EFTA01279525

WELLS FARGO CASH BACK VISA SIGNATURE@ CARD WELLS FARGO VISA Signature Account Number Statement Billing Period Page 1 o14 Balance Summary Previous Balance — Payments — Other Credits * Cash Advances * Purchases. Balance Transfers & Other Charges + Fees Charged + Interest Charged = New Balance Revoking Line Of Credit $0,00 $0.00 $0.00 $0.00 529 95 $0.00 $0.00 $29.95 Ending in 09/22/2018 to 10122/2018 24-Hour Customer Service: TTY for Hearing/Speech Impaired: Outside the US Call Collect: Wells Fargo Online®: 1.866-229-6633 1.800-419-2265 1.925-825.7600 wellslargo.corn Send General Inquiries To: PO Box 10347, Des Moines IA, 50306-0347 $7,500 Available Revolving Line Of Credit $7.470 Payment Information New Balance Minimum Payment Payment Due Date $29.95 $15.00 11/162018 Send Payments To: PO Box 77053, Minneapolis MN, 55480-7753 Late Payment Warning: U we do not receive your Minimum Payment by 11/16/2018, you may have to pay a late fee up to $37. Minimum Payment Warning: If you make only the mnimum payment each period. you will pay more in interest and it will take you longer to pay off your balance. For example: If you make no additional charges using this card and each month you pay ... You will pay off the New Balance shown on this statement in about ... And you will end up paying an estimated total of... Only the minimum payment 3 month(s) $31 If you would like information about credit counselina services. refer to www.usdol.aov/ustieo/bancoa/ccdeice approved Min or call 1477-286-2108. Important Information PLEASE SEE IMPORTANT CHANGES TO YOUR ACCOUNT TERMS ON A SUBSEQUENT PAGE OF YOUR BILLING STATEMENT. Your Go Far(R) Rewards Program Terms and Conditions are now easier to read and understand. Make sure you review the enclosed new version of your Go Far Rewards Program Terms and Conditions and refer to these Terms for future reference. U you have any questions about these terms. please call 1.877.517.1358. 7 days a week. 800 a.m. to midnight, Eastern Time (excluding ma or holidays). We accept relay service cabs. Go Far Rewards Summary Rewards balance as of: 09/30/2018 51869 The rewards balance is for Rewards ID 60010821283. This balance may be inclusive of other contributing rewards accounts. For up-to-date rewards balance information, or more ways to earn and redeem your rewards, visit GoFarRewards.wf.com or call 1.877-517-1358. Transactions Trans Post Reference Number Description Purchases, Balance Transfers & Other Charges 09.27 09/27 2406200M12BRBMK9V com 'Bngham Fie1888-5969279 AZ Credits Charges 2U 95 TOTAL PURCHASES. BALANCE TRANSFERS & OTHER CHARGES FOR THIS PERIOD $29.95 Fees Charged TOTAL FEES CHARGED FOR THIS PERIOD S0.00 8896 YKG NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT 7 14 181022 0 PAGE 1 of 4 10 3,31 8000 V5018 01088896 Detach and mail with check payable to Wells Fargo. For faster processing, include your account number on your check. Account Number New Balance Mnimum Payment Payment Due Date 00002995000029950000150041471801940269658 Amount Enclosed Continued t 829.95 $15.00 11/162018 WELLS FARGO CARD SERVICES PO BOX 77053 MINNEAPOLIS MN 55480-7753 YKG 95 Check here and see reverse for address COMDENTIAL SDNY_GM_00028464 EFTA_00 II 39084 EFTA01279525 IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Billing bufas Surnmary. II you Sigue your bar is twong ( 1 o 'I.a A you need mar infoonaOs abate a narnzcoon on you' b il.wn:e:ou+ ano teparate sheet of paper as :zonas postetle al: PD. Boa 522. Des Mg:m.0A 50305-0522.We most heer han you 110 late )han Oldeys after we sent tau the first bel on which the Erra appeared Yaz may notify ut usen othe mear» ("bol ng callen us at the number load on thefront of the statement). bus doing so wl not preserve your rights. In your letter (a "lbitten Noticel, afonde ase fi:ribeteo infamaban: • Tour neme and account number. • Me date and dolar amount of the luso« ted Error. • Deseption d stee E nor and *by you bailete Otee n an Erra If you need more information pitasedeserte Me itemyw are not ;atisbad You do not bree to Wy any allegad Erra amount white we are 'me:boato°. but you are stal obligated to Wy the eetsof voy, bll that are not part of che allegad Error ~ni. "le we envetogate, we caneo, tepe l you es delinquent or take anyaction to colkct the alleged Emir °motea you lave