EFTA01505165

07 12002 Account Number FINANCIAL TRUST COMPANY INC July 01, 2002 - July 31, 2002 J.P. Morgan Securities Inc. 270 Park Avenue New York, NY 10017 JPMorgan Private Bank Margin Account Portfolio Page 51 of 52 IMPORTANT INFORMATION ABOUT YOUR STATEMENT Contact your client service specialist of you think your statement is incorrect or you require additional in tonna non about a transaction on your statement IMPORTANT INFORMATION ABOUT YOUR JAMS! MARGIN ACCOUNT It there are any errors or omissions on this statement. or if you nave any questions about please contact your JPMSI Account Representative or JPMSI Compliance Department at (212) 433.2323. Please keep the kneeing on mod when using this statement b track your JPMSI arteerage acIvify This staleneve 00flt V10.9 you general 'reign aCCOunt horn the sweat Memaandurn account regime:1 ty SeCtrOn 220 6 diagtaatiOn T As required by RegtAsbOn T a permanent record or ext separateMO:sun/4 angel)* $00 KM Wang Important Information about pricing and valuations. Eb0eS some Of *Adhere prOvded by feting se -vices or other sources *hal we deem meet*. ere not TAN ante& for accuracy or as reaMiable miss Fencredit balances in yds' account aro rot segregated oat may by used in Zr. coration d JP/.45/1 business subject lo trio andahOnS of SEC Rue 15c3-3 Unless Othernd0 inatuaed JAMS, a ds agents and dephirteneS n04 yds SOCurtna Upon your demand JAMSIA01 pay to you the amount of your free0nel *Mance and will deinc. to gum fury pad SOCtintOS nen err )our bided 'metes: bo Charged on any dot,t balance rho method of cab/Wing interest rs Mmaibod m a add son: to all margin customers Upon antral request JPMSI ail supply you with or frost recto: statement elmund to bo funniShOd b customers under SEC Rut. 17a-5(c) If a portal coins mode wth respect to an 'sloe of soma Mee included en >our Margin Ar-ecrint we wiV &book the oaf by a method we deemI:kr and equitable You should have received sepeealeJPIOSI bade confmmehons fa each secteitee tense:Oen At bansactms ere sutect to the bons and concleons stated on the lever se side ol such confematons and etc subject to Me consMubon by-lses customs and inlevsvetatons of the rrewketp.bce shoe ere reel and goiemed by end cons.Vued an *accedence w4h the taws of the stele of New York and all °apical* Icel.:fatless and regulations. You must mompey advise JPMSI of melee! charges in your it-vestment objectives a finance/ squabon Unless you team JPIOSI cexewee JAMS: cut consider the obtmaten currently in its Nos robe complete and accurate JAMS) as Mewed by taw foram, to the !Manna! &nano. Sowe as dividends andbr interest income on bonds amber) to your account during calendar ye. Pkase retain atlyou statements bassist you in preparing ehir income lay returns A !mincer statement of JPMSI is addend fa ion poisonns inspection at its *Mon or a copy of if mi/ be mailed upon iind written request JAMS; v not I a bane ender. sepwate legal ratty &omits ben* a the affAstes mAidtrig JPMCB The secuntes add of a recommanded ty/PMS, (I) Ave not mewed by the Federal DePOsl unseen, Caper a!on a any other g0vei ()merge) agency (2) Are not deposits a other obNabons Of JPMSC0 Oen.% a WA t all Aates (unless Candvose indicated) and aie not guaranteed by or the responsib sly Of any web a hates(uness tiVICCIy Meted °Marvin.) and (3) inva4e invest/nen:Asks oclod,02 poss,04 bss d the tvinGpat imestea JPMSIS banking afIn‘ares maybe leaded to amen d securities that JPMSI underwrites m St, Case proceeds d Ortenngs undo-written by JPMS nay be used tar the repayment of such bans and you 400ukl refer to the discsvevOCCuments (Skov 10 partCukv Seatta.9 for di%usson d any such tending r didOnS had The Federal Rokone rogueos That JPMSI obtain your conseee belay it can °Mara certain mention homes bank a Mr": aff*ates ockidLng they credit ova:warp/re/you We n.0 assume Mal your continuing to transact busness nen JAMSI cut constitute your consent", Me :naiad as such robe nntion by JPMSI and its bank a WM alAdos to :no *Afoot permitted by Ion JPMorgan Rya Ban the nwiebne POMO to the prrvaeo bonlmo business conducted by JP Morgan Chase 6 Co through ds subsodanos wasTvdo atalLnii JPMCB and JPMSI Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00030144 SDNY_GM_00299342 EFTA01505165