EFTA01269433

Account Type: Account Number: n. • Anwitamai Chula A (OICID.Re4 Hook QU.11/(+eri34 arTh0rrICIS Sign. la Req. Te oo Date: 2 Name: Southern Trust Company, Inc. EIN: Nal=rejnan / A6c-c-te--00-- SSN: ID No. Name: SSN: ID Type: No: . . SSN: ID Type: o: vw• bereby ack.o•rledp brat mend tbc Depasit &awn Aroma tho PS Bacon lekcsable Skim. aid piney Policy. ad die proact rain tad kn. Prepared by Authorized CLOSED ACCOUNT 10)8bi CONFIDENTIAL SDNY_GM_00013623 L CONFIDENTIA FirstBankPR000786 EFTA_00124266 EFTA01269433 Account Type: Account Number: ' Sign Uhtotoge.i . Reg. Date: \ bioo Name: Southern Trust Company. hie uat~er1 64 0O802. „ t2:7-1 2- Name: Darren Indyke K Name: Name: We May odmoveleclio b.vuar mend is aim mom/ Alpert.., me Flu ficsicay latornoition Rots and Privacy Policy. at the product row Whey SSN ID T sc r+ No: SSN: ID Type: • No: SSN: Prepared by: Authorized by; CONFIDENTIAL ID Type: • CLOSEDACCOUNT 1014(9 SONY_GM_000 13624 L CONFIDENTIA FirstBankPR000787 EFTA 00124267 EFTA01269434 aidlipBank , Customer Due °homes for Business - Et eradrig A _ n Laks or Eralty nuk: SOUTHERN TRUST COMPANY INC &LA Hark Ed applicatia): Paysical ~Vees: RED HOOK QUARTER Hm Account knikt 721-T211008521 &klom Iderkleadenor Soda sØ Minba 86-0229881 Sodal SecurtrY Momber Or krolluONN: Matlog Marks: 6100 RED HOOK QUARTER ST THOMAS VI 00802.0000 ST THOMAS VI -0000 kalms Phoos: 3407752525 FIK ia!~ kl* Illutoress. NIUIhaBusinessSupportSelvices NA1C3: 561469 An nuN Sales' Dato EtIbtlketied: Type or Enbly 11/1812011 Nurk« of Fikfakt*: 3 Numbor of ~et t1000900.00 K OM (XI Corporstion 0 koprolt CooloraLlon K Partnership K Gommen Agency K Lhassonsva1sdAssociallon or Enk K Mam Look Company K Other. Certdi toto of Deposit Pij Chocking O vi Loon 00thor, kaak Paynl Doorat/ons/ El kat °Public Funds 1]ATMM.tMe EØ Minder Furk ❑co-resoo-aa twastrint ❑Orna: thonthey Transactiens pq 1-to D 11 21 40 CI orka. Relt ~oom 0 si - WO) 0 tem -taSoco pl ~ei 0 mort TraskSon 73pie 0 Cash PLI Pastta pq Accaint %Mors p ACH 0 Slectronie 'hymen 0) Okt (X1 Cnado 0 POS I nootoommo pq 1-10 (3 1140 Q 21 ank. Total kneu« 0 SI 45,000 0 Øm1-220A0 In 225.021 oma liansietki; Ik» D tab El Pam, NI ackunt Tra pq ACH pq Cheas Q Ci entilliallitatt ri MC In Inkienallonel Trzneettons - Wim Transfers "—,--.~1 %Man D'a Outooing Temeiers D Day pq Ø Ej munt*. O Doy in Waak 13 /Montast tonsacitoss Jet - 10 0.11 -20 ❑21.00 051 or wo DanactIons pq11 -20 Cl 21 40 I3 51 «mom r om Amati ai _gom tx1 mooi . mom CI mom oma Bi.lo ToMIAmount $1 • MOOS pq tam • $400.0» Claa06001*mn - deun:~ - —._ COlnigi lokaal Deposit 100000 Oshar aan PRCEPIGT ØSFRVICE SAI Fq '.•ingui Ook« ki mek thin $500,002. Mek» Ms ~N Sasnall be ~tm to stasstmeoras kook (heden sállt• omeendlt. e tm anflacenctien s ~e I n ~a'. bteDue Meet ~etst asz• For fr.!~ os Enten ~els WI Pa rk ~NS D. E. Cl Fa At aan Nebonulk MI Ne COTtlikI Caktreta 8St >won a ~ad ; is Me MACS ~kol high WO t Om te braks, hors • private ATM macnne on kir IX! a. Is VN business a room« kortstaart? cuosEp wur!. 00 pq 0. Is the takes a palatalcomme» or organimorrb 1O1IS ( °" 0 IX) E Is tm ~Mess ikke bo an oker of • lonk, Oakman00 bidale e. WPO Ofilit".*: 0 V) _ F s me in Noest orskee n *Ited to Intome4 ni' D N ri er No C Pl tam* or Mo Roprobentanys who attendel your salt *Sponst to Empkáyer IdentlEcation a Social Socustty: kar: State: koonse On I ndustry &hallo< - — Nam* orrenents, of apreable • ._1111211.12._Ctt i Nntionvid KARINA RIC 050N 40857 Nam* ivonoi2 Dato tearrl 307.1111 -c-o-Nn DEN TI A FirotBanLkPRO00788 SDNY_Gm_Ooo 13625 Errn_00124268 CONFIDENTIAL EFTA01269435 Bank! Virgin Islands Customer Due Dili9e. Business Accoun Account Title (Depositor): SOUTHERN TRUST COMPANY INC Physical Address: RED HOOK Account Number) 721-7211C98521 S 6.6-C779861 v ' ''' .‘"L'' "'"'Vn Wury‘' ar, Oa ST THOMAS. VI 000024= ST .7I-rOMAS: VI 00802-0000 Business Telephone 5 (340)7254525 BADS Fax, InterratWtbsite Address: Line of Business: AI Other Stamm Suppo NAICS Code: 561499 Date Estatrasted: 11118/2111 1 Annual Sales: $1.000.000.00 tar. of OfficosaranehoS: 1 Mir. of Empioyees: 3 Pitiglidiligok O Oren Mitres* ETMEMown Advertisement O Current Client O Other Contact Person Steers a liSs 1EFFilty EP$TEls&PRESIOENT Centre Priem TelsPhem a awns-252s O Sole Propdeeorship O Partnership CorporStkin Ohkon•Profd OUP CILLC Clatter COR Commercial Checitop Cawood& 08A Chectrin3 Govenrrent Diecting C Cernmercial Cheering IOLIA Arnon90 03 Arranged 00 ORstroes ITMI ArrarmtO CD DBA O Governrnert Staternem SV Commembl Statement SV Cowan DBA StaterneteSV Ccmmercla Masi:rum $V O Commercial :BA Mations SV Coormerdat Passbook Settee* Government Poston* Savings Cortiticato of Deposit Other COMMERCIAL f. . . . . Atehernes Signer Hanle: JEFFREY E EPSTEIN OPOINIENI Physical (Home) Address: LITTLE SAINT JAMES ISLAND OcCupithon: FINANCIAL CONSULTANT Personal Mailing Address: 0100 RED HOOK OUARTER B3 ST THOMAS. V1 00502-0000 ST THOMAS. VI 00802.0000 Saeltil SWIMel , I Drool Both.120,4953 0 Mace of 13001: US OS:tends Home Taimtione Member: Suess Telephone Number i 100 . (340)775•3525 Meek Rayner Errol Arescees: -Photo • - - • • Thus & Number. n .1.ur.si ..... ME •CO20 1 Mir . . ... YES .. .. .. Cf cesciPts Yes IS No. explain why: .Er ... ..... .. _.... ,,,..,„; A,. e, t ::ante and Tex;u The DOOCettOt hereby °ernes that firstaarik Ras 000n deergrated as a deooshory of the clopossor aid that it has reviewed toe ,,krination collared in ea alert anformatico Sheet (KYC) gni &Cs it accurate Cr, Ms date. The Dep05,40, hes tWeived rd Wean to the Terns WO Varietal for Correntereal Accounts and Ron are Fees SchorAtio CurrCeitiy in effect arid as may be arnangea kr the type O4 account and SSMCes It has Wetted. under warms of pthjusy, the Deposits, canes that (1) The number shoes at ese ism be the coma to klentitcotico cumber an, (2) that the Deposes5 not SAW. to loacsupyireitoceno either became: (alit has not been noosed by the internal Revenue serve. (IRS) rat it ei stMect to with-Vona as a MINI Cit to um to resod al Inkiest a dhAdista. or(b) that the IRS has•notled the Depositor that it is no longer subject to backup withscrong or It a exempt E0m1),:cliup wttletcena (3) the Deoceesr is s U.S. ently. (Cress out subpart 3(a) d It* hot true. H Statement 3 a net true. cross out and complete an WoroPtiete Form Wel The Internal Revenue Sank* does not require your consent to any provision of this document other than the Certification requited to avoid backup withholding. Date Atoll tin., S.)miliiii. tide,(Sectrfolliffl C X 5. Initial De Type: TRANSFER CI —OS estlautlr 31.000.nc C WIT O NOMIWargre a,S 's *egOotrax, nouirnent se pi netiali OPAIEWOOMIP 1%44 th Dade r*erritiv&o•&jc . M isma &IMME*Sissitii tkaIMibk iiiirAth&FOOIMethiiiialatittr O YeS O NO - tekWaltdielaide 1.1 Yes O No Credit No. Of Tralextions. O 0.10 13 11.20 O 21 - 50 O Other 1 to 10 ' Total Annie (S): O 30 - $5,000 O $5.001 - 115000 O 315.001- S50.000 O Other: SW001 a more Type: O Cash O Chmios CI mcanTransters D was Tisraists O POS O Pert& O Geist Owe* O lansgaes CseciesiMeney Ceders O JCH ' • O Other PAYROLL Dab: No. of Transactions: O 0.10 O 11 .20 O 21 - 50 O Other. 1 ea 10 TOM Amount MY O SO - 55,000 O $5,001 .515,000 O $15,001 -550,000 O Other 525.001 a MRS Type: O akin O Checks O ACC0unt roentgen 0 %Mrs TMASISIS O POO - . • O Pence . O Direct Depot a monsoon CliKkeStorey Order* O ACH O Olt ACH '. Related Accounts • :J.:elm r••.• .•• • - Current C Yes O Na Amount a COMM O TM O. No AteauM if Account Tits: Mecum Ties FIneneid Wore Financial Mattoon: 1022,0 SaXa Poems vier, wangle& iaiennoinotesiossionto coN.FIDENTiAt NO*4477:•:0:614 A FirstBankPR000789 SD NY_GM_000 13626 CONFIDENTIAL EFTA 00124269 EFTA01269436 : Additiona Aatotif,:cl Suit ,I r q ofmition fo %for/yr I Authorised Signer Hamel DARREN K INDYKE Physical (Horne) Address: 2 KERN CT Occupation: ATTORNEY Personal Mailing Address: 8100 RED HOOK QUARTER 53 UVINGSTON, KU 070390000 ST THOMAS, VI 00602-0070 rd Wa Security Number. 6-514.96 I Deer of lariboarit Place ce Birth: 'JS I MEIN Herne TeallOOne Hunter: Buenas Telegrams Number. a12571.1314 . . , alcpile Writer. EmeilAddreirc 5.444504MiSmenosion Type a Number: lOonllifiCalkal batmen OMB 0 CHEXSYSTEMS , explain why 01/162022 0 YES Oratennill—.-- kW -- allegalla OFAC/PLC 0 nettleniftEta 0 Yes!: No, exp/an sty Authorized Signer Physical (Home) Name: JEANNE Address: Ell 10 ST THOMAS, K BRENNAN CAI3RITA VI 00302-0000 Occupation: Personal Melling ATTORNEY Address: 6100 ST RED HOOK QUARTER B3 THOMAS. v100602-0000 "1 $ . ctn .. et 167 Oate of Earth. 09.02/1 Rios &ERSE US I UM= IcaTie 'tiesacnis Parinter. I Bores& Telephone Nimble: (3401775-2M I I Moms Noreen Emig *deem Photo isepnoscaeon PASSaORT-14.5899601 Tyoe a Number IdenacerMinglon Dale 5 CHEXSYSTEMS . Gana 0 YES IMMIMMERINII 09/111031 OFACIPLC 0 tan 0 Yn 0 No, Aanill *ter: Mit Authorized Signer Nen*: Physical (Home) Address: . Occupation: Preonal slang Address. Sodel Seat/ Hunter: i Date of Bias Piece cant ClegeeSt] Horne twee Neater: BS'S Telephone Number: AdVeS5. ere MBAs Marten. &nag SKSSIP;Paiii Photo idenalcsion Type & Number. Montfaaon Expiralon Data: OFACPLC 0 CHEXSYSTEMS . wiana EMS 0 040040iffetikiNifell 0 Yee 0 NO, explain *Ay: fiiiii1001 Authortad Signer Barns: igaidnitei Pnysical (Home) Address Per:ups:ion: Personal Main; AdifeSS: Soda, Seoszy Number Dag of Bit: Place of Bite: faNaatat Home Taphole NumOSC Business TorilsrAtale NurTiniC Mole Nuttier Eteil Address. - immiraw Rico Iderdeeetortyre & Number: 1 Identficaten Expirnest. Dais 0 CHEXSYSTEMS , explain smisorm_____ IlaatiraWf 0 K OFACIPLC 0 integAgi r WSW El YesO No. explain why: .., ID Merchant Cad Serer:es B Croce Card Overdraft Ur* ir; L i L e-FirsiBarA (Tarred! I For FaX 7 Payroll c;i Cash AN nnernre b lone l Decositay caw 0 floe Of Crtot Dais Malagerrtnt Reviorit Oat POZ: 717 1,203 CS Pilt4.0,7744:0i CLOSED ACCOOT 1011(4H CONA-DENT-1-AL .00790 SD NY_GM_000 13627 CONFIDENTIAL EFTA_00124270 EFTA01269437 Fr. W'S (Rot distet WOO Odiennwe Os Inenuy ~amnia Woe. Request for Taxpayer Identification Number and Certification GlyIt Wm to th• rears DO net tad to the IRA AII &ASS S i I S I I Red /in be Yowl en pit as a noa &Mani Trust Company, Inc. a I' atnigni Own Sin ~It ~de~ 0 ~daps 123 Cbtpontem C] Peiolayi,p p tam ay ~reed. Enloe» tot ablatIodem pare/n.4~ Vartfins Fesafft • 0 con~~.. from* n 'fa Oa PektnieI "rite,. &NG en( eel ce ra ro) Nook tarter lloarery torro seem pincenit City. sa anti ZIP One St. Vann, VI 00802 ust eten rase hare acne .._ rpteop WtelRbaf - • . - • Fier yes RN NM approate bra We TIN proeS6 at watch te own* (hen an Line 1 to weir) ra ~cup ~Ong. Foe alcials mb b yoursocial ~Ay MS la ses Sat tor a asen aten. ed• praetor. Or direpaid ea. re we Part I Ineltuetiorit on edge 3. For ctiNt sirs it b yor spar Identecian number (Edens do not have a number, mare to get • RN on page 3. No/LON, IboOcera b N end* than ane rat See Pie <Owl en pope 4 la pear co Ss rasa b enter. CtirlIflOatiOrl at nwrIbor or Iliboone. Wed_ nab« 06 j 0/79881 Untie pear of perjury. I certify tat 1. The Ø Sus 01, di. bm, b my sect Sae Identicrice at. (cells subs Waal. WI. ea to me And 2. I an not toped te backs allittidna bests pHs tape Son briar sMroednµ or ddi I I,a.a nat been earl br ab'ntMW Revenue Seo4c. (.IS wrier alert le hap raids se a rat «alai to sett a Interest cr chrotans. or SW Ifni 60, nat re than,. no kngie MADJea tp tarp «teas ar4 3. ? rn. U.S damn or °Ow U.S person read SS. Orillitan instates You most ors SS , 2 ton i you la an notified by tie IRS Pr a an nay tuber 10 Ws* Saes bra you nave fabed to sort tie Vital rit dares on yaw ttet ant For Nal rteh bacnone. ern 2 as ra Ø. For ~de Mertel pid scoria or Sandorm.