Emir Da D OFAC LIPLC d CHEXSYSTEMS ca Yes ID No, earn way. SSN Response: ear Stale: ID ID BANK REF NCE requested ID Yes El No, engin why Response: Authorized Signor Haim Gender MOH] Corporate TISIK Physical (Horne) Address: Personal Leading Addrsar Sowl wily Minter Das Of Pin Of ens. Can Or Nome Telephone Number gins T Number Busmen For Number Mobile Pima: Email Address: Wale Ottspoot 1 Ptao mem Type & Number : isinneation Enron On. CI SAC Id CHEXSYSTEMS cased 0 Yes U No, roPlain why: SSN Reedease: Yes-. State: *sponse. OPLC BANK REFERENCE retmested U Yes U No. 'n why: ReSpC0Sel c",: l t igra )"pc:c rit i... 000 -its-•• wx we-rwil reena uf flitinkele j it. No P Attecial dc=enbi received (The Cara eel Cheeriest 'Macho* a - „9 4417 rgiol‘C IS PLC (Fisuduierit Account LSI vented etyy kb yzytr.i mineenre Reviewer I Cormeett Na ZIA-11 *tag }..t..t.-. Soo- ADaw:1ia G.Wac.sxcAii- Coseleuvi L.Sdi AO+ ion% \a& t NO \VC a A ik -cal s w a • Reaso kw Denying Account ( GI 4'Ga.'X 0 Merchant Card Services R. e-FP-stElm* (Internet) 0 Creek Card Fiat Not 0 Pero II0 Cash Management U Night Depository El Other PP:Lel-trine CONFIDENTIAL FustBankPR000123 SD NY_GM_OOO 12960 CONFIDENTIAL EFTA_00123603 EFTA01268807 Firstaank Virgin Islands - Signature Card Atcount typo' IGO. LLD Stip. RIC 1 OM 11/19/07 Address: 8100 Red Hook GUS B3 St Thomas Hems: Na . FFREY SSN: ID Type: US PP No Name. DARREN INDYKE N: ID TYpe: US PP No: N: ID Type: No: Name: ID Type: No: Prepared by: U. EIL AuMorked by (5 „I t .. stn \ ,-, . NA I0IE 8/2007 NNNS-000I Instructions for completion Please mint this form 3 times and complete in triplicate in blue or black ink. Please insert the name of the company or the account title under account name. Please print the name of each authorized sipatory to the account together with a sample of their signature in each field under the name. If there are more than fora signatories please tree additional signature cards as IlOCCSSaly. The Bank will complete the remaining fields. *Important* Please provide each signature cad in triplicate with original signatures (no photocopies). Farriank in natthaey of Few &map OMT. Peri CONFIDENTIAL CONFIDENTIAL FirstBankPR000124 S0NY_GM_00012961 EFTA_00123604 EFTA01268808 Bank NAME AND ADDRESS MAINTENANCE FORM (RM) Branch: 732 Account: Er PERSONAL OR COMMERCIAL Egi TBA NAILS CODE (II apply) Prepared emoted tAati 11 Select K RM 0 NI or DAM On ORE OTC 0 Other. NAME 5 LEGAL x -NCI Actual Name: leo u.c New Name: NEW SIGNER TO BE ADDED TO THIS ACCOUNT New legal This: EN NUMBER Connector Coda: CUSTOMER A PRO , JNANCE Hemel DARREN INDYKE Addreest: 8100 RED HOOK OVATER Address 2: SUITE B3 City: ST THOMAS Home Phone: Alt. Phone: Mt Phone TAW Contact Pref.: WORKDAY State: VI Work Phone: E-mail Address: ap Code: 00802 Extension: Raper ID: Time: Citizen: USA Social Security: Birth Date: Primary ID: PASSPORT Origin: USA ID Number MS Secondary ID: Origin: ID Number: Gender. MALE Language: ENGLISH Home Owners: RENTS ORl EmploWe: LAWYER Marital Status: UNKNOWN Spoon Information: Hama: Birth Date: Coeburn, Remarks: Exp. Date: Employer FINANCIAL TRUST COMPANY ()eructation: I AYWFR CONFIDENTIAL FirstBankPRO00125 SDNY_GM_000 12962 CONFIDENTIAL EFTA_00 123605 EFTA01268809 TRANSIP1 IS'S ION REPORT riot SID FIFLSTBANK Number : 340'7790489 Date 11-21-07 14:22 Data/Tina 11-21 14:22 Dialled number Subscriber Bunt. 8124- Mode NORMAL Padva 2 Status Correct 1 ." ' = MOO /CORM mamma= 10•1 DM Sums m aa ...• 1 tee r. 1 au al Prieca...“..... mm. niiii•ann ea. S... U. t. nr 3a, cm co ow Ns. al... -r-212M'Snanatala aallio- _Plata alai. la ail ear ...an ton Sag abs..._ goes me aggJIMMI---— lats amilm wsrtime ate .fear. Owe Swam: nes am saga On inns Ons -10---- ane .a. OM S Gin. faitarp* Oft. al. an Sta 6. 1.0. ..M ann. re ••••••••• J/ICOM--...—..— Inn. ulOeY am...... n an. Osslearbp OW Warn. UM ..... naticain Da al nal-----....".11.... nee sa aen..... eimew seam nantas• Aunt CONFIDENTIAL CONFIDENTIAL FirstBankPR000126 SDNY_GM_000 12963 EFTA_00123606 EFTA01268810 1 fir oil Sank DUE DILIGENCE FOR HIGH RISK BUSINESS ACCOUNTS (CHECKLIST) r caGcoon TRW Account Nomben I Company. he renew wave on• 1 KWh Risk Businesses rogue* *ninon due &venal,. Ii more than one toe of busmen nnes. then tiabaw to reonernerts for an the types of banner that 00 aptly. Mfrs /AM Riak Busmen: noble the contaigion of the eadervahoris or Pace of Bunton From'. If a Gun) co u eider cOnStrueolco or Me dent has not yet •Stablatie0 a 'tacit/. Inn our Integer (SSA or Cx tot flangar) cruet approve she delay n compothg the Observelons at Place Ot Oneness Poem. An 'bin risk' businesses are not necinsanly IOW below. If you believe a business to be 'high odd, end it e not lased beans. you mud contact to SSA Compince Oleo* for guidance. Where BSA Compliance connaton or 800n7101 is required. the reaukermint cannot be waived. Notes: a. FirstBank doe. Boy open anotres for toren, businesses not regiatered b do business in the MON:Zona In Mich Pie bank manna. cc. the :MOW States of Anierta. UMW Stilted Viigin Wands or Cobb Won Khans. b. Firsdthink don By open nor Maintabl annum; for dents who inn h money renearicsi or dock cashing sonnet • Finttlank don 088 open account' for businosste thoorponned In a Mandal haven canny. . suSciessiwt • K Financial It405ACcia (Credit Jr On,. Corrirnercn and Priv•161414101511( Mortgage Broken. P(5(itte Banks arc Nan; Banks) K NC458ank Financial 1151/0.1.2/55(Crenty ExCharaild Forego exnnge and C031555) • Car , .ntr6hee &sr -oases (My wall business Anne bansanon Profile shows 130.000 or more In cash Der Moak and who Is not a rocowszed local. regional of name char. e.g., Walgreen'a TGI Fridays. GNPs. Amigo. etc.) Foods and <finking 04555 Grocery Sires Beer. thee ono aqua store Al, dealers Veneto Mac, re Operators O Tertcommuccamen Pthone Canso Teloplothe Centers O navel Agony O in14011 ExPart Business (PhyScai Inventory m nose or wareaciaplo can be observed) O ',MINI Gem, Pronous Wens K Electronic.; (thoossaltdretail) O Gin %Kona • cherangeOwniv niebretimems UM of to Keay) e '511! t,' !r •!t Note: PRSTBANK don not open accounts for moray trasornItters or check cashing business. O 0ndsting accounts for FtioncIal and Non-Bank Insinutons Do not require me approval of Feollaak's BSA Complance Depa tort. in Ova case you wet • Need a letter inn the 0.150114( On Conan lenten - SONS the account b for °herons* , thendes any. an • No ovelemer funds will ion through the account - Ind parties cannot fund Opening *COMM O The BSA Compliance Moor approval wound pros o opening for as other types of nouns Call (787) 993-5150 TtEOPIRS AcTioit41 Vol the plate or business and cc, ithe tie tteervetons el U. Pace Of &mess' form. Tins must be nee within 4 weeks Of anon* Opening. R the bus nets 4 not beefed in ms menet:4SC* 0 • dent net 21 San Juan and opens en account al Kate Rey) the Berk 0floar opening the aunt mat 'Wide tie reason to goons one account at Nader Bond, On the Observations at in Place of Bunko* Porn end wit tits explanstbn make. button Senn O ATM' Verify if or myna Atha en SOW on the menses. If yea octet, copy of Thrd Pony Agreements. O If no business sells monetary Instruments (irony OWN) Stan prepeld cards. obtain copy Of the Sales Agent Agreement O letagetlibpett endow (near talus possess:kr of goods. Whey lane teed or no physic* loadlOn iniCerssible to dernOnStrie WWI* O WHO" Nie (Males baton) • PIMA Tnewortan ▪ TOrittand Groan Tremontithors O Off•thore CorPOrelons (rens In Andes of ',corporation If Corporeal Structure uses 'bearer snares' do not open the occouiC under no CittumStarr.44 may the busman be ebeepreated el a Nunn haven country. Site for a nand of theses counnos Glean et lent 2 amore a any Of the bliowthg &bunters (copy for the Be) O InveMeS O Shipping d000nies O commths Tow &amen% must be Awnings of the ?done of burns antedate:1 in the Transaction Profle For example' if a company 'Owned that ewes m 8=0.000 range well be recalvcds l Map= tot $4 50 arc not acme tile.. • Car/Bet Plane Clealerthip O Skids Brokerage O frame' Ousinsen -Any business that seas the mailing fil at 90041 end novicesOS the mutton (Not a retail weal that 4150 IMPS WO 111000). Sample IRS Form 8303 for mind If patinas: dad inc.aces that cash sates do not exceed $10,000 per oben ten roicate tin on the Observation at the Place of 89•Inoos from. Sisk the PIM of Ousiness an complete me 'Othervattons at the Poo of Bukwrfeat Tali mom be done well, 4 weeks c4 accaunt