authortzed m to pay your credit card bill automaticen,/ han your savngs a checkingaccount. you can stop the payment on any amount you beben isan Error. To stop the payment. yape Vimbre. Nota must reach ut 'bree (3)businost days bada* the automatie payrnent is scheduled to «Cte. Sparol Rafe fa Creda Caed Parchases: If you basca problern *th thequalrty of goodsa services you puichased with a credit card. and you have 'red ri goud farth tocorrect stee probkm enth the mechan,. you may not have to pay the temaining amount doe on the goods or s rvKtl.You have oha e:4~ ton cok when the penthese poet wat more iban S50 and the porches< wat made in tour home cate a within 100 males of your res34ing eddess and you have na pad the balance of the doputed charge. B we asna operate the merchante d we mallad you the adra Inement fort the ptoperlyor seances, all mechases are cometed restan:len of amount or locationof puichase. (t'ida Information. NOTICE.W. may finish iniamation aboul your account to consumo 'epa tino agencies. You have the right b dispute the accurey of inforrnateon that we have reponed by wming to usar P.O.Box 14517, Des Manes, IA S0306-3517 and descraong Use :eco& infamation chut it inaccutate ce in dispute and the basisfa any dispute with suppoiling doosnentation. the case of information that you bailete relates to an dentity (helt, you val need to aovade us votar en rdentity theft repott Payments. tonforrning Payments' are payments meted using the enclocad payment coupon to dio payment addniss specified on the statement or.geneally.made va the"TransNrs' tab 'Make Peyment' kik on the credit card Account Active), tab of Wells Repto Online Bankeg erhttpd/wwwwells/atgo.com-. Contarnos; Payments retened VIO mail by 500 p.m. wil be aedited at d the date of recoge. Confamirg Payomms retened af ter 500pm vea be cracited a: of the net day.Cut-off irnos fa Conformang %r etes moda via our Web saz val be di:elosad at the time of Oto g venaba, •hion•Conforming Primen/Care payments made by any other mear» and may not recen* creditfa up to Ave dan afterthe date of recept bon-Conforming payments "lude. bot not lirnted payments by cerufied mart. FedExa UPS.a envekoes addiessed MakcAbout Electronk Check ConeneetWhenyou acorde a chak as payment.you autlgrizeus cebe' so use informaban han yero check to make a ore-tene eleolyonic fund hender frornyourecountot to orees, Ose payriwm as a check tramada,. When we use informe!~ lean your check to nee anelearonic fund tiende, finds me/ be withdiawn frian youreczunt as som as ate tenº day we receive roa payment. and yodwil not receive your checkback hantour fiemos, intotimon. A3ymcnno hall'« lesa TMnAccounr Balance Request B you estad lo pay your account in full with an amount less iban the total owed en your account. yaz must send your reo uest bu: at: PO. Boa 10311, bs Manes. IA 503060311.Such payments wel not dite harpa, your fui] debt. How We Cakulate Varar Balance. We use a method callecraverage daily balance bncluding new pUIChateij..FOr more information togardeng this calculaba,. pitase rel er to your Credit Card Account Agreement or call 0-41 10114 ree Costaste Ser vice number 'cerned on thehatt ofthis statement How to Ayer' Paying Inleest onPurthenes. Yola Pasneut Due Date is at kast 25 days af ter the done of each bruAno perod We w 11 not chato, you intent ron mochases if youpay yola entre balance by thedue date each month.1W wvl beginchargang interest on casi, advances and balance transfers on the e/ensebendate. Secured Atacarme. Por Secured accounts. your credit card account is Intuid by a pledge of your Secured Card Colateral Account with Wells rasgo Bank, NA.. ostablithed in conectan wth your appkation lor che card You agite that ibis pledge ex ludes and gives the right to Bank to redepo, codea( and withdraw any part t a Me full amount ol the Secured Carel Collateral Account troon ainy default onder yes S«uted credit <rel ageement, or in the evem your Secured credit card agreement is terminated by Bank for any reatas lhis pkdge is roven asa security interest any and all ~ni; you ont encluding interesa lees and tost: Mire h may aun» under your Secured credit card account You agree that if yout Sécate' credo card account ssclo,ed fa any remo. the bank may *N'y lunch in the Secured Cara Conciten,' Account to Ny