« el as! property, cancelencri el debt. cabana to en sixes tefratient tOrrort ØK end data arena a wen art end cadina you on net rand to Ss the beerstiert but YOr natN pas you: correct TN. 8n M inayuctiom ornate 4- Sign HMO General Instructlbns SettiOn Mennen re 10 the Internt (LOO M>, CØ Mina carat abut Purpose ot Form A parar w1e ta naked to Me in Samson tan ven IRS at otten your tact Speyer ~tabs numbed' 0110 On resit fer exampeir, sae paid to you, reel few traneachs, rapes ~rest yea pad, acquirdon or abandonment of eared peaty, ~Son of debt. or corentAtate you ale to en IRA. Use Fa WA only It you or • US. pan Scarp a meta Bata to jade yte coat TIN Co We person ~rig It she ~tit ant sen sprat to: I. Cerny Mr tie 7P: you ere giving b correct (Or you er as fa aab« to be deviate 2. Candy that you re net are to acup wiltnhoidodi or even'.pryer. Atli Wt. ISO thil a 3. Claim exemptiOn from bead «you fro a US. US. Oases`. your atonable Sue ot tiny partathip bon horn U.S. trade ot barb is not subject to the inenholdnp fa on foredo pars' shore of effectively caeca nose Note. Marquess See you a tonn other tan Fenn WV to roast Yaw TIN. >at Met us• die sweat lam If it b stabgalti&O, nimus t eV" kO(Wl Sean <4 USpeu Iti• /41/771.1 Dedlnitton ot • UA sea Fer fecal tax iturPC•ae. you are corrdered • U.S. person f you re • An ;Sandhi! Se is a US. Citizen or U.S. ~Sint *la • A pertrahlp. corporation. ~piny. a association created re .danast in the third Sae or colder MO boa ofdie Una States. • An WS (o ton a blµp, ea.. or • A Orate trust (as defined in Repeater* section 30, 770I-7). anted Mee to, pannortiness. Ptereress tar cats • wide or business an We United States arc pan* required to rery a Sharing fax on any boa dereler. raw r Wow. tam such brines Further, b cab so when a Form W.9 hat na been sad. • perinea. b rated to press tist • pen« b. kris persona inn pay the withho'cling Ltc Tian If you ~GUS, pins at deport in • pattrierehb COnikiCtind • Wade or business in to United Stated. prate Form WV to the partnership to erableh your U.S. Etas are haw -Sang on your dare of antra Scene The pan who pa Fa We 101M pertneto foe pixpoSs c4 *strand l U.S. Sets end avOidind orithINciend to ea Satre stete al net Same from We perteerat conducts s trade or bother et We United States bind* tams cars • Tb0 U.S. owns a • daill•ded iinitty and not tree atm. Cat Na ices, x Fr” W-9 fan. *tan) SONY_GM 00013628 CONFIDENTIAL R.., EFTA_001242 CONFIDENTIAL EFTA01269438 Page 1 of 2 Busin RESULTS SUMMARY OFAC CHECK: PASSED IDV RESPONSE: OVERRIDE EIN: FAILED Input FIN: 660779861 ' NAME MATCH: PASSED input Name: Southern Trust Company Inc ADDRESS MATCH: FAILED Input Address: Red Hook Quarter 6100 Red Hook Quarter 83 St Thomas VI 00802 OW, Info: PELHAM PKWY PELHAM AL 35124 Dif, Info: PO BOX 789 NOGALES AZ 85628 Dif. Info: BAY SAINT LOUIS MS Alternative Vilifies e PHONE MATCH: PLEASE VERIFY Input Phone: 3407752525 OIL Info: 9127437442 Off. Info: 5202874694 DM Info: 4784740555 Additional Actions taken: • Note.- Please confirm the BIN. On 12/07/12 at OS:51:12 Karina Richardson Added: /RS department of treasury letter on file to prove KIN inputed is valid. Telephone number and address inputed is also correct. Override Comments: On 12/07/12 at OS:50:41 Karina Richardson Added: Other (type in reason) IRS department of treasury file to prove BIN inputed is valid. Cl..0qEFIACCI kOit Incorrect letter 1 - on 9 a iN T 1i Account Status: OPENED httpsitproduction.penleyincootrifpenleyisecureNBEReportnetaiLdo?modeaprint&oid10... 121712012 SDNY_GM_00013629 L CONFIDENTIA FirstBankPRO00792 EFTA_00 124272 CONFIDENTIAL EFTA01269439 extUaltIOU Wirt This Slow Page 2 of . IMPORTANT INFORMATION FOR CONSUMER REPORT & IDENTITY VERIFICATION SERVICES This consumeribudnesS data ts being tumisted in connection with a traits:coon intated by the consumer, and / or in accordance with the written instrictions or the consumer, to venom the friOnnitiOn rotates as provided for under the federal Fair Credit Romortiry Act (FORA) or the Gramm Leech Bliley Act (G.6A); or is being Wed in connection with account review es prodded for under the KRA. The data tontanea in this report may be viewed Or Pewee for no otter purpose. inforMatiOn returned in Consumer Ripen services may not ae viewed or rowed in cornecbon with waking a pritieOpeCnotd ninon offer of await (prescreen). CLOS D 4CCAUNT Mqn://prodoetion.peokyinc.comipenley/secoreNBEReportDetaiLdo?modepnnao " id= 0 127/2012 CONFIDENTIas. SD NYGM_000 13630 EFTA _00124273 CONFIDENTIAL EFTA01269440 Corp Ho. 581871 GOVERNMIPAT OF THE VIRGIN MAROS Of THE MIMED STATES — 0 — CHARLOTTE AMU" ST. THOMAS, VI 00402 I, the undersigned, LIEUTENANT GOVERNOR, DO hereby certifies that FINANCIAL INFOMATICS, INC. Business Corporation of the Virgin Islands filed in my office on November HI, 201,1 as provided for by law, Articles of Incorporation- duly acknowledged. WHEREFORE the persons named in said Ankles, andwho have signed the same, and their oiccessors, are hereby declared to be from the late aforesaid, a Business Corporation by the name and for the purposes set forth in said Articles, with the right of succession as therein stated. Witness my hand and the seal of the Government of the Virgin Islands of the United States, at Charlotte Amalie, St. Thomas, this 8th day of December. 2011. Lieutenant GOVCIDOT of the Virgin Islands SONY_GM_0001363t L CONFIDENTIA FirstBankPRO00794 EFTA (X1124274 CONFIDENTIAL EFTA01269441 b44? el C4 111, 44e 011tilfiCA3E Or »gENDOIZOT MARTO/5 OP IMCOILPORATION OF FiNglCIAL INVONAUCS. INC nosnoog InfenonnA 114 a norpereen net owned' on, n'atiM ads al ty v'vp<M w<' Ca v. Law non Won Inn" tin 'Cornwr en l DOM MAY CERTIFY en On Wen% Ant-even a as Andes of bbeemeet6e, Pea been club eked b t000lome riy .Y none-nett nu 13a weetnideem Cc*. emmni Oeceemeul em Steam Ma Aram 1 of Ne Ankle e aeeresum is we, e-teet 4 «tali Arnie 3 a lts emit,/ me emene w kamtbs n bee mums Mall2LLI The nett M yt Cepen !kneeler teemed to n Nt -.7noteke, b Sander »se Czeirenlbln. •••••••• ...... ••••••••••• • FaNIST Ou uMeeiVeS perms ben Meese» Nt that bodied.. Petite aid Me Lowey Mnf CeretelleCelha erSeeMmbee 7012 • klkee Spada Pniear'e MhaL 1/4., Can. >Me "'SY IN THE STATUE /Ve•`—' yea DISTRICT C£ WORE MS. Ox •fledemed aismitonizel et.dIS'oneOlemble. 201S Serene/ wowed weer &Mk ad Preen wig ben by me Nu defy Fen delved Out tees we mrecee elm field lb) dated al Oa Pougidlea Scennirf of ar Capœnloo nd ya the samara &Mimed k duet Aide of Aleasdeeme ere CLOSEIR &,9S,C) \ HARRY I. SELLER 140161Y Kee. Slid• ifeerfOrk No 018E4863324 C•elleeS in RocIltul tluorr Czednition Wits c'rab. IT. 201../ .5 F‘. CONFIDENTIA FirstBankPRO00795 SDNY_GM_00013632 EFTA_00124275 CONFIDENTIAL EFTA01269442 ARTICLES OP INCORPORATION OP FINANCIAL. INFO/JAMS, INC. We, the undersigned, for the purposes of associating to establish a corporation for the transaction of the business and the promotion and conduct of the objects and purposes hereinafter stated, under the provision" and subject to the requirements of the laws of the Virgin Idiot of the United States (iseminafter called the 'Virgin Islands"), and patrieuhrly the General Corporation Law of the Virgin Islands (Chapter 1, Title 13, Virgin Islands Code), as the same may be amended from time to time, do make and file there Articles of Incorporation in writing and do certify: aRTICLE The name of the Corporation (hereinafter refaced to as the "Corporation') is Financial Infomatics, Inc. Anita n The principal office of the Corporation in the Virgin Islands is located at 9100 Havensight, Port of Sale, Suite 15.16, St Thomas, U.S. Virgin Islands, 00002 and the name of the resident agent of the Corporation is Mahal, Ferguson LLP, whose mailing address is 9100 Havensight, Pon of Sale, Suite 15-16, St Thomas, U.S. Visin Islands 00802, and whose physical address 9100 Havens/8h% Port of Sale, Suite 15-16, St. Thomas, U.S. Virgin Islands. *MCI FJ1I Without limiting in any manna the scope and generality of the allowabk functions of the Cognation, it is hereby provided that the Corporation shall have the following purposes, objects and powers : - • c. , . (2) To enter into and any out any contracts for or in relation to the foregoing business with any peraon, funi, association, corporation, or government or governmental agency. wr (3) To conduct its business in the United States Virgin Islands and to have offices within the United States Virgin Islands. (4) To borrow or raise money to any amount permitted by law by the sale or issuance of obligations of any kind, to guarantee loam, other types of indebtedness and financing obligations, and to secure the foregoing by mortgages or other hens neon any and all of the property of every kind of the Corporation. (5) To do all and everything necessary. suitable and proper for the accomplishment of any of the purposes or the attainment of any of the objects or the exercise of any of the powers herein set forth, either alone or in connection with other turns, individuals, associations or corporations in the Virgin Islands and elsewhere in the United States and foreign countries, and to do any other acts or things incidental or appurtenant to or growing out of or connected with the said business, purposes, objects and powers of any part thereof not inconsistent with the laws of the Virgin Islands, and to exercise any and all powers now or hereafter conferred by law on business corporations whether expressly enumerated herein or not. The purposes, objects and powers specified in this Article shall not be limited or restricted by reference to the tams of any other subdivision or of any other article of these Ankles of Incorporation. (I) To engage in any lawful business in the linked States Vigil Islands. CLOSED ACCOUNAy kOjOR SONY_GM_000 13633 CONFIDENTIAL FirstBankPR000796 EF1'A_00124276 CONFIDENTIAL EFTA01269443 ARTICLE IV The total number of shares of all classes of stock that the Corporation is authorned to issue is Ten Thousand (10,000) slums of common stock at 1.01 par velum no prefinzed stock authorized. The roinimum amount of capital with which the Corporation will commence business is One Thousand Dollars ($1,000). ARTTCI IR V The names and places of residence of each of the persons Conning the Corporation are as Colima: NAME RESIDP:wm Erika A. Kelkrhals Gregory]. Ferguson Brett Geary The Corporation is to have perpetual existence. 2E-19 Estate Caret Bay, St Thomas. V.f. 00802 31-B Peterhof& St. Thomas, V.1.00802 2-11B St. Joseph & RosencIAL St. Thomas, VI. 00802 ARTICLE VI ARTICLE VII For the management of the business and for the conduct of the affairs of the Corporation, and in further oration, definition, limitation and regulation of the powers of the Corporation and of its directors asarl stockholders, it is further provided: ^ : c-: The number of directors of the Corporation shall be find by, or in the mannit:pro4Irled in, the by-laws, but in no case shall the number be fewer than three (3). The directon need not be stockholders. . (1) In Carthame and nor m limitation of the powers conferred by the laws of the Vitgli Islands, and subject at fill times to the provisions thereof, the Board of Directors is expressly thithorized and empowered: (a) (b) To make, adopt and amend the by-laws of the Corporation, subject to the powers of the stockholders to alter, repeal or readily the by-laws adopted by the Board of Directors. To authorize and issue obligations of the Corporation, secured and unseautd, to include therein such provisions a to redeemability, convertibility or otherwise, as the Bond of Directors in its sole discretion tray determine, and to authorize the weaseling or pledging oC and to authorize and cause to be executed mortgages and hens upon any property of the Corporation, real or personal, including after acquired property. (c) To determine whether any and, if any, what pen of the net profits of the Corporation or of its net assets in excess of its capital shall be declared in dividends and paid to the stockheblers, and to direct and determine the use and disposition thereof. CLOSED ACCOIINTr y 10\0511qt" 2 SDNY_GM_00013634 L CONFIDENTIA FithtBankPR000T97 EFTA_001 24277 CONFIDENTIAL EFTA01269444 (d) To set apart a reserve or reserves, and to abolish such reserve or reserves, or to make such other provisions, if any, as the Bond of Directors may deem necessary or advisable for working capital, for additions, improvements and betterments to plant and equipment, for expansion of the business of the Corporation (including the acquisition of real and personal property for this purpose) and for any other purpose of the Corporation. (e) To establish bonus, profit-skosing pension, thrift and other types of incentive, compensation or retirement plans for the officers and employees (including officers and employees who are also directors) of the Corporation, and to 5x the *mount of profits to be distributed or shared or contributed and the amounts of the Corporations funds or otherwise to be devoted thereto, and to determine the persons to participate in any such plans and the emotion of their respective participations. (0 To issue or grant options for the purchase of sham of stock of the Corporation to officers and employees (including officers and employees who are also directors) of the Corporation and on such terms and conditions as the Board of Directors may from tine to time determine. To enter into contacts for the management of the business of the Corporation for tams not exceeding five (5) yetis. To exercise all the powers of the Corporation, except such as are conferred by law, or by these Articles of Incorporation or by the by-laws of the Corporation upon the stockholdas. To issue such classes of stock and series within any class of stock with such value and voting powers and with such