CVerni If the bates M net Wand a yew markeolne De teen Wee lei San Jae , and OPUS an mama in NS Ray) the Bank Office, coptiniag the etaccont invest Incliail• the Mean for Cabling the a nt at Inter Enoch Mi to ClesaNallons al the Place of Bufilete5 Form and why eaa 0541m011011 Matta INIIII1441t *arse You must renew the wenn 5a sites that dine a nekkormallon that 00514 tenet arnbarraremert a negative pubIcIty for FIRST BANK. Marines. adult toterlathsterd: pornography', NNOS•24634)207R CONFIDENTIAL FustBankPR000127 SD NY_GM_000 12964 CONFIDENTIAL EFTA_00123607 EFTA01268811 BUSINESS Tyre REQUIRED ACTION K Personal In vestrrent Company O nvestrent Management Banns O Money Management Business Note: K Operabno •CCOlaltf. for investment bananas Co nal AMINO the approve) of BSA Compliance. However. a leder must Pe Olathe° hum as client on cempeny letterhead aloha) the ECCO4on it For themes; 00eraberal Puriditul only and that dents gerund funds wit not low linthgll the account (Third parities cannot fund the operating aeoeure.) K BSA Co ptenoe approval a toured Odor to caring f0 nether Man of accounts. • Obtain Par BSA CanpSence review I. A copy of to oastOmer agreement 2. Name. preeery residence ago tool ocurity number for each tenellciat timer (ALL RiVESTORS tAJST RESIDE IN US.) 3 Standard account opening decumemation. P Imestnanl Companks the . .. . _ ., ._ . ___g ft am ends (no sweetie other than ma sows or famdy members) in tell it rice this category of Ft.,. is not 'my no raid does rct reeding BSA Compliance aPprevai and no other ilddtroned due daBeriCe Is recnifect. O Nome Based Buothessae CI Legal Senicas CI Accounting. Ter macaroon. aril Payroll Swoon O Dielthrter Syste, Design and Related Serviced Obtain any Iwo (2) of the k.lonirg docuesnY (COPY tar the fie). . invokes from suppliers • Contracts with clients • Tel clone verttroron with clients in lieu of contracts • Copy of a license 10 engage in a parlioar titaness (If rewind by your state) • Any daixament ken a Nod party to tie crsticesignerithainets evidelcirg that me business is engaged in he activily they clam Mid% can pe milted by telephone If the business owner has sadefactority manta:mid his persona checking sccotr: or another business account with Firth Bar* for 6 month d longer. tie Brarcn Manager may waive the requirement fen invoices' Methods. sic. If deemed prudent to do so. The iodthving nfonnallco must be Possinentad in the apountratetantaip Se. • owners name • Ciente parsontil Or other busman account nurnbertIO • Date evened. CI Ebonesses sampan° taimatiantY dream Moth management must Foods a justecatan memo 10 be kept on fie Inghtring ten reason for Opening tie relaberaNp. Ibis ilaitlknon should dearly indicate the readonstip beerier he Branca dent and the tad Othlylpertres whale dacha an being deposited. Al relevant decrepitate.% .µ Qattara Due Wrote (COD) Portia Meta cmitraceml agreements. a fitting Ci the businesses' caenth etc. must be sent with the lostAceden mime. The Branch Manager must submit Vie 6Xurnente to the next lend Of inaragemerd har review arid approval. O Embassies/Contiaeles and other Retvesentathe Ofhoes or Foreign Government O The SSA Catamarca Mier wool is repined Pew to Waling these TAM Of acetones. Cal 787-9834150. O Olarthebilt °trait/40ra Not for Ants end relgOos Organtrons - Rely-ilia Ongerreatrons - Grant making and gong services - COW and Social Organdatons Obtain the folovang inform/eon and dodsnonl in the Othitoeseons at pace of Business Icon (copes on Ale): • Purpose and objective demi activities • Capri orlon gnaw* • The donee and vol niter base • Funartg and disburoment criteria • urn cordrhuthre tathiatgiLitiviabie Gnaws -'..\ I e arena the dent's profile etas prospect eat Petermmed MN Is no. s high risk business end the unt owing It:QUITO was. APProvo iiDenied (Reason) 'D L_ Aprovicsuthect to: Business Manager Nano it lb* account prohle was deltrolitied to be that of a high risk business the somas ogre. OWNS Ma K Approved D Caned (Reason) C Referred to the Market Manager or BSA Ccintpfenite DeParano9 air 9,988,109 K APftroval subset to. Business Manager Namei0faCelth chart, Sloan eihthrS-2481.620711 Date L CONFIDENTIA FirstBankPR000128 SD NY_CM_000 12965 CONFIDENTIAL EFTA_00123608 EFTA01268812 DUE DILIGENCE FOR HIGH RISK INDIVIDUAL ACCOUNTS lialrick! (CHECKLIST) Account Tine: Darren indyke Account Number: High Risk Individuals require additional due diggence. Examples of High Risk Individuate am Nonresident Miens, Foreign Individuals and Politically Exposed Persons. Where BSA Compliance consultation or approval Is required, the requirement cannot be vralvel TYPE OF INDIVIDUALS REQUIRED ACTION 0 Nonresident Aliens and Foreign Individuals Accounts where Nonresident Aliens and Foreign IndAdult's have a subletting& ownership interest the foilmving procedures shall be followert • Requiring current passport. accompanied by a current visa. from non citizens. • Compared the b-clividuall county of origin (place of bit) to current 'tie en risk' aradictions. • For to in peon* with permission work the U.S., assuring that the WS- BEN meets a Social Secudtj Number (SSN). • Inquiring about the desarations and sources of financial transactions invoMng foreign countries. • Inquiring as to whether he/she Is a 'Foreign Public Figure' or 'Related Individual*. • The following Individusis must approve tre account opening: 0 Market Manager 0 Foreign Public Figunrie(FPFy Related Individuals 0 A 'Foreign Pubic Figs's' Is any non US-citizen *no occupies, had recently occuPled. is actively seeking or is berg considered fee a senior Notion In a government (or political party). or any department (including the mirary), agency, or Instrumentality tremor. 0 Senior foreign executives of foreign government- owned corporabons are sea considered pubic figures. 0 A 'Related Indmober Is a member of the immediate family of a public figure (og.. a spouse. parent. Sang. or chid) inseam advisor closely associated with a pubic figure. 0 Legal entities in which public figures or related indMduals have a natant'al ownership interest. Additional requirements far foreign Pubic figures (FPF). or rated indMdura, or legal entitles in which public figures or related Madders have a substantial . owner** interest the !deterring procedures shell be followed: • The sources of funds and wean must be determined and recorded. • An Inquiry must be made es to the (exitance of the FPF or related individual. Please contact BSA Compliance to perform a World Check search. • The follovang Individuals must approve the account opening: C Market Manager C FIRSTBANK BSA Compliance 0 Initial Depose greater than $100/A • The sources of funds and wealth must be dohs..i..J and recorded. I have reviewed the client's profile of sus prospect and determined that was. O Approved O Denied (Reason): O Approved subject to: Madirlin Colon s not a high risk ind land the acoxant opening request Buenas Manager NamelOfficer in Charge Sign Daf\ \ O This account profile was determined to be tat of a high risk indiddual and the account opening request was: O Approved K Denied (Reason) K Referred to the Market Manager or BSA Compliance Department for gUe aria. K Approved subject to: BtleineaS Manager RemenDOcer in Charge Signature tiseNsaeti2-0201* Date CONFIDENTIAL CONFIDENTIAL FirstBankPR000129 SD NY_GM_000 12966 EFTA_00123609 EFTA01268813 DUE DILIGENCE FOR HIGH RISK INDIVIDUAL ACCOUNTS (CHECKLIST) ate Account Ode; W SW . ry BeSet Account Number: High Risk Individuals require additional due diligence. Examples of High Risk Individuals are Nonresident Aliens, Forts,. Individuals and Politically Exposed Persons. Where BSA Compliance consultation or approval Is required. the requirement cannot be waived. TYPE OF INDIVIDUALS K NCreesident Aliens and Foreign Indivkluals REQUIRED ACTION Accounts where Nonret:dent Aliens and Foreign Individuals have a santanlial Menorahs:, !Merest the following procedures shall be followed: • Requiring aarent passport, accompanied by a current NASEI. from non citlZera • Comparing the indholduars catsy of origin (place of birth) to coma 'high risk' juneddisna. • For people with permission to work in the U.S.. assuring that the M- OEN reflects a Social Security Number (SSN). • Inquiring abet,* the dee:nations and sources of finance, bansections Involving foreign countries. • Inceiring as to whether he/she is e' Foreign Public Figure' or Related Ineftvidusr. • The fodowing