off any balance on thecredit card «cantil Mereare gil lunch temaining in the Colateral Mcount alter dona these lunch mg:timan on Ondosa fa upa to 60 days befa* (»mg remitid to you Customer Servir. Monnaing Glos may be recorded or rren:nned INFORMACIÓN IMPORTANTE SOBRE SU CUENTA Resumen de De« hos de facturación. Si cree que hay ag.ur error os ledo Or cut Pita L.9 In o, o 's nn(t,ne od +" fcin-a<40f, S.Cbte una transacción ove aparece en su estado de cuenta. MI faya escribanos en una hola separada tan aceitocorno le sea pouble. a la siguiente dirección: RO. fía 522 Des Manes. I A 50306-0522. Debe comunica. se con nosotros dentro de un l'asode bodas de la fecha en que le hayamos enviado el primer estado de cuenta en que apago!, el Erra. Puede comunicarse ton nosotros por catos medios (lo que inc luye llamarnos al número que aparece en el frente del evado de cuesta) peto de hacerlo noarteVaga sus der« hos. En tu carta (unellotificaciai por Escrito'), por lava nalgota siguiente información • Su nana' y número de cuenta. • la fecha y el monto en dotares del Erra del que sospecha. • Una desapegan del Erra y la razón por la cual usted cree que es un Erra. Si necesita más informando, por favor descnba el item del que no esta seguro. No tiene que pagar al momo del supuesto Error mientras lo investiguemos pero seguirá obligadoa pagar las pacemos de saldo de su cuanta que !PD foernon parte de monto del supuesto Enea. Mientras investiguemos, no podremos reportarlo en Nadad de deudor moroso. n. tomar mecidas para colear el monto del supuesto Error. Si nos ha °Leonado e pagar 1Ucuenta de tarjeta de crédito de manera automática desde su cuenta decheques odeahorro:, puede suspende el pago por cualquier monto que crea que enes blof. Pea suspender el pego. su abur-caceen por Escrito debe llegarnos tres (31 chas hablen antes del dia en que esté programad() el pago aulOnlatiCO Regia Espeoal poro Compras con Tolera de Creditar Si usted tiene algún problema con la calidad de los Loen.. o se vKi01 que KIQUif lb ton una tarjeta de crédito, y ha intentado de buena fe resolver el problema cal el comerciante qua no tenga que paga el monto restante adeudado poda bienes ose vicios. Usted cuenta con esta protección solamente si el pre< jade Canae superó a los SSO y la compra fu...abada enelestadoen que tendeos una distancia no supera a 100 miles de su cliteceion postal, y seerpre que no haya pagado el takki del cargo en disputa. Si tomos los propietarias u °pegadores de dicho comercio. o si le enviamos por careo un enuncio publicas, o de los benes o servicios, todas tes <erais están cubetas sin importar el monto o lugar de la ergra. Información de Crédito. AWSOt Podremos dar información sobe su cuenta a las agencias de igormes sobre consurredores. Usted tiene el derecho a cuestionar ki exactitud de la infamación reportada por nosotros aletarga ala ugueent• dirección, PO. Boa 14517, Des Manes, I A 50506-3117. En tu cara, deberá describir la infamación «pacifica que tea inexacta o on chsputa. y fundamenta( cualquw disputa con documentación de respaldo Si considere que se trata de información relacionada con el robo de identidad, deberá enviamos una denunca de robo de identidadcorrespondiente. Pagos. los Pagos en Conformdad'son pagos enviados por cateo usando el cupón de popo adjunto.> la dirección de pago que se espeo6ca en el estado de cuenta o ben pagos generalmente realzados atreves de la Echa 'ronices' (Tranderencias) o el enlace Itske a Paymen(' (Paella* un pago) en la fxha 54ecount Actiyity(ActiWdad de la cuenta) de la tarjeta de crédito de la Banca por Interne, Wells Pego Online en ~brego on (en ingles). los Papos en Conformidad recibidos pa correo no mis tarde de las 503p m. se aeredtatán en la fecha en que se reciban los Pagos en Conformidad e« dados después de las SOO pm. se acreditarán al da siguiente. las horas de cate para los Pagos en Conformidad realizadosa través de nuestro sito Web se cornunkaren en el momentode la transacción. lOttnos en lit( umplirnientici son pagos realizados por cualquier otro medro, yes posible que no se acrediten hasta cinco des después de a fecha en que te reciban lot Pago, en incumplimiento incluyen. entre otros. pagos pa correo ceitiRcedo. FedExo (AS, o sobres con dirección plegable Aviso Sobe Corwengin de Cheques Eketroll<01: N PrOPOrOCnar