designations, preferences and rehtive, partici mom optional or other special eights, and qualifications, limitations or restrictions diEtcorai is stated in the resolution or resolutions providing for the issue of such stock adoptectlfi the Board of Directors and duly filed with the office of the Lt. Governor of the Virus Islands in accordance with Sections 91 and 97, Chapter 13, Virgin Islands Code, is the tame may be amended from time to time. ARTICLE VIII No stockholder shall sell, convey, assign or otherwise transfer any of his or her shares of stock without first offering the same to the Corporation at the lowest price at which the stockholder is willing to dispose of the same; and the Commotion shall have thirty (30) days within which to accept same; the Corporation shall notify the stockholder of its election in writing. If accepted by the Corporation, the stockholder shall prompdy assign the shares of stock to the Corporation, and the Corporation shall promptly pay therefor. If the Corporation rejects the offer, then die StOOtholdet shall offer the stock to the remaining stockholders under the same tarns as offend to the Corporation; and the remaining stockholden shall have thirty (30) days within which to collectively or individually accept the same in writing. If the remaining stockholders reject the offer, then the stockholder shag have the right to sell the stock at the same or a greater price than that at which it was offered to the Corporation. If the stockholder shall desire to sell the stock at a lesser price than that originally quoted to the Corporation, the stockholder must then repeat the norms of offering the stock for sale to the Corporation and the stockholders in turn. Shuts of stock in this Corporation shall not be transferred or sold until the sale or transfer has been reported to the Board of Directors and approved by them. CLOP, OM ck'sw CONFIDENTIAL CONFIDENTIAL FirstBankPR000798 SONY_GM_00013635 EFTA_00124278 EFTA01269445 No stockholder shall pledge as coattail for indebtedness any shares of stock without first obtaining the written consent of a fluidity of the disinterested members of the Board of Directors of the Corporation. &OJOS At all elections of directors, each stockholder shag be entitled to as many votes as shall equal the number of votes that (except for such provision as to cumulative voting) the stockholder would be entitled to cast for the election of directors with respect to his or her shares of stock multiplied by the number of directors to be elected. The stockholder may cast all votes fora single director or distribute them among any two or mote of then as he or she may see fis At least ten (10) days notice shall be given, however the shareholders are entitle to waive notice of the meeting as provided by law. Furthermore, the meeting and vote of stockholders may be dispensed with, if all of the stockholders who would have been entitled to vote upon the action if such meeting west held, shall consent in writing to such corporate action being takers ARTICLE If Subject to the provisions of Section 71, Title 13, Virgin Islands Code, the Corporation may enter into contracts or otherwise tansta business with one or mom of its directors or officers, or with any fn ti or association of which one or more of in directors or office(' are members or employees, or with any other corporation or association of which one or more of its directors or officers are stockholders, directors, officers, or employees, and no such contact or transaction shall be invalidated or in any way affected by the fact that such director or directors or officer or officas have or may have interests therein that are or might be adverse to the interests of the Corporation even though the vote of the director or directors having such advent interest is necessary to obligate the Corporation on such contact or transaction, provided that in any such case the fact of such interest shall be disclosed or known to the directors or stockholders acting on or in reference to such contract or transaction. No director or directors or officer or officers having such disclosed or known advensinterest shall be liable to the Corporation or to any stockholder or creditor thereof or to any other pease fa any loss incurred by it under or by reason of any such contract or transaction, nor shall any such din or in diatom or officer or officers be accountable for any gains or profits realized thereon. The provisions'of tilt Article shall not be construed to invalidate or in any way affect any contract or transaction that woul(kcthettifise be valid node' law. (a) ABTICLE XI The Corporation shall indemnify any person who was or is a party or is threatened to be &de a party to any threatened, pending, or completed action, suit, or proceeding, whether civil, criminal, administrative, or investigative (other than an action by or in the right of the Corporation) by reason of the act that he or she is or was a director, officer, employee, or agent of the Corporation, or is or was serving at the request of the Corporation es a director, officer, employee, or agent of another corporation, partnership, joint venture, trust, or other enterprise, against expenses (including attorney's fees), judgments, fines, and amounts paid in settlement actually and reasootbly incurred by him or her in connection with such action, suit, or proceeding if: (I) he or she acted (A) in good kith and (B) Manua= reasonably believed to be in or not opposed to the best interests of the Corporation; and (2) with respect to any criminal action or proceeding, he or she had no reasonable cause to believe his or her conduct was malsorfuL 4 CLOSED Apcomw 4 SC/ NY_GM_000 13636 CONFIDENTIAL, EF1'A_00124279 CONFIDENTIAL EFTA01269446 The termination of any action, suit, or proceeding by judgment order, settlement, conviction, or upon a pica of nob contendere or its equivalent, shall not, of itself, create a presumption that the pence did not act in good kith and an a manner which he or she reasonably believed to be in or not opposed to the best interests of the Corporation and, with respect to any criminal action or proceeding had reasonable at to believe that his conduct was unlawful (b) (c) (d) The Corporation shall indemnify any person who was or is a piny or is threatened to be made a party to any threatened, pending or completed action or suit by or in the tight of the officer, employee, or agent of the Corporstion, or is or was saving at the request of the venture, mist, or other enterprise against expenses (including anceney's fees) actually and reasonably incurred by him or her in connection with the defense or settlement of such action or suit if he or she acted: (1) in good faith; and (2) Mammas be or she reasonably believed to be in or not opposed to the best interests of the Comorstion. However, no indemnification shall be made in respect of any claim, issue, or matter as to which such person shall have been adjudged to be liable for negligence or misconduct in the pafonnance of his or her duty to the Corporation unless and only to the extent that the court in which such action or suit is brought shall determine upon application that, despite the adjudication of liability but in view of all the circumstances of the case, such person is fairly and reasonably entitled to indemnity (or such expenses which the court shall deem proper. To the extent that a director, officer, employee, or agent of the Corporation has been successful on the merits or otherwise in defense of any anion, suit, or proceeding referred to in aubparagrePhs (a) and (6), or in defense of any claim, issue, or matter thetin, he or she shall be indernmfie4 amliiist expenses (including attorney? fees) actually and reasonably incurred by him or her in connection therewith. Any indemnification under subparagraphs (a) and (b) (unless ordered by • court) shall bittizsde by the Corporation only as authorized in the specific case upon a determination that he or shelled ma the applicable standard of conduct set fords in subparagraphs (a) and (b). Such deteminatien shall be made: (I) by the board of directors by a majority vote of a quorum consisting of directors who were not parties 01 such action, suit, or proceeding; or (2) if such a quorum is not obtainable, or even if obtainable a quorum of disinterested directors so directs, by independent legal counsel in a written opinion; or (3) by the stockholders. (e) Expenses incurred in defeating a civil or ctimind action, suit, or proceeding may be paid by the Cotporation in advance of the final disposition of such action, suit, or proceeding as authorized by the board of directors in the specific case upon receipt of an undertaking by or on behalf of the director. officer, employee, or agent to repay such amounts unless it shall ultimately be determined that he or she is entitled to be indemnified by the Corporation as authorized in this article. (0 The indemnification provided by this Article shall not be deemed exclusive of any other rights to which those seeking indemnification may be entitled under any bylaw, agreement, vote of stockholders or disinterested directors, or otherwise, both as to action in his or her official capacity and as to action in another capacity while holding such office, and shall continue as to a person who has ceased to be a 5 r • r• CLOMP tSit: gip \Ok‘Wik‘t CONFIDENTIAL FirstEankPR000800 SD NY_GM_000 13637 CONFIDENTIAL EFTA_00124280 EFTA01269447 director, officer, employee, or agent and shall mute to the benefit of the heirs, executors, and administrators of such person. (g) The Corporation shall have power to purchase and maintain insurance on behalf of any person who is or was a director, officer, employee, or agent of the Corpotation, or is or was saving at the request of the Corporation as a dinector, offices, employee, or agent of another corporation, partnership, joint venture, trust, or other enterprise agairat any liabaity asserted against him or her and incurred by him of her in any such capacity, or arising out of his or her status as such, whether or not the Corporation would have the power to indemnify him or her against such liability under the provisions of this Article. ARTICLE Thc Corporation moves the light to amend, alter or repeal any of the provisions of these Articles of Incorporation and to add or insert other provisions authotimi by the km of the Virgin Islands in the manner and at the time prescribed by said laws, and all rights at any time snookered upon the Board of Directors and the stockholders by these Articles of Incorporation are granted subject to the provisions of this Article- Ca CLOSED ACCO ‘011.24 kR (signature page follows) 6 TAI L CONFIDENTIA FitStBankPRO00801 CONFIDENTIAL EFTA_00124281 SDNY_GM_000 13638 EFTA01269448 IN WITNESS WHEREOF, we have hereunto subscribed our names this JIM day of November, 2011. Erika A. Brett Geary, Incorporator TERRITORY OF THE UNITED STATES VIRGIN ISLANDS ) DISTRICT OF ST. THOMAS AND ST. JOHN The foregoing instrument was acknowledged befom me this 121,12 day of Novngther 2011, by Etilta A. ICeBerbals, Gregory J. Ferguson, and Brett Gary. GINA MARE BRYAN NOTARY PUBLIC NP 069-09 COMMISSIONEXHRES09triVan3 ST. THOMAS/ST • JOHN, USVI cLoseD AC ‘oltziR 7 CONFIDENTIAL PirstBankPR000802 SDNY_GM_00013839 CONFIDENTIAL EFTA_00 124282 EFTA01269449 -;37 14 -:),Itg: Th rtiA) THE GOVEILNSIENT OF THE VIRGIN ISLANDS DEPARTMENT OF LICENSING AND cONSVMER AMOS 4.10ENSE 1,199 KNOW AU. MILS PRESENT As provided th hot. the *ottani pow to met a suspend sy !Acute bused testae won Ir s% tit • hating, thy each reveeesian of suspension is in the publk interoth t eyed by ally seed of once ishat be entitled to a review of the sane by the Territorial Coed Vent •PPosl made within O0 iian i t due of the decision; movIded, And), thiu all clestionS of thil office ben:undo shill • . specific Astons. by the Cunt that the we ita, ions ed at by thud or WO MOM. Ifs remind is desired. the holder is nsokonsabIe tot retain' Wi n_ __ iGuiion for __:.,__ foorto ofi_„,„_ theift stlif "W e e Set e die OITIK. It is the rtsposibility of Sc LAW to netiO ye ro' ionom in Write% "Wee (AO days, "en a Skase is to be eamitIled or plated In kit status. retire to do so %sift funk hi the asstontott of penalties ax 41INICIZOI by law. 4 PLACE OF BUSINESS SONYGM_00013640 CONFIDENTIA FustBankPR000803 EFTA_00 124283 CONFIDENTIAL EFTA01269450 Corp No. 581871 GOVERNININT OF TIIIR VIRGIN ISLANDS OF THE UNITED STATES — 0 +. CHARSOM Ana ST. THOMAS, VI 00802 C ri o flit to Mtn Once trans Ina tow: I, the undersigned, LIEUTENANT GOVERNOR, DO hereby certifies that FINANCIAL INFORMATICS, INC. Business Corporation of the Virgin Islands filed in my office on November 18,2011 as provided for by law, Articles of Incorporation, duly acknowledged. WHEREFORE the persons named in said Ankles, and who have signed the same, and their successom. are hereby declared to be from the ate aforesaid, a Business Corporation by the name and for the purposes set forth in said Articles. with the right of succession as therein stated. le CLOSttq D l ACC7Stir Witness my hand and the seal of the Government of the Virgin Islands of the United States. at Charlotte Amalie. St. Thomas, this Sth day of December. 