indivki oats must approve the account opening: O Market Manager 1 O Foreign Pubic Figuras(FPFy Related tridMduals O A 'Foreign Public Figure S any non US-cillzen who occupies. had recently occoPied. is Mint seeking or s being confide. eifor a senior position in a government (or poetical party), or any department (including the military). agency, or instrumental*/ thereof. K Senior foreign executives of foreign government- owned corporabons are also ccnsiderod Pdbil0 figures. ci A 'Rested indrviclual* is a rrember of the inflect-ate family of a pubic Sour. (e.g., a spoise parent, sibling, or child) or a senor advisor closely associated with a public sauce. O Legal entities in which pubic figures or related Individuals have a substantial ownership interea O Initial Caplet greater than sioam Additional requirements for foreign public Figures (FPF), or related indvidual. or legal entities ei which pubic figures cc robtod relvIduals have a substanbat oimersnlp interest the following procedures shalt be !plowed: • The SOLIVIIS of finds and wealth must be determined and recorded. • An Inquiry must be made as to the reputation of the FPF or rated Individual. Please contact SSA Compkonce to perform a Wend Check search. The following indhedues must approve the account opening: K Market Manager O FIRS1BANK SSA Compl ance • The sources of funds and wealth must bo determined and recorded. I have reviewed the cileM's profile of this prospect and determined that did is not a high risk individual and the account opening request wet: V:1 Appoyao K Denied (Reason): K Approved Subject to: Mado5n Cobn Business Manager Name/Officer in Charge Th‘s account Drage was determined to be that of a high risk individual and Me account opening request wet O Approved O Denied (Robson) O Referred to the Market Manager or SSA Compliance Departneal for guidance. O Approved sub)ect to: Buser's* Manager NametOfficer in Charge lit.e.S.2462.02071I Signature Date CONFIDENTIAL FtrstBankPR000130 SDNY 12967 CONFIDENTIAL EFTA_00123610 EFTA01268814 DUE DILIGENCE FOR HIGH RISK INDIVIDUAL ACCOUNTS CZ (CHECKLIST) Toil Account Tint veffnly Epstein Account Number: High Risk Individuals require additional due diligence. Emoryles of High Risk Ind*Woad are Nonresident Aliens, ForeIgnH Individuals end Politically Exposed Persons. Where BSA Compliance consultation or approval Is required, the requirement cannot be waived. TYPE OF INDIVIDUALS K Nonresident .Niers and Foreign indviduals REQUIRED ACTON Accounts whore Nonresident Aliens and Foreign kdvlduals have a substantial ownersrip interest the rolbMrg pnxedures shall be (Sowed • Requirng current passport, accompanied by a current visa. from non I citizens. • Companng the individuals country of °darn (piece of birth) to current 'high risk' jurisclittcrs • Fo: people with permission to work In the U.S., asfutirg that the W8- BEN reflects a Social Security Number (SSN). • Inquiring about the OeSOnelienS and sources of fnancial transactions involving foreign countries. ▪ Inquinng as to whether hallo is a 'Foreign Public Figure' or Related Indivicklar. • The folkming must approve lire oCCOunl Opening: O Market Manager O Foreign Public rgures(FPFy Related Individuals O A 'Foreign Public Figure' is any non US-clean Wil0 occupies. had roceMly occupied. is ac avory staking or is being considered fora senior position in a government (or Political PartY). Or any deperpnerR (indudirg the mlbtayl, aoenq, or Addroonal rethirernonts for foreign public figures (FPF). or resoled indvidual, or legal entities in witch public foxes or related 4ndiuictuals neve a substantra, ownership Interest the Wowing procedures shall be forlowed: • The sormes of funds and wealth must be determined and recorded. • An ingtary must be nude as to the reputation of the FPF or related . . intammentaiity thereof. O Senior foreign executives of foreign government- Owned corporations we also considered public ficrures. O A *Related Inc:with:sr is a member of the immediate tan* of a public figure (e.g.. a spouse. Parent six g, or avid) or a senior advisor closely associated with a public figure. O Legal entitos in which public figures or reieled individuals have a substental ownership Interest. MU,. WC, ricoac v, rat cna•-• ,...Thi.mainad Iv "'any... a ....,....an. search. • The following tdividuals roust approve pie account opening: O Market Manager O FRSTBANK BSA Compliance Ei Initial Deposit greeter than SlOOM • wealth must be determined and recorded. have rovtowed the Oient's tholes of this prospect and determined 1 I ha ---- s was: ' (2] Approved O Denied (Reason): not it high risk and * i and the accountopererg request C Approved subject to: Median Colon r 4 (toll &minas Manager Name/0lfger In al Date This account pa was determined to be that of a high risk indMduat aid the account opening request war O Approved ID Denied (Reason) CI Referred tithe Market Manager or BSA Compliance Department for guidance. O Approved tubbed to: Buskin, Manager Marne/0111/4er in Charge ?men-2420207R &gram Date L CONFIDENTIA FerstBankPR000131 SD NY_DM_000 12968 CONFIDENTIAL EFTA_001236 I I EFTA01268815 AFFIDAVIT RE NOT DOING BUSINESS teffrey Epstein being of lawful age and after having been duly sworn, state that: 1. We are, and have been from the date of the filing of the Articles of Organization, a copy of which is attached hereto, the sole member of IGO, LLC ("the Company" 2. We hereby confirm that the Company never did any business of any kind from the date of the filing of the Articles of Organization through the date of this statement and we further state that the Company has no intention of doing any business in the foreseeable future. 3. We hereby further confirm that the Company did not do business and does not intend to do business because it is a holding company, which was not and is not intended to be used for any type of business. 4. We hereby further confirm that the Company will not do any business of any kind prior to applying for and obtaining a United States Virgin Islands Business License, a copy of which will be delivered to the Bank. 5. The Company requires a bank account for the purpose of corporate expenses. 6. We have personal knowledge of the facts herein stated. IN WITNESS WHEREOF the parties have signed and sealed this agreement this 24 day of ottititctr 2007 Tot- Em". SUBSCRIBED AND SWORN to me this 727 day of AlAtir 2007 Lary Public HARRY I. BEtLER Noun/ Gubfic. Stale of New Yak No. 018E41353924 Cock) ad in Rockland County_ Coffuoirson Espana Feb. 17. Not CONFIDENTIAL SDNY_GM_00012969 CONFIDENTIAL FirstBankPRO00132 EFTA (()12361? EFTA01268816 NOTES TO FILE DATE: COMMENTS ` Q min (Acts. -07 4,s creni-W view joettrundef C Slryd C.W F Stri- cantp4-Ved CONFIDENTIAL SONY_GM_000 12970 CONFIDENTIAL FirstBankPR000133 EFTA_001236 I 3 EFTA01268817 PAY TONE ORDER OF FINANCIAL ST. TRUSS, larts,ke. MOMS saliauPam . sr tomillassez Oft "Mooned sod 00/t00 $ n1400.00 lecoca. loc. `AcM0 roo 28 2 Le 282: ooufas 6 FINANCIAL TRUST COMPANY. INC. 282?- C4 ge A CONFIDENTIAL CONFIDENTIAL FirstBankPRO00134 SDNY_GM_00012971 EFTA_001236 14 EFTA01268818 Far cent taa auteitelara, OBSERV Torts m ore OM Aernant To. -*pm Inc and Data Teas es 10:30sel 40 Matte ) Alit o:''t tiara M 12: Cecile DeJobeg snlJeestisamisms 482C07 Wad t Loose= boo 6100 Rae Otte Sto B3 ; 0 PiesayOto ' OSaceeesyLoalke (trance OlkeNtartectealele) TmaSWIMS C 9.ams mosey T1M-Pey Ch al Cacti lire Dent* O Entrea freolleale) U romial hritacn O Gairibbfgepreag 4, 201aolbeilnan aotety) o Gat Silica,. Senn accepted MO glum feet 1O Faroe Oral Bumbles 0 inicoThaerl O Imre, Buenos B Inuormor41.4megulult Ora*/ a Sdepromeokleals O Maley MeneGement O Personal Imes* camps/ O O Seek 0rokenge O TelecesentmoolonFtent ClatlePbans Omer O Tani ACcnow O tied C& Seel O OW O Wails* Frnaneie Ireealan type ea O 0.keed a Rot la.! : O Rthesittemad lamb a snare O son El Cagan . ' Me Sete O Hoo-Ccesocissi teat?) elemetaNnease) xmaimMbidrooee a Pamir 5 0111.7te Crash NM (or eatery %gonad during rep: N6 nem 0 No NUB. Cave* trenery. Na Neat, businessman suppi‘on an* oesseatre la o Somers Local oda end dewing suppliers • 0 Cunene Wee MOM CI CIO O Vem C§ awds O Ober Drat " • . Vie the teekeelplellalialailletalillalodellene Mein a sew:Mk° eon snipers prissy Se Min drabs to proxamy el of braNca verse Na novae a :Swaths SaCt Banking diet. Use Screa Satlig all the hut eV Plaza °floss If th•tykl.ess 4 re 'caned in yea weve0W0 (..e. CogeonV sea I. POODe an, NW il =an in nip Ray Branca ) Sie Bare We* "pomp le went Mit In:Scaled the name re wenn" No ez.:cunt 4.: Sand% and WY/ V% CcaraKr ne= Yank's seise 1 i type. Of 1810•01110010 17nendiabalinn. extMileit pike Trend. El AO4 CIOINC tin tadefeS4.42.20711 ' Irmitz5* CONFIDENTIAL Pori I el; CONFIDENTIAL SD NY_GM_000 12972 FirstBankPR000135 EFTA_001236 I 5 EFTA01268819 Lai 0 Oily 3 men, 0 Ikettly No. cR ~man 0 te-to Cif.» CI21-» C »cement Tow Arse CM-925.C* CI szs col • woMeo C.1 $500.037a mom CS 0 3 Least 0 Mk 0 wolfs 0 Waft N.Qf CO-10 011-YO 021-9 . 