un cheonacanoferms de papo. usted nos da su autorización para utázar la información de suchequea/inN realzar una sola transferencia electrdrica de su canta °procesar el pago cavo una tontaccien de cheque Cuerdo nosotros usamos la nfarracien de tu cheque para realizar una trandereneu elecOónica de fiados los muna podrán ser retirados de su cuenta tan rapdo corno el mornocka en que /cebamos su pago y su institución financiera nO le regresará tu cheque. Popo TOWPO, Vol MOMO Ato, of Soldo de. /o Cuento. Si usted prensa lechada, la totalidad del saldo de su canta por in monto ideo al montototal adeudado en su cuenta. deberá enviamos $u solicitada La >puente dirección: ROBOK 10311, Des Mories.IA 50306-0311.Chchon pagos no cancelaran la maldad de su deuda. Cómo Calculamos Su Saldo. Uranio: un método denorninado'saldo diario promedio (incluyendo nuevas comprasY. Para más información acerca de este elculo por farsa lame a ntre5110 mermo gatuno de Servicio al Cliente editadoal frente de este estado de cuenta. Cómo tuna, Pagar Internes obre Compras. La fecha de Vencimiento del Pago es al menos 25 din después delCene de cadapenadode facturación. No cargareirot 4tegiete$ sobe las compras ti usted paga la totalidad de su saldo a más tardar en la fecha de vencimientode cada met COrneftWein01 acapa, intereses sobre adelantos en Nearca y transferencias de saldo a la fecha de tu/maco:o. Cuentas Garantizadas. Para Cuentas Garantizedaf, su cuenta de paleta de crédito está garantizada poi la entrega en prenda de su Cuenta Colatetal de la Tarjeta Garantizada de N'eh FargoBank,N.A.., establecida en relación con su solicrtud de la tarjeta. Usted conviene en que estaentrega en prenda incluye y da el Banco el derecho a reata e cobrar y releer asalarie parte o la totalidad del monto depositadoen la Cuenta Colateral de la Tarjeta Garantizada en caso decuelgue' acto de incumplenento bajo su convenio de la tarjeta de «edito garantizada. o en caso de que dicho convenio sea terminado por el Banco, pa cualquier mama Esta prenda te entrega como paremia do cada uno y todos los monto:que usted adeude, incluidos bes internes. cuotas y costos que puedan acumulanw bajo su Cuenta de respeta de Crédito Garantizada. Usted <Sta de acuerdo en que si suCuenta de Tarjeta de Crédito Garantizada se cierra por cualquer raZérl, el banco podrá eolicar los fondos mantenido', en la Cuenta Colateral de la Tarjeta Garantizada para 'eluda« cualquier saldo en la cuenta de tarjeta de crédito. S después de hacerlo aun quedan fondos en la Cuenta Colateral. dichos fondos podrán permanecer en depósito durante hasta 60 das ames de (R sean remitidos a usted. /Aonitoteo del Servicio al (lente. las llamadas pueden ser grabadas o n`OnitOftedat 010P5596' 10 I 1/01t2017 z 7017 Weegs Faro° Pmo., NA ughts reserved Todos los derechos festiva/da, MA-4763301 Change of Adckess Fosen - K your addtess has changed, inmute your complete new address below. Restte to check box on reverse sido of coupon and endose in the envelope provided Picase use this section only fa address changes B you have any questions. pecase call the toldf ice mistan« service narnber on thefront of lbs statement. Bemolado de Cambio de Dirección - Si su di reccion ha cambiado. proporcione su nueva dereccidn completa abajo. Asegúrese de indicar el cuadro al dorso del cupón y adjúntelo en el sobre anexo. Por favor use esta secasen solamente para cambios de direccion. Si nene preguntas por favor llame al númerodeServicio al Cliente al frente de este estado de cuenta. ACCOUNT ACCOUNT FIRST LAST NAME NAME NEW STREET ADDRESS PO BOX/ APTO CITY. STATENZIP HOME WORK PHONE PHONE CONFIDENTIAL SDNY_Ght00028465 EFTA_00139085 EFTA01279526 WELLS FARGO CASH BACK VISA SIGNATURE® CARD WELLS FARGO VISA Account Number Signature Statement Billing Period Page 2 of 4 Ending in 09/22/2018 to 10/22/2019 Transactions (Continued...) Trans Post Reference Number Description Interest Charged ABC INTEREST CHARGE ON PURCHASES INTEREST CHARGE ON CASH ADVANCES Credits Charges 0.00 0.00 TOTAL INTEREST CHARGED FOR THIS PERIOD 2018 Totals Year-to-Date TOTAL FEES CHARGED IN 2018 TOTAL INTEREST CHARGED IN 2018 $17.80 $0.00 $0.00 Interest Charge Calculation Vow Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance PURCHASES Annual Percentage Balance Subject to Rate (APR) Interest Rate 