EFTA01483487

Primary Account. For the PeliOd 1011/11 lo 1071/1 1 IMPORTANT INFORMATION ABOUT YOUR I.P. MORGAN ACCOUNT(S) We ire pleased to inform you t at. begriming November 14. 2011. the following tratreenco fees associated with your / P Morgan personal checking arid savings acccan(s) are hang e limmatcd • Exchange Rate Adjustment We NI %4 withirmvals and card purchases in currency other than U S Dollars (Foreign Transaction Fog) Deposited Item Returned fees All other terms and conditions of your Deposit Account Agreement gill apply If you have any questions m would like additional informatory please contact your ) Moan team Think you for your trust and confidence P Morgan J.P Morgan Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00004661 SDNY_GM_00273859 EFTA01483487