2011. 0 V R. FRANCIS Lieutenant Governor of the Virgin Islands CONFIDENTIAL S0NY_GM_00013641 CONFIDENTIAL FirstBankPR000804 EFTA 00124284 EFTA01269451 WGIOOS033FOLOH0012.00V10143E0.0(WF nI3CELAMEOLIS PAYMENT RECPTO: 2091016 Gov't of the U.S. Virgin Islam 231.4 KronOrindsens Gade thariette Amalie VI 00802 1Z/07/12 CLERK: Nfrederl. CthiTIMERA: .0: COMMENT: TIME: 14:43 DEPT: COMAFFSIT CR5t 241141 COMMERCIAL LICE ASWNT PAIN PAM R'+: SOUTHERN TRUST COMPA PAYMENT NEM: MULTIPLE lEim: (m CREEK/REF: 1074 OPLI 4DD'L REF: YUS,9161 441: 3,0.00 CM CHECK4REE: 1076 CM: 1 ADD'L REF: POLICE AN': 16.50 NEN: CH CHECK/REF: 107; OTT: I AWL REF: (IRO; Ng: 20,00 REFERENCE: ANT TENDERED: Amr APPLIED: CHANCE: 444.00 44640 CONFIDENTIAL FastBankPR000805 SDNY_GM_00013642 CONFIDENTIAL EFTA 00124285 EFTA01269452 Pate 1 of 2 Control /I: 28125 r Business Information — Orqs ntration Type: C CORP Business None: SOUTHERN TRUST COMPANY. INC. Bu antic Phone: 340.77g-256f Bucinota EIN: 660779961 Physical AtIdoves Stn.tt: 8100 PORT OF SALE MAJ. Screen: STE 16 City: ST. TWD(SAS State: Vt 21P 00802 Wend: ST. THOMAS Country: LS VIRGIN :SUNOS Contact First Na,,.: Last Hamer Phone I: Emma Fax: Mailing Address Streets: Street CCP Stain: Island: County BRETT GEARY 340.1x92564 GOEARYGICFEKLAW.000 668316-9269 9100 PORT Of SALE MALL STE IS ST.THOMAS VI ZIP 00602 ST. THOMAS US VIRGIN ISLANDS mama information Poison 1: First Nam: CARREN Last Name: NOVICE Oats or Binh: COJISli OS5 Physical Address Streett: 2 KEANCOURT Smeeti: City: LIVINGSTON &Re: NJ ZIP: 01030 Country: US VIRGN ISLANDS ammo, of Citizenship: USA Roston/1ns*, SECRETARY Plato eaRath: SSN: 018148596 Addrig• Ittroott: 9100 PORT OF SALE MALL &mat STE 16 City: ST. THOMAS SW*: VI DP: COWS UtS: ST. THOMAS Comby: US VIRGIN SANDS Nave you ever been embark...1 ol a felony or crime Involving moral barpiemSe? N It YES. urine the nature °, ate ern. dab of commtion, 4V16 Mem of carrtedom Person 2: nisi Nun: Ultpt Nano: Data of Beth: Pityscal Address Street: Street2: City. Stmt. Island: Country Country of Citisenenip: 8100 RED HOOK QUARTER B3 ST. THOMAS VI ZAP 00602 ST. THOMAS US VIRG., ISLANDS USA JEFFREY EPSTEIN 01/20rItG3 Position/Title: PRESIDENT Place of Birth: Salt 090443345 Mailing Address Sheet: 9100 PORT Of SALE MALL Sewn: STE IS City. ST 114,14S Sate: VI ZIP 0)$02 island: ST THOMAS Country. US VIRGIN ISLAN0S Have you over been convicted of a felony or trims involving moral nilMonloT N N YES. explain the nature of the crime. date of comiction, and place a cocreiction: Person 3: not Nines RICHARD tat Nam: KAHN Date el BORK MUMPS Percokal JAMS PoortIonnIthe TREASURER Place of With: S.SN: 1065(4633 Mating Address NT htqrs://secureAlcavi.govnicense/Asps(LicaisePrintApplicationNew.aspx?Busseq-417Q/JaqZD8AxEDO... 12(6/2012 CONFIDENTIAL CONFIDENTIAL SD NY_GM_000 13643 EFTA_00124286 EFTA01269453 Page 2 of 2 strati' 130 EAST 7SESISTREET Stresti: APARTMENT TE City: NEWTONS State: NY ZIP: 10021 Wand: County: UNITED STATES Cooney of Cadonshipl USA Nave you ever been COMfladd of a loasny or crane involving moral turpitude? N if YES. explain Ina wore of an alma date of conviction, and paso• of conviction: item: SI 0)PURT OF SALE MAO. Steett STE 15 City: ST. THOMAS SDI*: VI ZIP 00$02 Wind: ST. TROMAS Courant: US VIRGIN ISLANDS Location Information Location 1: physical Address Sboott: 9103 PORT OP SALE MALL Strada: STE IS Car ST THOMAS SUS: vl ZIP. COS02 Wand: ST. THOMAS Country: JS VIRGIN iSLANDS WEN ARSON ant 9100 PatT Ca SALE MALL same STE 13 Clan ST. TICSLAI3 SINN VI ZIP: OOKI2 Iskind: ST. THOMAS Cottony: US VIRGal ISLANDS Do TOO have on'eloYslitit) at Vet Witte? N Trade Itants/OBA SOUTREPJI TRUST COMPANY. INC. Groom in dotal Ma type Of PrOpOStd WIWI* activity for which the licensoN) Inas/Neat) born racpaisteil. BUSINESS AND MANAGEMEW CONSULTING Ucanie Information LOCIPOII 9100 PORT OF SALE MILLSTE IS.ST. TICEIAS.VI 02602 UndoType how Ciate Eximm Mann Oak, Fe AmOUM suseess a MANAGEMENT FfNO Nr. 990 03 ODRSULITIV3 Total Amount 390.00 Payment Information Bolin) information SIR information Phi CLOSED ACCO cad Type: 10 Las Plaint Cm cafe Number >DSCCGCCanCOGre ExpentIon Dab: 1 County: Find Nana: Last Name: Sawn: am& City Stale. Zi o NUM Redi50141413: ?Past moTE: Paid ce cP_Let ethadat • htrps://sccure.dlcasLgovilice•ternsps/LicensePrintApplicationNew.aspx?Bussarb7Q/JzZqZD8AxED0... 12/6/2012 CONFIDENTIAL FirstBankPRO00807 SD NY_GM_000 13644 CONFIDENTIAL EFTA_00124287 EFTA01269454 'First Rank wan islands Corporate Resolution t. the undersigned Secretary. hereby certify to Prat:lank. that at a meeting of the Boat of Direction of Southern TnS Company. Inc. eCorpcnition) a corporation organized and existing under the lave of U.S. Virgin Islands dtiy called and duty held on the 4 day of December , 2012 the following Resolutions were duly adopted. and that the sad Resolutions have been entered upon the regular nanule books of the Corporation. are in accordance with the Ely-taws and are now In fun force and effect RESOLVED 1. The Officers of Corporation. or any one or more of them. are hereby authorized to open a bank account or accounts from time to lime with FirstBank and its subsidiaries and elates (each being hereinafter referred to as 'Bank') for and in the name of Corporation with such tide or titles as he or they may designate. 2. The President and Seaetery !Maus of the peitairsi weanwo. e.; eseurent, wesailei eoikiseser etc; of Corporation, signing singly (era ;owe: wowing nuns. nth.* ca. with she two. un; and their successors and any otter paean hereinafter authorized by any means to sign an behalf of Corporation eAuteorized PersOndll are hereby authOtiZed to sign. by hand or by facsimile (including. but not emend to, corroder generated) sigristure(s). checks. drafts, acceptances and other Instruments thereinafter each collectiVey referred to as eternthy). Notwithstanding the above. any Authorized Person is authorized tingly to: (1) Wolfe Automated Clearing House CALM) debits without a signature. (2) initiate payments by use of Depository Transfer Checks CDTC) without a signature other than the name of Corporation ;Anted on the DTC: a (3) give instructions, by mews other than the signing of an Meth with rasped to any account trancteaffirt, inducing. but not imited to. the payment. transfer or withdrawal of funds by wire, computer or other electronic means, or otherwise. or of money. credits, items or property at any time held by Bank for account of Corporation (finstructiores"). 3. Bark is hereby authorized to honor and pay Items, whether signed by hand or by facathile (including. but not limited to, =cater generated) signature(s) If the actual or purported facsimile signalures(s), regardless of how or by whom affixed. resembles the speomens Ned with Bank by Corporation and other orders. DTCs. ACHs, and Instructions, given singly by any Authorized Person. Bank is further authorized to honor and pay Dies. ACHe. imMuctiOne, all other orders given singly by any Authorized Person, inchicing such es may bring about or increase an overdraft and such as may be payable to or for the benefit of any Authorized Person or other Oleo" or employee individuate without inquiry as to the circumstances of the itsuance or the disposition of the proceeds thereof and without Sena as to amount. 4. Bank is hereby authorized to accept for deposit for credit. Or for meg:bon. or otherwise. Items endorsed by any person or by stamp or other impression in the name of Corporation without Inquiry as to the circumstances of the endorsement or any lack of endorsement or the disposition of the proceeds. 5. The President teams arta swattedaid/ea law.frawcee. con. ea.. Set wire PneaenI. Tmarver et) of Corporation. signing singty Ordals howOa sle. stelae eared. es. snth. any brics ac; are hereby authorized to effed loans and advances and chain credit at ow time for Corporation from Br (and guarantee on behalf of Corporation the obligations of others to Bank). secured or unsecured, and for such loans and advances and credit and guarantees to make execute and deliver promissory notes and other written obligations or evidence of indebtedness of Caperation. applications for letters of credit instruments of guarantee and indemnity and any ogre im,ab or undertakings, general or specieo, with respect to any of the foregoing, and as securely for the payment of bans. advances. indebtedness, guarantees and liabilities of, or credit seven to. Corporation or others to Wedge, hypothecate. mortgage. assign. transfer. grant Sens and security interests in. give nghts with respect to. endorse and deliver property of any des000e, real or personal and any interest thereat and evidence of any thereof at any brae held by Corporation. and to execute mortgages. deeds of trust. seaway agreements, instruments of transfer, assignment or theSge, powers of attorney and other agreements or instruments which may be necessary or desirable in CannectiOn therewith; and also to sell lo. or discount wan Bank. commercial paper. bills receivable. accounts receivable. stocks, bonds or any other arsaudies or pylonhy at any time held by Corporation. and to that end to endorse. assign. transfer and deliver the same: to execute and deliver Instruments or agreements of subordination and assignment satisfactory to Bank and also to give any orders or consents for the thievery. sale, exchange or other deposition of any property or interest therein or evidence thereof belongng to Corporation and at any tine in the hards of Bank, whether as collateral or otherwise: and to execute and deliver such other Spreader:1S. instruments and documents and to do such other ads and things as may be necessary or desirable or required by Bank in corriecton with any of the foregoing and Bank Is hereby authorized to kind. accept and execute any of the transactions deserted above. 6. All loans, discounts and advances heretofore obUined en behalf of Corporation and all notes and other obligations or evidences thereof of Corporation held by Bank are hereby approved. ratified, and confirmed. 7 Corporation does hereby give to Bank a continual() len for the amount of any and all liabilities and ohitgations of Corporation to Bank and claims of every nature and description of Bank against Corporation. whether row existing or hereafter inaared. origins y contracted with Bank and/or with another or others and now or hereafter owing to or =limed in any matter by Bank, whether contracted by Corporation alone or jointly and/or severally with another or others. absolute or contingent, seated or unseated, matured or unmatured upon any and as moneys. Stairthea and any and alt other peoptxty of Corporation end the Proceeds thereof now or hereafter adualle or constructively held or received by or in transit In any matter to or from Barer, its CcerestpOndenffi or agents from or for Corporation. Whether for safekeeping. custody. pledge. transmission, collection or otherwise coming into the possession of Bank in any way. Bank she, also have a right of set-oft for the amount of the obligations. and Bark may at any time or times snd without notice apply Corporation's deposits (general or Shedaff • Corporation's credits with Bank. or Corporation's claims aganst Bank, or any Parts thereof, to such obegetons and in such anxiunts as Bank may elect although said obitegatthns may be contingent or unrnatured and whether any collateral therefore is deemed adequate or not. 8 In case of cordedno claims or disputes, a doubt on Bank's part an to the validity, extent. modification. revocation or exercise of any of the authe dre berth contained Bank may but need not recogritts nor give any effect to any notice from any Officer, or from any other person, PaPOrting to cancel. restrict or Change any of said authorities, or the exercise thereof, unless Bank is required to do so by the judgment. decree or cinder of a court having turtsdiceon of the subject meter and of the peen to such conflicting ciams or disputes. Fi s sitteS taresesis a Med. rePreen Poet Foci D copkUNT CLOSto /PPP-- CONFID TIAL CONFIDENTIAL First BankPRO00808 EFTA 00124288 SDNY_GM_00013645 EFTA01269455 9. Corporation agree, to be bound by Me Terms and Conditions for Business Accounts and Services, as welt as any signature card. deposit bcket. chakbook, passbook. statement of account. receipt instrument. document or other agreements. such as, but not Smiled to. funds transfer agreements, delivered or made available to Corporation from Bank and by all notices posted at the office of Bank at which the account of Corporation is maintained. in each case with the same effect as if each and every term thereof were set forth in f Lel herein and made a past hereof. 