0 Son Tads Tiel Oso•ussao 00tiat-~ Ostiolioinn Arnie Cantos 0 0 ' p J 0 0 0 3 0 0 Doss th• ~Ms prISW sad Allis SSW at Its• otSa 0 lit fil PC Syst goads sterol Allis a si balsa kaila aid Ss 0 asaial 0 rS••• «seen siS tea* WIN sola8 Nebo bosiNpa? MI Nest do bonnie» Poste? 00 Company LLC Is a ancktcaler In • War Wind Corp. II is Skits in investsint elld dons ,,,,s «aes-inc any ~ea JEEPERS INC. is a ~the Imcibuntfint onctlas di• bs•los• ~id red asleefi wne Did your ot»wvaboris apa wes Yew secteess Wants at Stan? Fxpleir. Or. Jeffrey Epston, Is the preEXit of Ftranch• Tas ~Any Inc. (ffiric91CarAng utne SI. Alffitil -le bat semi other buSas• oafish who an nal clang Other Sass lirkssalloon EI Ye Cl Ne %Mon). WI let ore dtlhe ISM Of any SLIM tut Is arenonorcapries. seism sr POI» kwaloicnsfCcaregNISomodoe: Glem is a *CH «Sod rislalOndlip Or Finte** N. O•nwal: TNa NumOo dpi Teti ~Its 9103100,111~» fl Still0N4)bumniss K itgouest cr»y sl fie sort aga yaks Ccasience as: K Va Rao N, a non bet* eaaaac Canankunc• sue ~Nest isca(PR: tatteniga 31 Ci Ye. 0 r+) if Yes. »kowtow .; DS 0 wais WW1 CeleCiati SILSOSI:SY INOSIONLY ~prep THIPOGNE DESCSED PLACE OF ISM vttrr. irecamAnam PROVIDED iS »I ACCURATED no toletere FOREatiffATION Ca MY OSSERVAIMIATIME ~CAL WT. C This • • Hwas amid Onei a • premokail was ass (SS sot,. ^MN. Oa ~So and prtme ~No) cald.:eN Hat we ~SI Itafli bloomigon his SD wkilblIO tea* ism isionesserdzica dinksnalica could bossism* for oscisia ins incit•Salaniess. N*18-2descrio PR May 2. 20ø: Jeer Pepe tal CONFIDENTIAL CONFIDENTIAL FirstBankPR000136 SD NY_GM_000 12973 EFTA_OO123616 EFTA01268820 First Bank Together we are one Document Checklist for Business Accounts File Important note: Fleas, Sotto IM Account Opining Pmeetteres for speak information on the venous types of *cements required at worn opeemg. Actor Met IGO Company . LU I Account Member Ore Opened: 0-la10+l Smut* on Gut Due Mooney Busmen newt ..— Due Dion* be tier Risk Bosoms Roo:** tCreitkoi Classnolore at time of Bisnas OFACSIO (pont eriderce anointment DOMMOnt nocklistfCt Bushats Axons F.* Amain* W-8 Faun RI non-U.S. erord Illeclosures that must be ate to client USA Retort Ad Costume Infornation Program Nance Rates and tees Stoles Amount Aqoemen FDC Insuring Yoke Decal Brechtse (USVI ortly) het* of liegatfee eternal= Ones* First SatCom titration Storing and Parent Patel Other Documents Coda of Sexrpreabt mantra c4Cualtsbn It ft OS teletkagoottel Chia la It ineellthlett Or MIA it not caw Reedits Suiteartale mass Atone Cerny* of Good strop Aide or Ircerecrelm :dined bylte011atalhe Leann Greer r ISA in lee Renner trait Orr WO Cent** cl Tree Nene Corbett* Resolution loth Capitate Serl) Crops* Resolution and COWS, hatatafiCe ea! Monty Agreement ttt SelephOneadepFaceintiteatiriain Intimaters This COMO*: 3 or ly *mired V (*Otte*** fund tandem by gone. 44 a messeeSeri Pursearotemr are Seam Apron* Elfantaftwe uoveelano* Pertenolp argon= cif oats; Gate* of Tree Nara rki tegiatiej Canoe* of Lead Illoortv it IPA** R6SOMOr New Parrwrhp creaks Capoision at a Paris If rifiabt Pena* Content Lets Welty Carom" es a Feffour0 on***) Preen* Canes Timken a Pannetftl***** Peens** Commas Joie tram • Rattier flotertoot Seat* Promote eetrement of teronnete wan* a Pxpwct Of Oen a Realest lot leendbmi Din (I (wend: Sde Prop** note** "Ow*: 5* FloPotarstoptettoteAtft0*0 kneel {I Wicalri Bantasnes:•Uaniatant04 Celle:aka Tray are (I aziabe) Stara Prootare Anamenr to TeetteCanat toured of Parrett Oren a Anew for Atomic* pier *SR tehomonert Assoomen **am :or* of re Swam %( **no Proem Veen* or terepnaref ea twat a Pearl Orden a Re:VW RN fluent* pub el requellad) C*I Or alir gigues COI ; c 1 pi . unto ork Cr** or imit /Mont torte*/ Coonte Resooloocextocfpnri essccirkellamenot Comma a orottmace or Celia re ken*/ 'a Farr ad Foss non-Prtn Coyest* ft mor;:asitiOt AriCialCiincccoCatca trinxworaleol Salem of 604E Srei* Of BVIcaMaten br inn Nr woe *cm* Of nomters0 Connate RestutfOn Ind Corporate Adlnddstko and bring Andendal let TeleghanieleaFectenlaValatr InstrucliOnS. (RS 6:current 5 oriel nailed 4 dent *Oasts httl wars Di ter*. Mf a IFFFR1OFO - fl .1CFCCrated Smut)y Pecotweegreentnt tor Tegettolru esuera d went Odors a Revs lot Ilwriabrs tab 0 I repWIII) -I VIWCOTP:0110 ht*S.2461 0 SO? CONFIDENTIAL SDNY_GM_00012974 CONFIDENTIAL FirstBankPRO00137 EFTA 00123617 EFTA01268821 Lome usury screwy tea astbsery arerarl Booneda7radeLnease (cre Oatmeal, acwiers enema or Orsaszalca or dekko. al Swam (rferadea bra elm PU.0 la Cast PLLC Certkas a isbla Seastf g/Cada A9Went b, Teleransfar Samoa el Payrere Clears or Rowan IrIernatosa Cases Iffrafisere).- I terreercanied Inc Leda Canary Cancans eclat* warfaanrage tgaggCOW ranted Lobe, Carpard Cortes LS'S Ilateltr earierrf eta meetarnfasada fi eedkaoal linked tuner Caron Conran Unix.: trip Parbashaa as * lamedsladaqa it wawa) Limo Lena crayo( CeedairsPattestro as a kleatekbaNde RA9Idatel larraledlataff Carom Cana* Tat as a Ilentectlaantr Maderiast tram Utak Coders Lfisaceedealnd Mumma is a Iknteriraeagar re agates* trawl Lao Carom Colors Jail OINOWeis as Ihrrearddarlader axicatie) Caw* R•aolta3n Carta air CartaaacnatetltatebtiCania401 (la US teed canalloo) Nklisceinarxtoom }grad Who Me of to Ledwerarnogoa) Sairaa: I'M 0 tiro loano4 Corpora Ra n and Caporal Autslzatian and rid may VW.% a Teleraffelextradsenieettneen IffeleastonS. MS rare* la dadi aThinal 0 dal mats lud tureen tq pone fax cs mamma) r Irfr./ ... Mai „w a r. al Femme (,added (,addedertneequhrel V dr tiC Is a 'rear tl.C' iii drili 1,1 Wad"' a ••• f.cfr.:.;; . i 40.1 t , • A 010$011664.4M ' .]itill! SIUM %ir. &lorry Preaaue aerearrara Oat tertorcntafaa :nuance of Parse Oldies a RopRgt kr atteatero: ends It waled, In Lat., Cardwy taunt Cassia larmarlarseee =alai flared uattry Gorman, Until, Lawn Latail) C3nw, Is a MootentArogot [I in iZb likt Carpal/ Centr$ Lin: Uatatr Patent* m a Lierrtoalreett P atelkatlea Leaks Later WWII Cabe's Pseansip as a learnteeareekl9a If aeotaAt) LMItaIDit( CCorAor Cates 'AM as a We beoNaz lux pl M1:ablo) Wad Waft CM:b3a, Cots lbeceeptaloo Ancoraai aa a Matartilanapr p claw MIK WWI °Apart Counts Jon 'kola a& i MeetaidIAM•defaaaplastfal Wad WOW Patiteshar a 4114 Seam Agatmeet CASS a SaertParnaistep (UMW POSSathel -Nal taint OPIM9lati to tartlinolnaa Warm roam Collalpdatime Busonsgruf• LOW feat) Camene A7re* wt 8*km:ft oifitatS=.1O-, or SisimOci COM On lkalca Caltate re Trade Parr (1000/CaNO Scala castedart >daring TallWaraftr PestriCofers Paysts1 tco te Mem of cc tiamana Drab ,LIsaspearal Lmtpd talead sanworiad Cadge LAW Liege/ Carron/ IS a fierce:Urine (4 Waft) Unita Goody Penerarta Wens urea is m Pameaka as a MahnWanya Of eatatk) Ural est Parent* Cowan. Chlrillfit a a Mnetatlropr fif walk *Ice rdgeohlreat (Car OW or CradAppaarard Paw) Sauk PaXidull egIefintnt for Taleatraladu Murat a Petards: Wan a Pflaelt lar mama :asDab (traouna4 Gratis et foga llasCa Watt Elaixesirweet limn farina Rake to re access COMIlg OIXtarrES kc notes *amens mond for roar set al Ousixts Van IOTA Ann: Ncla of Fror,:iii hsfygon ',ILO Acco" Aoto al :wharcialtaDVI Sonia •te'a Menu Carlow of ite Name Maxima) Rai z too k•COA Cprrg PfccoUss **Moral Omni, nrprea a dikes. cil doom wan p taps &ono'? ono t was the se a/ the Deno *An; Sc slariniter. tax. yea,"); ce Ulu" as: IdObilhOS P+SNM a4Trtee CONFIDENTIAL FirstBankPR000138 SDNY_GM_000 12975 CONFIDENTIAL EFTA_001236 I 8 EFTA01268822 FirstBank www.firsrbankpr.com ACCESS AGREEMENT This access agreement establishes the terms and condtons that govern the use or oFirsiBank service. For the purpose of this agreement, the terms 'you- and -your rotor to the client who is the user of chRrstBank Tirstillanka, his'. and -Our refer to FastElank Puerto Rico. The term 'working day means Monday through Friday, except &Purr*. Sunday and bank haidays. 