EFTA01448823

00 zz m m 5 5 mm zz -i C z C m m 70 -o cn CD A clearer descdptIon of transaction terms used In account statements This message Is to make you aware of new language that will be used to describe a type of transacton In account statements and online activities: Beginning July 22, 2013, If you cash a check and a Is returned to us without being paid. the transaction will be listed on your statement as Cashed Check Returned. This is not a now transaction type. It is simply a clearer descrbtlon of thb type of account acbvity. Currently. a single term (Deposited (tern Returned) Is used to describe two types of 01 transactions: deposited and cashed Items that are retumed to us without being paid. After July 22. this term wit only to used to indicate a deposited check that Is returned. Ati other terrns and condtbns ger your account(s) remain the same Pfcase contact your J.P. Morgan team If you have any questions or require more Information J.P.Mor;an Primary Account: For the Period &2913 to 7/31/13 Page S of 6 EFTA01448823