EFTA01505064

06 Account Number FINANCIAL TRUST COMPANY INC June 01, 2002 - June 30, 2002 J.P. Morgan Securities Inc. 2002 270 Park Avenue New York, NY 10017 II3JPMorgan Private Bank Margin Account Portfolio Page 43 of 44 IMPORTANT INFORMATION ABOUT YOUR STATEMENT Contact your client service specialist of you think your statement is incorrect or you require additional information about a nanteC(iOn on your statement IMPORTANT INFORMATION ABOUT YOUR JPMSI MARGIN ACCOUNT ll there are any Orrai a &Mations On MIS Statement. OT if you nave any pertinent &DOW it please Contact your JPMSI ACCOunt Representative or JPMSI Compliance Department at (112)483.2323. Please keep the Sabering in mold when using this statement b Pack your JPMSI MAMMA, acIvify This sllen4ntmmbv,esMcr general 'reign aCCOuril with the Sp00.1 Memaanduni account neecnied ty Sedan 220 6 Regulaban T As required by Regulebon T a pew mitten! record a )our separate account b available 4000 Pour repeat Important tnIonnadon about pricing and valuations. EbOeS Sane a WM* Me aoudad by prang services or Other sources *ha, we deem icaebk. are not atm soloed to' accvracy a as regazable.alues Fencredit balances m yew' account rot segregated and may by used in Ire operation a 2.0/.4Sts business Siert-fieMO airealiOnS a SEC Rule /5c3-3 Unless °themes° inaauclod !WS, a its agents and doposecnos aia nod rota secure.: Upon your &caw( JPMSI 'repay to you the amoui of lour free credit balance and mil deew to you foat.pad socuntos nerd on your beast Inmost 4.4, be charged on any debt balance. the method olcatubbng merest is described nearest. sent to all margin ars:area Upon Ann", request JPMSI oil supply you rodn ou frost tocoM stabvrontrcyurnd to be furnished to customers under SEC Rut. 17a-5(c) If a who/cal/4 mode API respect to an issue of securities included en your Moran A.-ecunt we wiV &bra the call by a method we deem tau and equeable You should have recanted sepevaleJPIOSI bade confrrneyons fa each secteAes Sorsa:ton At Vansections ere sub"( to the tams and cordsbons slated on ;he reverse side ol such confematons and ore sabre( to be constitution by-laws customs and nlevevetatens ate no. ketp.bce where e'ecuted and goiemed by end cons.Med an acoatance with the laws or the state &New Yak and all °flaccid* federal km s and regureons You trust cromely advise JOMS1 of meant changes in )our investment oboe:Nes a financial squabon Unless you :tram JPIOSI cMenvne JPMSI nu, consider the otormaten currendy via: leers robe complete and &wee JPMSI. reputed by law to 'cat to the Internal Reienue Service ea Ocv•dends amVor interest moony on bonds aedled to your aCcouot &wog calendar yetv Please retain stem.) stetenents bassist you in yr epa•nng 'met inoxne tan returns A financial statentivit a JPMSI is available for Mi.r personal MtplioCion at its *Mon or a copy ad be mailed upon yon rotten request JAMS; s no I a be* anchor. :cp.:vete legal entity (remits bank a the affiaeos inMithrig JPMCB The secuites sod °legal a recommanded tyJAWS0 (I) Are not ,nsuied by the Federal DePOSIInstsinCe COMO/150n a any abet roe , nalental agency (2) Ne not deposits a other obeplons a JPMS''s bane a ter if t al f mates (unless OUVIVOSe indicated) and me not guaranteed by a the responsibian ref any such Oneales(untess eipiCely stated otheanse) and (3) imcno investment Asko oc),602 possMe bss a the tvinCpatimested JPMSIY banking afIn‘ares maybe tenders to issuers a WV that JPMSI underwrite, in which Oise /Mopeds a alrenngs unlivvor:Ien by JPMSI may be used Ice the repayment of such bans and pot( MOukl ogee b the dad+sure documents 'Skov IO partCukv Seatta.9 for docussOn a any such bending r ialeins hes The Federal Rosario rogue& the JPMSI obtan your consort before it con obtan oaten bramation bones bora, a Mr": /Of *rates mov otode evaivaton 3m.i We aid assume that your conenung to transact busness with JPMSI red constitute your consent to the instep el such arise nThon by JPMSI and as bank a WM erAdes to/no inert ;omitted by Ian JPMorgan Pryor° Bonk s le notiebng none fa ma cove,* Decamp business conducted by JP Megan Chase 6 Co through its subsoceivois weeded* reeding JPMCB and JPMSI Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00030040 SDNY_GM_00299238 EFTA01505064