1. Description of e-nrstElant e-FirstBark is an eleciraoc service that atom you to view your account actaty at Firs:Bank through the Intern using a personal computer. Reguirements for the use of thFirstflant In order to be able to use the !Firs:Bank service, you must have an account with FirstBank, as well as the recoiled -browser installed in your persona computer. In addition, you mud have a modem and access salvia to the Internet through your sonic' provider. The 'browser that you use must be compete with Mcrosoft Internet Explorerni. version 4.0 or higher. or Notscapeth Navigator/Communicator. version 4.04 or higher. You are responstble of all costs and expenses related to the installation, use and rriarnerance of your equipment, ot telephone lines, and your Internet access provider. You most choose a 'password' to gain exclusive access to your account through e-FirstElank. You shalt be solely responsible for adopting adequate safety measures to protect your password and avoid unauthorized access to your accounts through reFirstBank. FiratBank shall not have the duty or express or implied obligation to hvestigate or verify it the use of e-FirstBanic or the access to said Service is carried out bye person authorized by you. or accordrg to the safety measures adopted by you. ff your password is lost or forgotten and must be changed or modified. you must authorize said change or modification in writing to Fasfilanic No password will be changed or modified as a result 01 a telephone conversation since FirstBank must always receive the aultoreaton to change or modify the password in writing. If a Corporation wanes to gain access to the e-First8arA service, a corporate password will be chosen. The indivtdual that signed the General Resolution must apply in person at their main Branch in order to enrol and to sign me e-Finstilanit agreement for they company and wet be the ones that have access to the corporate password. The indiVduae that signed the General Resolution muse authorize any change or modlication Cl the corporate password in writing. You indemnify and hold FustBank, its directors, off cers. and employees harness horn any claim or out arising from the access to the service 3. Services available through e-FirstBenk You shall be able to obtain updated information about your swoons. FirstBank may. from Sono to tens, add, amend. or eliminate services to those offered at this time through e- First/hank. FirstBank shall update this agreement to inform you of any changes. II you choose to use nevi services, when available, you agree to comply with all the rules contained in the amendments to this agreement related to the new senores. Access to e-firstBank You shah have access to eFirstBank seven (7) days a week, twenty-lour (24) hours a day. FirstElank woes to update osmotically the intonnadan you may obtain through the e-FlrstBank service. However, you recognize sal accept that FirsiBank has no obligation to update said information ate swift hour of the day and that it k not subject to a determinate schedule. leasS027iO104R Since certain anna, such as debts and VerSts, shown cc the e-FastBank service May be in tuella the Pierce shown may not be final. The Customer must use the end of the month statement for the official monthly recoralimion. You accept and agree that the availability End awry ot FirstBank to prande access to the e-Fastflank service depends, among others, al the continuous operation and ay/slab:Ey ot FirstBarik's computer system and on the communicaticns pr000ssna fine. your Internet service provider, your browser, your personal computer. your access equipment and the telephone or electric power fines or both. Should access to ro-FindBanic be temporarily interrupted or ceases for any reason, FirstBank shall not be responsions for said interruption. F—StockaLouara At this time, access to the e-FirstBark service shah not bo subsea to other charges bearded those estabished fcr your account. However. you are responsb:e for the phone charges related to connection of the service, for the Internet Service Provider charges and any otner charges related to your personal computer equipment. For Information about the confidentiality of your informadon please refer to the Safety Information included In our Top" section of e-Firitf3ank. Request for Additional Services You can ecuest addrooral sernces such as ospes of checks, a bank account statement, the orryiStgatlen of a erode cares activity, or the xtvesogaton of a particular charge. through the ecirstRank service a you request an additional service thmugh the e-FirstBank service. FirstBank is authorized to process said request as II it was a written request signed by you. E-FirsiBank shall provide you a ocrermation number upon compact ng your request. Said cc.-emation number wit help you obtain additional information related to your request in our Chem Service Center. 7. Copyrights and Trademark, AU rights over images. text. screens and pages of e- FireBank are property of FirStBank or el third parties, as necified. You may copy information from e-FirstBank for your own personal use only. You shall not copy. puban, cletribute. record, modify• or transfer thts Information, Images or odor type of materials, nor use them In any other way to create works derived frail them nor for pubic or commercial purposes, except as provided in ths agreement. You recognize and agree that the name o-FirstBank as well as other trademarks used here are property of Font:Bank or other subsidiaries. Or at third parties. You WO not use these trademarks wrifoul the previous written consent of FIrstBank or the trademarks legitimate owner. Ispresentotions and queguntea FirstBank does no represent or guarantee, expressly or mph:atty. the accuracy of the information and materials Occluding text graphics. knits or other ob;ects) containec e-Firtaflank, and expressly roods as responsbaity for errors or omissions in them. Neither FirstBank nor its providers represent nor guarantee &only or implidey that e-FilStailik is approvals for a particu'ar use. You recognize that you have recmved adequate Intestinal fr0M FirstBank regarding eFirstBank, and that you have decided, Ireely and voluntarily. to subsets this agreement and obtain access to e-First8ard according to the terms and cordtiona hereby agreed. You represent and guarantee to FirstBank that you have no Intention IC use, and that you shall not use is-FirstElank with the direct or indirect purpose of providing services (including. without limitations, timuleisi. data processing or **nisi:spathe services, or other relied services) to any person or entity. ____CONFIDFNTIAL FirstBankPR000139 SONY_GM_000 12976 CONFIDENTIAL EFTA_00123619 EFTA01268823 Any irk to ;aged of OrgafiZatens aftialed lo Feel:tank is ',cavilled only as a supponion of topics that mghl be interning or uSsrul to you Fi raft* does rot proven any guaranty whatsoever regarding the accuracy. integrity or reliability of these pages, or regarding whether or not ts use is appropriate for any specific purpose, nor does guarantee tnay are free of defects or dams or of viruses or other contamination. These finks do net represent an endorsement nor do they create responsibility for the opters. ideas, products, informaeor or services offered in said pages. 9. Lima of Responsibility FirsiBank Ural not be responsble for sICOrrOCt iMorMatiOn or instructors provided by you. Nether FInStBank nor my provider o' information shall be responstio for defciencies n the accuracy. totally. avatabty or bmoloneSS of said information, or el any investment or decision made based on Except as expressly provided in this agreement or in any otter agreement applicable to the relation between you and FrstBank. or as required by law. you agree that neater FestBank nor any information provider &ha be reasonable for any loss cr damages whatsoever. direct ce Indirect. coned by e-FIrstflank or that n any way arises or it related to the icons and use of er-FirStBank by you. YOu are obligated to indenrdy FirstRank and release it from any responsibily before sty suit or clam feed against FirstBank that seeks to :meow responsibility on PiratSank In violation of the thsPesitiOns of this Section The term 'FirstBank' as used in this Sectern includes FirstBank. es parent company. subtuctares and shareholders. directors. off 6als, employees or agents el each of these. 