10 The Officers of Corporation or any one or more of them are hereby authorized to act for Corporation in all other matters and transactions relating to any of Its business with Bank including, but not tinned to. the execution and delkery of any agreements or contracts necessary to effect the foregoing Resolutions. 11 Bank is hereby released from any liability and shail be indemnified &gang any loss, lability or expense ansing from honoring any of these Resolutions. 12. Suteect to paragraph 8 above, each of the foregoing Resolutions and the authority thereby conferred shall remain in fut throe and effect unto written notice of revocation or modificthien by presentation of new Corporate Resolutions and Signature cards shall be received by Bank: provided that such notice shag not be effective with respect to any exercise of said authorities until Bank shall have had a reasonable opportunity toad thereon and in no event prior to the receipt thereof not with respect to any checks or other instruments. for the payment of money or the withdraws of funds dated on or prior to the date of such notice. but presented to Bank after the receipt of such nat. The Secretary a any Assistant Secretary or any other Officer of Corporation is hereby authorized and arected to certify. under the wag of Corporation or not, but wth like effect in the latter case. to Bank the foregong Resolutions, the names of the OfterS arid other representatives of Corporation and any changes from time to time in the said Officers and reprersentaves and specenens of their respective signatures. Bank may conclusively assume that persons at any time certified tooth, be Oribers or other representatives of Corporation continue as such until receipt by Bank of written notice to the contrary I FURTHER CERTIFY that the parsons herein designated as Officers of Corporation have been duly elected to and now hold the offices in Corporabon set opposte their respeawe names and that the following are the *Wheat official signatures of the said respective Officers and of the named signatories who are not Corporate Of r-ers. to wit: Name avoewritten or Rrintech Jeffrey Epstein Damn Indyke Richard Kahn Prescient Vice President SeeettleY Treasurer 4 day of IN WITNESS WHEREOF. I have beatnik, set my hand as Secretary and affixed the seal of the sad Corporator, ties December 2012 . Treasurer rim ti 4Pk - ;COe . RATE SEAL. Eri.F Sectary CLOSED ACCUNT \ON9 • Note: In case tie Stu Gry s authorized to sign by the above Resolutions, this certificate should be attested by a second Officer of Corporation. CONFIDENTIAL CONFIDE-NTI6 8LampRo00809 SONY_GM_000 13646 EFTA_00124289 EFTA01269456 Bank Virgin Islands Corporate Authorization and Indemnity Agreement For Telephone/Telex/Facsimile/Written Instructions 1. Atthenzabon. The undersigned hereby requests and authorizes FirstBank (the 'Bank-) to accept and ad Leen arty Instructions (Instructions, &thieved by telephone or telex or written or facsimile transmission given or purPOrtedy given by a person or persons aulhonzed to tensed business with the Bank as shown on tho corporate resolution or other evidence or ikthrice or authority from lime to lime mattered in the records of the Bank 2. N0 Liability of Bank. The undersigned accepts the nak that instructions may be given by an unauthorized person and agrees that the Bank vIl have no Wily or responsibety for acing ih accordance wall any hostrUCIKins. whether or not genuine or duly authored. The Bank shall have no liability or responstaty for any misunderstand/1gs ansing out of any telephone Instructions 3. Szuripdhogum The security procedure screed upon for verifying the authenholly of Instructions S neat back to any of the faoWng individuals, whether or not such ndvidual has heated any such transfer. (The Bank mannered: that the persons designated below should not be persons who generally Issue Instrudoins Whenever possible. the Bank nit endeavor to cat someone other than the issuer of the Instructions) Name and Tit* Jeffrey Epsten, President Telephone Number Mau* country/Atet Cods) 340-775-2525 Richard Kahn, Treasurer 212-971.1305 Jeanne Brennan, Accountant 340-775.2525 Affernativay, at the Bank's option. the call back may be made to any person designated on the signature cards Or any Other acanthi documentation on file with the Bank for the undersigned's accounts as authored to issue Insbuctions or otherwise transact busetess on such account addhon to call back. the pates agree that for Instruction, received by facsirnile transmission. or M wiring. the Bat wit determine whether the Instructions purport to bee, the signature of any individual who is designated on the current signature cants or other account documenteliOn on fk the Bank for the understgned's acCOunI(S) as authored to Issue InatMcbons or Otherwise Emmett business on such acOottritS Tne sea* procedures and other terms speeded in this Agreement also apply to amendments and cancellations of Instmaions. It is understood that these &wily procedures are designed to verify the authenticity. and not the correctness. of Instructions. The Bank may, at its option. record (electronicaly or otherwise) any cab back made pursuant 10 thiS Agreement. any Instructions or other instructions given by telephone and any other telephone discussions relating to Instructions. The undersigned agrees Mat its rights and duties and these of ter Bank hereunder seal be governed by the terms of the Bank's AccouM Terms and Conditions (as may be amended horn tine to re) aancable to the undersignerSs accounts at the Bank The undersigned agrees that the security procedures set thrth herein constitute a crimerciagy reasonable method of prowling secunly against unauthorized instrucbons. The undersigned agrees to be bound by any Irtstruden. whether or not &thorned. issued In the undersigned's flan* and accepted by the Bank in compliance with the security procedure set forth herein and the undersigned agrees to hdemridy and hold the Bank harmless from any loss suffered a Wiry Famed by the Bank n, or arising from the Barks execution of Instructions belayed by the Back good lath e> have been given (or signed Si the ease of any bairn& transmission) by a person authorized as provided above. wended the Barn has complied with such security procedure. a. Bank Sv Deane to Ad It is understood that the Bark shall have no obligation to execute any Instruction unions and until Such instruCliOn is verified F accordance win the security procedures set teeth herein, and the undersigned will indemnify and had the Bank hamlets from any loss suffered or liabley insured by the Bank n retiring from protestrig en Instruction after al reasonable efforts to vertfy akin Instruction in accordance !Nth this agreement have Wed or in delaying the execution of an Instruction until such venficabon is obtained. Ppm nate to the undersigned, the Bank may also. at as option. refuse to execute any instruction or part thereof for any other reason without incurring any responsibety for any loss, lability or expense ensile out of such refuse 5. gideMillk The undersigned agrees to indemnify the Bank. is affiliates, subsidiaries and thee directors. others. representatives and agents on demand for all losses. claims. damages or expenses (including legal fees and disbursements) which it or any of them may suffer or Incur In connection with this Agreenient, inducting, but not !muted to. Wing or refusing to ad on any Telephone or Telex or Pectin*, or Witten Instruction. whether or not genuine or duly authorized. 6. Cur continued Issuance of Transfer Instructions foilowng our reCeet execution and return of this loner to the bank will constitute our agreement to the security procedures and other terms spooned herein. Acgoupa roi0la Pv %AS...a Vow, s r OnNar of F vat I iy' Pale gito Account Holders. Southern Trust Company, Inc. Corporate Name By, Signatures) Darren Indyke. Secretary Name(*) and Trtle(s) SIDNYGM_00013647 CONFIDENTIAstelapRoomo CONFIDENTIAL EFTA_00124290 EFTA01269457 Bank Virgin Islands We hereby certify that at a Meeting of the Board of Directors of Corporate Resolutions For Telephone! Telex/Facsimile/Written Instructions SoutheraTrustComumMinc. A company duly organized and westing under the laws of V.S. Virgin Island Held at American Yacht Harbor on the 4 day of December .20 12 . IT WAS RESOLVED 1. That the company issue in favor of FirstBank (the "Bank') a Corporate Authorization and Indemnity Agreement For TelephonetTelex/FacslmileNVdtten Instructions in the form required by the Bank, a copy of such form having been presented to and approved by the Board of Directors 2. That Jeffrey Epstein President 0 and / Jeanne Brennan Accountant (PPM Mtn 54, Covant Tall O of (PM( Nan* ore COepcent Pdtl be authonzed to execute the said AuttoriZetiOn and Indemnity Agreement hi favor of the Bank. Certified as being a true Copy of the Resolution of the Board of Directors. IN WITNESS WHEREOF, I have hereunto set my nand as Director/Secretary of the corporation this 4 day of December . 20 12 • Sober One Inane . Iv", ve Pos4a, clFACILval PPM, Rico M.N5439114003 CONFIDENTIAL kQ A a'4S " " - Slgrtab.ee 01/1•111eSko. Seceste7 Name and IMO CLOSED CCOUNT Eq CONFIDENTIAL SONY_GM_00013648 „,000.1, EF1'A_00124291 EFTA01269458 WeDEPARIXECNT OT TREASURY n v-'110T3101AL MMUS SERVICE carman OH 45999-0923 PIMONCIAL DIFORATICE INC 9100 unvanstcair 15 16 AT Tgpois, vr 00802 Date of this notice: 02-14.2012 Employer identification Meter: 66.0/79861 Porn: AS-4 Pother of this notice: CP 575 A For assistance you nay tall us at: 1.800-529-4933 IF YOU WRITE, ATTACH THE EICII AT THE MCP OP THIS POT:CE. WE ASSIGNED YOU AN IPTPLOYBR /AglelIP/CATIOC AVM Thank you for applying for an EMployer Identification Number (sm. We assigned you EDt 66-0)79941. This AIR will identity you, your businees accounts, tax returns, and docimetits. even if you have no employees. Please keep this notice in your permanent records. itten filing tax documents. payments, and related correspondence, it is very important that you use your cm and cceeiete name and address exactly as sheen above. Any variation nay cause a delay in processing, result in LaOOTTect into:ovation in your account, or even cease you to be aseigend more than one Ern. If the information is ant correct as shown above, please rake the correctionusing the attached tear off stub and return it to us. Baseda:the ildaiTlatiOaseeaind from you or your representative, you must file the following torn; a) by the date(a) shown. Fora 941.59 01/31/2013 Pone 1120 03/15/2012 If you here questions about the form(s) or the due date(s) shown, you can call us at the phone number or write to us at the address shown at the top of this notice. If you need help iu determining your annual accounting period (tax year), see Publication 530, Accounting Periods end Methols. We assigned you a tax classification based cm information obtained from yoivarreur representative. It is not a legal datarrairAtial of your tax classification, and is DX binding on the IRS. If you want a legal determination of your tax classification. you nay request a private letter ruling free the IRS under the guidelines in Revenue Procedure 2004-1., 2C04-1 I.R.B. 1 (or superseding Revenue Procedure for the year at Sete) Hata: Certain tax clacsification elections can he requested by filing Fora 8612. &Mticy Classificaticn Election. See Pone 6832 and ito instructions for additional information. DIPORTAITE :flan= POR B CORPORATICEI U you intend to elect to file your return as a smell business corporation, an election to file a Para 1120-S oust be made within certain tineframee and the corporation must *set certain teats. All of this information is included in the instructions for Pore 2553, Election by a Smell Business corpomacion. CLOSp ACCr 1 oPeiR L CONFIDENTIA FirstBankPR000812 SDNY_GM_00013649 CONFIDENTIAL EFTA_00 124292 EFTA01269459 SOUTHERN TRUST COMPANY, INC. 6100 Red Hook Quarter, 83 St. Thomas, USVI 00802 Michelle Smith-Roberts Business Development Manager Eastern Caribbean Region FirstBank E: michelle.smithroberISCafirstbankvi.cOM P.O.Box 305600 St. Thomas, VI 00803 Re: Southern Trutt Company, Inc. Account 4s Ending 9346 and 8521 Dear Ms. Smith-Roberts: Because Southern Trust Company, Inc. ("STC") only intends to keep open its account at First Bank ending with the numbers 9346 (the "Remaining Account"), and will not keep open Its account ending with the numbers 8521 (the "Closing Account"), on behalf of STC, I hereby request and direct that you transfer the entire balance in the Closing Account, in the amount of $647,919, to the Remaining Account. Please advise if you require any additional documentation or information in order to process this request. Thank you for your assistance. Very truly yours, . a>v•LitS( Darren K. Indyke CONFIDENTIAL PirstBankPR000813 SDNY_GM_00013650 EFTA_00124293 CONFIDENTIAL EFTA01269460 (1 -A-11li MICHELLE SMITH-ROBERTS Franc Sent To: Cc Subject MICHELLE SMITH-ROBERTS Friday. October 18, 2019 3:27 PM Kurt Petri Dina Perry IMERNALI Re: Southern Trust Company - Request to Close Account 7211098521 Noted and thank you. Have a great weekend. 