15.99% variable $0.00 Days in Billing Interest Charge Cycle 31 $0.00 CASH ADVANCES 25.99% variable $0.00 31 $0.00 5596 YKG 1 7 14 181022 ' F I DE3NTIAL6 SDNY_GM_0002faatinuGd EF1'A_00139086 EFTA01279527 CONFIDENTIAL --"8' EFTA01279528 For Account Ending In Page 3 of 4 WELLS FARGO Important Changes to Your Account Terms The information below summarizes changes that are being made to your account terms. These changes will take effect January 25, 2019, and apply to statement cycles closing on or after that date. • Payment Changes:The following change is being made to your minimum payment calculation in Section 1201 Payments of your Consumer Credit Card Customer Agreement and Disclosure Statement Minimum Payment. Your Minimum Payment Due includes any amount past due plus the greater of: 1. The sum of late, returned check, returned payment, rush plastic and annual fees and interest billed during the Billing Cycle for which the Minimum Payment is calculated plus 1% of the New Balance shown on the billing statement or 2. $25.00 (or the entire balance on the Account if the New Balance is less than $25.00). We require you to pay any amount over the limit of your credit card account. However, that amount is not included in your Minimum Payment Due. The Minimum Payment is rounded-up to the next highest whole dollar amount. Credits will not be used to meet the Minimum Payment. The remaining paragraphs of Section (20) remain unchanged. If you have automatic payment established on your credit card, depending on the automatic payment selection you have chosen, your automatic payment amount may be impacted due to the above change. • Other changes being made to your Consumer Credit Card Customer Agreement and Disclosure Statement are as follows: • Modify Section (9)Authorizations replacing the first paragraph with the following: We don't guarantee approval of transactions. We reserve the right to deny transactions for any reason, such as account default, suspected fraudulent or unlawful activity, Internet gambling, or any indication of increased risk related to the transaction. If you engage In abuse, misuse or gaming in connection with earning or using points or attempt to do so, we may close or restrict your Wells Fargo credit card(s). Abuse, misuse or gaming includes, but is not limited to, making multiple purchases and multiple payments during a billing cycle whereby the dollar amount for each purchase in the aggregate substantially exceeds your credit limit. We also may limit the number of authorizations we allow during a period of time. The remaining paragraphs of Section (9) remain unchanged. • Modify Section f/1)Fets adding the following 'Rush Plastic Fee' bullet: • Rush Plastic Fee. This fee may be charged if you requested expedited delivery for your credit card. The remaining paragraphs of Section (11) remain unchanged. The rest of your Consumer Credit Card Customer Agreement and Disclosure Statement remain unchanged. The following notice is meant for customers who speak Spanish, Chinese, Vietnamese, Korean or Tagalog. IMPORTANTE. Si listed no lee Males, pida a au intisprete quo revise y le describe el contatido de au carte. siemens al 1400-642- 4720 pus discutir su dude o recibir una respuesta a sus presumes. ?ROSA? kiiittl9TROU: IRKtnfitilll/ritWi914,.M4(41frb'r:ftath fl 1-800-642.4120 a•, t" .5Cittnatkleial • OUAN TRONO: Niu quY vt kheing doe tide liens Adz hiy nhC ngndi thong dich cab guy vi sae vi trinh bey lei niji dung hi thu nay cho gut irj. 'Culp:4 chinks ten tei a6 dib thosi 1.800-642-4720 di ban vb tai lieu My boat snit dip bit ca the mAc do. •ka Alalh `Sol* i1A1 *sl-Altl. 891' I -04411A 01 Aliasi ?1€e}31 All as sus sH Al .9_. rrap 91:,. 4714 fat^d Atetol Al' AP?! 1-800-642-4720 M. !1181 at- Al ±. Si/AI-JAI AGA: Kung hindi kayo nakakabasa ng frisks, iparepaso at ipalanwan sa inyong tagasalinovika ang mga nilalaman ng liham na ito as inyo. Tawagan kami sa 1400-642.4720 upang mapag-usapan ito at masagot ang ano mang mga katanungan. 0 2018 Wells Fargo Bank, NA All rights reserved. Member FDIC. Page loll IHA-5522904-2 3.C-5596 Sig8114 5596 YKG 1 C 14 181022 ID 0ogY 5596 SONY_GM_0002068nued ly EFTA_00139088 EFTA01279529 For Account Ending In Page 4 of 4 THIS PAGE INTENTIONALLY LEFT BLANK 55,6 14. --- CON F I DENTAL SONY_GM_00028469 EFTA_00 I 39089 EFTA01279530