10, Electronic Communication You shall bo able to communicate alearcnically and in a safe manner only through the forms included in the 'Other Services' notion cl e-FirstBank. Said forms shall be considered received by us the next worlong day. First3ank shall act icon your communication within a reasonable term. In addition you recognize and accept that the kerns found in the 'Other Somasd section of e- FestBank should not be used when you need to communicate with us immediately. For Immediate communication you must call our Client Service Center at the nurrter Included in section 12 of ins agreement. or vise any of our brandies. You hereby authorize us to record, use, andrOg copy any electronic form sent by you. You accept and Meogrize that for safely reasons n handing information. any other electronic method, including electronic mall, shall not be used to request additional services. II. Unauth_ix' l g,. e. ar eligele is ' II you behove you have lost or someone has stolen your password or secret number. an authorized person is no rigor authorized access your account or if you detect any unauthorized access to your account. or ft you suspect of any hire of illegal actrvity in your account. you must inform FrrntBank immeciatey. by calling us a (787) 725-2511 or I- 888.•74&2511 dunng the established service hairs. :2. Customer Service If you rearm any assistance regarding eFirsiSank or would like to speak to one of our representatvn. Please call (787) 725-2511 or 1-08&148.2511 dunng the established service hours. You may also send te your message via faster (787) 729.8060 a Write to the blowing address: FIRSTUNE CUSTOMER CENTER P.O. Box 91148 San Juan, Puerto Rico Od9Cft-Ot 46 You may also send an electronic message to: g.Firs(ErineeleStbankoroOm 13. Term of the A feMell( This agreement shall remain in effect untl one 0! the parties nitres the other of Mather Intention to cancel the genic* These notices may be sent through either ekdroric or regular mat. The Bank shall send notice to the most recent micron appearing on your account record The Bank'S address is included Si sedan 12 of his agroornent In case tms agreement is invalidated for any reason, you shall immediately cease Laing arid:lank and FlratBank shall cartel the Senile*, but not your accounts in FirstRank or not affiliates or Subkliarrat la, Miscellaneous Dispositions a) Fustuank reserves the right to amend, update, mod or discont nue eFirstBarit service at any erne and to amend or meaty at any time the terms of this agreement through previous rotice to you. b) The use and access to the eFirsiBank service is subject to the applicable laws and regulations. c) You shall not transfer this agreement to any parson without FirslEtanke previous wntten consent. d) The agreement shall be governed and to subject to the laws of the Ccenntonwealth a Puerto co. R e) If one or more of the disponions in this agreement for any reason a declared nut, illegal or it carnal be enforced, the remaining dispositions shad remain valid and in td force and effect. f) Firstflenk reserves the right to use al those available legal remedies in case of violations of these dispositions. including suspension el erase service andlor cancellation of related ace ants. 9) Access to the service and taio of the passim:en through aFiratEtark are limited to those users au:honied by FirstBank. FirstBank shall use all evadable agal renvades aganst any person Into toes to emcee,' uses the service without due authorization. By signing below, you agree that you have revered the terns of this agreement and that the use of the eFirstBank service to gen access to any of your accounts in MRSTBANK constitutes your acceptance of the terms and contra hereby established, to which you agree to cornmit yourself. in addition, you agree to campy with the terms and conditions of all other agreements subscribed by you and all appicable disclosure do:to/lento related to the *covens and other services that can be accessed by yOu through the use of e-FirstBank. which are made part of this agreement. You are committed to memoir and use your accounts wah FirstBank adequately and to comply with all the rules that govern each ore of said accounts. Meeting payment of charges related wth the lee ander maintenance of said accounts. Br Nemo: Date: CONFIDENTIAL SONY_GM_000 12977 CONFIDENTIAL FirstBankPR000140 EFTA_00123620 EFTA01268824 PfliN30HNO0 I Z9£Z I00 \In z O rnz H _ 9L6Z1.000 NIO ANDS BRANCII (ISR ONLY E-F1RSTBANK REGISTRATION FOR BUSINESS ACCOUNTS Business Name 1 Go env e-Mail Address Business Contact Person LLC etItars4e letre.T0144 Mailinr Address Tax Identification No. %oo Red Rook n.FirstBank W.V.(`/ S f ;`.1 /1 kV: ( .?` Tale • No. raur jr X,? Contact Person Tele• hone NO. Business Fax No. 3'10 - 77cs- MS/SINIM The Depositor hereby acknowledges receipt of the Internet Banking mid Bill Payment Agreement and agrees to the terms and conditions currently ill Mal and as may be amended from time to time for the type of account and services requested. In addition, the depositor agrees to comply with the terms and condttiOns of all other agreements subscribed by the deponent and all applicaltle disclosure documents, related to this aecoants and other services that can bee accessed by the depositor threesh use of applicable ditch:twit documents. misted to the accounts and other services that can he attested by the depositor through use of FinaBank Internet Banking. The &poutercommits to maintain and use their accounts with PirstBank adequately and to comply with all Mc roles that govern each one of said accounts, including payment of charges related with the oar andan maintenance of said accounts. Print Name BanN Officer Wino /111154353.00001 Authorized SinnatureS Social Security No. Signature Teck5eljeree Bank Officer Signature Contact Telt:phone Date or But', EFTA01268825 COMMERCIAL 0 ',KIK. AUDI I CO.. 1/02/2007 4100 PAD HOOK QUARTERTh 3 AMERICAN YACITY HARBOR 'HOME: 8T1NOMAR VI 03602.0000 WORK RN* IGO COMPANY, WC $9 ID Type: Ho. Nemo JE ID Type: LC No. 14200411033 ri=p No. 8REnim-- 4.-.LITtd-e2w 4— ERN: ID 1)pe: No. Prepared IRC Natacreel by: 1 COMMERCIAL CHECKING ACCTEC K NO. Dew 1 COM 02/0Z2C0 6100 RED HOOK QUARTER B 3 AMERICAN YACr HARBOR HOME: ST Tscatas. la maw® WORK: MIRK IGO COMPANY. LLC "H ID Till/Mr- . No. Name J EE SSW ID Type: No. 74200411933 4 .4icto....r r i *3 : ID Type LC tea elem9Ceint.44 SSN: 10139e: No. COMMERCIAL CHEOBNO ACCT! I PROBER' apse AULIKet BY: tod by Ste. 1 CCU Req. I CO 02102/20M r 6100 RED HOOK QUARTERS 3 AMERICAN YACHT HARBOR ST THOMAS. VI 03303.0000 MOIE WORK: Norm. IGO COMPANY, MC SSIe ID Type: No. Name: SSW ID TA No T42004111333 Name: J B BRE_N ge-GR E L SSB: ID Te .I No Naew SSN: 10 Typo Na Well MX] .......,....-, i Prepared 6X ROB Auexeized CONFIDENTIAL FustBankPRO00142 SO NY_GM_000 12979 CONFIDENTIAL EFTA 00123622 EFTA01268826 Firrtaank Virgin Islands - Signature Card ACCD.li type: IGO. LLC Accoutt menhir. Sian Pop. 1 De. 11/19/07 Heat *deem 0100 Red Hook Quarts 83 St. Thomas Yee Name: JEFfJi STEIN : ID Ty PP No:207320604 Name: DARREN YK SSN: ID Type: US PP 4°JIIIIIIIIII Name: __----- SS . ID Type: No: Nemx Prepared by: U.MCNIr Autledzed by: SSN: ID Type: No: NA101E S/2007 NNNS-0001 Instructions for comoletien Please print this form 3 times and complete in triplicate in blue or black ink. Please insert the name of the company or the account title under account name. Please print the name of each authorized signatory to the account together with a sample of their signature in each field under the name. If there art more than four signatories please use additional signature cards as necessary. The Bank will complete the remaining fields. 'important* Please provide each signature card in triplicate with original signatures (no photocopies). Thula u a ssibsktiary of FIrst Bancorp (MM. Fete/ CONFIDENTIAL CONFIDENTIAL FirstBankPRO00143 SDNY_GM_000 12980 EFTA_00 I 23623 EFTA01268827 'First Bank Wpm Islands Limited Liability Company Letter and Security Agreement We the urdersgned Mambas. Manages, a Otters et ICO COMMITYLLOC ttOompann toted at American yacht Mater St Thomas HEREBY CERTIFY that Company. a United Liatarty Comparm toned pursuant to J.S. Ulan. Islands' ;San 6 rfarreary is composed of the tabooing Members: Jeffrey Epstein. Mortar and the folthverg Manager or OlEcer;sy Jeeme Brenner,. Manager Dana Chew News ct Unber cc tieseut ceruthdadowini To Mahn ncu in your *cream toad and rely hereon and on the sigreture of any of the designated presort, or uure managers. Members. creficem, employees or agents of Company CALthated PasontsT). we agree and catty as behalf d Company as Ulm 1. Roam* fl ank" s heratd designated as depository of Company. and any kationzed Person Is anCortaad 60 dtpost or designate for deposit any kinds of Company in Bank at any d as branches. Bank may at any time ref se to accept and* may return by oral nary mad a °berate the were or any pan eta depose. 