41First art Topetvp v. Ow OM Michelle Smith-Roberts Business Development Manager Eastern Canbbean Region RTStBank T 340.775.8531 /08.64414 srnottroteristitintemIndat) P.0.804 309600 St. Thomas, 00803 SPECIAL NOTICE: Dear Valued The Platinum Banking Team hos relocated to new offices. On Prickly, August 23, 2019 out offices formerly at the Waterfront Branch location, re Floor hove relocated to the Firs-taco k Plata Branch (Tutu), 7 4 Poor Our Tutu office Is conveniently located in mkbisland and provides ample client parking and expanded space for dent consultation. We look forward to Continue serving you at this location. If you have anyquestionsand/Or concerns. please contact 340-775-8530a email us or platinum. firsttankvicos. (Michelle, From: Kurt Petri jrnaitto:[email protected] Sent: Friday, October 18, 2019 3:22 PM To: MICHELLE SMITH-ROBERTS <michelle.smIthrobertsefirstbankvi.com> Cc Dina Perry cdina.perryefirstbankvi.com> Subject: [EXTERNAL) RE: (EXTERNAL) Re: Southern Trust Company • Request to Close Account 7211098521 From my standpoint, he has all the documentation in place to give him the authority to authorize the transfer. Absent sz any internal paperwork requirements on your side, he should be OK to make the transfer. KEP Kurt Petri Partner Dudley' Newman Feuerzeig LLP Temporary Address: 32 Raadets Gade., Suite 28, St. Thomas, USVI 00802 Street Address: 1000 Frederiksberg Gade, St. Thomas, USVI 00802 CONFIDENTIAL _ EnsankpRo008,4 SDNY_GM_00013651 CONFIDENTIAL EFTA 00124294 EFTA01269461 Mailing Address: P.O. Box 756, St. Thomas, USVI, 00804-0756 (340) 715-7747 Direct (340) 715-7740 ext. 114 Switchboard Email: ednfvi.com www.DNEvi.com ON= matt ••••••••• auntue. Mods lextriunci wordneady (mien .43,001 THIS MESSAGE IS INTENDED ONLY FOR THE USE OF THE INDIVIDUAL OR ENTITY TO WHICH IT IS ADDRESSED AND MAY CONTAIN INFORMATION THAT IS PRIVILEGED, CONFIDENTIAL, AND EXEMPT FROM DISCLOSURE UNDER APPLICABLE LAW. if the reader of this message isnot the Intended recipient, or the employee or agent responsible for delivering the message to the intended recipient, you are hereby notified that any dissemination, distribution, forwarding or copying of this communication is strictly prohibited. If you have received this communication in error, please notify the sender immediately by email or telephone and delete the original message immediately. Thank you. From: MICHELLE SMITH-ROBERTS <michelle.smithrobertsffsfirstbankvi.conl> Sent: Friday, October 18, 2019 1:09 PM To: Kurt Petri slipetriadnlyi.com> Cc: Dina Perry <dina.oenvefirstbankvi.com> Subject: RE: 'EXTERNAL) Re: Southern Trust Company - Request to Close Account 7211098521 Importance: High Good Afternoon Kurt, am following up on the below request. Please provide guidance as soon as possible. 1 First Dank lingiseint INF ••• ono Michelle Smith-Roberts Business Development Manager Eastern Cenbbean Region First8ank T: 340-7)5.9531 i mistattattimatittattlnakitsizare P O.8ot 309600 St. Thomas. VI 00803 SPEOAL NOTICE: Dear Volved Client: The Platinum Booking Team has relocated to new offices. On Friday, August 23, 2019 our offices formerly ot the Waterfront Branch location, 2 41 Floor have relocated to the FirstElonk Plaza Branch (Tutu), 7° Floor. Our Tutu office a conveniently located in mw-island and provides ample client parking and expanded space for client consoltotkm. We look fonvord to continue serving you at this location. CONFIDENTIAL 2 L CONFIDENTIA FastBankPR000815 SONY_GM_00013652 EFTA_00124295 EFTA01269462 You hove any questions andlorconCerns, please contort 340-775-8530 or email us of gloVnurniofirstbankvi.corn. From: MICHELLE SMITH-R0BERTS Sent Tuesday, October 35, 2019 11:44 AM To: Kurt Petri drpetritaidtflaw.com> Cc: Dina Perry <[email protected]> Subject FW: (EXTERNAL) Re: Southern Trust Company - Request to Close Account 7211O98521 Importance: High Good Morning, the attached letter of authorization was received to transfer monies from one of the Southern Trust Company Inc accounts which is currently restricted for transactions pending legal review and approval. Please review and provide guidance on the attached request as soon as possible. Regards 1 First Mink roomer ••• we ere Michelle Smith-Roberts Business Development Manager Eastern Caribbean Region FirstBank T. 34.0-775 -5531 .S• nn/et HrthrOtottilflrabbilkyi P.O,60x 309600 St. 1110Tes. V100803 SPECIAL NOTICE: Dear Valued Oient: The Platinum Banking Team has relocated to new offices On Friday, August 23, 2019 our offices formerly ot the Waterfront Branch location, 7 4 Floor have relocated to the Firsillank Plow Branch (Tutu), re Floor. Our Tutu office is conveniently located in mid-island and provzles ample client parking and expanded Siva for Olen consultation. We look forward to continue serving you at this location. If you have any questions and/or concerns, please contact 340475-8330 or email us at glatinumt.firstbonkvicont From: Darren Indyke (mailw:dki-birchtreebrerimail.com) Sent: Friday, October 11, 2019 4:20 PM To: MICHELLE SMITH-ROBERTS <michellit.smithrobeRsafirStbankvi.com> Cc: Darren Indyke irdki.birchtregbrtaemail.com>. PLATINUM BANKING <Platinumafirstbailb&Corri>: Erika Kellerhals <ekellerhalsekellfer.com>: Richard Kahn crichardkahn12Oemailcom> Subject: (EXTERNAL) Re: Southern Trust Company Dear Ms. Smith-Roberts: Please see the attached letter of direction on behalf of Southern Trust Company, Inc. Thank you. Best, DARREN K. WDYKE 5300 W. Atlantic Avenue, Suite 602 Delray Bosch Florida 33484 Teleonotw (581) 781-8238 3 L CONFIDENTIA FirstBankPR000816 CONFIDENTIAL EFTA_00I.24.296 SDNY_GM_00013653 EFTA01269463 Tel/copier (648)3504378 Mobile: (973) 908-9233 email: gki.birNiteeNgtomaisom The intormetion centained in this communicate.) is confidential, may be attorney-client privileged. and la IMended only for the use of the address/ell is the property of Darren K. inityke. Unauthorized use. disclosure or copying of this communication or any pot thereof is strictly prohibited and may be unlawkil. If you have received this canmunicaters in taw, please notify us immediately by return e-mail. and destroy tie communication and at copes thereef, including all attachments. CopyripM of Darren K. Indyke - 02019 Darren K. Indyke - Al rights reserved. On Oct 10, 2019, at 2:01 PM, Richard Kahn <richardkahnl2famnail.com> wrote: Since we are only keeping open the Southern Trust Company Payroll (last 4 of acc# 9346) account i would like to transfer the entire balance $647,919 from the STC operating account (last 4 of ace # 8521) to the STC Payroll account. Please confirm once this has been completed. Thank you Richard Kahn tel 212-971-1306 fax 212-320-0381 cell 917-4147584 On Oct 8, 2019, at 11:44 AM, MICHELLE SMITH-ROBERTS <michellesmithrobertsafirstbankvicotre wrote: Good Morning Rick, Thank you again for your request to open a personal account with FIrstga Mt. Please complete the attached and provide the following documentation. The exception has been approved and we will receive your documents and forward to a branch for opening. Please confirm if you will primarily be on St Thomas or another island in your travels to the UN!, so that we direct your documents to the appropriate branch. In lieu of travel to the USVI, please Provide the following: 1. Customer Due Diligence form (sections 1 to 5)— form attached 2. W-9 -form attached 3. Notarized color copies of two unexpired government issued Identification (one with your residential address) 4. Initial Deposit (based upon account type) 5. Note: Signature Card is generated at account opening; we will request an urgent copy via secure email and send the hard copy via overnight mail for your completion and return. If you have any questions regarding the above, please let me know. 4 CONFIDENTIAL FiretBankPRO00817 SDNY_GM_00013854 CONFIDENTIAL EFTA 00124297 EFTA01269464 eimageO01.png> Michelle Smith-Roberts Business Development Manager Eastern Caribbean Region FirstSank S: 360.775-8531 E: michelleusmIthrobtresettlfetbat can P.0.00s 109600 St. Thanes. VI 00803 SPECIAL NOTICE: Dear Valued Oient: The Platinum Stinking Team hos relocated to new offices. On Friday, AutruSt 23, 2029 our offices formerly of the Waterfront Branch location, 2i0 Rio, hove relocated to the Firstsonk Plaza Branch frond, 2" Floor. Our Tutu office ts conveniently located in mid-Island and provides ample client parking and expanded space for client consultation. We look forward to continue serving you at this location. fl ea hove any questions and/or concerns, please contact 340-775-8530 or email us t daLSOOLILLNESten. rei<soan ststenrorAor: 0998999:',01SCIAIMER: The Information tonere In Tito e-mae mar be Onreegeoserantientei. one DetteCtea thWn Cl4cwfunt. If you ata no the intonate eamisiare, you are hereby ',paw Net any Of Parnslittin ttiri.h.roon or CucalCition WM, twmpninkatiww is apytuy maiareo It have etct.ed this tainntuntcat al in error, pease notify tee War ininooInt•IY era deist, •I vett- Mt, Maier, nay stet by the reseed* Satin nee Gateway <Man> c/p> <Customer Due Diligence for Individuals NNNS-12.69-Cial 3R.dot><IFtS W-9 Request for Taxpayer Identification Number & Certification (Rev. I 2-2014).pdf> car csoan WWI eNtler: e999P1t9;MOISCLCatEat In, rearm 01 tonumeo N tA4 aprnal may Di DnOWN04.10WAtiei. end Prottneal Mar tetbSure. If ytu Ne Mt the wtehota MOD Wt. you We hereby notate that 1rT SISSiteninatri. ttflibutiOlor ateencatee tt unto ccerunneetn •S sticty rotibie0. It you nave received ths ConirrunatiOn in ante. VIM nttel IM tender ,nenniairl and delete on cant ThW menage aces sent br the Secure we Gateeer-e/sOani </Pi 5 L CONFIDENTIA FirstBankPR000818 SDNY_GM_00013655 CONFIDENTIAL EFTA_00 124298 EFTA01269465 Command -fts> MIAS CUSTOMER-TO-ACCOUNT RELATIO&SNIP BROWSE SOUTHERN TRUST COMPANY :NC 66-0779861 Rel Cd P/S/O Appl Account !Cumber Card? Trir Stm PR D/I/R Prod Ct11 Ct12 ccla Ct14 Alrt? Status PRI COM 2 IN 7211098521 v AVAIL N N D 205 0001 C002 0721 0000 N N C ONLY LST DEP PRI COM P IN 7211099346 AVAIL N N D 205 0001 0002 0721 000C N N KOP14AL LST DEP 10/18/:9 15:46:30 Balance Date Carr 632981.52 08/14/2019 291800.78 10/09/2019 2FL-Fwd PF5-CustAcctBr PF8-CustAddr PF11-CustSvc PF14-AcctNonLeg PF2-Bkwd 2F6-CustRel ?F9-SesSetUp PF13-AcctLegTtl PF21-Top RMPCCSM1 RH3134 I: OTHER ALERTS - SEE RMAL FOR DETAILS 1ST CONFIDENTIAL FirstBankPRO00819 SONY_GM_000 13656 EFTA_00124299 CONFIDENTIAL EFTA01269466 Command ---> :MI1 Page 01 of 02 10/18/19 ACCOUNT INFORMATION 15:46:38 Account 7211098521 Ctl2 302 Ct13 721 Ctl4 0003 CtL1 01 Ctirr Prod Type 205 COMMERCIAL CHECKING ACCO MSGS: Status 09-CREDITS ONLY ALLOWED System Type 013-COMMERCIAL SOUTHERN TRUST COMPANY INC Ext Inv Fund Link 6100 RED HOOK QTRS STE B-3 Cust Balance 632981.52 ST THOMAS VI 00802-1348 Memo Balance 632981.52 Ledger Sal 632981.52 Loan Balance 0.00 Sav Trlr Hal 0.00 IVR 632981.52 Ln Av 0.00 Sav Avail 0.00 MMDA Dt Opened 12/07/12 Bank Unavail 0.00 Charge Card? NO Dt Lst Cust Actv 10/10/19 Cur. Unavail 0.00 Spec Inst? YES Dt Lst Dep 08/14/19 • Min DDA Bal 0.00 NSF? NO OD? NO Dt Lst Maint 08/20/19 Avg Coll Bal 640890.03 Hal Hist? YES Sign 3 .oc Nbr MTD Avg Hal 643890.03 Hal Hist Ret 15 TIN: Cd 1 Nbr 660779861 Last Dep Ant 5289.70 Con Kite Days 0 Number Amt Xfers 0 Reg-E Amount 0.00 MID Kite Days 0 Number Ck Items 0 Total Holds 0.00 Stop Pay 0 OD Limit 0.00 Cyc Accrd 0.000030 Ext Inv 0.00 Proj Accsd 0.30 PF1-Fwd PF4-Hist PFS-Redisp PF14-S/H Ing PF12-Help PF18-IBT Inq CONFIDENTIAL CONFIDENTIAL FntBankPRO00820 SONY_GMSO013657 EFTA_00124300 EFTA01269467 Command m•.> IMI3 Page 1 10/18/19 DDA STATEMENT INQUIRY 13:46:54 SOUTHERN TRUST COMPANY INC Account 002-721-0000-7211098521 6100 RED HOOK QTRS STE 8-3 Date Las: Statement 09/30/19 ST THOMAS VI 00802-1348 Date This Statement 10/18/19 *** DDA TRANSACTIONS •** Balance Checks/Other Debits Deposits/Other Credits Balance Last Statement Nbr Total Amount Nbr Total Amount This Statement 647919.83 1 14938.31 0 0.00 632981.52 Date Check Nbr 40/11 Amount TP Transaction Description 14938.31 DB UNITED HEALTHCARACH DB PF1-Fwd PF2-Bkwd 2F12-Help ?A2-Prompt Balance 632981.52 CONFIDENTIAL FirstBankPR000821 CONFIDENTIAL EFTA-00124301 SONY_GM_000 13658 EFTA01269468 = Credit Advice (Virgin Islands) Date Welsitulls r*" YCVICOMML -critic& J 7. 