EFTA01279990

FIFTH THIRD MORTGAGE Borrower(s): Brian V ickers Property A dckess Loan Nunber PROPERTY APPRAISAL REPORT OR VALUATION Thank you for choosing Fifth Third Mortgage for your mortgage financing. We are committed to providing a quality mortgage loan experience that is efficient, effective and tailored to your situation. Enclosed please find a copy of an appraisal report and/or valuation developed in conjunction with your mortgage loan application. Y ou m ay receive multiple appraisal reports or valuations throughott the loan process and as your lender we are tasked with determining which is the most reliable. Accoroing to federal law, you have a sight to receive these documents whether your application is approved or not. Therefore, your receipt of the enclosed appraisal or valuation docun ents is for informational purposes only, does not represent a loan commitment and does not obligate you to go forward with the loan. The credit decision for your mortgage loan application will be communicated separately. Please contact me if you have any questions about your mortgage loan application or if you have any concerns with the information contained within the enclosed appraisal report or valuation. Joann Brown Mortgage Loan Originator NMLSti Phone: Loans are subject to credit review and approval. Fifth Thud Mortgage Company, 5001 Kingsley Drive, Cincinnati, OH 45227 an Illinois Residential Mortgage Licensee. Fifth Third Mortgage is the trade name used by Fifth Third Mortgage Company and Fifth Third Mortgage-MI, LLC CT Equal H ousing Lender. CONFIDENTIAL SDNY_GM_00031025 EFTA_00141638 EFTA01279990