2. The folkaang duly wonted derivized Person(s) member, Darien Indy* *Pin drat/ tharpaceeed spine hems nun e.g. ruby, any me. MI and their succeeded are hereby authorized to sign, by herd or by facsimile (includng, tut rot anted to, computer generated; aanature(s). checks, drafts, seeepterces and ether Instruments (hereissier each colour* referred to as themisyl. Notwithetancbg the above, any Authanzed Pemon is authorized singy U (1) flina.r0 Automated Clearing norm CACH1 debits without a signature: (2) One payments oy Ise of Depositary Transfer Checks cox" withal a signature other than the name of Company printed en the DTC: or 13) illfca hstiudalsr by means drat than the signing of an can with respect to any azure marsadion, inducing but not Waited to the payment. transfer a VAIWIthveid lunds by *re, computer or other eledmac men, or othentise, a d enemy. credo. items or properly at any tine held by Bank for account at Company (ttnstuotatt). 3. Bark is hereby aullionzed to honor and pay Items. %Maher signed by hand or by 'posit,. (Mud% but not Imbed la computer generated) sigature(s). !n the case cl !am* signatures Bank s afAbortted to pay any kern y the signature, regardess of how or by atom attired. end whether or rot the forth d sIgnattre used on sun hat was actually prepared by or for Company, resembles tie specters filed with Bank by Company. Banks fisher authorized to honor and pay DTCs. ACK InOructions, and other otters gven Sr by any Authorized Person. including och as may thin; NW or Increase an overdraft and such as may be payable to or for the Welt of arty Authartzed Person a other Manager or Member or employee advidualty, waned inquiy as to tie circumstances d the essence et the disposition of the proceeds thereof are without limit as to wan 4. Bark is hereby authorized to accept for depart, for credit cr to coaecten: or otheavise. lams endosed by any peson or by thane a other impression in the name or aeccui amber of Company *thou: inquiry as to the circumstances of the endasement or airy lack of endorsement o the dixonen of the proceeds. 5. The knowing estorded Persons Mentes of Company. signing sing' 03citoby .xm trae asuman dem Loweriaienser4 'bit erow rook it Babbe tpled, eh*. errifor, it) are hereby as ionzed to ailed loans and seems and Van creel al any ante for Company from Bank (and guarantee on today of Company th a obigabons of nets to Bank), seared or urzeued. and to such loans and advances and omit and guarantees to make. execate and deliver v011iesory notes and other written cdtplions or andante of indebtedness of Company. apaliblions for letters of credit hounents of gammas an' indemnity and any agreements or undertakings. general cc specific, wet reseed to ay of the foretothlt and as security for the payment of bans, adurpes ndebtedness, Coarartees and Tablites e. Or =Oil Oven to. UrnParY a Otters to Paediaw hypothecate, manger.. assign, transfer. grant liens and secant/ interests in, give egress alb respect to. endorse and delver property of any deschm.en, real or persorat ail any Mead therein and evidenced any thereof at any Imo held by company. and to execute mortgages, deeds of trust security warrant, snOruments cd Inans'er, ass:cameos or pledge. powers attorney and other agreements or Cstaments what may be necessary or outran/ In connection therewith: and aso to sal to. or discount wt, Bank, con • • ua' paper oils recevade. anraints receivable. Stocks. bonds or any other securees or property at any tine had by Company. and to that ez to endorse, assign. Wander end deliver the same: to execute and delver instruments or agreements of sabordratim and assignment satistadory to Bank and also to give any adders or consents to tie delivery. sale. exchange or other daposbon of any property or Merest therein or evidence tweet tasongang b- Company and at any tine in the hands of Bank, whether as collateral cr OtherrilSe, and to exude and deriver such other agreements, Cotner& and oddments and to do such Viler acts and flings as may be necessary or datable or required by Bank rri ocenection lath any d the 'vegeta; and Bank is hereby aultutted z rcmr, accept and execute any of the transactors descanted above 8. That al loans, discounts and entrances heretofore obtained on behalf at Company and el notes and other obligations or evdences thereof (the forebtag bent referred to as "Ottiganonsry of Company held by Bank are hereby append, ratted and confirmed. 7 Company does testy awe to Bark a confining fen lathe amount of any and all habilis and obligations of Company to Bank and clams of every nature and Othatithon of Bark against Company, whether now easing or hereafter incurred, orignalei sermaced 'aim Bank anther with another or others and now Cr hereater owing to or acthared in any manner by Bank whetter contracted by Company alone or p' inny ardor severally wlh another or others, absolute or cortibeM, secured a unseated matured oir unnamed (al of witch are hereafter altars*/ RrsettankVer tacit S / dwa cr, oust* tuvt ate trir.zro4o2 CONFIDENTIAL CONFIDENTIAL FirstBankPR000144 SDNY_GM_00012981 EFTA_00123624 EFTA01268828 celled -Obseationsi upon any and all moneys. Bailees and any am all dna property of Canary and the erxeods thereof. now or hereafter actually or construefivety had et received by or in transit in any manna to or from Bank. is corespondents or agate from or la Company. whaler Ia safekeeping, custody, grudge, transmission, collegial a othamise coming ito the ;nein:ion of Bank in any *my. In case cil rattling gars or glades, or doubt on Bank's part as to the vanity. extent moditatica revocation or exercise of any cf the audOrteS heroin contained, Bank may, but reed no recognize nor give any effect to any nthce from any Manager or Memoir of Company, or from any other war purporting to cartel, matt or thane any of sad authorities, or the exercise thereof. unless Bank is reared to do so by Me judgment decree a order id a court haring jurisciaton el the subject matter and of the parties to nth confiang thew a dames. 9 Canary agrees to be bound by the Terms and Conortions for Business Accounts and Services, comely is effect and as amended hereafter. as well as any signature card, deposit net cheabook. passbock statement cf account fecett Mammon: dogmatic or aver agreements. such as tut tact finned ki. funds transfer agreements, debarred a made avanbe is Company from Bark arc by al notices posted at the dice of Bank at which the amount of Company is mainIcined, Catch case with the same effect as it each and every term thereof were sec fat 41 NI herein end made a pert hereof. 10. Subject to paragraph 10 above. as the looping auto tes nail remain in hit force and effect urn fteeOkeld or kited by written nonce to Bank padded that such notice stag not be active win respect to any renc*ton or modification of sad authorities an Bank shall nave nad a reasonatie cpporturity to act t emon end n no went prior to the receipt or the payment of money a the withdrawal of lunds dated on or prior to the dale of such rho ice. tit presorted to Bari nee reoeipt of such nabth and Bank is hereby authorized at al tees to ray upon the last notice. certification or communicalicc received by iles to the persons who from Pm° to lime may be signatories of Company, or as to their reendire speomen signatures at as to any other Company matters end Bank Shall be held hairless in siUde reearCe. I I. TM Managers, Members. and Off cars of Company, or any one or mare d thorn are hereby authorized to act for Company in all other matters and transactions relating to any of its fatness wit Bank lunge; der ad *rated to, the execution and delivery of any agreements or ecotypes necessary to affect to foregOng Resokfitra 12. Company hereby represents and warrants that none of tee &Mattes herein contained are contrary to or inconsistent with any other ageements among Members of Company, or between Company and other pages. 