4 ti C SO S Soo, 55554 • CONFIDENTIAL FtrstBankPRO00822 SD NY_GM_000 13659 CONFIDENTIAL EFTA_00124302 EFTA01269469 Command RECO Action I SOUTHERN TRUST COMPANY INC Remarks Add Employee CERTIFICACION 00P53 CERTIFICACION 00P53 CUSTOMER REMARKS 66-0779861 Add Date Expiration Employee Expiration Date BENEFICIAL OWNER RECIBIDO DE LA CUENTA 7211098521 02/26/2019 C0/0C/0000 BENEF:CIAL OWNER RECIBIDO DE LA CUENTA 7211099346 02/26/2019 00/00/0000 04/02/19 10:16:38 Cust Ini:? N PF2-Bked ?F6-CustRel PF9- SesSetUp PF13-RemFed PF15-Cust ?F20-CustName PF5-AcctRel PFS-CustAddr PF11-CustSvc PF14-Reraked PF19-Top PF21-LstMaint RMPCC8S1 RM3004 I: LAST PAGE LAST CLOSED Accaputst tOIMIR CONFIDENTIAL FustBankPRO00823 SONY_GMSO013660 CONFIDENTIAL EFTA 00124303 EFTA01269470 CERTIFICATION OF BENEFICIAL OWNER(S) The information contained in this Certification is sought pursuant to Section 1020.230 of Title 31 of the United States Code of Federal Regulations (31 CFR 1020.230). nt Person opening an account on behalf of a legal entity must provide the following information: 14:1 1101$321 7211099346 1. First Nana and tide of Natural Person Opening Account JEFFREY 4 Name and type of Legal Entity for Which die Account Is Beata Opened SOUTHERN TRUST COMPANY, INC. 4a. Legal Bitty Address/ ft . City 4c. State 4d. ZIP/Postal Code 6100 Red Hook Quarter B3 St. Thomas USVI 00802 2. Lest Name EPSTEIN E & Middle sWial CLOSEDAC SECTION I croaddeadvonsiinomouals. seolas3) Please providenYkIll abon for an Indviduel(s). if any. who directly cc Wray. Waugh any cortad arrangement. understanding. relationship, or otherwise owns 20% or more or Me equity interest' at the legal "edify bated above. Check here 0 if no incividual meets this delnition end complete Section IL 5. Anthem* Jeffrey IL Last Name Epstein 7. IA I. E S. Date of Birth 01/20/1953 9. Address 10. City 11. State 12. ZIPIPasral Cods 6100 Red Hook Quarter B3 I St. Thomas USVI 00802 13. Country 14. UN (V.S. Pewee/ Non-Us Persons) 1 5. Identification Number (SW Para;01Nantai or other Nagar wrier.ationnewo USA 090.44-3348 54538864 is. Ses1e of Issuance: 160. Country of Issuance: M. Ownership % USA USA 100 ten re fair ol • esestort number, menus. Amen ow ft0000vid• a Scoft Sew* Nuniber. tut aPen ieenwleseker ern number. of number and campy of aslant* of any eftw gOvernfnertjasuld dOCunfint evident:try natiOntday a rasecktrit and Wilifing • photooftet a ray softy& d. SECTION II Please provide the following iiforrniltiCri for an Individual with SLyascsin aer sjate for manacle or d ream° the entity. Including. an executive center et senior manager (ea.. clue Executive Oftcw, Past Financial Of5cer, Chief Operating Officer. Managing Member. General Partner. President VICO President, Treasurer): or My atter individual it0 regularly perfume simian functions. 17. First Name Jeffrey it Last Name Epstein 19. M.I. E 20. Date *Mirth I 01/20/1953 21. Address 6100 Red Hook Quarter 83 22. City 23. Stine St. Thomas USVI 24. 2a/Postal Code 00602 W. SSN SSW all Penn/ **U.S. /Moat 25. Country USA 090-44-3348 27. IdentdIcation Mrs Pewee Mertes e r otersintir *Ara:Non rumban 54538864 27a. State of Issuance: USA 276. Country of Issuance: USA teal: In feu of • pOSSOort mate. Non-U.S. Persons two, •ft Nood• • Spoil ScounlY Monter an .iien tdewfrweal and !Wats" a ranter and country of Imams ar any arbor gcvnowardtissund clocuniint avilenclog nettnaXy a ram:demo and Leafing a pmegreen or sonar nftousnl. CONFIDENTIAL ). hereby certify, to the best of llt) Leowitdtc. that the If any of the above mentioned information changes I agree le provide the Del Page 1 cos CONFIDENTIAL FustBankPRO00824 SONY_GM_0001 3661 EFTA_00124304 EFTA01269471 lintKanlc , ' Branch: Waterfront-Platinum Banking Prepared by. J. Customer Name: Southern Trust Company Inc — ID TRA IS Miami* I 226/2019 maintenance tot 0 me Customer Relationship 0 me Foaming Accounts: 0 Credit Cud Account Number: Account: 7211098621 Account Account: Account 7211099348 _ Account: Account: Account: Account. Account: _ _ _ _ ___ 7instrwedons: Please cioniPiele mity the section where the maintenance le needed: Nal LEGAL TITLEMAINTENANCE Name and Address intenance Form (RM) New Nam e: • tio 0 ( Ne 11- Actual Name: Jeffrey E Epstein New Legal Tale. kreolINT BENEFICIARY OWNER RELATIONCODE ARO PEINFONTIAGE . OWNERSHIP-ROMP SCREEN< Author zed Signer who is a Beneficial Owen( Authorized Sire who is a Beneficial Owner era has significant resPcnSibifitY IlldiVidUel WPC is a Beneficial Owner Individual who Is a Beneficial Owner and has significant responsitlity D•AM % 181m ACB i1 K • BEF On BCT Authoated Signer with significant retitsCarb Arty tor managing the legal entity (Conifer Prong) 0 • A-C Individual woo ows significant Tenons ol icy for managing the legal entry (Control Prong) 0• CRL Addreseli 0 Yes a Na Addresa2: - BEBOWITEW1151 wa rTho m* Also Reeldential Address? City: State: affi Cadet Home Phone: Work Phone: Extension: _ Alt. Phone Cellular Alternate Phone: Type: _ Phone: 0 Do Not Cal Email Address: -_ 0 Do Not Email L Gui.voiwantwow„:.:: • Citizen: Social Security: Birth Date: Primary ID: ID Number: Gender. Secondary ID: ID Number: OfflEmployein Employer: Employee Since: Occupation: Address: _ _ City: State: ap Code: Employer Phone: Annual Ones: Employment Status: NAILS CODE fill spent: -1 20o Striatum Customer Signature HI01541634.IIIR L CONFIDENTIA FerstBankPRO00825 SD NY_GM_000 13662 CONFIDENTIAL EFTA_00124305 EFTA01269472 Business Entity No. 581871 Goeemmersof The United States Virgin Wands -O- Office of the Lieutenant Governor Division of Corporations & hidernarks CERTIFICATE OF GOOD STANDING To Whom These Presents Shall Come: I. the undersigned Lieutenant Governor the United States Virgin Islands, do hereby certify that SOUTHERN TRUST COMPANY, INC. has filed in the Office of the Lieutenant Governor the requisite annual reports and statements as required by the Virgin Islands Code, and the Rules and Regulations of this Office. In addition, the aforementioned entity has paid all applicable taxes and fees to date, and has a legal existence not having been cancelled or dissolved as far as the records of my office show. Wherefore, the aforementioned entity is duly formed under the laws of the Virgin Islands of the United States, is duly authorized to transact business, and,.is hereby declared to be in good standing as witnessed by my seal below. Entity Type: Domestic Profit Corporation Entity Status: Active/In Good Standing Registration Date 11/18/2011 Jurisdiction: United States Virgin Islands, United States CLOSED ACQOUNT I 01 lq V! Witness my hand and the seal of the Government of the United States Virgin Islands, on this 11th day of September, 2019. Tregenza A. Roach Lieutenant Governor United States Virgin Islands 091120190717 SDNY_GM_00013663 CONFIDENTI AL CONFIDENTIAL FirstBankPR000826 EFTA_00I 24B06 EFTA01269473 SOUTHERN TRUST COMPANY, INC. (a U.S. Virgin Islands Corporation) WRITTEN CONSENT OF THE BOARD OF DIRECTORS (in lieu of meeting) SEPTEMBER 11, 2019 Pursuant to Section 67(b) of Tide 35 of the Vitwn Islands Code (Me "ICC"). the undersigned, being all of the member of the Board of Dizettes (the "Boson of Southern That Company, Inc, aIrnin Wands corPondon (the `CMIKttatisw"), do hereby consent and agree to the authorisation and adoption of the following tesohneoc. WHEREAS, Jeffrey E. Epstein, the sole shut:hoicks, a director and Presidenrof the Corporation, passed away on Augus: 10,2019; WHEREAS, the renaming Directors of the Corporation arc Duren K. Indyke and Richard D. Kahn; WHEREAS, the remerting Directors are in the process of Ming the vacancy on the Board of Directors as provided for by the Bylaws of the Corporation. WHEREAS, can payments relative to employee benefits are due and owing anti should be made to avoid any further cintuption Ito the employees of the Cotpontion. WHEREAS, the Board he &unlined that the meters and actions deaccised and provided for herein are dcsinbk for and in the best intents of the Co:potation. NOW, THEREFORE, BE IT: RESOLVED, that the Corporation amen= the payment of $12,869.63 to United Healthcare ftotn the Corporation's checking accamt ending in 8521 at Kmd3ank to era the cost of the healthcare benefits for the Corporation'. enployeas for the coverage period August 1, 2019 through September 30, 2019. The actions taken by this Consent shall have the same force and effect u if taken at a teeing of the Board duly called and constituted pursuant to the Byhws of the Comotation and the laws of the Tenney of the U.S. Virgin Islands. • (signannes to rollout) CLOSED 'A~CCOUNT l011(61(q L CONFIDENTIA FirstBankPR000827 SDNY_GM_00013664 CONFIDENTIAL EFTA_00 124307 EFTA01269474 IN WITNESS WHEREOF, each of the undethiped has accused dtis Consent for the purpose of giving his consait thereto and approval thereof io accordance with the Ins of the re:piety of the US trugin Islands and ia respect of the Corporation as of the dire fiat set forth above. DIRECTOR DiZral IC [advice Ridaud D. Kaho CLOT f\CCOPVT leakkg CONFIDENTIAL FirstBankPR000828 SDNY_GM_00013665 CONFIDENTIAL EFTA_00 124308 EFTA01269475 Macklin Colon From: Dina Perry Sent Wednesday, September 11, 2019 4:22 PM To: Madelin Colon Subject FW:1. Epstein Matter Attachments: SKM C4S819091114340.pdf Madelin, Based on Attorney Petri's (bank attorney) guidance below, the below insurance payment ($12,869.63) is authorized. Please release the credits only status on the SIC operating account; ending in *98321, to allow said payment to be processed via ACH/Facil. Once it's processed, please place the "credits only status back on the account. Email me confirmation this was done. Retain a copy of this email in the client's file. mx Dina CLOSED ACOUNT Dins Perry-Melon* Vice President 11(3 C c? hiad._ I First Bonk USVI Market Manager • Eastern Caribbean Region bore we none FirStBank NMLS *1215380 PrOf>tiKY & Casualty Insurance License T: 340.TTS.TeS02 . F: 340.776.0051 E. KiparernrAerstoankvi CDT P.O.Box 309600 St. Thomas, t 00803 From: Kurt Petri (mailto:kpetrigadnfiri.comj Sent Wednesday, September 11, 20194:08 PM To: Dina Perry <dina.penygtfirstbankvi.00m>; George Dudley <Gdudleygodrifyi.com> Cc CASSAN PANCHAM ccassan.pancha mgdirstbankpr.com>; LAWRENCE ODELL <lawrence.odellgafirstbankprcom> Subject [EXTERNAL) RE:J. Epstein Matter Good Afternoon Dina, Per discussion, I am confirming that the attached resolution will suffice to allow the Bank to authorize the $12,869.63 payment to United Heahhcare from Southern Trust Company, Inc. KED Kurt Petri Partner Dudley Newman Feuerzeig LLP 1 L CONFIDENTIA FirstBankPRO00829 CONFIDENTIAL EFTA_00124309 SDNY_GM_00013666 EFTA01269476 Temporary Address: 32 Raadets Gade., Suite 2B, St. Thomas, USVI 00802 Street Address: 1000 Frcderilcsberg Gade, St. Thomas, USVI 00802 Mailing Address: P.O. Box 756, St. Thomas, USVI, 00804-0756 (340) 715-7747 Direct (340) 715-7740 ext. 114 Switchboard Email: fildavi.com www.DNTvi.com Lecklunci tr.) womiteady MINX, M1* ISIMIODO THIS MESSAGE IS INTENDED ONLY FOR THE USE OF THE INDIVIDUAL OR ENTITY TO WHICH IT IS ADDRESSED AND MAY CONTAIN INFORMATION THAT IS PRIVILEGED, CONFIDENTIAL AND EXEMPT FROM DISCLOSURE UNDER APPLICABLE LAW. If the reader of this message Is not the Intended recipient, or the employee or agent responsible for delivering the message to the intended recipient, you are hereby notified that any dissemination, distribution, forwarding or copying of this communication is strictly prohibited. If you have received this communication in error, please notify the sender immediately by email or telephone and delete the original message immediately. Thank you. From: Kurt Petri Sent: Wednesday, September 11, 2019 2:38 PM To: 'Dina Perry' <dina.oerivalirstbankylcom>; George Dudley <Gdudlevednfvi.com> Cc CASSAN PANCHAM ocassin.cranchampfirstbankor.com>. LAWRENCE ODELL clawrence.odelieflrstbankor.com> Subject RE:). Epstein Matter Dina, Please see the attached resolution from the Southern Trust Company, Inc. Board of Directors. KEP Kurt Petri Partner Dudley Newman Feuerzeig LLP Temporary Address: 32 Raadets Gade., Suite 2B, St. Thomas, USVI 00802 Street Address: 1000 Frederiksberg Gade, St. Thomas, USVI 00802 Mailing Address: P.O. Box 756, St. Thomas, USVI, 00804-0756 2 CONFIDENTIAL CLosE10 AcCOUNT MOP L CONFIDENTIA FirstBankPRO00830 SDNY_GM_00013667 EFTA 00124310 EFTA01269477 (340) 715-7747 Direct (340) 715-7740 ext. 114 Switchboard Email: Cadnivi.com www,DNEvi.com DN MS new. MIS .ea.. VAMdllesely THIS MESSAGE IS INTENDED ONLY FOR THE USE OF THE INDIVIDUAL OR ENTITY TO WHICH IT IS ADDRESSED AND MAY CONTAIN INFORMATION THAT IS PRIVILEGED, CONFIDENTIAL, AND EXEMPT FROM DISCLOSURE UNDER APPLICABLE LAW. If the reader of this message is not the Intended recipient,or the employee or agent responsible for delivering the message to the intended recipient, you are hereby notified that any dissemination, distribution, forwarding or copying of this communication is strictly prohibited. If you have received this communication in error, please notify the sender Immediately by email or telephone and delete the original message Immediately. Thank you. From: Dina Perry <dina.oerritilfirstbankvi.com> Sent: Wednesday, September 11, 2019 9:20 AM To: George Dudley <Gdudlevednfyi,com> Cc CASSAN PANCHAM scaSsan.oanchamfElfirstbankor.Corp; LAWRENCE ODELL <lawrence.otiellPfirstbankor.corn>: Kurt Petri skoetritadnfvi.com> Subject RE:1. Epstein Matter Attorney Dudley, Thank you. I would greatly appreciate it if you or Attorney Petri can communicate your response below to Attorney Kelleher directly. Regards, Dina 1 First Bonk TOPIleOf 4.94.