EFTA01487929

July 01, 2004 - July 30, 2004 Total enclosures: 0 Page 1 of 3 EPSTEIN INTERESTS Primary Account Number. B2 EPSTEIN INTERESTS C\O J EPSTEIN & CO INC THE VILLARD HOUSE 457 MADISON AVE NEW YORK, NY 10022-6830 967 000 PE Coming in your October statement check image statements JPMorgan Private Bank JPMorgan Chase Bank Your JPMorgan Private Bank Team: CAMILLO D'ORAZIO Private Bank ServiceLine For assistance after business hours, 7 days a week. (800) 243-6727 We're pleased to highlight a feature of your account statement - check images. Beginning in October, all accounts will receive check image statements. Of course, if you currently receive check Images or have opted not to receive your cancelled checks, there is no change to your statement. With check images, there are no more bulky physical checks to wade through every month. Instead, each of your monthly statements features reduced-size Images of the front and back of each of your checks, arranged in check-order sequence for easy comparison to your records and statement details. The check images are archived by the bank for seven years and copies are readily available. See the enclosed insert for more details as well as a sample page from a check image statement. Check images are the result of our automated digital technology. Now you can enjoy the benefits of easier account reconciliation and record keeping. We hope you will enjoy the convenience. If you are currently receiving physical checks and wish to continue to do so. please contact your Morgan representative within two weeks of receiving this communication. Relationship Banking Summary Deposit Accounts Description Number Business Checking Total Opening Balance Total Credits $14,903.84 $0 .00 Ending Total Debits IL la nee $0.00 514 9C: 54 $14,903.64 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00009493 SDNY_GM_00278691 EFTA01487929