13. Bank is hereby released tram any liabity and shall be nclamnied aganst any loss, Nag* or expense areng Mein honoring this Agreement 14. The &Bonnets) below Ware the sigrature(M of the Menagerie), if Company is manger-managed, the sigraturas) of the Member( el ff Canary is memnernaraged. or the signature(s) of Me Ofhper(s) if Company is governed by a board of Irwin MOTS: In case the Manager. Member, or Officer is authorized to sign by the above provisions, this Agreement should be signed by a second Manager, Marta of Officer. BY: TIM: Member bandit sfate.Of oils t 4 4.ereKA—Ace Ma Manager airweer. Yana or noel lte) Very Ink yeas, 100 Company. LLC In of B3 St McraeUN 00802 CONFIDENTIAL CONFIDENTIAL FirstBankPROOO145 SO NY_GM_O0O 12982 EFTA_OO123625 EFTA01268829 Client Due Diligence rosiness Accounts CONFIDENTIAL 1 Business Information Account Title (-Depositor): I 0 0 Company,L.L.C. Physical Address: Account Number Mililna Ad • 8100 Red Hook Quarter State 83 Same St. Thomas, US Virgin Islands 00802 Business Telephone Une of Business: Annual Sales: Property Status: I a Business Fax Holding Company I 340-7782528 keereaNdebeke Address: WA NAICS Cods --eon O O Dale het:shrilled 12/28/2008 SO W. of OfficosA3ranches: 1 ND,. of Employees: 0 O Om al Lease Referred By: O Advertisement El Current Client 00ther. Cordate Fenno 7 Account 0 so* Proprietorship Name 4 Toe. Jeanne Brennan Canted Pismo Telephone a Typo 0 Partnership al Corporation O Non-Prolll O ALP El LAC O 01w p CorielidliChsdeng tmkil BCraticillPassecokSeings Czata D8A Clean; CitnentnentClieditg Dampen:Id Chec/kg kVA O Arranced OD g maned CO rshae can LI Arranged OD CEA OGcnevvert Statement SV 0 Otanmercad Stealer SV O Coonerla DBA Stamen: SV Goverment Pemba* Seeps O Cantata a Decosl C CNN-. O Ccc, ,cnil Vaxintires$V O Carrot,' D7a, ski tat SY Authorize• Authorized Signer Physical (Home) Labe Sake Sl. (C.m . • Me (.11•win. mformat Name: Jeffrey Epstein . Member Cepa-ate Tee: F. cans: Prot:ascii. Consultant Address: Personal Liaising Address: James Island 8100 Red Hook Quart:* St. Themes, US Wain Wends St. Thanes US Virgin Islands Sodas Secartiiteserkkee Number I Date Of Elirth,1/20/1953 I Plea CV Ith-P-New York I CatenOtUSA Hon! Tele Ode One el alter. Basis Fax Number Motie Number: Ent& Meese; 340475-2528 Y Mao idenbilrildn NM & Nutter: VI Drivers License 14200411933 metatacian Emu:ten Oat moo° pt,F c %%X JA€HEXSYSTEMS ceded ales CI No, explain Response: Year: / ct 6 say: r - O t1/41 2L, 7 -State: NI y ID Reverie Ay., ^Pea...mire( en 4 BANK REFERENCE regiseeled 0 VS Response: age. MIS MIY: - Ctiedi here if there are adiaticra: signers on reverse see Of the Cient informoden Sheet (KYC) Business Accotetta .1 Account Agreement Acceptance and Taxpayer Status ,1 The CrepoUtor horny mates that the plant informatian Sheet (CM) Accounts and Rates and Fees Scheme, Under wages of paltry. the Depositm id not meld to backup veralekling este ce Nam to rep** new horn bout vAltheadeg, (3) the Deankos en appropriate Form W4) The internal Revenue Senile does backup withholding. No Fralledi has been de senate- as a deposecry of :he depositor and and rrds t accurate on tan dale The Depositor has ntoeved and agrees patently in Oka and as may be amended to the moo or account wanes that. (1) The number Mme on this ken 4 the and tax either Mara (e) it has not boon molted by the Internal Revenue Seeks of *mends or us that the IRS hes noticed the Depositor Mettle IV lager is e U.S. enter (Cross out subpart Mat new not true. If Seeerenent not require your assent to any unwept Tel a has reviewed the Means:on contained it Tome -erns fo• CommerM to the and &vet and seances a Nes *pieced locencaeon number and (2) MN MO 0 0909410, (IRS) that re s' sublet to withholding es a ekblocl to backup vsnoming er t a lynx 3 is not elm crop{ out and complete other than tie Certification required to avoid Data 1023:2007 ..... Tau (Seream7 I x Member Initial 5 •sit Type: O Caen Money Croy, ®Cheek TrweassChk O Transfer pease document source of funds or source of wean. (Refer to Guide for hew:bons) Ex noted Transaction,. ;Montt)! Do you :Mend t0 deposit checks with second endorsements? I Do you protdde cheek cashing ce remitter swims? O Yes 0 Yes O 21- 60 O Other No al cab Cleats: Dobib: no. of Trannallont • 0 _ .._Q 11-20 TON Amount (S) In DO 46.000 O ss.ocn $15,000 O 31b.001= some- - oncf----- Type: O Cosh a Pecks O freerate Tian WISTNIMINWs 0 POS O Payee O area Deposit O Mayers cseckeekeey Orders O ACM Oder NO• of Transact's: 0 - 10 O 11- 20 Total /motel (5): O SO - S8000 O 15.001 - 615,000 0 $15,001 - 660060 O ogler Ivor Otani a ciente Accourtlrerriers aNktaretelais O POS O Perot O Den Depose O Managers Chodaflaonsy Orders O ACM O Mei 021 —80 K Olher Relate:, Accounts :.r.nrgrat Jot ,,:mlaneSMIamm dcrounbs, Current 0 Yee O No Atom,: N Current CI Yoe CI No Account* Atmore Tide: Account The: Jeffrey Castor, 1.. at w novae • &Asir of Una** Even, Rye stein 0020M _CONFIDENTIAL FastBankPRO00146 SO NY_GM_000 12983 EFTA _00123626 EFTA01268830 F _ _ .. .... . F rat Bab 8. Additional Authorized Signora Authorized Signer Physab (10-ne) Mon, Name: Oa fro n In dyke 'colossal- Personal 0100 Anornoy Cone hie Attorney Actress Mailing Address- Red Hook Quarter 83 St. Thomas USVI C0302 :. St Thomas USVI 00602 Can Of: Sous Sect, n. Nv-, • Ian Of Bdh Ite: e0.1 Oita York New USA er Business emit Photo sane baton Typo e. 20 sine Fax . - WS* sw.tec &nail Aness. Naeer. nntaceson Expiration On 3/10/2012 kJ OFAC PLC ZSBSSN ANK SYSTEMS called Yes No: /Mein Vito-. Response: Year. I. Q )(4 Stitt psi y ID Reenneel V69 -1-e, VW Dip REFERENCE requested 0 Y _Eno. «Pain Wry: Response: At:4,5MM Signer Physkal (Horne) Name: Arrest Caporals Tit Address: Personal Mailing Address- Social Secant/ Hunter Dee Of Bit Para Of eibh' Cozen Ot i Kane Toessone Number. 1 Business Telephone bunter. Barnaaf f Mobile Number EnraPddiess Teen In Oettestetc Moe idsoefication Type S: Nuribét ideredestion EN S» Ode: El OFAC °RC CHEXSYSTEMS SSN R Year: Yes El No, esolain why: St ID ReSPOnsiN REFERENCE reluesbed CI Yea 0 Not «Pan SW: Response: Authorized Higher Physical (Home) Name: Prtientel: Cogger Tilt Address: Personal Mailing Addicts: Social Ssottilte Number 1 Date Or &nit Plees Clan Ot Horne Tenn:. Nurnbilt Business erepoon Rafter. &ninon /iota* Nunn Ems Mann 'Rash Ocean Paolo nortraton Type t. Number tdeattalion Eagratka Ds O OFAC CIRS.0 CHEXSYSTEMS Yes CI No. eoglain why: SSN R YIMIC SIM: ID Ragout Response: K REFERENCE requested ij Yes LI No. all:Plaiii.eir Authorized Signer Physical (Home) Name: Prigession: Corp:roe Tat Additbs: Personal Mailing Acidness: Social Sectary nine ab Ot Brts: Horne lblaphona gibber. tbsInna aleptiOn• WOW ex Mann Moak Number Emai Anew ben rt ObOtikg Photo Type a uentmeancin Eiposen Oa: 10 OFAC [PLC coves Of B S3 Mina OCCUTOnti taniSreteribilt CHEXSY ed Year D Yes O No, main why: Stale: ID Response: R al CS BANK REFERENCE requests:CY** 0 No. 1011:41M WAY: es>oe se- agnatiscal) cd (no Document Checkfaxataace ," .f.z72./(9 C OFAC t1 PLC (Foulard t Ann* UN Veiled ea I ID'iar,~ Reviewer 1 Comneens ,..y ...LCAOtan (I I it( (4)-1 ROWS, For Denying Account. Ill Merchant Card s eremites:M. O Lk* Of Credit Seivices O e.FirstBank (Internet) E K Fpirst Fax D Cash Management O Night Deposition/ O Other _CONFIDENTIAL SO NY_GM_00012984 CONFIDENTIAL FirstBankPR000147 EFTA_00 1 23627 EFTA01268831 ,First Bank NAME AND ADDRESS MAINTENANCE FORM (RM) IMMO: 732 Account 03 PERSONAL on COMIMERCIAL to no. NAN= CODE DI aPPITY Select °KNOW' In ST DAM O XS ORE O TO O Other, Propetad u.mcnNI Entered tketri %IL i I PI 1-3 I on .A.,AE A LE. ,...A.. Paul Name: *C. LLC New Maw: NEW SIONtH TO BF AODED TO THE ACCOUNT New IA NI Tltle. EIN NUMBER Connector Cede: Name: DARKEN INCITICE Address, r 6100 RED NOOK CIVATER Acidnies 2: SUITE 03 City ST THOMAS Matt: YI lip Cede: 00002 Nome Phone: Work Phone: Alt Phase: AM Peon* Typo: ExtenNee: Pier ID: Coated Profa WORKDAY Thom: II-mail AO4nem Eitlealt USA Soots Sepurltr SITU, Dote: ID Number: ID Number Primary ID: PASSPORT OlIgIn• LISA Satednary JO: Oriolm Dander: MAID Language: ENGLISH Home OWININO SENT, Off/ Employee: Mersa' Status: SWN ...‘6,..W12B. Spouse InfowneLlow: Name: CMS Dew Customer Remote. IDS. on: employer. PINANCAAL TRUST COMPANY kmployee Since: 1 WAR Occvpatfort: LAVWER Adams. 0100 RED HOOK OWNER B3 Gay- ST THOMAS State. vi Eip Owen 00002 Employer Mona: Amur ore= $1uicato.00 Employment Statue: FULL TIME Ors in aaxes.,_ t ...., CONFIDENTIAL SONY_GM_000 12985 CONFIDENTIAL FirstBankPR000148 EFTA_00123628 EFTA01268832