• One CLOE19 ACAOUNT /0/18//9 Dine Perry-Malone Vice President • USVI Market manager Eastern Caribbean Region FlrstBank NMLS *1215380 Property & Casualty Insurance License 'I: 340.775.8892 ' F: 340.776.005: E: 204.4errialbstb44414 rpm P.01304 309600 Si. Thom&S. 9:00803 3 SDNY_GM_00013668 L CONFIDENTIA FirstBankFR0O0831 EFTA_00124311 CONFIDENTIAL EFTA01269478 From: George Dudley (mailto:Gdudley@dnfyi,com) Sent: Tuesday, September 10,2019 6:09 PM To: Dina Perry <dina.oenviefIrstbankvi.corrt> Cc: CASSAN PANCHAM ccassan.panch a meDfirstbankoncom>; LAWRENCE ODELL clawrence.Ociellefirstbankpr.coms; Kurt Petri <krietrifidnivi.cono Subject: (EXTERNAL) RE: J. Epstein Matter Hi Dina, This account was not opened property. The corporation was incorporated in 2011 as Financial Infornatics. Inc. September 2012 was the month in which the corporation changed its name from Financial Infomatics. Inc. to Southern Trust Company. Inc. (STC). Accordingly, a Certificate of Good Standing (CGS) should have been obtained at the time the account was opened in December 2012. Be that as It may. at this juncture, we need to get a current CGS for Southern Trust and a resolution from the Board of Directors replacing Epstein with someone else as president. Additionally, we need to have Epstein replaced as a member of the Board of Directors. I don't who owns the shares of STC but there win need to be a shareholders meeting to elect the new Director. If the sole shareholder was Epstein then the Co-Executors will have to conduct the meeting. For purposes of the $15.000 payment on 9/12, we need to receive a resolution adopted by the Board (with our without a replacement director for Epstein) authorizing the disbursement of the funds for the specific purpose of making the insurance payment and also identifying the payee. With the resolution and the CGS. the Bank is on safe ground to release the funds. Let me know if you will communicate the foregoing to Enka or if you would prefer for Kurt or me to handle the matter. Regards. ghtd George N.T. Dudley Dudley Newman Feuerzeig LLP Temporary address while our main offices are renovated: 5332 Raadets Gade, Suite n St. Thomas, USVI 00802-6903 PLEASE NOTE NEW NUMBERS: Direct Dial (340) 715-7743 Switchboard (340) 715.7740 Email: oduclievf&ONFiricom www.DNFyi.com C LOSINici E?, AgpOUNT 10 F1/4f. The information contained in this email message is intended only for the personal and confidential use of the recipient(s) named above. If you have received this communication in error, please notify us immediately by e- mail, and delete the original message. From: Dina Perry <dinagerryaftrstbankvi.com> Sent: Tuesday, September 10, 2019 5:24 PM To: George Dudley <Gdudlev@drdvi,tom> 4 CONFIDENTIAL FirstBankPRO00832 CONFIDENTIAL EFTA_0012431 2 SONY_GM_00013669 EFTA01269479 Cc: raLSAN PANCHAM ccassan.pancham.firstbankbrcom>; LAWRENCE ODEU <lawrence,odell@firstbankor com>; Kurt Petri <kbetriadnfw.corn> Subject RE:1. Epstein Matter Attorney Dudley, Attached is the file for the following account, which maintains a "credits only" status: Southern Trust Company's operating account ending in xio98521. The authorized signers are as follows: 1. Darren Indyke 2. Jeanne Brennan 3. Jeffrey Epstein To clarify, as per Cecile deJongh, the company would like to make a health insurance payment of roughly $15,000 from this account on 9/12 via ACM debit/Fall. This will be executed by one of the authorized signers. Please let me know if we can proceed accordingly. Best Regards, Dina I First DSc Torte we en One Dina Perry-Malone : Vice President USVI Market Manager Eastern Caribbean Region firstBank NMIS *1215380 Property & Casualty Insurance Ucense T: 340.775,8892 F: 340.776.0051 E: E9v.rterrvatitstbantrvi Pao P.O. Box 309600 St '16:tnas, VI 00803 CLOSED AAC_OUNT 101 1%1 from: Dina Perry Sent: Tuesday, September 10, 2019 12:31 PM To: 'George Dudley cGdudievPdnfyi,com> Cc: CASSAN PANCHAM <KassarLaanchamt&firstbankor.22m>; LAWRENCE ODELL lawrence.odelleafkstbankor.com>; Kurt Petri ckocrif&dnfyi.com> Subject RE: J. Epstein Matter The inwrance check will be written against the Southern 'Dust °Dentine account, which is in -credits' only status. Thus, her request to remove said status. Dina CONFIDENTIAL L CONFIDENTIA FirstBankPRO00833 SDNY_GM_00013670 EFTA ((1124313 EFTA01269480 First Oat boatmen Seem Dina Perry-Malone Via President t USVI Market Manager • Eastern Caribbean Region FirstBank NMLS #1215380 Property & Casualty Insurance License ; T: 340.775.88W F: 340.776.0351 6: Am owivenrsmanwisrora P.O.Rox tosfix St. Thiamin oesos From: George Dudley rmailto:Gdudlevadnfyi.romi Sent: Tuesday, September 10, 201912:18 PM To: Dina Perry cginauerwgefirStbankvicont> cc: CAVAN PANCHAM ccassantarichtimffifirstbankor.com>; LAWRENCE ODELL dawrente.odelltefirstbankor.eorm; Kurt Petri ckpetriaticinNitorn> Subject (EXTERNAL) RE:). Epstein Matter Thanks Dina. If the Southern Trust payroll account is the only account they want to remain open, what does that do to the cheek that Cecile deJongh wants to write to cover insurance? If that check is supposed to be paid out of a different account, that second Southern Trust account will need to remain active (or the purposes of the 'payroll account' broadened). I will reply to Erika's email and raise the issue. Regards, ghtd George N.T. Dudley Dudley Newman Feuerzeig LLP Temporary address while our main offices aro renovated: 5332 Raadets Gade, Suite N3 St, Thomas, USVI 008024903 PLEASE NOTE NEW NUMBERS: Direct Dial (340) 715-3343 Switchboard (340) 715-7740 Emal: orludirpt4IONFiticorn www.DNFyt,com CLOSED,ACQOUNT tOlta W The information contained in this e-mail message is intended only for the personal and confidential use of the recipient(s) named above. If you have received this communication in error, please notify us immediately bye- mail, and delete the original message. From: Nee Perry 4iinatgerrvaffrstbankyi.com> Sent: Tuesday, September 10,2019 12:03 PM To; George Dudley <GdudleyfficinfieLcOm> Cc: CASSAN PANCHAM <cassanuanchamiefirstbankpr.comi•; LAWRENCE ODELL cjawrence.odelkafirstbankor corn>. Kurt Petri <kgetriffidnhisgm> Subject: RE: J. Epstein Matter 6 SONYGM00013671 CONFIDENTIAL CONFIDENTIAL CONFIDENTIAL EFTA_001243 14 EFTA01269481 Attorney Dudley, I hope this email finds you well. As agreed, I am working with my Branch Managers on your request below. I just sent you and Attorney Petri an email under separate cover. Regards, Dina First Mink lore we in ene Dina PorrrMaion• Vice President USVI Market Manager Eastern Caribbean Region FIrstflank NMLS 01215380 Property & Casualty Insurance License T: 340.775.092 F' 340.776.005: E: Skilharmalarstbankshaim P.O.Flor 309606 Et. Thomas. VI 001103 From: George Dudley (mailto:GdudleyfIdrifyl.cOm) Sent: Tuesday, September 10, 201911:59 AM To: Dina Perry <0lne.oerryi&firstbankyi.com> Cc: fAcciAN PANCHAM ccassan.oanchamdcfirstbankoccomy; LAWRENCE ODELL [email protected]>; Kurt Petri <ispetriednfyi com> Subject: [EXTERNAL) FW: J. Epstein Matter Hi Dina, In light of Erika's email, please send to me copies of whatever documents you have with which the relevant accounts were opened. Thanks, ghtd Gears H.T. Dudley Dudley Newman Feuerzeig LLP Temporary address while our main offices are renovated: 5332 Raadets Gade, Suite e3 St. Thomas, USVI 00602-6903 PLEASE NOTE NEW NUMBERS: Direct Dial (340) 715-7743 Switchboard (340) 715.7740 Email: odudleygliONFIA.Conl www.DNFiti.coin 7 CLOSE ID ACQOUNT 01 OM L CONFIDENTIA FirstBankPRO00835 SDNY_GM_00013672 CONFIDENTIAL EFTA_00 I 24315 EFTA01269482 The information contained in this e-mail message is intended only for the persona/ and confidential use of the recipient(s) named above. If you have received this communication in error, please notify us immediately by e- mail, and delete the original message. From: Erika Kellerhals sekellestaiSitkelifer.com> Sent Tuesday, September 10, 2019 11:49 AM To: Dina Perry sclina.oenyebfirstbankvi,com>•CASSAN PANcliAM scassan.oanchaM(10firstbankor.com>; Chris Kroblin akrobuntrakellfer.com> Cc: George Dudley <6duclIeWadnivi.com>; LAWRENCE ODELL ciawrence.odelirentstbankor.cont> Subject: Re:1. Epstein Matter Good morning again. Thank you for your time and cooperation this morning. I spoke with the executors following our call and in addition to forming the Estate account, it would be helpful to keep the following accounts open: • FT Real Estate, Inc. • Nautilus, Inc. • Maple, Inc. • Laurel, Inc. • Cypress, Inc. • GS) LLC • Southern Trust Company, Inc. (we only need the account that currently serves as the payroll account open) • leaves, Inc. • LSJE LLC (we only need the account that currently serves as the payroll account open) • IGO Company LLC • Enhanced Education (will be closed by year-end) • Gratitude America We are pulling together documentation from our side and I will await further communication from Attorney Dudley as to what he needs. Thank you again. Erika A. Kellerhals Member Kellerhals Ferguson Kroblin PLLC Royal Palms Professional Building 9053 Estate Thomas Suite 101 St. Thomas, VI 00802 Email: ekellerhalsakeufer.com Tel: (340) 779-2564 Cell: (340) 201-6821 8 CLOrei Are. OUNT I I N 0,1 L CONFIDENTIA pirstBankpRa00836 SDNY_GM_00013673 CONFIDENTIAL EFTA_OOI 243 I 6 EFTA01269483 Fax: (888) 316-9269 hoar Ties igerenunicalion may motet rtyleged rather orfklentel idergation If yc are not the Mended mosiel a rebate get you nag reared des carelealeaben In *Mc INGOSS do Mt peg copy. reentreme. dinar oats. a odoomMe we the 'reneger Abc. Mesa Mira% to IM seeder that you have received this eget In Omer are aline ea 000Y you mothers Than Tor On Fri, Sep 6, 2019 at 3:09 PM Dina Perry <dine.nerrvA6rstbankyLwrn> wrote: Audio Connection 88335 (WebEx Internal) (787) 7294335 (WebEx External) 1 (888) 7294335 (WebEx Totil Free) Access Code: 993 086 468 ease pan stylserlon •09905tt" 141E:LAMM Tie mforMatle certerod Li RAF emel may tt rnyleperrgene, and rand hem Cisdoese. IC you are rot the ;minded redstart, you are hereby naiad that are trakheinstab deft:Mettle or &garotte Of the con-nonlaton era reetteted. If go Nee &Matted this eommorader in tier, paf nathr the lender oviserattiv and delete to ogees. The message ices Set te the R-glierk Siert Mel CatIMOY.CriOin, </Or !wheaten stoke's:oar: .999999r oDLSCSAU4SR: The trfamahe CCetafrod m theemail may be rigesied,ogirketab era retested rem dissociate. mu are mete &triad neater yoe are newsy notfleg that airy dissernmator. caseboution or ertostation ce the Conenungatel is nag Sergi:Id. yea hag Neale& tris se inliuriestler in WV, :Nose notfy Um antler turnetastety and Mgt* el apes. The refuge hie set to the Mrsteenx Sewn itSIGateway.h/lpons <g ' MTh <VIM styirecort .999499:'s DISCLAIMER: The in/Comer Ogg nee Iv bet trot* ef*Y to mwettee,earrnenta, ohd directed frog Clactemer. It verge metre etride0 raisenb rw are hereby nand that eydIaercINtr. derslortlen cr thollealan or Mg xmmureattna salcr y retro& If yOu hove reamed TI Cammunicaten in err, Tease nary the wrier !mintage., end Mtge meat Ti. mecca;, was sent by the Festitank term Mat Gateway. <Near> </Os v egg' gyee'Oecrt /299499eflOISGAIMER.The irfanit,er. ortairott in the email may be privileged to hob eye rammed from derret. r rou ore o, the Mended meant, yeti are /*Mg nage! Tat any diSatrrenstget. Istilbutien Y deolkatten &t' Coinimegaben s &TKO Mitred. II yet had rem MEd Tic commenter:et In error. pease net ly M weer IneradetelY and oda. all Men ThO thefts:to Val WI by Ike It malSahlt Seat met Gstevay.</SMile </ph CLOSED?) iqOU ACC NT 1°1 V 9 CONFIDENTIAL CONFIDENTIAL FirstBankPR000837 SDNY 13674 EFTA_00124317 EFTA01269484